Bellbrae VIC 3228

Bellbrae is a suburb in Victoria, 102 km from Melbourne CBD, around 1 hour 25 minutes by car. Population is 1,346; the median age is 52 and the median household income is $80,912 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 55.6% from 2016 to 2021. The 2021 Census recorded a median rent of $380 per week and a median monthly mortgage of $2,300. The area shows high bushfire risk. 1 school sits within the suburb boundary, and walkability is low.

Is Bellbrae a good suburb?

Bellbrae scores a B (56/100) on SuburbScan's Liveability grade — strong on community, weaker on transit and safety.

Schools

Mixed results

1 school

Transit

Car-dependent

Walkability 0/100 · 102 km · 85 min drive to Melbourne

Prices

Median available

Median $2.44M

Safety

High bushfire risk

Fire 79/100 · Crime 17/100 · Flood 23/100

Community

Very advantaged

SEIFA decile 10/10 · median age 52 · 1,346 residents

B

Liveability Rating

56 / 100 · Ranked #341 in VIC

Each bar is Bellbrae's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.

Schools quality no data
too few schools to rate
Safety
60
Bushfire High · Crime Low · Flood Low
Socio-economic
86
Very advantaged
Walkability
9
Very car-dependent
CBD access
40
102.0 km · 85 min drive to Melbourne
How it's calculated: Safety rank 60 × 25% + Socio-economic rank 86 × 25% + Walkability rank 9 × 15% + CBD access rank 40 × 10% = 56 / 100. Missing components rebalance the remaining weights.

How do you rate the liveability in Bellbrae?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

56 / 100

From schools, safety and socio-economic data — not opinion.

Residents say

…

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What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Public listings data

Bellbrae's house market is moving higher: the median sale price reached $2.44 million, about 2% above where it sat a year earlier.

Houses

$2,440,000

last 5 quarters

107% above its 3 neighbours (median $1,180,000)

↑ +2.4% year-on-year

Based on 22 recorded sales in the last 24 months.

Typically sold in 60 days — median across 4 sales that recorded a listing period

By bedrooms

  • 4 bed 13 sales $2.46M

Land

$1,830,000

Based on only 5 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in Bellbrae are currently listed at around $2.67 million on average. Based on 4 houses listed in the past six months.

$2.67M

4 houses listed in the last 6 months.

4 of the suburb's 450 dwellings (0.9%) were listed for sale in the last 6 months.

Rental Market

Rental affordability

June quarter 2025

73 Severely unaffordable · the average rental household in this region would pay about 41% of its income on the median rent in postcode 3228.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Short-Stay Rentals

25 active Airbnb listings: 25 whole homes and 0 rooms. Whole homes are about 4.6% of the suburb's homes.

Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months. The share is against private dwellings at the 2021 Census.

Is Bellbrae safe? Crime statistics

2026

Crime in Bellbrae sits in the low band, with 23 incidents recorded in 2026 — up roughly 15% on the prior year.

23 offences

15.0% since 2025
Drug Offences 8 (34.8%)
Theft 6 (26.1%)
Harassment & Stalking 2 (8.7%)
Fraud & Deception 2 (8.7%)
Assault 1 (4.3%)
Property Damage 1 (4.3%)
Break & Enter 1 (4.3%)
Weapons Offences 1 (4.3%)
Disorderly Conduct 1 (4.3%)

Crime Trend

Serious Road Crashes

2021–2025

16 crashes

where someone was killed or admitted to hospital, 2 of them fatal

Where they happened

Anglesea Road 5 (31.2%)
Great Ocean Road 5 (31.2%)
Hendy Main Road 3 (18.8%)

Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serve Bellbrae, and the cohort is trailing peer-suburb performance.

38
out of 100
Weak
1 school in this suburb
1 below similar
  • • 492 students in one school (avg 492)

Primary

Government · Prep-6 · 492 students
ICSEA 1119 (higher than 89% of Australian schools) · 48% top-SEA students
Below similar

Walkability

Bellbrae is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Bellbrae.

21
out of 100
Bottom 3% in VIC
Peak (7-9am + 5-7pm)
1.5 arrivals/hr
Off-peak weekday
1.7 arrivals/hr
Saturday
1.5 arrivals/hr
Median peak wait
2 min
Span of service
11.3 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Bellbrae.

62
connectivity score / 100
Top 24% in VIC
Most common
Fixed wireless
Full-fibre (FTTP) share
47%
Premises covered
578
Technology mix
Fixed wireless (WIRELESS) 49%
Fibre to the premises (FTTP) 47%
Satellite (Sky Muster) (SATELLITE) 4%
Fibre to the node (FTTN) 0%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
2 in suburb
Parks & Reserves
1 in suburb
Sport & Recreation
3 in suburb
Beaches
None
Waterways
3 in suburb
Childcare
1 in suburb
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
2 in suburb
Places of Worship
None

Surf Coast: council population

The whole council area, not just Bellbrae · estimated residents
at 30 June 2025
Residents
40,265
+1.1% in a year
Change
+431
people since 2024
Density
26
people per km² across the council area
What drove the change
Natural increase
+123
births minus deaths
Net internal migration
+146
moves within Australia
Net overseas migration
+162
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
10/10 within VIC
income, education, jobs and housing together
Economic resources
9/10
10/10 within VIC
income against housing cost and household size
Education and occupation
10/10
10/10 within VIC
qualifications and job type, income excluded

Bellbrae is home to about 1,300 residents, with a median age of 52 — noticeably older than the national figure of 38. Median household income runs at $81,000 a year, with unemployment at 1.7%.

2021 Census · change since 2016

Population

1,346

55.6% since 2016

Median Age

52

no change since 2016

Median Household Income

$80,912/yr

20.8% since 2016

Census Median Rent

$380/wk

26.7% since 2016

Census Median Mortgage

$2,300/mo

13.4% since 2016

Avg Household Size

2.5

no change since 2016

Median Personal Income

$40,352/yr

19.2% since 2016

Unemployment Rate

1.7%

34.6% since 2016

Unoccupied Dwellings

20.4%

11.7% since 2016

Total Dwellings

450

36.8% since 2016

Owner-Occupier Rate

93.2%

4.4% since 2016

Houses

98.2%

0.9% since 2016

Rental Stress

24.4%

4.7% since 2016

Mortgage Stress

34.1%

6.3% since 2016

Work From Home

34.9%

118.1% since 2016

Dwelling Types

Houses 442 (98.2%)
Flats / Apartments 8 (1.8%)

Property Ownership

Owned Outright 226 (57.2%)
Mortgage 142 (35.9%)
Renting 27 (6.8%)

Demographics

Born in Australia
76.2%
English Spoken at Home
85.1%
Employment Rate
46%
11.4% since 2016
Completed Year 12
42.1%

Occupations

Professionals 149 (29.1%)
Managers 108 (21.1%)
Technicians & Trades 68 (13.3%)
Clerical & Administrative 51 (10.0%)
Community & Personal Service 47 (9.2%)
Labourers 35 (6.8%)
Sales 33 (6.4%)
Machinery Operators & Drivers 12 (2.3%)

Religion

No Religion 659 (49.0%)
Christianity 500 (37.1%)
Judaism 4 (0.3%)
Other Religions 4 (0.3%)
Buddhism 3 (0.2%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 76 (5.6%)
Scotland 10 (0.7%)
Germany 10 (0.7%)
South Africa 9 (0.7%)
Netherlands 9 (0.7%)
New Zealand 6 (0.4%)
Italy 5 (0.4%)
France 5 (0.4%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 6 (0.4%)
2011-2015 15 (1.1%)
2001-2010 22 (1.6%)
1991-2000 10 (0.7%)
1981-1990 15 (1.1%)
Before 1981 93 (6.9%)

6 residents (0.4%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Where New Residents Came From

Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.

10.7% of residents (139) lived in a capital city five years earlier, most of them in Melbourne (130).

Melbourne - Inner 36 (2.8%)
Melbourne - West 28 (2.2%)
Melbourne - Inner East 20 (1.5%)

Top places newcomers came from, as a share of the 1,295 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

German 9 (0.7%)
Thai 4 (0.3%)

Age Distribution

0-4 51 (3.8%)
5-14 185 (13.7%)
15-19 71 (5.3%)
20-24 27 (2.0%)
25-34 67 (5.0%)
35-44 163 (12.1%)
45-54 142 (10.5%)
55-64 168 (12.5%)
65-74 182 (13.5%)
75-84 204 (15.2%)
85+ 91 (6.8%)

Family & Household Composition

Couple Families 152 (50.5%)
Lone Person 115 (38.2%)
One Parent Families 23 (7.6%)
Group Household 8 (2.7%)
Other Families 3 (1.0%)

Commute to Work

Car (driver) 262 (58.6%)
Worked from Home 156 (34.9%)
Walked Only 16 (3.6%)
Car (passenger) 13 (2.9%)

6% of employed residents work in a capital's city centre (30 of 512).

City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.

Education

Bachelor Degree 224 (16.6%)
Certificate III & IV 134 (10.0%)
Advanced Diploma / Diploma 125 (9.3%)
Postgraduate Degree 67 (5.0%)
Graduate Diploma / Certificate 26 (1.9%)

Cars per Dwelling

0 cars 14 (3.2%)
1 car 132 (29.8%)
2 cars 175 (39.5%)
3 cars 67 (15.1%)
4+ cars 61 (13.8%)

Council Rates

Surf Coast
FY 2024-25

Households face an average residential rates bill of $2,314 a year through Surf Coast based on 2024 figures.

Avg residential rate
$2,314/yr
19% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.186¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Bellbrae's area by planning zone
2026-09
  • Rural and farming 82%
  • Environmental 11%
  • Residential 4%
  • Infrastructure and transport 1%
  • Zones under 1% 1%

Rezoned since Oct 2025

  • Farming Zone → Rural Conservation Zone · C147surf, Aug 2026 0.8 ha

and 2 smaller changes

Land in this suburb moved from one zone to another by a planning scheme amendment (Vicmap Planning, CC BY 4.0). Exhibited amendments are proposals and can change or lapse.

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.

Building Approvals: Surf Coast

The whole council area, not just Bellbrae · new residential dwellings
to 2026-08

In the year to August 2026, 300 new dwellings were approved across Surf Coast. That mix is 270 houses and 30 units. Approvals are up 56.8% on the same period a year earlier.

Trailing 12 months
300dwellings
+56.8% YoY
Houses
270
detached dwellings
Units
30
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Wadawurrung Traditional Owners Aboriginal Corporation (appointed 2009).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Air Quality

CLEAN

PM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).

PM10 averaged 20.5 µg/m³. Days over the limit in 2025: PM10 3 · ozone 0.

From the Geelong South monitoring station, 21.7 km away.

Climate & Setting

from Aireys Inlet, 18.6 km

Moderate rainfall — warm summers, mild winters.

Elevation
83 m
above sea level, at the suburb centre
Distance to the ocean
5.2 km
Annual rainfall
599 mm
93 rainy days
Summer max (Jan)
23.2°C
6 days ≥ 35°C
Winter min (Jul)
7.6°C
0 frost days ≤ 0°C

Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

1.7%
of light vehicles are electric
Up from 0.07% in 2021
+0.6 points this year
Top 8% in VIC

In postcode 3228, 345 of 20,279 registered light vehicles are battery-electric on 31 January 2025. A further 2.0% (405 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.7%.

Electric share, year by year
2021
0.07%
2022
0.22%
2023
0.50%
2024
1.08%
2025
1.70%

Rooftop solar

41
systems per 100 dwellings
Averaging 6.6 kW each

In postcode 3228, 4,263 rooftop-solar systems totalling 28.3 MW have been installed since 2001, against 10,505 dwellings recorded in the 2021 Census. 307 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
317
2020
423
2021
400
2022
404
2023
399
2024
268
2025
264
2026
178

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

11 first-home grants were paid in postcode 3228 in 2025-26, rank 82 of 298 Victorian postcodes. The most was 154, in 2009-10.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$12,726
Loan amount
$1,952,000
Total interest over 30 years
$2,629,209

23 mortgage brokers are registered in postcode 3228.

Deposit
$488,000
Stamp duty
$138,600
Cash needed at settlement
$626,600

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Corangamite

Currently held by Libby Coker Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Libby Coker 58.0% 42.0% +0.2
2022 Libby Coker 57.6% 42.4% -6.5
2019 Libby Coker 51.1% 48.9% -1.0

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.

State Electorate

Polwarth District

Currently held by Richard Riordan Liberal

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Richard Riordan LP 51.8% 48.2% 51.8%
2018 Richard Riordan LP 51.1% 44.6% 55.4%
2014 Terry Mulder LP 55.4% 39.4% 60.6%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Bellbrae?

Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Common questions about Bellbrae

Is Bellbrae a safe place to live?

Recorded crime in Bellbrae is low (17/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Bellbrae?

Bellbrae has a high recorded bushfire history (79/100, ranked against every Australian suburb with any fire history). Flood overlays cover a low share of it (23/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.

Is Bellbrae a good place to live?

Bellbrae has a SuburbScan Liveability grade of B (56/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.

What is the population of Bellbrae?

Bellbrae, VIC had a population of 1,346 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Bellbrae, VIC?

The postcode for Bellbrae, VIC is 3228.

How far is Bellbrae from Melbourne?

Bellbrae is 102 km from Melbourne CBD by road, about 85 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Bellbrae?

At the 2021 ABS Census, median household income in Bellbrae was $80,912 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Bellbrae?

There are too few current rental listings in Bellbrae for a reliable median. At the 2021 ABS Census the median weekly rent was $380, across all dwelling types.

What is the median age in Bellbrae?

The median age of residents in Bellbrae was 52 at the 2021 ABS Census.

Is Bellbrae at risk of bushfire?

Bellbrae has a high recorded bushfire history (79/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Bellbrae?

There is 1 school inside the Bellbrae boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the air quality in Bellbrae?

The nearest government air-quality monitoring station to Bellbrae (Geelong South) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 20.5 µg/m³. That puts Bellbrae below the WHO annual guideline of 5 µg/m³.

What is the weather like in Bellbrae?

At the nearest Bureau of Meteorology station to Bellbrae, Aireys Inlet (18.6 km away), summer days average 23.2°C, winter nights 7.6°C, 599 mm of rain a year over 93 rainy days, and 6 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Bellbrae?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Bellbrae belong to?

Bellbrae sits within the Surf Coast local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Bellbrae?

The average residential rates bill through Surf Coast is $2,314 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Bellbrae?

Across Surf Coast, 300 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 56.8% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Bellbrae in?

Bellbrae sits within the federal Division of Corangamite, currently held by Libby Coker (Australian Labor Party).

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