Bellarine sits 101 km from Melbourne CBD in Victoria, around 1 hour 30 minutes by car. Census data records 169 residents with a median age of 57 and a median household income of $115,128 per year. On socioeconomic measures it sits in the top 20% nationally. The 2021 Census recorded a median rent of $350 per week and a median monthly mortgage of $1,700. The area shows high coastal erosion risk and no recorded bushfire exposure. Walkability is low.
This locality is too small to rate.
The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 169. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.
How do you rate the liveability in Bellarine?
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Our score
Not enough data to score this locality.
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Rental Market
Rental affordability
June quarter 2025102 Moderately unaffordable · the average rental household in this region would pay about 29% of its income on the median rent in postcode 3223.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Short-Stay Rentals
No active Airbnb listings.
Airbnb only, as at Jun 2026; other platforms are not included. Active means reviewed in the past 12 months.
Is Bellarine safe? Crime statistics
2026Crime in Bellarine sits in the low band, with 1 incidents recorded in 2026 — down roughly 94% on the prior year.
1 offences
93.8% since 2025Crime Trend
Serious Road Crashes
2021–20254 crashes
where someone was killed or admitted to hospital
Where they happened
Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Coastal Erosion
Shoreline Change Summary
1988–2025Nearest Eroding Coastline
- Distance
- 1.8 km
- Rate
- -0.67 m/yr
- Net Movement
- -34.0 m
- Certainty
- good
Data Quality
Schools
Walkability
Bellarine is very car-dependent on foot — at 12/100, nearly all errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Bellarine.
- Peak (7-9am + 5-7pm)
- 4.5 arrivals/hr
- Off-peak weekday
- 6.2 arrivals/hr
- Saturday
- 3.8 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 15.9 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Bellarine.
- Full-fibre (FTTP) share
- 1%
- Premises covered
- 79
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Greater Geelong: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.
Socio-economic profile
Bellarine is home to 169 residents, with a median age of 57 — noticeably older than the national figure of 38. Median household income runs at $115,000 a year, with unemployment at 0.0%.
2021 Census · change since 2016
Population
169
Median Age
57
Median Household Income
$115,128/yr
Census Median Rent
$350/wk
Census Median Mortgage
$1,700/mo
Avg Household Size
2.4
Median Personal Income
$52,416/yr
Unemployment Rate
0.0%
Unoccupied Dwellings
25.0%
Total Dwellings
60
Owner-Occupier Rate
91.7%
Houses
100.0%
Rental Stress
15.8%
Mortgage Stress
17.7%
Work From Home
36.4%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 78.7%
- English Spoken at Home
- 84.6%
- Employment Rate
- 54.2%
- Completed Year 12
- 49.1%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,802 a year through Greater Geelong based on 2024 figures.
How this land is zoned
- Rural and farming 98%
- Parks and recreation 1%
- Zones under 1% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.
Building Approvals: Greater Geelong
In the year to August 2026, 3,468 new dwellings were approved across Greater Geelong. That mix is 2,749 houses and 719 units. Approvals are up 55.5% on the same period a year earlier.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Wadawurrung Traditional Owners Aboriginal Corporation (appointed 2009).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Air Quality
CLEANPM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³).
PM10 averaged 20.5 µg/m³. Days over the limit in 2025: PM10 3 · ozone 0.
From the Geelong South monitoring station, 22.4 km away.
Climate & Setting
from Point Wilson, 8.7 kmwarm summers — mild winters.
- Elevation
- 56 m
- above sea level, at the locality centre
- Distance to the ocean
- 1.8 km
- Annual rainfall
- —
- Summer max (Jan)
- 22.8°C
- 3 days ≥ 35°C
- Winter min (Jul)
- 7.8°C
- 0 frost days ≤ 0°C
Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
2 facilities within 5 km- 2.3 kmWaste Treatment and Disposal ServicesTop reported: Total Volatile Organic Compounds · Carbon monoxide · Oxides of Nitrogen
- 2.3 kmOther Electricity GenerationTop reported: Oxides of Nitrogen · Carbon monoxide · Particulate Matter ≤2.5 µm (PM2.5)
EV adoption
In postcode 3223, 80 of 10,598 registered light vehicles are battery-electric on 31 January 2025. A further 2.0% (211 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.7%.
Rooftop solar
In postcode 3223, 2,419 rooftop-solar systems totalling 14.3 MW have been installed since 2001, against 7,179 dwellings recorded in the 2021 Census. 185 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
0 first-home grants were paid in postcode 3223 in 2025-26. The most was 66, in 2009-10.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Federal Electorate
Currently held by Libby Coker Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Libby Coker | 58.0% | 42.0% | +0.2 |
| 2022 | Libby Coker | 57.6% | 42.4% | -6.5 |
| 2019 | Libby Coker | 51.1% | 48.9% | -1.0 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.
State Electorate
Currently held by Alison Marchant Australian Labor Party - Victorian Branch
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Alison Marchant ALP | 58.5% | 58.5% | 41.5% |
| 2018 | Lisa Neville ALP | 50.2% | 61.5% | 38.5% |
| 2014 | Lisa Neville ALP | 54.8% | 54.8% | 45.2% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Bellarine?
Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 169 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Bellarine to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Bellarine
Is Bellarine a safe place to live?
Recorded crime in Bellarine is low (10/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Bellarine?
Bellarine has no recorded bushfire history. Flood overlays cover a low share of it (24/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.
What is the population of Bellarine?
Bellarine, VIC had a population of 169 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Bellarine, VIC?
The postcode for Bellarine, VIC is 3223.
How far is Bellarine from Melbourne?
Bellarine is 101 km from Melbourne CBD by road, about 91 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Bellarine?
At the 2021 ABS Census, median household income in Bellarine was $115,128 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Bellarine?
There are too few current rental listings in Bellarine for a reliable median. At the 2021 ABS Census the median weekly rent was $350, across all dwelling types.
What is the median age in Bellarine?
The median age of residents in Bellarine was 57 at the 2021 ABS Census.
Is Bellarine walkable?
Bellarine scores 12/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Bellarine?
The nearest government air-quality monitoring station to Bellarine (Geelong South) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 20.5 µg/m³. That puts Bellarine below the WHO annual guideline of 5 µg/m³.
What is the weather like in Bellarine?
At the nearest Bureau of Meteorology station to Bellarine, Point Wilson (8.7 km away), summer days average 22.8°C, winter nights 7.8°C, and 3 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Bellarine?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Bellarine belong to?
Bellarine sits within the Greater Geelong local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Bellarine?
The average residential rates bill through Greater Geelong is $1,802 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Bellarine?
Across Greater Geelong, 3,468 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 55.5% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Bellarine in?
Bellarine sits within the federal Division of Corangamite, currently held by Libby Coker (Australian Labor Party).
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Data freshness
- Census · 2021
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- Short-stay rentals · Jun 2026
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.