Belford NSW 2335

Located in New South Wales, Belford sits 186 km from Sydney CBD, around 2 hours 10 minutes by car. The locality has 176 residents, a median age of 44, and a median household income of $147,316 per year. By household income, education, and employment patterns, it ranks in the top 20% nationally. The locality grew 2.9% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $530 per week and a median monthly mortgage of $2,447. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 176. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Belford?

Local knowledge beats any dataset. Rate it and see what other residents think.

Our score

Not enough data to score this locality.

Residents say

…

AwfulPoorAverageGoodGreat
What applies here? (optional)

One rating per person. You can change yours at any time.

Median House Price

Q4 2025

Belford's house market is moving higher: the median sale price reached $1.05 million in the December 2025 quarter, roughly 17% above where it sat a year earlier. That said, only four sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 64% over the past decade — 5.1% per year on average.

Houses

$1,050,000

last 5 quarters
↑ +16.7% year-on-year
↑ +64.1% over 2015–2025 (+5.1%/yr compound)

Based on only 4 sales — small sample, take as indicative.

Land

$295,000

last 3 quarters
↑ +353.8% over 2016–2025 (+18.3%/yr compound)

Based on only 1 sale — small sample, take as indicative.

Rental Market

Rent agreed on new leases

Jul–Sep 2026
3-bed houses
$635/wk
18 bonds
+41% since 2021
2-bed units
$480/wk
11 bonds

Median weekly rent on bonds lodged for new tenancies across postcode 2335 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.

Rental affordability

June quarter 2025

78 Severely unaffordable · the average rental household in this region would pay about 38% of its income on the median rent in postcode 2335.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Belford safe? Crime statistics

2025

Crime in Belford sits in the moderate band, with 6 incidents recorded in 2025 — down roughly 54% on the prior year.

6 offences

53.8% since 2024
Theft 4 (66.7%)
Arson 1 (16.7%)
Assault 1 (16.7%)

Crime Trend

Serious Road Crashes

2021–2025

3 crashes

where someone was killed or admitted to hospital

Where they happened

New England Highway 3 (100.0%)

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Council Flood Studies

Singleton Council has published 4 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.

Schools

No schools in this locality boundary.

Walkability

Belford is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

Public transport

Weekday and weekend service frequency across every stop inside Belford.

29
out of 100
Bus
Peak (7-9am + 5-7pm)
7.8 arrivals/hr
Off-peak weekday
2.1 arrivals/hr
Saturday
1.3 arrivals/hr
Median peak wait
1 min
Span of service
11.0 hours

Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.

NBN connectivity

The internet access technology available across NBN premises in Belford.

29
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
65
Technology mix
Fixed wireless (WIRELESS) 91%
Satellite (Sky Muster) (SATELLITE) 9%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
2 in locality
Sport & Recreation
None
Beaches
None
Waterways
2 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Singleton: council population

The whole council area, not just Belford · estimated residents
at 30 June 2025
Residents
25,841
+0.6% in a year
Change
+163
people since 2024
Density
5.3
people per km² across the council area
What drove the change
Natural increase
+126
births minus deaths
Net internal migration
-58
moves within Australia
Net overseas migration
+95
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
10/10
9/10 within NSW
income, education, jobs and housing together
Economic resources
10/10
10/10 within NSW
income against housing cost and household size
Education and occupation
6/10
6/10 within NSW
qualifications and job type, income excluded

Belford is home to 176 residents, with a median age of 44, a touch above the national 38. Median household income runs at $147,000 a year, with unemployment at 0.0%.

2021 Census · change since 2016

Population

176

2.9% since 2016

Median Age

44

22.2% since 2016

Median Household Income

$147,316/yr

17.3% since 2016
Top 6% in NSW

Census Median Rent

$530/wk

103.8% since 2016

Census Median Mortgage

$2,447/mo

12.0% since 2016

Avg Household Size

3.4

6.2% since 2016

Median Personal Income

$43,316/yr

6.8% since 2016

Unemployment Rate

0.0%

Unoccupied Dwellings

24.4%

44.5% since 2016

Total Dwellings

45

10.0% since 2016

Owner-Occupier Rate

92.2%

3.9% since 2016

Houses

106.7%

27.0% since 2016

Rental Stress

18.7%

73.1% since 2016

Mortgage Stress

19.9%

4.8% since 2016

Work From Home

23.9%

181.2% since 2016

Dwelling Types

Houses 48 (106.7%)

Property Ownership

Mortgage 32 (62.7%)
Owned Outright 15 (29.4%)
Renting 4 (7.8%)

Demographics

Born in Australia
82.4%
English Spoken at Home
90.9%
Employment Rate
71.1%
5.5% since 2016
Completed Year 12
30.1%

Occupations

Technicians & Trades 23 (23.2%)
Professionals 15 (15.2%)
Managers 15 (15.2%)
Machinery Operators & Drivers 14 (14.1%)
Community & Personal Service 11 (11.1%)
Labourers 8 (8.1%)
Clerical & Administrative 5 (5.1%)
Sales 3 (3.0%)

Religion

Christianity 90 (51.1%)
No Religion 74 (42.0%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 5 (2.8%)

Age Distribution

0-4 15 (8.5%)
5-14 18 (10.2%)
15-19 6 (3.4%)
20-24 3 (1.7%)
25-34 19 (10.8%)
35-44 28 (15.9%)
45-54 33 (18.8%)
55-64 28 (15.9%)
65-74 21 (11.9%)
75-84 4 (2.3%)

Family & Household Composition

Couple Families 32 (88.9%)
One Parent Families 4 (11.1%)

Commute to Work

Car (driver) 47 (66.2%)
Worked from Home 17 (23.9%)
Walked Only 7 (9.9%)

Education

Certificate III & IV 40 (22.7%)
Bachelor Degree 17 (9.7%)
Advanced Diploma / Diploma 13 (7.4%)
Graduate Diploma / Certificate 4 (2.3%)
Postgraduate Degree 3 (1.7%)

Cars per Dwelling

1 car 7 (15.6%)
2 cars 20 (44.4%)
3 cars 15 (33.3%)
4+ cars 14 (31.1%)

Council Rates

Singleton
FY 2024-25

Households face an average residential rates bill of $1,287 a year through Singleton based on 2024 figures.

Avg residential rate
$1,287/yr
5% above the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Belford's area by planning zone
2026-09
  • Rural and farming 77%
  • Environmental 18%
  • Infrastructure and transport 4%
  • Zones under 1% 1%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Singleton

The whole council area, not just Belford · new residential dwellings
to 2026-08

In the year to August 2026, 121 new dwellings were approved across Singleton. That mix is 100 houses and 21 units. Approvals are up 46.2% on the same period a year earlier.

Trailing 12 months
121dwellings
+46.2% YoY
Houses
100
detached dwellings
Units
21
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Wanaruah Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Air Quality

This station does not measure fine particles (PM2.5).

PM10 averaged 19.5 µg/m³. Days over the limit in 2025: PM10 6.

From the Singleton South monitoring station, 11.8 km away.

Climate & Setting

from Cessnock Airport AWS, 14.3 km

Moderate rainfall — hot summers, cold winters with occasional frost.

Elevation
72 m
above sea level, at the locality centre
Distance to the ocean
49.4 km
Annual rainfall
804 mm
80 rainy days
Summer max (Jan)
30.0°C
20 days ≥ 35°C
Winter min (Jul)
5.1°C
11 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.3%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year

In postcode 2335, 25 of 8,193 registered light vehicles are battery-electric on 31 January 2025. A further 2.5% (204 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.8%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.09%
2024
0.19%
2025
0.30%

Rooftop solar

82
systems per 100 dwellings
Averaging 8.1 kW each

In postcode 2335, 2,434 rooftop-solar systems totalling 19.8 MW have been installed since 2001, against 2,964 dwellings recorded in the 2021 Census. 247 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
138
2020
215
2021
184
2022
219
2023
305
2024
315
2025
296
2026
155

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$5,476
Loan amount
$840,000
Total interest over 30 years
$1,131,422

1 mortgage broker is registered in this locality, 7 across postcode 2335.

Deposit
$210,000
Stamp duty
$41,437
Cash needed at settlement
$251,437

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Hunter

Currently held by Dan Repacholi Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Dan Repacholi 59.5% 40.5% +4.7
2022 Dan Repacholi 54.0% 46.0% -1.1
2019 Joel Fitzgibbon 53.0% 47.0% +9.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Upper Hunter District

Currently held by Dave Layzell The Nationals

Next state election: 13 March 2027.

Year Winner Won with
2023 Dave Layzell NP 53.8%
2019 Michael Johnsen NP 52.6%
2015 Michael Johnsen NP 52.2%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Belford?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

Free to look up. Subscribers see every section in full — $29/month.

Nearby suburbs

Compare Belford to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

Or jump straight to a nearby comparison:

Common questions about Belford

Is Belford a safe place to live?

Recorded crime in Belford is moderate (56/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Belford?

Belford has a low recorded bushfire history (11/100, ranked against every Australian suburb with any fire history). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Belford?

Belford, NSW had a population of 176 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Belford, NSW?

The postcode for Belford, NSW is 2335.

How far is Belford from Sydney?

Belford is 186 km from Sydney CBD by road, about 129 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Belford?

At the 2021 ABS Census, median household income in Belford was $147,316 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Belford?

There are too few current rental listings in Belford for a reliable median. At the 2021 ABS Census the median weekly rent was $530, across all dwelling types.

What is the median age in Belford?

The median age of residents in Belford was 44 at the 2021 ABS Census.

Is Belford at risk of bushfire?

Belford has a low recorded bushfire history (11/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

What is the weather like in Belford?

At the nearest Bureau of Meteorology station to Belford, Cessnock Airport AWS (14.3 km away), summer days average 30°C, winter nights 5.1°C, 804 mm of rain a year over 80 rainy days, and 20 days a year above 35°C over 2006-2026.

What is the median house price in Belford?

The median sale price for houses in Belford was $1,050,000 in the Q4 2025 quarter, based on a small sample of 4 sales — take as indicative.

Is the First Home Owner Grant available in Belford?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Belford belong to?

Belford sits within the Singleton local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Belford?

The average residential rates bill through Singleton is $1,287 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Belford?

Across Singleton, 121 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 46.2% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Belford in?

Belford sits within the federal Division of Hunter, currently held by Dan Repacholi (Australian Labor Party).

Search another suburb or address

Data freshness

Vintages show when each source's data is from. See all data sources.

Was the information on this page useful to you?

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or