Balmoral NSW 2283
Located in New South Wales, Balmoral sits 128 km from Sydney CBD, around 1 hour 40 minutes by car. The suburb has 730 residents, a median age of 45, and a median household income of $100,412 per year. By household income, education, and employment patterns, it ranks in the top 40% nationally. The suburb grew 1.0% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $380 per week and a median monthly mortgage of $1,950. Balmoral is characterised by high bushfire risk. Walkability is low.
Is Balmoral a good suburb?
Balmoral scores a C (32/100) on SuburbScan's Liveability grade — strong on prices and community, weaker on transit and safety.
Car-dependent
Walkability 29/100 · 128.3 km · 102 min drive to Sydney
More affordable than most
Median $838K · More affordable than 79% of NSW
High bushfire risk
Fire 95/100
Advantaged
SEIFA decile 8/10 · median age 45 · 730 residents
Liveability Rating
32 / 100 · Ranked #1222 in NSWEach bar is Balmoral's rank among NSW suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
No flood data is published for New South Wales — a blank here means we hold no data, not that there is no risk.
How do you rate the liveability in Balmoral?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
32 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataBalmoral's house market is moving higher: the median sale price reached $838,000, about 5% above where it sat a year earlier.
$838,000
14% below its 3 neighbours (median $974,000)
Based on 15 recorded sales in the last 24 months.
Typically sold in 22 days — median across 5 sales that recorded a listing period
By bedrooms
- 3 bed 6 sales $814K
- 4 bed 5 sales $929K
Rental Market
Rent agreed on new leases
Jul–Sep 2026- 3-bed houses
- $650/wk
- 48 bonds
- +42% since 2021
- 2-bed units
- $525/wk
- 12 bonds
Median weekly rent on bonds lodged for new tenancies across postcode 2283 (NSW publishes bonds by postcode, which can cover several suburbs). Change since 2021 compares the median of the first four quarters with the last four. Asking rents above come from advertised listings.
Rental affordability
June quarter 202591 Unaffordable · the average rental household in this region would pay about 33% of its income on the median rent in postcode 2283.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Serious Road Crashes
2021–2025No crash in Balmoral killed anyone or put anyone in hospital in 2021–2025.
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Council Flood Studies
Lake Macquarie City Council has published 14 flood studies on the NSW Flood Data Portal. The mapped flood areas are in those studies; SuburbScan does not hold them.
- North Creek (Warners Bay) Flood Risk Management Study and Plan, January 2026 2026
- Morans, Stockton, Mullards, Clacks, Melaleuca and Dora Creeks Flood Study - November 2025 2025
- Lake Macquarie City Flood Studies & Floodplain Risk Management Studies/Plans 2025
- North Creek Warners Bay Flood Study (Final Report) January 2025 2025
- Flood Studies for Eight Residual Lake Macquarie Waterway Tributary Catchments 2021
Schools
Walkability
Balmoral is car-dependent on foot — at 29/100, most errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Balmoral.
- Peak (7-9am + 5-7pm)
- 10.0 arrivals/hr
- Off-peak weekday
- 4.0 arrivals/hr
- Saturday
- 1.9 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 12.8 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Balmoral.
- Full-fibre (FTTP) share
- 33%
- Premises covered
- 298
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Lake Macquarie: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
Balmoral is home to 730 residents, with a median age of 45, a touch above the national 38. Median household income runs at $100,000 a year, with unemployment at 5.2%.
2021 Census · change since 2016
Population
730
Median Age
45
Median Household Income
$100,412/yr
Census Median Rent
$380/wk
Census Median Mortgage
$1,950/mo
Avg Household Size
2.6
Median Personal Income
$39,468/yr
Unemployment Rate
5.2%
Unoccupied Dwellings
7.4%
Total Dwellings
272
Owner-Occupier Rate
83.8%
Houses
98.5%
Rental Stress
19.7%
Mortgage Stress
23.3%
Work From Home
21.9%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 85.3%
- English Spoken at Home
- 94.2%
- Employment Rate
- 59.5%
- Completed Year 12
- 40.1%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
8 residents (1.1%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Age Distribution
Family & Household Composition
Commute to Work
1% of employed residents work in a capital's city centre (3 of 367).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,708 a year through Lake Macquarie based on 2024 figures.
How this land is zoned
- Environmental 54%
- Residential 44%
- Parks and recreation 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Lake Macquarie
In the year to August 2026, 1,212 new dwellings were approved across Lake Macquarie. That mix is 846 houses and 366 units. Approvals are up 1.6% on the same period a year earlier.
Aboriginal Land Council
Aboriginal land in this area is administered by the Biraban Local Aboriginal Land Council.
Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.
Air Quality
CLEANPM2.5 averaged 5 µg/m³ in 2025 — below the WHO 2021 annual guideline (5 µg/m³). 1 day exceeded the daily threshold of 25 µg/m³.
PM10 averaged 11.6 µg/m³ · NO₂ averaged 0.27 pphm. Days over the limit in 2025: PM10 1 · NO₂ 0 · ozone 0.
From the Morisset monitoring station, 7.3 km away.
Climate & Setting
from Newcastle Nobbys Signal Station AWS, 24.9 kmHigh rainfall — warm summers, mild winters.
- Elevation
- 14 m
- above sea level, at the suburb centre
- Distance to the ocean
- 7.3 km
- Annual rainfall
- 1,025 mm
- 91 rainy days
- Summer max (Jan)
- 25.4°C
- 4 days ≥ 35°C
- Winter min (Jul)
- 10.2°C
- 0 frost days ≤ 0°C
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
3 facilities within 5 km- 2.1 kmCoal MiningTop reported: Oxides of Nitrogen · Carbon monoxide · Particulate Matter ≤10.0 µm (PM10)
- 3.6 kmOther Electricity GenerationTop reported: Carbon monoxide · Oxides of Nitrogen · Sulfur dioxide
- 4.8 kmSewerage and Drainage ServicesTop reported: Hydrogen sulfide · Ammonia (total)
EV adoption
In postcode 2283, 116 of 19,275 registered light vehicles are battery-electric on 31 January 2025. A further 2.5% (475 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 3.1%.
Rooftop solar
In postcode 2283, 4,887 rooftop-solar systems totalling 31.2 MW have been installed since 2001, against 10,109 dwellings recorded in the 2021 Census. 369 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $600,000.
Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).
Mortgage repayments
13 mortgage brokers are registered in postcode 2283.
Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.
At $838,000 this is $238,000 above the $600,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with Revenue NSW.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Dan Repacholi Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Dan Repacholi | 59.5% | 40.5% | +4.7 |
| 2022 | Dan Repacholi | 54.0% | 46.0% | -1.1 |
| 2019 | Joel Fitzgibbon | 53.0% | 47.0% | +9.5 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Greg Piper Independent
Next state election: 13 March 2027.
| Year | Winner | Won with |
|---|---|---|
| 2023 | Greg Piper IND | 74.1% |
| 2019 | Greg Piper IND | 72.1% |
| 2015 | Greg Piper IND | 60.7% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.
Looking at a specific address in Balmoral?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 730 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Nearby suburbs
Compare Balmoral to another suburb
Side-by-side stats for any other NSW suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Balmoral
What natural hazards affect Balmoral?
Balmoral has a high recorded bushfire history (95/100, ranked against every Australian suburb with any fire history). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Balmoral a good place to live?
Balmoral has a SuburbScan Liveability grade of C (32/100), ranked against other NSW suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Balmoral?
Balmoral, NSW had a population of 730 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Balmoral, NSW?
The postcode for Balmoral, NSW is 2283.
How far is Balmoral from Sydney?
Balmoral is 128 km from Sydney CBD by road, about 102 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Balmoral?
At the 2021 ABS Census, median household income in Balmoral was $100,412 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Balmoral?
There are too few current rental listings in Balmoral for a reliable median. At the 2021 ABS Census the median weekly rent was $380, across all dwelling types.
What is the median age in Balmoral?
The median age of residents in Balmoral was 45 at the 2021 ABS Census.
Is Balmoral at risk of bushfire?
Balmoral has a high recorded bushfire history (95/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the suburb relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.
Is Balmoral walkable?
Balmoral scores 29/100 on the SuburbScan Walkability Score, making it car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the air quality in Balmoral?
The nearest government air-quality monitoring station to Balmoral (Morisset) recorded a 2025 annual mean PM2.5 of 5.0 µg/m³ and PM10 of 11.6 µg/m³. That puts Balmoral below the WHO annual guideline of 5 µg/m³.
What is the weather like in Balmoral?
At the nearest Bureau of Meteorology station to Balmoral, Newcastle Nobbys Signal Station AWS (24.9 km away), summer days average 25.4°C, winter nights 10.2°C, 1,025 mm of rain a year over 91 rainy days, and 4 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Balmoral?
First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Balmoral belong to?
Balmoral sits within the Lake Macquarie local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Balmoral?
The average residential rates bill through Lake Macquarie is $1,708 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Balmoral?
Across Lake Macquarie, 1,212 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 1.6% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Balmoral in?
Balmoral sits within the federal Division of Hunter, currently held by Dan Repacholi (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Road crashes · 2021–2025
- Air quality · 2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2023
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.