Axe Creek VIC 3551

Axe Creek sits 138 km from Melbourne CBD in Victoria, around 1 hour 35 minutes by car. Census data records 452 residents with a median age of 44 and a median household income of $115,960 per year. On socioeconomic measures it sits in the top 20% nationally. Population grew 28.4% from 2016 to 2021. The 2021 Census recorded a median rent of $270 per week and a median monthly mortgage of $1,809. 1 school sits within the locality boundary, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 452. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Public listings data

The median house sale price in Axe Creek sits at $845,000, broadly flat year-on-year. That said, only five sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$845,000

Based on only 5 sales — small sample, take as indicative.

Currently for Sale

Last 6 months

Houses in Axe Creek are currently listed at around $1.22 million on average. Based on 5 houses listed in the past six months.

$1.22M

5 houses listed in the last 6 months.

5 of the suburb's 145 dwellings (3.4%) were listed for sale in the last 6 months.

Rental Market

Rental affordability

June quarter 2025

93 Unaffordable · the average rental household in this region would pay about 32% of its income on the median rent in postcode 3551.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Axe Creek safe? Crime statistics

2026

Crime in Axe Creek sits in the low band, with 5 incidents recorded in 2026 — down roughly 54% on the prior year.

5 offences

54.5% since 2025
Assault 1 (20.0%)
Property Damage 1 (20.0%)
Break & Enter 1 (20.0%)
Theft 1 (20.0%)
Disorderly Conduct 1 (20.0%)

Crime Trend

Serious Road Crashes

2021–2025

2 crashes

where someone was killed or admitted to hospital

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serve Axe Creek, and the cohort is trailing peer-suburb performance.

38
out of 100
Weak
1 school in this locality
1 below similar
  • • 49 students in one school (avg 49)

Primary

Government · Prep-6 · 49 students
ICSEA 1043 (higher than 66% of Australian schools) · 20% top-SEA students
Below similar

Walkability

Axe Creek is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Axe Creek.

30
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
0%
Premises covered
145
Technology mix
Fixed wireless (WIRELESS) 98%
Satellite (Sky Muster) (SATELLITE) 2%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
1 in locality
Beaches
None
Waterways
8 in locality
Childcare
1 in locality
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
1 in locality

Greater Bendigo: council population

The whole council area, not just Axe Creek · estimated residents
at 30 June 2025
Residents
126,568
+1.0% in a year
Change
+1,275
people since 2024
Density
42
people per km² across the council area
What drove the change
Natural increase
+450
births minus deaths
Net internal migration
+423
moves within Australia
Net overseas migration
+402
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
9/10
9/10 within VIC
income, education, jobs and housing together
Economic resources
10/10
10/10 within VIC
income against housing cost and household size
Education and occupation
8/10
7/10 within VIC
qualifications and job type, income excluded

Axe Creek is home to 452 residents, with a median age of 44, a touch above the national 38. Median household income runs at $116,000 a year, with unemployment at 3.2%.

2021 Census · change since 2016

Population

452

28.4% since 2016

Median Age

44

7.3% since 2016

Median Household Income

$115,960/yr

30.3% since 2016
Top 13% in VIC

Census Median Rent

$270/wk

29.8% since 2016

Census Median Mortgage

$1,809/mo

0.4% since 2016

Avg Household Size

3.0

no change since 2016

Median Personal Income

$41,808/yr

26.4% since 2016

Unemployment Rate

3.2%

Unoccupied Dwellings

5.5%

61.5% since 2016

Total Dwellings

145

38.1% since 2016

Owner-Occupier Rate

95.5%

3.4% since 2016

Houses

97.9%

4.9% since 2016

Rental Stress

12.1%

no change since 2016

Mortgage Stress

18.7%

23.0% since 2016

Work From Home

21.3%

373.3% since 2016

Dwelling Types

Houses 142 (97.9%)
Flats / Apartments 3 (2.1%)

Property Ownership

Mortgage 70 (52.2%)
Owned Outright 58 (43.3%)
Renting 6 (4.5%)

Demographics

Born in Australia
89.2%
English Spoken at Home
94.0%
Employment Rate
65.4%
1.9% since 2016
Completed Year 12
37.8%

Occupations

Professionals 51 (21.3%)
Managers 36 (15.1%)
Clerical & Administrative 35 (14.6%)
Technicians & Trades 35 (14.6%)
Sales 26 (10.9%)
Community & Personal Service 22 (9.2%)
Labourers 15 (6.3%)
Machinery Operators & Drivers 13 (5.4%)

Religion

Christianity 220 (48.7%)
No Religion 198 (43.8%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

England 8 (1.8%)
Scotland 5 (1.1%)

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Greek 5 (1.1%)

Age Distribution

0-4 21 (4.6%)
5-14 69 (15.3%)
15-19 52 (11.5%)
20-24 20 (4.4%)
25-34 23 (5.1%)
35-44 53 (11.7%)
45-54 77 (17.0%)
55-64 67 (14.8%)
65-74 48 (10.6%)
75-84 22 (4.9%)
85+ 3 (0.7%)

Family & Household Composition

Couple Families 77 (74.8%)
Lone Person 18 (17.5%)
One Parent Families 8 (7.8%)

Commute to Work

Car (driver) 154 (74.4%)
Worked from Home 44 (21.3%)
Car (passenger) 9 (4.3%)

Education

Certificate III & IV 71 (15.7%)
Bachelor Degree 55 (12.2%)
Advanced Diploma / Diploma 39 (8.6%)
Postgraduate Degree 13 (2.9%)
Graduate Diploma / Certificate 13 (2.9%)

Cars per Dwelling

1 car 13 (9.6%)
2 cars 46 (33.8%)
3 cars 37 (27.2%)
4+ cars 34 (25.0%)

Council Rates

Greater Bendigo
FY 2024-25

Households face an average residential rates bill of $1,949 a year through Greater Bendigo based on 2024 figures.

Avg residential rate
$1,949/yr
About the VIC average ($1,937) · median of 79 councils
Rate in the dollar
0.395¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Axe Creek's area by planning zone
2026-09
  • Rural and farming 85%
  • Parks and recreation 14%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Greater Bendigo

The whole council area, not just Axe Creek · new residential dwellings
to 2026-08

In the year to August 2026, 885 new dwellings were approved across Greater Bendigo. That mix is 797 houses and 88 units. Approvals are up 28.0% on the same period a year earlier.

Trailing 12 months
885dwellings
+28.0% YoY
Houses
797
detached dwellings
Units
88
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Redesdale, 21.2 km

Moderate rainfall — hot summers, cold winters with occasional frost.

Elevation
234 m
above sea level, at the locality centre
Annual rainfall
553 mm
72 rainy days
Summer max (Jan)
29.6°C
18 days ≥ 35°C
Winter min (Jul)
3.1°C
23 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.6%
of light vehicles are electric
Up from 0.03% in 2021
+0.2 points this year

In postcode 3551, 189 of 33,479 registered light vehicles are battery-electric on 31 January 2025. A further 2.2% (723 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.7%.

Electric share, year by year
2021
0.03%
2022
0.09%
2023
0.18%
2024
0.39%
2025
0.56%

Rooftop solar

64
systems per 100 dwellings
Averaging 6.7 kW each

In postcode 3551, 8,119 rooftop-solar systems totalling 54.3 MW have been installed since 2001, against 12,599 dwellings recorded in the 2021 Census. 665 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
558
2020
753
2021
714
2022
616
2023
542
2024
567
2025
621
2026
329

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

63 first-home grants were paid in postcode 3551 in 2025-26, rank 21 of 298 Victorian postcodes. The most was 289, in 2009-10.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$4,407
Loan amount
$676,000
Total interest over 30 years
$910,525

8 mortgage brokers are registered in postcode 3551.

Deposit
$169,000
Stamp duty
$45,770
Cash needed at settlement
$214,770

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Bendigo

Currently held by Lisa Chesters Australian Labor Party

Year Winner 2PP ALP 2PP LNP Swing
2025 Lisa Chesters 51.4% 48.6% +51.4
2022 Lisa Chesters 62.1% 37.9% -3.3
2019 Lisa Chesters 59.0% 41.0% -5.2

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Bendigo East District

Currently held by Jacinta Allan Australian Labor Party - Victorian Branch

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Jacinta Allan ALP 50.0% 60.9% 39.1%
2018 Jacinta Allan ALP 50.4% 62.1% 37.9%
2014 Jacinta Allan ALP 55.0% 55.0% 45.0%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Axe Creek?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Axe Creek to another suburb

Side-by-side stats for any other VIC suburb — type a name and pick one.

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Common questions about Axe Creek

Is Axe Creek a safe place to live?

Recorded crime in Axe Creek is low (17/100, ranked against other VIC suburbs on offences per resident).

What natural hazards affect Axe Creek?

Axe Creek has a low recorded bushfire history (11/100, ranked against every Australian suburb with any fire history). Flood overlays cover a low share of it (12/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Axe Creek?

Axe Creek, VIC had a population of 452 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Axe Creek, VIC?

The postcode for Axe Creek, VIC is 3551.

How far is Axe Creek from Melbourne?

Axe Creek is 138 km from Melbourne CBD by road, about 97 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Axe Creek?

At the 2021 ABS Census, median household income in Axe Creek was $115,960 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Axe Creek?

There are too few current rental listings in Axe Creek for a reliable median. At the 2021 ABS Census the median weekly rent was $270, across all dwelling types.

What is the median age in Axe Creek?

The median age of residents in Axe Creek was 44 at the 2021 ABS Census.

Is Axe Creek at risk of bushfire?

Axe Creek has a low recorded bushfire history (11/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Axe Creek?

There is 1 school inside the Axe Creek boundary: 1 below similar schools on NAPLAN, compared with same-state, same-type schools of similar socio-educational advantage (ICSEA).

What is the weather like in Axe Creek?

At the nearest Bureau of Meteorology station to Axe Creek, Redesdale (21.2 km away), summer days average 29.6°C, winter nights 3.1°C, 553 mm of rain a year over 72 rainy days, and 18 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Axe Creek?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Axe Creek belong to?

Axe Creek sits within the Greater Bendigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Axe Creek?

The average residential rates bill through Greater Bendigo is $1,949 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Axe Creek?

Across Greater Bendigo, 885 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Axe Creek in?

Axe Creek sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).

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