Ascot VIC 3551
Ascot sits 159 km from Melbourne CBD in Victoria, around 2 hours by car. Census data records 2,571 residents with a median age of 35 and a median household income of $99,476 per year. On socioeconomic measures it sits in the middle range nationally. Population grew 30.6% from 2016 to 2021. The 2021 Census recorded a median rent of $350 per week and a median monthly mortgage of $1,517. The area shows high flood risk and no recorded bushfire exposure. Walkability is low.
Is Ascot a good suburb?
Ascot scores a B (51/100) on SuburbScan's Liveability grade — weaker on transit.
Car-dependent
Walkability 18/100 · 159.2 km · 121 min drive to Melbourne
Median available
Median $650K
Moderate flood risk
Fire 0/100 · Crime 25/100 · Flood 62/100
Mid-range socio-economic
SEIFA decile 5/10 · median age 35 · 2,571 residents
Liveability Rating
51 / 100 · Ranked #406 in VICEach bar is Ascot's rank among VIC suburbs, from 0 to 100 (higher is better). Scored on 4 of 5 factors: no school data, so the other factors carry its weight.
How do you rate the liveability in Ascot?
Local knowledge beats any dataset. Rate it and see what other residents think.
Our score
51 / 100
From schools, safety and socio-economic data — not opinion.
Residents say
…
Median House Price
Public listings dataAscot's house market is moving higher: the median sale price reached $650,000, roughly 12% above where it sat a year earlier.
Houses
$650,000
In line with its 4 neighbours (median $652,500)
Based on 56 recorded sales in the last 24 months.
Typically sold in 23 days — median across 19 sales that recorded a listing period
By bedrooms
- 2 bed 6 sales $622K
- 3 bed 23 sales $620K
- 4 bed 19 sales $673K
Land
$700,000
Based on 12 recorded sales in the last 24 months.
Currently for Sale
Last 6 monthsHouses in Ascot are currently listed at around $752,000 on average. Based on 10 houses listed in the past six months.
$752K
10 houses listed in the last 6 months.
12 of the suburb's 880 dwellings (1.4%) were listed for sale in the last 6 months.
Rental Market
Advertised rents · last 6 monthsHouses in Ascot rent for around $585 a week on average, based on 6 houses listed for rent in the past six months.
$585/wk
6 houses advertised for rent in the last 6 months.
6 rentals advertised against an estimated 146 rented homes (4.1%) in the last 6 months.
Rental affordability
June quarter 202593 Unaffordable · the average rental household in this region would pay about 32% of its income on the median rent in postcode 3551.
SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.
Gross rental yield
Indicative$585/week ($30,000 a year) on a $752,000 median
Based on a small sample (6 listings) — indicative only.
Gross yield — before strata, rates, management, insurance and vacancy. Calculated from median advertised rents and median asking prices over the last 6 months. How we calculate.
Is Ascot safe? Crime statistics
2026Crime in Ascot sits in the low band, with 38 incidents recorded in 2026 — down roughly 46% on the prior year.
38 offences
46.5% since 2025Crime Trend
Serious Road Crashes
2021–20253 crashes
where someone was killed or admitted to hospital
Crashes are counted where they happened, so a main road through the suburb carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.
Schools
Universities nearby
0.9% of residents here are full-time university students aged 15–24.
Distance is measured to the suburb centre. A campus nearby does not by itself mean a student rental market — most suburbs within a few kilometres of one have a student share close to the national norm, and the figure above is what tells them apart.
Walkability
Ascot is very car-dependent on foot — at 18/100, nearly all errands require a car.
Public transport
Weekday and weekend service frequency across every stop inside Ascot.
- Peak (7-9am + 5-7pm)
- 5.2 arrivals/hr
- Off-peak weekday
- 2.7 arrivals/hr
- Saturday
- 2.2 arrivals/hr
- Median peak wait
- 1 min
- Span of service
- 13.8 hours
Scheduled service only, based on the 21 October 2026 timetable. Reliability (delays, cancellations) not measured.
NBN connectivity
The internet access technology available across NBN premises in Ascot.
- Full-fibre (FTTP) share
- 69%
- Premises covered
- 1,019
NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.
Amenities
Greater Bendigo: council population
The three add up to the change above. These are council-wide figures from the ABS, not figures for this suburb alone — this suburb's own population is in the census section above.
Socio-economic profile
The ABS scores 6 small areas inside this suburb and averages them into the single decile above. They fall into 4 different deciles — a wide range, so parts of this suburb rank well above the average and parts well below it.
Ascot is home to about 2,600 residents, with a median age of 35, broadly in line with the national figure. Median household income runs at $99,000 a year, with unemployment at 3.4%.
2021 Census · change since 2016
Population
2,571
Median Age
35
Median Household Income
$99,476/yr
Census Median Rent
$350/wk
Census Median Mortgage
$1,517/mo
Avg Household Size
2.8
Median Personal Income
$43,628/yr
Unemployment Rate
3.4%
Unoccupied Dwellings
3.9%
Total Dwellings
880
Owner-Occupier Rate
83.4%
Houses
98.6%
Rental Stress
18.3%
Mortgage Stress
18.3%
Work From Home
13.9%
Dwelling Types
Property Ownership
Demographics
- Born in Australia
- 87.0%
- English Spoken at Home
- 88.6%
- Employment Rate
- 62.8%
- Completed Year 12
- 35.9%
Occupations
Religion
Country of Birth (overseas)
Largest overseas birthplaces, as a share of all residents.
When They Arrived
Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.
47 residents (1.8%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.
Where New Residents Came From
Where residents aged five and over lived five years before the 2021 Census, for those who lived somewhere else.
7.1% of residents (166) lived in a capital city five years earlier, most of them in Melbourne (128).
Top places newcomers came from, as a share of the 2,345 residents aged five and over. Areas are ABS statistical regions. Small counts are approximate: the ABS adjusts every figure slightly to protect privacy.
Languages Spoken at Home
Top languages other than English, as a share of all residents.
Age Distribution
Family & Household Composition
Commute to Work
1% of employed residents work in a capital's city centre (12 of 1,220).
City centre: the ABS area around each capital's CBD, such as Sydney Inner City or Perth City (which takes in Subiaco and Leederville). 2021 Census place of work.
Local Jobs
People who work in this suburb against employed people who live here, 2021 Census.
About 318 people work here; 1,220 employed residents live here.
Mostly a place people commute from: 0.3 jobs per working resident. At least 54% of employed residents must work outside the suburb.
Counts are by place of work and place of usual residence. The ABS counts jobs in zones; where a zone spans several places, its jobs are shared out by land use. The ABS also adjusts every figure slightly to protect privacy.
Education
Cars per Dwelling
Council Rates
Households face an average residential rates bill of $1,949 a year through Greater Bendigo based on 2024 figures.
How this land is zoned
- Parks and recreation 55%
- Residential 26%
- Other and special use 15%
- Rural and farming 2%
- Infrastructure and transport 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it — the property page shows the zone for one address.
Building Approvals: Greater Bendigo
In the year to August 2026, 885 new dwellings were approved across Greater Bendigo. That mix is 797 houses and 88 units. Approvals are up 28.0% on the same period a year earlier.
New Homes Planned
New homes planned in this suburb: 112 homes
- Land zoned for housing, not yet subdivided 112 homes
From the Victorian Government's Urban Development Program: growth-area land and approved lots (metropolitan 2025, regional June 2024) and projects of 10 or more homes in Melbourne (2025), by stage. Lots and homes are counted as published; a lot usually becomes one home.
Aboriginal Cultural Heritage
The Registered Aboriginal Party for this area is Dja Dja Wurrung Clans Aboriginal Corporation (appointed 2008).
Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.
Climate & Setting
from Redesdale, 38.3 kmModerate rainfall — hot summers, cold winters with occasional frost.
- Elevation
- 200 m
- above sea level, at the suburb centre
- Annual rainfall
- 553 mm
- 72 rainy days
- Summer max (Jan)
- 29.6°C
- 18 days ≥ 35°C
- Winter min (Jul)
- 3.1°C
- 23 frost days ≤ 0°C
Elevation is the ground at the suburb centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.
Industrial Emissions Nearby
5 facilities within 5 km- 2.8 km
- 4.1 kmPrepared Animal and Bird Feed ManufacturingTop reported: Particulate Matter ≤10.0 µm (PM10) · Oxides of Nitrogen · Carbon monoxide
- 4.1 kmOther Petroleum and Coal Product ManufacturingTop reported: Manganese & compounds · Fluoride compounds
- 4.9 kmPetroleum Product WholesalingTop reported: Total Volatile Organic Compounds · n-Hexane · Toluene (methylbenzene)
- 5.0 kmOther Polymer Product ManufacturingTop reported: Zinc and compounds · Antimony & compounds
EV adoption
In postcode 3551, 189 of 33,479 registered light vehicles are battery-electric on 31 January 2025. A further 2.2% (723 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 2.7%.
Rooftop solar
In postcode 3551, 8,119 rooftop-solar systems totalling 54.3 MW have been installed since 2001, against 12,599 dwellings recorded in the 2021 Census. 665 went up in the last year.
Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.
2026 covers part of the year only, to 2026-07.
First Home Owner Grant
FY2026-27$10,000 for new homes priced up to $750,000.
The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.
63 first-home grants were paid in postcode 3551 in 2025-26, rank 21 of 298 Victorian postcodes. The most was 289, in 2009-10.
Grants on new and established homes; established homes stopped qualifying in mid-2013.
Mortgage repayments
8 mortgage brokers are registered in postcode 3551.
Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria
The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.
At $650,000 this is under the $750,000 First Home Owner Grant cap. A first home buyer may qualify for $10,000 on a newly built home — check eligibility with State Revenue Office Victoria.
A deposit under 20% usually attracts Lenders Mortgage Insurance, which this doesn't include.
Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.
Federal Electorate
Currently held by Lisa Chesters Australian Labor Party
| Year | Winner | 2PP ALP | 2PP LNP | Swing |
|---|---|---|---|---|
| 2025 | Lisa Chesters | 51.4% | 48.6% | +51.4 |
| 2022 | Lisa Chesters | 62.1% | 37.9% | -3.3 |
| 2019 | Lisa Chesters | 59.0% | 41.0% | -5.2 |
Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact suburb's voters across time.
State Electorate
Currently held by Jacinta Allan Australian Labor Party - Victorian Branch
Next state election: 28 November 2026.
| Year | Winner | Won with | 2PP ALP | 2PP LNP |
|---|---|---|---|---|
| 2022 | Jacinta Allan ALP | 50.0% | 60.9% | 39.1% |
| 2018 | Jacinta Allan ALP | 50.4% | 62.1% | 37.9% |
| 2014 | Jacinta Allan ALP | 55.0% | 55.0% | 45.0% |
Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this suburb's voters. Results: Victorian Electoral Commission, CC BY 4.0.
Looking at a specific address in Ascot?
Every figure above is a suburb average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.
- The census for a few hundred neighbours, not all 2,571 residents
- Nearest and zoned schools, with the walk from that door
- Flood, bushfire and noise mapping, where the state publishes it
Free to look up. Subscribers see every section in full — $29/month.
Featured in
- #2 in Bendigo suburbs with the best NBN connectivity
- #3 in Bendigo suburbs with the biggest house blocks
- #3 in Bendigo suburbs that grew fastest, 2016-2021
- #4 in Bendigo's highest-income suburbs
- #5 in Bendigo suburbs with the largest non-religious population
- #5 in The safest suburbs in Bendigo
- #5 in Bendigo suburbs where young families live
- #6 in Bendigo's most owner-occupied suburbs
- #7 in Bendigo suburbs that added the most residents, 2016-2021
- #7 in The most liveable suburbs in Bendigo
- #8 in Bendigo suburbs where the most residents moved from a capital city
- #8 in Bendigo suburbs where the most homes are owned outright
- #11 in Bendigo's most educated suburbs
- #13 in Highest-yielding Bendigo suburbs (houses)
- #14 in Bendigo suburbs with the deepest rental markets
- #14 in Sportiest Bendigo suburbs
- #15 in Bendigo suburbs where seniors live
Nearby suburbs
Compare Ascot to another suburb
Side-by-side stats for any other VIC suburb — type a name and pick one.
Or jump straight to a nearby comparison:
Common questions about Ascot
Is Ascot a safe place to live?
Recorded crime in Ascot is low (25/100, ranked against other VIC suburbs on offences per resident).
What natural hazards affect Ascot?
Ascot has no recorded bushfire history. Flood overlays cover a moderate share of it (62/100). These are suburb-wide figures; check the address, as flood and bushfire exposure change street by street.
Is Ascot a good place to live?
Ascot has a SuburbScan Liveability grade of B (51/100), ranked against other VIC suburbs on school quality (25%), safety (25%), SEIFA socio-economic advantage (25%), walkability (15%) and CBD access (10%). Whether it suits you depends on what you weigh — each of those is on this page.
What is the population of Ascot?
Ascot, VIC had a population of 2,571 at the 2021 Australian Bureau of Statistics census.
What is the postcode for Ascot, VIC?
The postcode for Ascot, VIC is 3551.
How far is Ascot from Melbourne?
Ascot is 159 km from Melbourne CBD by road, about 121 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.
What is the median household income in Ascot?
At the 2021 ABS Census, median household income in Ascot was $99,476 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.
What is the median weekly rent in Ascot?
The median advertised rent in Ascot is $585 a week for houses (6 listings), from rental listings over the last six months.
What is the median age in Ascot?
The median age of residents in Ascot was 35 at the 2021 ABS Census.
Is Ascot walkable?
Ascot scores 18/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.
What is the weather like in Ascot?
At the nearest Bureau of Meteorology station to Ascot, Redesdale (38.3 km away), summer days average 29.6°C, winter nights 3.1°C, 553 mm of rain a year over 72 rainy days, and 18 days a year above 35°C over 2006-2026.
Is the First Home Owner Grant available in Ascot?
First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.
What council does Ascot belong to?
Ascot sits within the Greater Bendigo local government area. Council rates, planning approvals, and waste collection fall under this LGA.
How much are council rates in Ascot?
The average residential rates bill through Greater Bendigo is $1,949 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.
How much is being built near Ascot?
Across Greater Bendigo, 885 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's up 28.0% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.
Which federal electorate is Ascot in?
Ascot sits within the federal Division of Bendigo, currently held by Lisa Chesters (Australian Labor Party).
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Data freshness
- Census · 2021
- Median sale prices · Oct 2026
- For-sale & rental market · Oct 2026
- Council rates · FY 2024–25
- Building approvals · Aug 2026
- Schools · 2025
- Public transport · Oct 2026
- NBN connectivity · Dec 2025
- Crime · 2026
- Road crashes · 2021–2025
- Climate · 2006–2026
- Socio-economic (SEIFA) · 2021
- EV adoption · Jan 2025
- First Home Owner Grant · Sep 2026
- Federal electorate · 2025
- State electorate · 2022
- Amenities · Sep 2026
- Health & emergency facilities · Sep 2026
- Industrial emissions (NPI) · 2024/2025
- Coastal erosion · 1988–2025
- Aircraft noise · 2024
Vintages show when each source's data is from. See all data sources.
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.