Armatree NSW 2828

Located in New South Wales, Armatree sits 485 km from Sydney CBD, around 6 hours 20 minutes by car. The locality has 164 residents, a median age of 43, and a median household income of $69,316 per year. By household income, education, and employment patterns, it ranks in the top 40% nationally. The locality grew 7.2% between 2016 and 2021. At the 2021 Census, households here paid a median rent of $100 per week and a median monthly mortgage of $221. Armatree is characterised by no recorded bushfire exposure. Walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 164. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

How do you rate the liveability in Armatree?

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Median House Price

Q4 2025

Armatree's house market is moving higher: the median sale price reached $180,000 in the December 2025 quarter, roughly 100% above where it sat a year earlier. That said, only one sale settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level. Zoom out: prices have climbed roughly 900% over the past decade — 29.2% per year on average.

Houses

$180,000

last 5 quarters
Cheaper than 97% of NSW
↑ +100.0% year-on-year
↑ +900.0% over 2016–2025 (+29.2%/yr compound)

Based on only 1 sale — small sample, take as indicative.

Land

$35,000

last 4 quarters
↑ +250.0% over 2015–2025 (+13.3%/yr compound)

Based on only 1 sale — small sample, take as indicative.

Is Armatree safe? Crime statistics

2025

Crime in Armatree sits in the low band, with 3 incidents recorded in 2025 — down roughly 40% on the prior year.

3 offences

40.0% since 2024
Theft 2 (66.7%)
Harassment & Stalking 1 (33.3%)

Crime Trend

Serious Road Crashes

2021–2025

No crash in Armatree killed anyone or put anyone in hospital in 2021–2025.

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

No schools in this locality boundary.

Walkability

Armatree is very car-dependent on foot — at 0/100, nearly all errands require a car.

0
out of 100
Very Car-Dependent
Bottom 18% in NSW
Public Transport within 1 km not measured
Schools within 1.5 km 0
Parks within 800 m 0
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Armatree.

15
connectivity score / 100
Bottom 10% in NSW
Most common
Satellite (Sky Muster)
Full-fibre (FTTP) share
0%
Premises covered
26
Technology mix
Satellite (Sky Muster) (SATELLITE) 100%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
None
Sport & Recreation
None
Beaches
None
Waterways
7 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
None
Fuel Stations
None
EV Chargers
None
Pubs & Bars
1 in locality
Arts & Culture
None
Places of Worship
None

Gilgandra: council population

The whole council area, not just Armatree · estimated residents
at 30 June 2025
Residents
4,304
Change
-1
people since 2024
Density
0.9
people per km² across the council area
What drove the change
Natural increase
+20
births minus deaths
Net internal migration
-31
moves within Australia
Net overseas migration
+10
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
8/10
8/10 within NSW
income, education, jobs and housing together
Economic resources
6/10
5/10 within NSW
income against housing cost and household size
Education and occupation
9/10
9/10 within NSW
qualifications and job type, income excluded

Armatree is home to 164 residents, with a median age of 43, a touch above the national 38. Median household income runs at $69,000 a year, with unemployment at 4.4%.

2021 Census · change since 2016

Population

164

7.2% since 2016

Median Age

43

19.4% since 2016

Median Household Income

$69,316/yr

8.6% since 2016

Census Median Rent

$100/wk

no change since 2016

Census Median Mortgage

$221/mo

66.0% since 2016

Avg Household Size

2.5

3.8% since 2016

Median Personal Income

$41,964/yr

8.3% since 2016

Unemployment Rate

4.4%

57.7% since 2016

Unoccupied Dwellings

28.8%

12.5% since 2016

Total Dwellings

59

37.2% since 2016

Owner-Occupier Rate

87.2%

10.2% since 2016

Houses

88.1%

11.9% since 2016

Rental Stress

7.5%

7.4% since 2016

Mortgage Stress

3.8%

68.9% since 2016

Work From Home

32.1%

21.9% since 2016

Dwelling Types

Houses 52 (88.1%)
Flats / Apartments 7 (11.9%)

Property Ownership

Owned Outright 32 (68.1%)
Mortgage 9 (19.1%)
Renting 6 (12.8%)

Demographics

Born in Australia
76.2%
English Spoken at Home
81.7%
Employment Rate
54.3%
11.4% since 2016
Completed Year 12
29.3%

Occupations

Managers 35 (51.5%)
Professionals 11 (16.2%)
Labourers 11 (16.2%)
Community & Personal Service 8 (11.8%)
Clerical & Administrative 6 (8.8%)
Sales 5 (7.4%)
Technicians & Trades 3 (4.4%)

Religion

Christianity 84 (51.2%)
No Religion 43 (26.2%)

Age Distribution

0-4 10 (6.1%)
5-14 32 (19.5%)
15-19 6 (3.7%)
20-24 4 (2.4%)
25-34 11 (6.7%)
35-44 22 (13.4%)
45-54 22 (13.4%)
55-64 33 (20.1%)
65-74 18 (11.0%)
75-84 5 (3.0%)

Family & Household Composition

Lone Person 22 (51.2%)
Couple Families 18 (41.9%)
One Parent Families 3 (7.0%)

Commute to Work

Car (driver) 35 (62.5%)
Worked from Home 18 (32.1%)
Walked Only 3 (5.4%)

Education

Bachelor Degree 17 (10.4%)
Certificate III & IV 14 (8.5%)
Advanced Diploma / Diploma 10 (6.1%)
Graduate Diploma / Certificate 4 (2.4%)

Cars per Dwelling

1 car 15 (28.8%)
2 cars 17 (32.7%)
3 cars 12 (23.1%)
4+ cars 9 (17.3%)

Council Rates

Gilgandra
FY 2024-25

Households face an average residential rates bill of $800 a year through Gilgandra based on 2024 figures.

Avg residential rate
$800/yr
35% below the NSW average of $1,230 · median of 128 councils
Valuation basis
Unimproved Value
land only

How this land is zoned

Share of Armatree's area by planning zone
2026-09
  • Rural and farming 100%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Gilgandra

The whole council area, not just Armatree · new residential dwellings
to 2026-08

In the year to August 2026, 12 new dwellings were approved across Gilgandra. That mix is 4 houses and 8 units.

Trailing 12 months
12dwellings
Houses
4
detached dwellings
Units
8
townhouses + apartments

Aboriginal Land Council

Aboriginal land in this area is administered by the Weilwan Local Aboriginal Land Council.

Local Aboriginal Land Councils are statutory bodies under the Aboriginal Land Rights Act 1983, responsible for land claims and land management for their members. Their boundaries are administrative and are not a statement of whose Country this is. NSW does not publish a register of Aboriginal parties by area — they are registered for each project.

Climate & Setting

from Gilgandra (Chelmsford Ave), 35.2 km

Moderate rainfall.

Elevation
237 m
above sea level, at the locality centre
Annual rainfall
605 mm
48 rainy days
Summer max (Jan)
—
Winter min (Jul)
—

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.0%
of light vehicles are electric
Up from 0.00% in 2021

In postcode 2828, 0 of 630 registered light vehicles are battery-electric on 31 January 2025. A further 1.1% (7 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.1%.

Electric share, year by year
2021
0.00%
2022
0.48%
2023
0.00%
2024
0.47%
2025
0.00%

Rooftop solar

74
systems per 100 dwellings
Averaging 7.3 kW each

In postcode 2828, 245 rooftop-solar systems totalling 1.8 MW have been installed since 2001, against 333 dwellings recorded in the 2021 Census. 16 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
6
2020
25
2021
18
2022
36
2023
6
2024
5
2025
12
2026
9

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $600,000.

Off-the-plan or contracted-build value cap is $750,000 (vs $600,000 for completed new homes). Stamp duty concessions are a separate scheme (First Home Buyers Assistance).

Verify eligibility with Revenue NSW

Mortgage repayments

Q4-2025 median
I'm looking for
Deposit
$
%
Monthly repayment
$939
Loan amount
$144,000
Total interest over 30 years
$193,958
Deposit
$36,000
Stamp duty
$4,357
Cash needed at settlement
$40,357

Transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with Revenue NSW

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $600,000 may qualify for $10,000 — see what qualifies with Revenue NSW.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Parkes

Currently held by Jamie Chaffey The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Jamie Chaffey 37.0% 63.0% +5.2
2022 Mark Coulton 32.2% 67.8% +0.9
2019 Mark Coulton 33.1% 66.9% +1.8

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Barwon District

Currently held by Roy Butler Independent

Next state election: 13 March 2027.

Year Winner Won with
2023 Roy Butler IND 66.0%
2019 Roy Butler 56.6%
2015 Kevin Humphries NP 62.9%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: © State of New South Wales through the NSW Electoral Commission, CC BY 4.0, adapted.

Looking at a specific address in Armatree?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

Compare Armatree to another suburb

Side-by-side stats for any other NSW suburb — type a name and pick one.

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Common questions about Armatree

Is Armatree a safe place to live?

Recorded crime in Armatree is low (26/100, ranked against other NSW suburbs on offences per resident).

What natural hazards affect Armatree?

Armatree has no recorded bushfire history. These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Armatree?

Armatree, NSW had a population of 164 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Armatree, NSW?

The postcode for Armatree, NSW is 2828.

How far is Armatree from Sydney?

Armatree is 485 km from Sydney CBD by road, about 380 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Armatree?

At the 2021 ABS Census, median household income in Armatree was $69,316 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Armatree?

There are too few current rental listings in Armatree for a reliable median. At the 2021 ABS Census the median weekly rent was $100, across all dwelling types.

What is the median age in Armatree?

The median age of residents in Armatree was 43 at the 2021 ABS Census.

What is the weather like in Armatree?

At the nearest Bureau of Meteorology station to Armatree, Gilgandra (Chelmsford Ave) (35.2 km away), 605 mm of rain a year over 48 rainy days over 2006-2026.

What is the median house price in Armatree?

The median sale price for houses in Armatree was $180,000 in the Q4 2025 quarter, based on a small sample of 1 sales — take as indicative.

Is the First Home Owner Grant available in Armatree?

First-home buyers in NSW may be eligible for $10,000 towards new homes with a purchase price up to $600,000. The grant is administered by Revenue NSW; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Armatree belong to?

Armatree sits within the Gilgandra local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Armatree?

The average residential rates bill through Gilgandra is $800 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Armatree?

Across Gilgandra, 12 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Armatree in?

Armatree sits within the federal Division of Parkes, currently held by Jamie Chaffey (The Nationals).

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Always verify with the relevant authority before making property decisions.
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