Ardmona VIC 3629

Ardmona is a rural locality in Victoria, 193 km from Melbourne CBD, around 2 hours 15 minutes by car. Population is 497; the median age is 45 and the median household income is $91,624 per year. On socioeconomic measures it sits in the lower-middle tier nationally. Population grew 2.1% from 2016 to 2021. The 2021 Census recorded a median rent of $220 per week and a median monthly mortgage of $1,517. The area shows high flood risk and high crime risk. 1 school sits within the locality boundary, and walkability is low.

This locality is too small to rate.

The Liveability Rating is calculated for suburbs of 500 residents or more, and this one has 497. Below that the school, census and safety figures behind the score cover too few people to rank fairly against the rest of the state. The individual measures further down this page are still shown.

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Median House Price

Public listings data

The median house sale price in Ardmona sits at $600,000, broadly flat year-on-year. That said, only three sales settled in the quarter, so the median is a noisy signal — treat it as a direction rather than a level.

$600,000

Based on only 3 sales — small sample, take as indicative.

Rental Market

Rental affordability

June quarter 2025

109 Moderately unaffordable · the average rental household in this region would pay about 28% of its income on the median rent in postcode 3629.

SGS Rental Affordability Index: a score of 100 means rent takes 30% of income, the usual housing-stress line; lower scores are less affordable. "Region" is the capital city or the rest of the state.

Is Ardmona safe? Crime statistics

2026

Crime in Ardmona sits in the high band, with 49 incidents recorded in 2026 — down about 4% on the prior year.

49 offences

3.9% since 2025
Theft 18 (36.7%)
Property Damage 11 (22.4%)
Assault 9 (18.4%)
Break & Enter 6 (12.2%)
Drug Offences 2 (4.1%)
Weapons Offences 2 (4.1%)
Arson 1 (2.0%)

Crime Trend

Serious Road Crashes

2021–2025

10 crashes

where someone was killed or admitted to hospital, 1 of them fatal

Where they happened

Midland Highway 5 (50.0%)

Crashes are counted where they happened, so a main road through the locality carries people passing through; this is not a measure of risk to residents. Roads are listed with 3 or more serious crashes.

Schools

One school serves Ardmona, but none have published comparable ratings yet.

—
No rated schools
1 school in this locality
1 unrated
  • • 8 students in one school (avg 8)

Primary

Government · Prep-6 · 8 students
ICSEA 885 (higher than 8% of Australian schools) · 0% top-SEA students

Walkability

Ardmona is very car-dependent on foot — at 23/100, nearly all errands require a car.

23
out of 100
Very Car-Dependent
Top 19% in VIC
Public Transport within 1 km not measured
Schools within 1.5 km 60
Parks within 800 m 60
Supermarkets within 1 km 0
GPs within 1 km 0
Pharmacies within 1 km 0
Childcare within 1 km 0
Hospitals within 5 km 0

We hold no public transport timetable data for this area, so public transport is not rated here and the score is spread across the remaining components. It is not counted as zero.

NBN connectivity

The internet access technology available across NBN premises in Ardmona.

32
connectivity score / 100
Most common
Fixed wireless
Full-fibre (FTTP) share
3%
Premises covered
202
Technology mix
Fixed wireless (WIRELESS) 97%
Fibre to the premises (FTTP) 3%

NBN Co fixed-line and fixed-wireless premises, as at 30 December 2025. Higher-quality technologies (full fibre) score above copper, wireless, and satellite. Actual speeds depend on your plan.

Amenities

Supermarkets
None
Shopping Centres
None
Cafes & Restaurants
None
Parks & Reserves
1 in locality
Sport & Recreation
None
Beaches
None
Waterways
2 in locality
Childcare
None
GPs
None
Pharmacies
None
Hospitals
None
Police Stations
None
Banks & Bank@Post
1 in locality
Fuel Stations
None
EV Chargers
None
Pubs & Bars
None
Arts & Culture
None
Places of Worship
None

Greater Shepparton: council population

The whole council area, not just Ardmona · estimated residents
at 30 June 2025
Residents
69,865
+0.6% in a year
Change
+421
people since 2024
Density
29
people per km² across the council area
What drove the change
Natural increase
+349
births minus deaths
Net internal migration
-425
moves within Australia
Net overseas migration
+497
arrivals minus departures

The three add up to the change above. These are council-wide figures from the ABS, not figures for this locality alone — this locality's own population is in the census section above.

Socio-economic profile

ABS SEIFA · ranked against every suburb in Australia, and within the state
2021 census
Advantage and disadvantage
3/10
2/10 within VIC
income, education, jobs and housing together
Economic resources
4/10
3/10 within VIC
income against housing cost and household size
Education and occupation
3/10
2/10 within VIC
qualifications and job type, income excluded

Ardmona is home to 497 residents, with a median age of 45, a touch above the national 38. Median household income runs at $92,000 a year, with unemployment at 5.4%.

2021 Census · change since 2016

Population

497

2.1% since 2016

Median Age

45

12.5% since 2016

Median Household Income

$91,624/yr

28.1% since 2016

Census Median Rent

$220/wk

83.3% since 2016

Census Median Mortgage

$1,517/mo

24.5% since 2016

Avg Household Size

2.6

no change since 2016

Median Personal Income

$39,260/yr

11.7% since 2016

Unemployment Rate

5.4%

58.8% since 2016

Unoccupied Dwellings

11.5%

8.5% since 2016

Total Dwellings

156

10.6% since 2016

Owner-Occupier Rate

70.1%

1.4% since 2016

Houses

96.8%

2.7% since 2016

Rental Stress

12.5%

43.7% since 2016

Mortgage Stress

19.9%

2.5% since 2016

Work From Home

15.6%

4.7% since 2016

Dwelling Types

Houses 151 (96.8%)
Flats / Apartments 5 (3.2%)

Property Ownership

Owned Outright 62 (40.3%)
Mortgage 46 (29.9%)
Renting 46 (29.9%)

Demographics

Born in Australia
72.2%
English Spoken at Home
72.6%
Employment Rate
59.7%
4.6% since 2016
Completed Year 12
30.4%

Occupations

Labourers 50 (20.4%)
Managers 42 (17.1%)
Technicians & Trades 37 (15.1%)
Professionals 36 (14.7%)
Clerical & Administrative 26 (10.6%)
Machinery Operators & Drivers 24 (9.8%)
Community & Personal Service 19 (7.8%)
Sales 10 (4.1%)

Religion

Christianity 211 (42.5%)
No Religion 170 (34.2%)
Sikhism 28 (5.6%)
Other Religions 28 (5.6%)
Buddhism 10 (2.0%)
Hinduism 5 (1.0%)
Islam 4 (0.8%)

Country of Birth (overseas)

Largest overseas birthplaces, as a share of all residents.

India 22 (4.4%)
New Zealand 13 (2.6%)
Italy 11 (2.2%)
Taiwan 11 (2.2%)
Thailand 9 (1.8%)
England 6 (1.2%)
Malaysia 5 (1.0%)
Greece 3 (0.6%)

When They Arrived

Share of all residents by the year they arrived in Australia. Periods cover different numbers of years, so compare the shape rather than the bar widths.

2016-2021 17 (3.4%)
2011-2015 8 (1.6%)
2001-2010 18 (3.6%)
1991-2000 10 (2.0%)
1981-1990 0 (0.0%)
Before 1981 15 (3.0%)

17 residents (3.4%) arrived since 2016. Australia’s borders were closed to most arrivals from March 2020, so the last two years of that period are much smaller than the ones before them — nationally 260,799 people arrived in 2019 against 28,521 in 2021.

Languages Spoken at Home

Top languages other than English, as a share of all residents.

Punjabi 12 (2.4%)
Mandarin 8 (1.6%)
Italian 8 (1.6%)
Thai 4 (0.8%)

Age Distribution

0-4 18 (3.6%)
5-14 55 (11.1%)
15-19 42 (8.5%)
20-24 19 (3.8%)
25-34 54 (10.9%)
35-44 55 (11.1%)
45-54 70 (14.1%)
55-64 90 (18.1%)
65-74 54 (10.9%)
75-84 29 (5.8%)

Family & Household Composition

Couple Families 56 (48.7%)
Lone Person 36 (31.3%)
One Parent Families 19 (16.5%)
Group Household 4 (3.5%)

Commute to Work

Car (driver) 158 (68.4%)
Worked from Home 36 (15.6%)
Walked Only 23 (10.0%)
Car (passenger) 14 (6.1%)

Education

Certificate III & IV 70 (14.1%)
Bachelor Degree 38 (7.6%)
Advanced Diploma / Diploma 23 (4.6%)
Postgraduate Degree 11 (2.2%)
Graduate Diploma / Certificate 7 (1.4%)

Cars per Dwelling

1 car 29 (18.7%)
2 cars 54 (34.8%)
3 cars 30 (19.4%)
4+ cars 37 (23.9%)

Council Rates

Greater Shepparton
FY 2024-25

Households face an average residential rates bill of $2,449 a year through Greater Shepparton based on 2024 figures.

Avg residential rate
$2,449/yr
26% above the VIC average of $1,937 · median of 79 councils
Rate in the dollar
0.489¢ / $
of property valuation
Valuation basis
Capital Improved Value
land + buildings

How this land is zoned

Share of Ardmona's area by planning zone
2026-09
  • Rural and farming 98%
  • Infrastructure and transport 2%

Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the locality around it — the property page shows the zone for one address.

Building Approvals: Greater Shepparton

The whole council area, not just Ardmona · new residential dwellings
to 2026-08

In the year to August 2026, 649 new dwellings were approved across Greater Shepparton. That mix is 506 houses and 143 units. Approvals are down 23.4% on the same period a year earlier.

Trailing 12 months
649dwellings
-23.4% YoY
Houses
506
detached dwellings
Units
143
townhouses + apartments

Aboriginal Cultural Heritage

The Registered Aboriginal Party for this area is Yorta Yorta Nation Aboriginal Corporation (appointed 2007).

Registered Aboriginal Parties are appointed by the Victorian Aboriginal Heritage Council under the Aboriginal Heritage Act 2006 as the primary guardians, keepers and knowledge holders of Aboriginal cultural heritage for their area. They are the body to contact about cultural heritage here.

Climate & Setting

from Tatura Inst Sustainable Ag, 7.1 km

Dry climate — hot summers, cold winters with occasional frost.

Elevation
114 m
above sea level, at the locality centre
Near high-voltage lines
3.9% of addresses
9 within 100 m of an overhead line of 110 kV or more
Annual rainfall
453 mm
59 rainy days
Summer max (Jan)
29.9°C
17 days ≥ 35°C
Winter min (Jul)
3.6°C
21 frost days ≤ 0°C

Elevation is the ground at the locality centre, from Geoscience Australia's National Digital Elevation Model. Approximate — it reads high in dense built-up areas. It is a measure of height above sea level and not an indicator of flood risk, which depends on height above nearby waterways.

EV adoption

0.2%
of light vehicles are electric
Up from 0.00% in 2021
+0.1 points this year
Bottom 17% in VIC

In postcode 3629, 20 of 8,197 registered light vehicles are battery-electric on 31 January 2025. A further 0.9% (73 vehicles) are hybrid or plug-in hybrid, taking the non-petrol, non-diesel share to 1.1%.

Electric share, year by year
2021
0.00%
2022
0.00%
2023
0.09%
2024
0.12%
2025
0.24%

Rooftop solar

47
systems per 100 dwellings
Averaging 6.5 kW each

In postcode 3629, 1,859 rooftop-solar systems totalling 12.1 MW have been installed since 2001, against 3,952 dwellings recorded in the 2021 Census. 105 went up in the last year.

Counts every system certified since 2001, so a roof re-fitted with a newer system is counted twice, and small commercial systems are included alongside houses — useful for comparing postcodes, not an estimate of how many homes have working panels today.

Systems installed, year by year
2019
102
2020
140
2021
92
2022
129
2023
154
2024
113
2025
105
2026
57

2026 covers part of the year only, to 2026-07.

First Home Owner Grant

FY2026-27

$10,000 for new homes priced up to $750,000.

The separate First Home Buyer Duty Reduction (stamp-duty concession) runs alongside this grant.

7 first-home grants were paid in postcode 3629 in 2025-26, rank 108 of 298 Victorian postcodes. The most was 92, in 2001-02.

2000-01 to 2025-26

Grants on new and established homes; established homes stopped qualifying in mid-2013.

Verify eligibility with State Revenue Office Victoria

Mortgage repayments

I'm looking for
Deposit
$
%
Monthly repayment
$3,129
Loan amount
$480,000
Total interest over 30 years
$646,527
Deposit
$120,000
Stamp duty
$31,070
Cash needed at settlement
$151,070

Land transfer duty at the owner-occupier rate, and it excludes first home buyer concessions — those can cut it substantially or remove it entirely. Excludes legal, inspection and lender fees. Check with State Revenue Office Victoria

The First Home Owner Grant applies to newly built homes only, so it isn't available on an established purchase. A first home buyer building or buying new under $750,000 may qualify for $10,000 — see what qualifies with State Revenue Office Victoria.

Principal and interest over 30 years, fixed rate. Excludes fees, offset, redraw and LMI. Default rate is the median comparison rate across 1788 advertised products as at 2026-10-27 — indicative only, and not an offer. Your rate depends on the lender, your deposit and your circumstances. Not financial advice.

Federal Electorate

Division of Nicholls

Currently held by Sam Birrell The Nationals

Year Winner 2PP ALP 2PP LNP Swing
2025 Sam Birrell 35.6% 64.4% +35.6
2022 Sam Birrell 32.9% 67.2% -2.9
2019 Damian Drum 30.0% 70.0% -2.5

Results are per division — federal electoral boundaries are redrawn periodically, so the history reflects this division's past, not necessarily the exact locality's voters across time.

State Electorate

Shepparton District

Currently held by Kim O'Keeffe The Nationals

Next state election: 28 November 2026.

Year Winner Won with 2PP ALP 2PP LNP
2022 Kim O'Keeffe NP 56.8% 25.7% 74.3%
2018 Suzanna Sheed IND 55.3% 38.3% 61.7%
2014 Suzanna Sheed IND 52.6% 36.7% 63.3%

Results are per district. Districts were last redrawn in 2021, so results from before then describe the district of that name, not necessarily this locality's voters. Results: Victorian Electoral Commission, CC BY 4.0.

Looking at a specific address in Ardmona?

Every figure above is a locality average, and an average smooths over the difference between a street of family homes and a block of flats. Look up one address and you get the census for the few hundred people around it, its own nearest schools and stops, and what the state has mapped for that block.

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Nearby suburbs

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Common questions about Ardmona

Is Ardmona a safe place to live?

Recorded crime in Ardmona is high (85/100, ranked against other VIC suburbs on offences per resident). Offences against shops, venues and visitors are divided by the people who live here, so suburbs with large daytime or visitor populations rank higher than living there may feel.

What natural hazards affect Ardmona?

Ardmona has a low recorded bushfire history (27/100, ranked against every Australian suburb with any fire history). Flood overlays cover a high share of it (85/100). These are locality-wide figures; check the address, as flood and bushfire exposure change street by street.

What is the population of Ardmona?

Ardmona, VIC had a population of 497 at the 2021 Australian Bureau of Statistics census.

What is the postcode for Ardmona, VIC?

The postcode for Ardmona, VIC is 3629.

How far is Ardmona from Melbourne?

Ardmona is 193 km from Melbourne CBD by road, about 136 minutes by car in normal traffic. Distance is the most-direct driving route, not straight-line.

What is the median household income in Ardmona?

At the 2021 ABS Census, median household income in Ardmona was $91,624 a year. It is the most recent suburb-level income figure until 2026 Census results are released in 2027.

What is the median weekly rent in Ardmona?

There are too few current rental listings in Ardmona for a reliable median. At the 2021 ABS Census the median weekly rent was $220, across all dwelling types.

What is the median age in Ardmona?

The median age of residents in Ardmona was 45 at the 2021 ABS Census.

Is Ardmona at risk of bushfire?

Ardmona has a low recorded bushfire history (27/100). The score comes from Geoscience Australia's historical bushfire boundaries, with planned burns excluded: the area of recorded fires touching the locality relative to its size, ranked against every Australian suburb with any fire history. It records where fire has burned, not a bushfire-prone land designation, which your council's planning scheme sets.

How are the schools in Ardmona?

There is 1 school inside the Ardmona boundary, none of which has enough NAPLAN and ICSEA data for a quality band.

Is Ardmona walkable?

Ardmona scores 23/100 on the SuburbScan Walkability Score, making it very car-dependent. The score is a weighted average of public transport, schools, parks, supermarkets, GPs, pharmacies, childcare, and hospitals within walking distance.

What is the weather like in Ardmona?

At the nearest Bureau of Meteorology station to Ardmona, Tatura Inst Sustainable Ag (7.1 km away), summer days average 29.9°C, winter nights 3.6°C, 453 mm of rain a year over 59 rainy days, and 17 days a year above 35°C over 2006-2026.

Is the First Home Owner Grant available in Ardmona?

First-home buyers in VIC may be eligible for $10,000 towards new homes with a purchase price up to $750,000. The grant is administered by State Revenue Office Victoria; confirm current eligibility before signing a contract — state rules and amounts can change.

What council does Ardmona belong to?

Ardmona sits within the Greater Shepparton local government area. Council rates, planning approvals, and waste collection fall under this LGA.

How much are council rates in Ardmona?

The average residential rates bill through Greater Shepparton is $2,449 a year (2024). Every suburb in this LGA shares the same schedule — individual bills vary with land value.

How much is being built near Ardmona?

Across Greater Shepparton, 649 new residential dwellings were approved in the year to August 2026 (source: ABS Building Approvals). That's down 23.4% on the same period a year earlier. These are LGA-level totals — every suburb in the council shares the same figure.

Which federal electorate is Ardmona in?

Ardmona sits within the federal Division of Nicholls, currently held by Sam Birrell (The Nationals).

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