Williamtown vs Raymond Terrace

Raymond Terrace is the younger of the two, with a median age of 37 against 56 in Williamtown. In both, most households own their home and the large majority of homes are detached houses. In Williamtown, most households are people living alone. Houses cost more in Williamtown: a median of $1.1 million, against $746,000 in Raymond Terrace. On these figures, Williamtown tends to suit people living alone and older residents, while Raymond Terrace suits families with children and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Raymond Terrace

ahead on 4 of the 6 things we measure here

  • has more parks and reserves (12 vs 0)
  • has more childcare (10 vs 0)
  • has more schools inside the suburb (6 vs 0)
  • But Williamtown has more separate houses rather than flats (96% vs 83%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Raymond Terrace

ahead on 3 of the 3 things we measure here

  • has cheaper land ($486,000 vs $1,250,000)
  • leaves households under less mortgage stress (27% vs 51%)
  • has cheaper houses ($746,000 vs $1,100,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Raymond Terrace

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (40% vs 14%)
  • leaves renters under less rental stress (25% vs 36%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Raymond Terrace

ahead on 3 of the 3 things we measure here

  • is more walkable (70/100 vs 24/100)
  • has a shorter drive in (127 min vs 133 min)
  • sits closer to the CBD (169.7 km vs 176 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Raymond Terrace

ahead on 2 of the 5 things we measure here

  • has more units and townhouses to downsize into (17% vs 4%)
  • is more walkable (70/100 vs 24/100)
  • But Williamtown has more residents already 65 and over (37% vs 17%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Raymond Terrace

ahead on the one thing that separates them

  • is growing faster (4.9% vs -13.9%)

Weighs population growth.

Where they sit

Williamtown and Raymond Terrace drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Williamtown Raymond Terrace
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Williamtown Raymond Terrace
Walkability 24 / 70
Williamtown — Walkability: 24/100 Raymond Terrace — Walkability: 70/100
Safety 13 / 12
Williamtown — Safety: 13/100 Raymond Terrace — Safety: 12/100
Low fire risk 31 / 33
Williamtown — Low fire risk: 31/100 Raymond Terrace — Low fire risk: 33/100

Demographics

Raymond Terrace has more residents (13,453 vs 762); Williamtown skews older (56 vs 37).

Williamtown Raymond Terrace
Population 762 13,453
+1665% vs other
Population trend (2016 → 2021) -13.9% +4.9%
Median age 56 37
Median household income $46,228/yr $67,444/yr
+46% vs other
Median weekly rent $320/wk $325/wk
+2% vs other

Age profile

Share of residents in each band, 2021 Census.

Williamtown Raymond Terrace
0-4 3.5% / 5.9%
Williamtown — 0-4: 3.5% Raymond Terrace — 0-4: 5.9%
5-14 6.3% / 14.8%
Williamtown — 5-14: 6.3% Raymond Terrace — 5-14: 14.8%
15-19 4.7% / 6.7%
Williamtown — 15-19: 4.7% Raymond Terrace — 15-19: 6.7%
20-24 7.7% / 6.1%
Williamtown — 20-24: 7.7% Raymond Terrace — 20-24: 6.1%
25-34 7.5% / 13.1%
Williamtown — 25-34: 7.5% Raymond Terrace — 25-34: 13.1%
35-44 7.0% / 12.2%
Williamtown — 35-44: 7.0% Raymond Terrace — 35-44: 12.2%
45-54 11.8% / 12.2%
Williamtown — 45-54: 11.8% Raymond Terrace — 45-54: 12.2%
55-64 13.8% / 12.1%
Williamtown — 55-64: 13.8% Raymond Terrace — 55-64: 12.1%
65-74 19.6% / 10.0%
Williamtown — 65-74: 19.6% Raymond Terrace — 65-74: 10.0%
75-84 13.5% / 5.3%
Williamtown — 75-84: 13.5% Raymond Terrace — 75-84: 5.3%
85+ 3.9% / 1.8%
Williamtown — 85+: 3.9% Raymond Terrace — 85+: 1.8%

Bars are drawn against the largest share shown (19.6%).

Who lives together

Household composition, 2021 Census.

Williamtown 60.6% lone person
Williamtown — Lone Person: 60.6% Williamtown — Couple Families: 24.5% Williamtown — One Parent Families: 11.1% Williamtown — Group Household: 1.9% Williamtown — Other Families: 1.9%
Raymond Terrace 36.4% lone person
Raymond Terrace — Lone Person: 36.4% Raymond Terrace — Couple Families: 33.1% Raymond Terrace — One Parent Families: 24.8% Raymond Terrace — Group Household: 4.0% Raymond Terrace — Other Families: 1.6%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Williamtown 14.0% renting
Williamtown — Owned Outright: 66.7% Williamtown — Mortgage: 19.3% Williamtown — Renting: 14.0%
Raymond Terrace 40.5% renting
Raymond Terrace — Owned Outright: 26.7% Raymond Terrace — Mortgage: 32.7% Raymond Terrace — Renting: 40.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Williamtown Raymond Terrace
Certificate III & IV 21.4% / 19.0%
Williamtown — Certificate III & IV: 21.4% Raymond Terrace — Certificate III & IV: 19.0%
Advanced Diploma / Diploma 5.4% / 6.0%
Williamtown — Advanced Diploma / Diploma: 5.4% Raymond Terrace — Advanced Diploma / Diploma: 6.0%
Bachelor Degree 5.6% / 4.5%
Williamtown — Bachelor Degree: 5.6% Raymond Terrace — Bachelor Degree: 4.5%
Graduate Diploma / Certificate 1.2% / 0.7%
Williamtown — Graduate Diploma / Certificate: 1.2% Raymond Terrace — Graduate Diploma / Certificate: 0.7%
Postgraduate Degree 0.9% / 1.0%
Williamtown — Postgraduate Degree: 0.9% Raymond Terrace — Postgraduate Degree: 1.0%

Bars are drawn against the largest share shown (21.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Williamtown Raymond Terrace
England 5.2% / 1.7%
Williamtown — England: 5.2% Raymond Terrace — England: 1.7%
New Zealand 1.2% / 1.0%
Williamtown — New Zealand: 1.2% Raymond Terrace — New Zealand: 1.0%
Malaysia 0.8% / 0.3%
Williamtown — Malaysia: 0.8% Raymond Terrace — Malaysia: 0.3%
Scotland 0.8% / 0.3%
Williamtown — Scotland: 0.8% Raymond Terrace — Scotland: 0.3%
Germany 0.7% / 0.3%
Williamtown — Germany: 0.7% Raymond Terrace — Germany: 0.3%
Thailand 0.5% / 0.3%
Williamtown — Thailand: 0.5% Raymond Terrace — Thailand: 0.3%
Philippines — / 0.6%
Williamtown — Philippines: not among its largest Raymond Terrace — Philippines: 0.6%

Bars are drawn against the largest share shown (5.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Williamtown 96.4% houses
Williamtown — Houses: 96.4% Williamtown — Townhouses: 1.9% Williamtown — Flats / Apartments: 1.6%
Raymond Terrace 83.2% houses
Raymond Terrace — Houses: 83.2% Raymond Terrace — Townhouses: 15.7% Raymond Terrace — Flats / Apartments: 1.2%
Houses Townhouses Flats / Apartments

Property market

Williamtown Raymond Terrace
Median house price $1,100,000 $746,000
Median unit price — $527,500
Median land price $1,250,000 $486,000
Typical days to sell (houses) — 25 days
from 141 sales

Zoning mix

Williamtown has more rural and farming land (39% vs 16%); Raymond Terrace has more land zoned for conservation (35% vs 17%).

Williamtown Raymond Terrace
Infrastructure and transport 43% 21%
Rural and farming 39% 16%
Environmental 17% 35%
Residential 0% 23%
Parks and recreation 0% 4%
Commercial 2% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Williamtown Raymond Terrace
New dwellings approved 495
across Port Stephens
same for both
Approvals change year on year -72%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Williamtown Raymond Terrace
Houses — 4.5%
$650/wk on $750K
Units —
same for both

Ranking within NSW

Williamtown Raymond Terrace
House price Higher than 33% of NSW Higher than 26% of NSW
Income Higher than 7% of NSW Higher than 30% of NSW
Schools — Higher than 33% of NSW
Walkability Higher than 72% of NSW Higher than 88% of NSW
Affordability Higher than 25% of NSW Higher than 62% of NSW
EV adoption Higher than 59% of NSW Higher than 51% of NSW
NBN connectivity Higher than 66% of NSW Higher than 80% of NSW
Rental yield (houses) — Higher than 91% of NSW

Liveability

Raymond Terrace is more walkable (70 vs 24).

Williamtown Raymond Terrace
Grade D
same for both
Score 18/100 21/100
Socio-economic band below-average income
decile 2/10
high-need area
decile 1/10

Risk profile

Williamtown Raymond Terrace
Bushfire Moderate
69/100
Moderate
67/100
Crime High
87/100
High
88/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise High
100/100
same for both
Industrial facilities nearby 2
within 5 km
3
within 5 km

Schools

Williamtown Raymond Terrace
Inside the suburb 0 6
Rated above peers 0
same for both
Rated at peers 0 1
Rated below peers 0 4

Schools in Williamtown

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Raymond Terrace

  • St Brigid's Primary School Catholic · Primary at peers
  • Grahamstown Public School Government · Primary below peers
  • Irrawang High School Government · Secondary below peers
  • Irrawang Public School Government · Primary below peers
  • Raymond Terrace Public School Government · Primary below peers
  • Alesco Secondary College - Raymond Terrace Campus Independent · Secondary · Special school

Amenities in the suburb

Williamtown Raymond Terrace
Supermarkets 0 4
Cafes & restaurants 3 1
Parks & reserves 0 12
Childcare 0 10
GPs 2 3
Pharmacies 0 4
Police stations 0 1
Banks & Bank@Post 2 9
Fuel stations 2 3
EV chargers 1
same for both
Waterways 6 8

Mobility

Williamtown sits further from the CBD (176 km vs 169.7 km).

Williamtown Raymond Terrace
Walkability score 24/100 70/100
Distance to Sydney 176 km
+4% vs other
169.7 km
Drive time (normal traffic) 133 min 127 min
Public transport score 78/100
Bus
79/100
Bus
Peak arrivals per hour 75.2
7-9am + 5-7pm
370.2
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 0.6%
postcode 2318
0.5%
postcode 2324
Rooftop solar per 100 dwellings 79
postcode 2318
54
postcode 2324

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Williamtown Raymond Terrace
Car (driver) 68.9% / 77.5%
Williamtown — Car (driver): 68.9% Raymond Terrace — Car (driver): 77.5%
Worked from Home 21.5% / 14.3%
Williamtown — Worked from Home: 21.5% Raymond Terrace — Worked from Home: 14.3%
Car (passenger) 3.2% / 5.4%
Williamtown — Car (passenger): 3.2% Raymond Terrace — Car (passenger): 5.4%
Walked Only 6.4% / 1.5%
Williamtown — Walked Only: 6.4% Raymond Terrace — Walked Only: 1.5%
Bus — / 0.9%
Williamtown — Bus: not among its largest Raymond Terrace — Bus: 0.9%

Bars are drawn against the largest share shown (77.5%).

Setting

Williamtown Raymond Terrace
Elevation 7 m
above sea level, at the suburb centre
30 m
above sea level, at the suburb centre
Distance to the ocean 3.8 km 7.5 km

NBN connectivity

Williamtown Raymond Terrace
Connectivity score 49/100 73/100
Most common technology Fixed wireless Fibre to the premises
Full-fibre (FTTP) share 9%
548 premises
51%
6,517 premises

Climate

Williamtown Raymond Terrace
Annual rainfall 1,181 mm
same for both
Summer max (Jan) 28.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Air quality (annual mean)

Williamtown Raymond Terrace
PM2.5 7.5 µg/m³ 6.3 µg/m³
PM10 30.4 µg/m³ 17.5 µg/m³
NO₂ 0.73 pphm 0.72 pphm

Council rates

Williamtown Raymond Terrace
Average residential rate $1,359/yr
same for both
Council Port Stephens
same for both

Federal electorate

Williamtown Raymond Terrace
Division Paterson
same for both
Member Meryl Swanson
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Williamtown Raymond Terrace
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Williamtown

Raymond Terrace

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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