Whittingham vs Lower Belford

In both, the large majority of households own their home and the large majority of homes are detached houses. In Whittingham, about half of households are couple families. In Lower Belford, most households are couple families. On these figures, Lower Belford tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Lower Belford

ahead on the one thing that separates them

  • carries lower crime risk (27/100 vs 77/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Lower Belford

ahead on the one thing that separates them

  • sits closer to the CBD (189.3 km vs 194.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Lower Belford

ahead on the one thing that separates them

  • carries lower crime risk (27/100 vs 77/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Whittingham

ahead on the one thing that separates them

  • is growing faster (15.7% vs 3.8%)

Weighs population growth.

Where they sit

Whittingham and Lower Belford drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Whittingham Lower Belford
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Whittingham Lower Belford
Walkability 8 / 13
Whittingham — Walkability: 8/100 Lower Belford — Walkability: 13/100
Safety 23 / 73
Whittingham — Safety: 23/100 Lower Belford — Safety: 73/100
Low fire risk 75 / 100
Whittingham — Low fire risk: 75/100 Lower Belford — Low fire risk: 100/100

Demographics

Lower Belford has higher household incomes ($123,448 vs $101,816).

Whittingham Lower Belford
Population 421
+3% vs other
407
Population trend (2016 → 2021) +15.7% +3.8%
Median age 45 46
Median household income $101,816/yr $123,448/yr
+21% vs other
Median weekly rent $320/wk
+6% vs other
$300/wk

Age profile

Share of residents in each band, 2021 Census.

Whittingham Lower Belford
0-4 4.8% / 3.4%
Whittingham — 0-4: 4.8% Lower Belford — 0-4: 3.4%
5-14 12.8% / 12.8%
Whittingham — 5-14: 12.8% Lower Belford — 5-14: 12.8%
15-19 9.3% / 5.9%
Whittingham — 15-19: 9.3% Lower Belford — 15-19: 5.9%
20-24 4.3% / 6.6%
Whittingham — 20-24: 4.3% Lower Belford — 20-24: 6.6%
25-34 7.6% / 9.8%
Whittingham — 25-34: 7.6% Lower Belford — 25-34: 9.8%
35-44 10.0% / 10.6%
Whittingham — 35-44: 10.0% Lower Belford — 35-44: 10.6%
45-54 16.4% / 17.4%
Whittingham — 45-54: 16.4% Lower Belford — 45-54: 17.4%
55-64 15.9% / 18.2%
Whittingham — 55-64: 15.9% Lower Belford — 55-64: 18.2%
65-74 12.1% / 11.1%
Whittingham — 65-74: 12.1% Lower Belford — 65-74: 11.1%
75-84 5.2% / 2.9%
Whittingham — 75-84: 5.2% Lower Belford — 75-84: 2.9%
85+ 0.7% / 0.7%
Whittingham — 85+: 0.7% Lower Belford — 85+: 0.7%

Bars are drawn against the largest share shown (18.2%).

Who lives together

Household composition, 2021 Census.

Whittingham 53.5% couple families
Whittingham — Couple Families: 53.5% Whittingham — Lone Person: 22.2% Whittingham — One Parent Families: 20.2% Whittingham — Group Household: 4.0%
Lower Belford 63.8% couple families
Lower Belford — Couple Families: 63.8% Lower Belford — Lone Person: 21.3% Lower Belford — One Parent Families: 14.9% Lower Belford — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Whittingham 16.0% renting
Whittingham — Owned Outright: 39.7% Whittingham — Mortgage: 44.3% Whittingham — Renting: 16.0%
Lower Belford 8.6% renting
Lower Belford — Owned Outright: 39.8% Lower Belford — Mortgage: 51.6% Lower Belford — Renting: 8.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Whittingham Lower Belford
New Zealand 0.7% / 2.0%
Whittingham — New Zealand: 0.7% Lower Belford — New Zealand: 2.0%
England 1.0% / 0.7%
Whittingham — England: 1.0% Lower Belford — England: 0.7%
China 1.2% / —
Whittingham — China: 1.2% Lower Belford — China: not among its largest

Bars are drawn against the largest share shown (2.0%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Whittingham Lower Belford
Certificate III & IV 20.0% / 23.1%
Whittingham — Certificate III & IV: 20.0% Lower Belford — Certificate III & IV: 23.1%
Bachelor Degree 6.9% / 8.8%
Whittingham — Bachelor Degree: 6.9% Lower Belford — Bachelor Degree: 8.8%
Advanced Diploma / Diploma 5.2% / 7.6%
Whittingham — Advanced Diploma / Diploma: 5.2% Lower Belford — Advanced Diploma / Diploma: 7.6%
Graduate Diploma / Certificate 2.4% / —
Whittingham — Graduate Diploma / Certificate: 2.4% Lower Belford — Graduate Diploma / Certificate: not among its largest
Postgraduate Degree 0.7% / 1.5%
Whittingham — Postgraduate Degree: 0.7% Lower Belford — Postgraduate Degree: 1.5%

Bars are drawn against the largest share shown (23.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Whittingham 101.5% houses
Whittingham — Houses: 101.5%
Lower Belford 100.0% houses
Lower Belford — Houses: 100.0%
Houses

Property market

Whittingham Lower Belford
Median house price $1,340,000 $1,400,000
Median unit price —
same for both
Median land price — $690,000

Zoning mix

Whittingham Lower Belford
Rural and farming 86% 95%
Industrial 7% 0%
Environmental 2% 5%
Infrastructure and transport 3% 0%
Residential 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Whittingham Lower Belford
New dwellings approved 121
across Singleton
same for both
Approvals change year on year +46%
same for both

Ranking within NSW

Whittingham Lower Belford
House price Higher than 69% of NSW Higher than 71% of NSW
Income Higher than 70% of NSW Higher than 85% of NSW
Schools —
same for both
Walkability Higher than 53% of NSW Higher than 61% of NSW
Affordability Higher than 43% of NSW Higher than 55% of NSW
EV adoption Higher than 26% of NSW Higher than 30% of NSW
NBN connectivity Higher than 53% of NSW Higher than 66% of NSW

Liveability

Whittingham Lower Belford
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 8/10
same for both

Risk profile

Whittingham carries more bushfire risk (25 vs 0); Whittingham carries more crime risk (77 vs 27).

Whittingham Lower Belford
Bushfire Low
25/100
None
0/100
Crime High
77/100
Low
27/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
0
within 5 km

Schools

Whittingham Lower Belford
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Whittingham

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Lower Belford

  • Kirkton Public School Government · Primary below peers

Amenities in the suburb

Whittingham Lower Belford
Fuel stations 1 0
Waterways 4 1

Mobility

Whittingham sits further from the CBD (194.3 km vs 189.3 km).

Whittingham Lower Belford
Walkability score 8/100 13/100
Distance to Sydney 194.3 km
+3% vs other
189.3 km
Drive time (normal traffic) 133 min 132 min
Electric vehicle share 0.2%
postcode 2330
0.3%
postcode 2335
Rooftop solar per 100 dwellings 54
postcode 2330
82
postcode 2335

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Whittingham Lower Belford
Car (driver) 62.8% / 61.4%
Whittingham — Car (driver): 62.8% Lower Belford — Car (driver): 61.4%
Worked from Home 24.4% / 33.3%
Whittingham — Worked from Home: 24.4% Lower Belford — Worked from Home: 33.3%
Walked Only 8.7% / 2.4%
Whittingham — Walked Only: 8.7% Lower Belford — Walked Only: 2.4%
Car (passenger) 4.1% / 2.9%
Whittingham — Car (passenger): 4.1% Lower Belford — Car (passenger): 2.9%

Bars are drawn against the largest share shown (62.8%).

Setting

Whittingham Lower Belford
Elevation 30 m
above sea level, at the suburb centre
64 m
above sea level, at the suburb centre

NBN connectivity

Whittingham Lower Belford
Connectivity score 30/100 47/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
164 premises
24%
198 premises

Climate

Whittingham Lower Belford
Annual rainfall 804 mm
same for both
Summer max (Jan) 30.0°C
same for both
Winter min (Jul) 5.1°C
same for both

Air quality (annual mean)

Whittingham Lower Belford
PM2.5 —
same for both
PM10 19.5 µg/m³
same for both
NO₂ —
same for both

Council rates

Whittingham Lower Belford
Average residential rate $1,287/yr
same for both
Council Singleton
same for both

Federal electorate

Whittingham Lower Belford
Division Hunter
same for both
Member Dan Repacholi
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Whittingham Lower Belford
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Whittingham

Lower Belford

More comparisons

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Other comparisons with Lower Belford

Full data on Whittingham Full data on Lower Belford
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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