Wattle Bank vs Inverloch

Wattle Bank is the younger of the two, with a median age of 41 against 54 in Inverloch. In both, the large majority of households own their home and the large majority of homes are detached houses. In Wattle Bank, most households are couple families. In Inverloch, about half of households are people living alone. On these figures, Wattle Bank tends to suit families with children and couples, while Inverloch suits people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Wattle Bank carries lower crime risk (12/100 vs 50/100)
  • Inverloch has more parks and reserves (11 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Inverloch

ahead on the one thing that separates them

  • has cheaper land ($600,000 vs $887,500)

Weighs land prices and mortgage stress.

Renters

Wattle Bank

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (11% vs 27%)
  • has cheaper rent ($204/wk vs $346/wk)
  • But Inverloch has a bigger rental market to choose from (18% vs 4%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Wattle Bank

ahead on the one thing that separates them

  • sits closer to the CBD (141.7 km vs 145.5 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Inverloch

ahead on 2 of the 5 things we measure here

  • has more GPs (2 vs 0)
  • has more residents already 65 and over (35% vs 15%)
  • But Wattle Bank carries lower crime risk (12/100 vs 50/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Wattle Bank

ahead on the one thing that separates them

  • is growing faster (41.2% vs 20.0%)

Weighs population growth.

Where they sit

Wattle Bank and Inverloch drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Wattle Bank Inverloch
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Wattle Bank Inverloch
Walkability 0 / 0
Wattle Bank — Walkability: 0/100 Inverloch — Walkability: 0/100
Safety 88 / 50
Wattle Bank — Safety: 88/100 Inverloch — Safety: 50/100
Low fire risk 86 / 100
Wattle Bank — Low fire risk: 86/100 Inverloch — Low fire risk: 100/100
Low flood risk 36 / 53
Wattle Bank — Low flood risk: 36/100 Inverloch — Low flood risk: 53/100

Demographics

Inverloch has more residents (6,526 vs 250); Inverloch rents higher ($346/wk vs $204/wk).

Wattle Bank Inverloch
Population 250 6,526
+2510% vs other
Population trend (2016 → 2021) +41.2% +20.0%
Median age 41 54
Median household income $94,224/yr
+29% vs other
$66,872/yr
Median weekly rent $204/wk $346/wk
+70% vs other

Age profile

Share of residents in each band, 2021 Census.

Wattle Bank Inverloch
0-4 8.8% / 4.7%
Wattle Bank — 0-4: 8.8% Inverloch — 0-4: 4.7%
5-14 14.4% / 10.8%
Wattle Bank — 5-14: 14.4% Inverloch — 5-14: 10.8%
15-19 5.6% / 4.4%
Wattle Bank — 15-19: 5.6% Inverloch — 15-19: 4.4%
20-24 5.6% / 3.0%
Wattle Bank — 20-24: 5.6% Inverloch — 20-24: 3.0%
25-34 8.8% / 6.9%
Wattle Bank — 25-34: 8.8% Inverloch — 25-34: 6.9%
35-44 15.6% / 10.1%
Wattle Bank — 35-44: 15.6% Inverloch — 35-44: 10.1%
45-54 15.6% / 10.4%
Wattle Bank — 45-54: 15.6% Inverloch — 45-54: 10.4%
55-64 14.4% / 15.2%
Wattle Bank — 55-64: 14.4% Inverloch — 55-64: 15.2%
65-74 13.2% / 19.6%
Wattle Bank — 65-74: 13.2% Inverloch — 65-74: 19.6%
75-84 1.6% / 11.2%
Wattle Bank — 75-84: 1.6% Inverloch — 75-84: 11.2%
85+ — / 3.8%
Wattle Bank — 85+: not among its largest Inverloch — 85+: 3.8%

Bars are drawn against the largest share shown (19.6%).

Who lives together

Household composition, 2021 Census.

Wattle Bank 69.2% couple families
Wattle Bank — Couple Families: 69.2% Wattle Bank — Lone Person: 9.6% Wattle Bank — One Parent Families: 15.4% Wattle Bank — Group Household: 5.8% Wattle Bank — Other Families: 0.0%
Inverloch 36.3% couple families
Inverloch — Couple Families: 36.3% Inverloch — Lone Person: 49.2% Inverloch — One Parent Families: 10.5% Inverloch — Group Household: 2.6% Inverloch — Other Families: 1.4%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Wattle Bank 3.9% renting
Wattle Bank — Owned Outright: 48.1% Wattle Bank — Mortgage: 48.1% Wattle Bank — Renting: 3.9%
Inverloch 18.3% renting
Inverloch — Owned Outright: 56.5% Inverloch — Mortgage: 25.2% Inverloch — Renting: 18.3%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Wattle Bank Inverloch
Certificate III & IV 20.4% / 14.9%
Wattle Bank — Certificate III & IV: 20.4% Inverloch — Certificate III & IV: 14.9%
Bachelor Degree 8.4% / 14.2%
Wattle Bank — Bachelor Degree: 8.4% Inverloch — Bachelor Degree: 14.2%
Advanced Diploma / Diploma 9.2% / 9.0%
Wattle Bank — Advanced Diploma / Diploma: 9.2% Inverloch — Advanced Diploma / Diploma: 9.0%
Graduate Diploma / Certificate 3.2% / 3.6%
Wattle Bank — Graduate Diploma / Certificate: 3.2% Inverloch — Graduate Diploma / Certificate: 3.6%
Postgraduate Degree 1.2% / 4.1%
Wattle Bank — Postgraduate Degree: 1.2% Inverloch — Postgraduate Degree: 4.1%

Bars are drawn against the largest share shown (20.4%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Wattle Bank Inverloch
England 3.6% / 4.7%
Wattle Bank — England: 3.6% Inverloch — England: 4.7%
New Zealand 1.2% / 1.1%
Wattle Bank — New Zealand: 1.2% Inverloch — New Zealand: 1.1%
South Africa 1.2% / —
Wattle Bank — South Africa: 1.2% Inverloch — South Africa: not among its largest
Netherlands — / 1.1%
Wattle Bank — Netherlands: not among its largest Inverloch — Netherlands: 1.1%
Scotland — / 0.6%
Wattle Bank — Scotland: not among its largest Inverloch — Scotland: 0.6%
Italy — / 0.6%
Wattle Bank — Italy: not among its largest Inverloch — Italy: 0.6%

Bars are drawn against the largest share shown (4.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Wattle Bank 97.5% houses
Wattle Bank — Houses: 97.5% Wattle Bank — Townhouses: 0.0% Wattle Bank — Flats / Apartments: 2.5%
Inverloch 91.1% houses
Inverloch — Houses: 91.1% Inverloch — Townhouses: 8.5% Inverloch — Flats / Apartments: 0.4%
Houses Townhouses Flats / Apartments

Property market

Wattle Bank Inverloch
Median house price — $845,000
Median unit price — $395,000
Median land price $887,500 $600,000
Typical days to sell (houses) — 77 days
from 65 sales

Zoning mix

Wattle Bank has more rural and farming land (98% vs 83%).

Wattle Bank Inverloch
Rural and farming 98% 83%
Residential 0% 5%
Infrastructure and transport 1% 3%
Parks and recreation 1% 2%
Planning zones cover 100% of Wattle Bank and 93% of Inverloch. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Wattle Bank Inverloch
New dwellings approved 393
across Bass Coast
same for both
Approvals change year on year +0%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Wattle Bank Inverloch
Houses — 3.1%
$535/wk on $885K
Units —
same for both

Ranking within VIC

Wattle Bank Inverloch
House price — Higher than 63% of VIC
Income Higher than 64% of VIC Higher than 28% of VIC
Schools —
same for both
Walkability Higher than 3% of VIC Higher than 7% of VIC
Affordability — Higher than 17% of VIC
EV adoption Higher than 74% of VIC Higher than 79% of VIC
NBN connectivity Higher than 38% of VIC Higher than 79% of VIC
Rental yield (houses) — Higher than 19% of VIC

Liveability

Wattle Bank Inverloch
Grade — B
Score — 50/100
Socio-economic band advantaged area
decile 7/10
same for both

Risk profile

Wattle Bank carries more bushfire risk (14 vs 0); Inverloch carries more crime risk (50 vs 12).

Wattle Bank Inverloch
Bushfire Low
14/100
None
0/100
Crime Low
12/100
Moderate
50/100
Flood Moderate
64/100
Moderate
47/100
Coastal erosion None
0/100
High
95/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Wattle Bank Inverloch
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0 1
Rated below peers 0
same for both

Schools in Wattle Bank

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Inverloch

  • Inverloch Primary School Government · Primary at peers

Amenities in the suburb

Wattle Bank Inverloch
Supermarkets 0 1
Cafes & restaurants 1 7
Parks & reserves 0 11
Childcare 0 3
GPs 0 2
Pharmacies 0 1
Police stations 0 1
Banks & Bank@Post 0 2
Fuel stations 0 1
Beaches 0 3
Waterways 0 7

Mobility

Inverloch sits further from the CBD (145.5 km vs 141.7 km).

Wattle Bank Inverloch
Walkability score 0/100
same for both
Distance to Melbourne 141.7 km 145.5 km
+3% vs other
Drive time (normal traffic) 111 min 114 min
Electric vehicle share 0.9%
postcode 3995
1.1%
postcode 3996
Rooftop solar per 100 dwellings 47
postcode 3995
39
postcode 3996

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Wattle Bank Inverloch
Car (driver) 69.9% / 69.0%
Wattle Bank — Car (driver): 69.9% Inverloch — Car (driver): 69.0%
Worked from Home 14.6% / 23.1%
Wattle Bank — Worked from Home: 14.6% Inverloch — Worked from Home: 23.1%
Car (passenger) 4.9% / 4.1%
Wattle Bank — Car (passenger): 4.9% Inverloch — Car (passenger): 4.1%
Walked Only 4.9% / 3.1%
Wattle Bank — Walked Only: 4.9% Inverloch — Walked Only: 3.1%
Bus 5.8% / —
Wattle Bank — Bus: 5.8% Inverloch — Bus: not among its largest
Bicycle — / 0.4%
Wattle Bank — Bicycle: not among its largest Inverloch — Bicycle: 0.4%

Bars are drawn against the largest share shown (69.9%).

Setting

Wattle Bank Inverloch
Elevation 42 m
above sea level, at the suburb centre
21 m
above sea level, at the suburb centre
Distance to the ocean 7.0 km 2.3 km

NBN connectivity

Wattle Bank Inverloch
Connectivity score 29/100 70/100
Most common technology Fixed wireless Fibre to the premises
Full-fibre (FTTP) share 0%
116 premises
48%
5,292 premises

Climate

Wattle Bank Inverloch
Annual rainfall 906 mm
same for both
Summer max (Jan) 24.6°C
same for both
Winter min (Jul) 6.9°C
same for both

Council rates

Wattle Bank Inverloch
Average residential rate $1,727/yr
same for both
Council Bass Coast
same for both

Federal electorate

Wattle Bank Inverloch
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Wattle Bank Inverloch
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Wattle Bank

Inverloch

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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