Warners Bay vs Mount Hutton

Mount Hutton is the younger of the two, with a median age of 43 against 46 in Warners Bay. In both, most households own their home and most homes are detached houses. Houses cost more in Warners Bay: a median of $1.11 million, against $908,000 in Mount Hutton, and rent is higher there too. On these figures, Mount Hutton tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Warners Bay

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (5 vs 1)
  • has more schools inside the suburb (4 vs 1)
  • carries lower crime risk (69/100 vs 80/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Mount Hutton

ahead on 3 of the 4 things we measure here

  • has cheaper units ($697,500 vs $880,000)
  • has cheaper houses ($908,000 vs $1,111,500)
  • has cheaper land ($966,000 vs $1,150,000)

Weighs house prices, unit prices, land prices, and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mount Hutton

ahead on the one thing that separates them

  • sits closer to the CBD (142.5 km vs 147.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Warners Bay

ahead on the one thing that separates them

  • carries lower crime risk (69/100 vs 80/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Mount Hutton

ahead on the one thing that separates them

  • returns a higher gross yield on houses (4.6% vs 3.6%)

Weighs house yield.

Where they sit

Warners Bay and Mount Hutton drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Warners Bay Mount Hutton
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Warners Bay Mount Hutton
Walkability 79 / 76
Warners Bay — Walkability: 79/100 Mount Hutton — Walkability: 76/100
Safety 31 / 20
Warners Bay — Safety: 31/100 Mount Hutton — Safety: 20/100
Low fire risk 100 / 79
Warners Bay — Low fire risk: 100/100 Mount Hutton — Low fire risk: 79/100

Demographics

Warners Bay has more residents (8,237 vs 3,712); Warners Bay skews older (46 vs 43).

Warners Bay Mount Hutton
Population 8,237
+55% vs other
 3,712
Population trend (2016 → 2021) +8.2% —
Median age 46 43
Median household income $77,688/yr $78,988/yr
+2% vs other
Median weekly rent $420/wk
+6% vs other
 $395/wk

Age profile

Share of residents in each band, 2021 Census.

Warners Bay Mount Hutton
0-4 4.6% / 5.1%
Warners Bay — 0-4: 4.6% Mount Hutton — 0-4: 5.1%
5-14 11.4% / 11.3%
Warners Bay — 5-14: 11.4% Mount Hutton — 5-14: 11.3%
15-19 6.5% / 4.9%
Warners Bay — 15-19: 6.5% Mount Hutton — 15-19: 4.9%
20-24 4.8% / 5.5%
Warners Bay — 20-24: 4.8% Mount Hutton — 20-24: 5.5%
25-34 9.1% / 14.4%
Warners Bay — 25-34: 9.1% Mount Hutton — 25-34: 14.4%
35-44 11.8% / 10.4%
Warners Bay — 35-44: 11.8% Mount Hutton — 35-44: 10.4%
45-54 13.7% / 11.4%
Warners Bay — 45-54: 13.7% Mount Hutton — 45-54: 11.4%
55-64 12.5% / 12.7%
Warners Bay — 55-64: 12.5% Mount Hutton — 55-64: 12.7%
65-74 13.3% / 9.0%
Warners Bay — 65-74: 13.3% Mount Hutton — 65-74: 9.0%
75-84 9.3% / 8.3%
Warners Bay — 75-84: 9.3% Mount Hutton — 75-84: 8.3%
85+ 3.2% / 6.9%
Warners Bay — 85+: 3.2% Mount Hutton — 85+: 6.9%

Bars are drawn against the largest share shown (14.4%).

Who lives together

Household composition, 2021 Census.

Warners Bay 41.3% lone person
Warners Bay — Lone Person: 41.3% Warners Bay — Couple Families: 36.6% Warners Bay — One Parent Families: 17.9% Warners Bay — Group Household: 2.9% Warners Bay — Other Families: 1.3%
Mount Hutton 39.7% lone person
Mount Hutton — Lone Person: 39.7% Mount Hutton — Couple Families: 32.2% Mount Hutton — One Parent Families: 21.4% Mount Hutton — Group Household: 5.2% Mount Hutton — Other Families: 1.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Warners Bay 23.9% renting
Warners Bay — Owned Outright: 45.3% Warners Bay — Mortgage: 30.8% Warners Bay — Renting: 23.9%
Mount Hutton 28.7% renting
Mount Hutton — Owned Outright: 33.7% Mount Hutton — Mortgage: 37.6% Mount Hutton — Renting: 28.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Warners Bay Mount Hutton
Certificate III & IV 16.9% / 18.8%
Warners Bay — Certificate III & IV: 16.9% Mount Hutton — Certificate III & IV: 18.8%
Bachelor Degree 13.0% / 9.6%
Warners Bay — Bachelor Degree: 13.0% Mount Hutton — Bachelor Degree: 9.6%
Advanced Diploma / Diploma 9.0% / 8.2%
Warners Bay — Advanced Diploma / Diploma: 9.0% Mount Hutton — Advanced Diploma / Diploma: 8.2%
Postgraduate Degree 3.8% / 2.3%
Warners Bay — Postgraduate Degree: 3.8% Mount Hutton — Postgraduate Degree: 2.3%
Graduate Diploma / Certificate 1.8% / 0.9%
Warners Bay — Graduate Diploma / Certificate: 1.8% Mount Hutton — Graduate Diploma / Certificate: 0.9%

Bars are drawn against the largest share shown (18.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Warners Bay Mount Hutton
England 3.1% / 2.2%
Warners Bay — England: 3.1% Mount Hutton — England: 2.2%
New Zealand 1.2% / 1.3%
Warners Bay — New Zealand: 1.2% Mount Hutton — New Zealand: 1.3%
Scotland 0.7% / 0.6%
Warners Bay — Scotland: 0.7% Mount Hutton — Scotland: 0.6%
Germany 0.7% / 0.4%
Warners Bay — Germany: 0.7% Mount Hutton — Germany: 0.4%
China 0.3% / 0.5%
Warners Bay — China: 0.3% Mount Hutton — China: 0.5%
South Africa 0.6% / —
Warners Bay — South Africa: 0.6% Mount Hutton — South Africa: not among its largest
Philippines — / 0.5%
Warners Bay — Philippines: not among its largest Mount Hutton — Philippines: 0.5%

Bars are drawn against the largest share shown (3.1%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Warners Bay 67.6% houses
Warners Bay — Houses: 67.6% Warners Bay — Townhouses: 23.1% Warners Bay — Flats / Apartments: 9.3%
Mount Hutton 73.3% houses
Mount Hutton — Houses: 73.3% Mount Hutton — Townhouses: 21.6% Mount Hutton — Flats / Apartments: 5.1%
Houses Townhouses Flats / Apartments

Property market

Warners Bay Mount Hutton
Median house price $1,111,500 $908,000
Median unit price $880,000 $697,500
Median land price $1,150,000 $966,000
Typical days to sell (houses) 25 days
from 81 sales
 28 days
from 30 sales

Unit price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Warners Bay Mount Hutton
2 bed $810K / $710K
Warners Bay — 2 bed: $810K (24 sales) Mount Hutton — 2 bed: $710K (9 sales)

24 vs 9 sales

3 bed $1.08M / $748K
Warners Bay — 3 bed: $1.08M (12 sales) Mount Hutton — 3 bed: $748K (6 sales)

12 vs 6 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Warners Bay Mount Hutton
2 bed $772K / $778K
Warners Bay — 2 bed: $772K (13 sales) Mount Hutton — 2 bed: $778K (8 sales)

13 vs 8 sales

3 bed $1.02M / $845K
Warners Bay — 3 bed: $1.02M (49 sales) Mount Hutton — 3 bed: $845K (29 sales)

49 vs 29 sales

4 bed $1.27M / $1.1M
Warners Bay — 4 bed: $1.27M (35 sales) Mount Hutton — 4 bed: $1.1M (14 sales)

35 vs 14 sales

Zoning mix

Mount Hutton has more land zoned for conservation (44% vs 21%).

Warners Bay Mount Hutton
Residential 53% 39%
Environmental 21% 44%
Industrial 8% 0%
Parks and recreation 7% 5%
Commercial 2% 5%
Infrastructure and transport 4%
same for both
Rural and farming 4% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Warners Bay Mount Hutton
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Warners Bay Mount Hutton
Houses 3.6%
$710/wk on $1.01M
 4.6%
$730/wk on $822K
Units 3.5%
$650/wk on $968K
 —

Ranking within NSW

Warners Bay Mount Hutton
House price Higher than 56% of NSW Higher than 41% of NSW
Income Higher than 45% of NSW Higher than 46% of NSW
Schools Higher than 34% of NSW —
Walkability Higher than 92% of NSW Higher than 91% of NSW
Affordability Higher than 39% of NSW Higher than 56% of NSW
EV adoption Higher than 80% of NSW Higher than 77% of NSW
NBN connectivity Higher than 73% of NSW Higher than 75% of NSW
Rental yield (houses) Higher than 53% of NSW Higher than 93% of NSW
Rental yield (units) Higher than 10% of NSW —

Liveability

Warners Bay scores higher overall (49 vs 43).

Warners Bay Mount Hutton
Grade B C
Score 49/100 43/100
Socio-economic band advantaged area
decile 7/10
 below-average income
decile 3/10

Risk profile

Mount Hutton carries more bushfire risk (21 vs 0); Mount Hutton carries more crime risk (80 vs 69).

Warners Bay Mount Hutton
Bushfire None
0/100
 Low
21/100
Crime Moderate
69/100
 High
80/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Warners Bay Mount Hutton
Inside the suburb 4 1
Rated above peers 0
same for both
Rated at peers 3 0
Rated below peers 1
same for both

Schools in Warners Bay

  • St Mary's Primary School Catholic · Primary at peers
  • Warners Bay High School Government · Secondary at peers
  • Warners Bay Public School Government · Primary at peers
  • Biddabah Public School Government · Primary below peers

Schools in Mount Hutton

  • Mount Hutton Public School Government · Primary below peers

Amenities in the suburb

Warners Bay Mount Hutton
Supermarkets 2
same for both
Cafes & restaurants 2 0
Parks & reserves 5 1
Childcare 10 8
GPs 2 1
Pharmacies 2
same for both
Hospitals 1 0
Banks & Bank@Post 4 2
Fuel stations 5 0
Waterways 11 0

Mobility

Warners Bay sits further from the CBD (147.8 km vs 142.5 km).

Warners Bay Mount Hutton
Walkability score 79/100 76/100
Distance to Sydney 147.8 km
+4% vs other
 142.5 km
Drive time (normal traffic) 117 min 118 min
Public transport score 77/100
Bus
 78/100
Bus
Peak arrivals per hour 161.2
7-9am + 5-7pm
 62.8
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 1.0%
postcode 2282
 0.9%
postcode 2290
Rooftop solar per 100 dwellings 46
postcode 2282
 37
postcode 2290

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Warners Bay Mount Hutton
Car (driver) 65.7% / 72.0%
Warners Bay — Car (driver): 65.7% Mount Hutton — Car (driver): 72.0%
Worked from Home 27.3% / 21.6%
Warners Bay — Worked from Home: 27.3% Mount Hutton — Worked from Home: 21.6%
Car (passenger) 4.3% / 4.5%
Warners Bay — Car (passenger): 4.3% Mount Hutton — Car (passenger): 4.5%
Walked Only 1.7% / 1.2%
Warners Bay — Walked Only: 1.7% Mount Hutton — Walked Only: 1.2%
Bus 0.6% / 0.7%
Warners Bay — Bus: 0.6% Mount Hutton — Bus: 0.7%

Bars are drawn against the largest share shown (72.0%).

Setting

Warners Bay Mount Hutton
Elevation 14 m
above sea level, at the suburb centre
 51 m
above sea level, at the suburb centre
Distance to the ocean 7.0 km 5.2 km

NBN connectivity

Warners Bay Mount Hutton
Connectivity score 64/100 67/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 34%
4,507 premises
 40%
1,930 premises

Climate

Warners Bay Mount Hutton
Annual rainfall 1,025 mm
same for both
Summer max (Jan) 25.4°C
same for both
Winter min (Jul) 10.2°C
same for both

Air quality (annual mean)

Warners Bay Mount Hutton
PM2.5 6.1 µg/m³
same for both
PM10 16.5 µg/m³
same for both
NO₂ 0.53 pphm
same for both

Council rates

Warners Bay Mount Hutton
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Warners Bay Mount Hutton
Division Shortland
same for both
Member Pat Conroy
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Warners Bay Mount Hutton
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Warners Bay

Parks Regional Centre Retirees River Townhouses

Mount Hutton

Townhouses

More comparisons

Other comparisons with Warners Bay

Warners Bay vs Eleebana Warners Bay vs Macquarie Hills Warners Bay vs Speers Point Warners Bay vs Cardiff South Warners Bay vs Lakelands Warners Bay vs Hillsborough

Other comparisons with Mount Hutton

Mount Hutton vs Charlestown Mount Hutton vs Eleebana Mount Hutton vs Windale Mount Hutton vs Gateshead Mount Hutton vs Tingira Heights Mount Hutton vs Hillsborough
Full data on Warners Bay Full data on Mount Hutton
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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