Waggarandall vs St James

Waggarandall is the younger of the two, with a median age of 55 against 60 in St James. In both, the large majority of households own their home and the large majority of homes are detached houses. On these figures, St James tends to suit people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Waggarandall

ahead on 2 of the 6 things we measure here

  • is already more of a family suburb (67% vs 42%)
  • carries lower crime risk (53/100 vs 81/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

St James

ahead on the one thing that separates them

  • leaves households under less mortgage stress (16% vs 24%)

Weighs mortgage stress.

Renters

Waggarandall

ahead on the one thing that separates them

  • has cheaper rent ($0/wk vs $236/wk)

Weighs rent.

Commuting to the city

Waggarandall

ahead on the one thing that separates them

  • sits closer to the CBD (235.7 km vs 258.7 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Waggarandall carries lower crime risk (53/100 vs 81/100)
  • St James has more residents already 65 and over (30% vs 23%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Waggarandall

ahead on the one thing that separates them

  • is growing faster (30.0% vs -6.8%)

Weighs population growth.

Where they sit

Waggarandall and St James drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Waggarandall St James
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Waggarandall St James
Walkability 0 / 0
Waggarandall — Walkability: 0/100 St James — Walkability: 0/100
Safety 47 / 19
Waggarandall — Safety: 47/100 St James — Safety: 19/100
Low fire risk 81 / 58
Waggarandall — Low fire risk: 81/100 St James — Low fire risk: 58/100
Low flood risk 16 / 25
Waggarandall — Low flood risk: 16/100 St James — Low flood risk: 25/100

Demographics

St James rents higher ($236/wk vs $0/wk); St James has more residents (123 vs 52).

Waggarandall St James
Population 52 123
+137% vs other
Population trend (2016 → 2021) +30.0% -6.8%
Median age 55 60
Median household income $93,184/yr
+46% vs other
$50,232/yr
Median weekly rent — $236/wk
(not reported on the other side)

Age profile

Share of residents in each band, 2021 Census.

Waggarandall St James
0-4 5.8% / 6.5%
Waggarandall — 0-4: 5.8% St James — 0-4: 6.5%
5-14 — / —
Waggarandall — 5-14: not among its largest St James — 5-14: not among its largest
15-19 5.8% / 4.1%
Waggarandall — 15-19: 5.8% St James — 15-19: 4.1%
20-24 5.8% / 7.3%
Waggarandall — 20-24: 5.8% St James — 20-24: 7.3%
25-34 11.5% / 10.6%
Waggarandall — 25-34: 11.5% St James — 25-34: 10.6%
35-44 — / 2.4%
Waggarandall — 35-44: not among its largest St James — 35-44: 2.4%
45-54 13.5% / 8.9%
Waggarandall — 45-54: 13.5% St James — 45-54: 8.9%
55-64 28.8% / 22.0%
Waggarandall — 55-64: 28.8% St James — 55-64: 22.0%
65-74 17.3% / 13.8%
Waggarandall — 65-74: 17.3% St James — 65-74: 13.8%
75-84 — / 16.3%
Waggarandall — 75-84: not among its largest St James — 75-84: 16.3%
85+ 5.8% / —
Waggarandall — 85+: 5.8% St James — 85+: not among its largest

Bars are drawn against the largest share shown (28.8%).

Who lives together

Household composition, 2021 Census.

Waggarandall 33.3% lone person
Waggarandall — Lone Person: 33.3% Waggarandall — Couple Families: 44.4% Waggarandall — One Parent Families: 22.2% Waggarandall — Group Household: 0.0%
St James 44.4% lone person
St James — Lone Person: 44.4% St James — Couple Families: 30.6% St James — One Parent Families: 11.1% St James — Group Household: 13.9%
Lone Person Couple Families One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Waggarandall 0.0% renting
Waggarandall — Owned Outright: 65.4% Waggarandall — Mortgage: 34.6% Waggarandall — Renting: 0.0%
St James 5.7% renting
St James — Owned Outright: 62.3% St James — Mortgage: 32.1% St James — Renting: 5.7%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Waggarandall 100.0% houses
Waggarandall — Houses: 100.0%
St James 100.0% houses
St James — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Waggarandall St James
Certificate III & IV 13.5% / 18.7%
Waggarandall — Certificate III & IV: 13.5% St James — Certificate III & IV: 18.7%
Advanced Diploma / Diploma 5.8% / 4.9%
Waggarandall — Advanced Diploma / Diploma: 5.8% St James — Advanced Diploma / Diploma: 4.9%
Bachelor Degree 5.8% / 3.3%
Waggarandall — Bachelor Degree: 5.8% St James — Bachelor Degree: 3.3%

Bars are drawn against the largest share shown (18.7%).

Zoning mix

Waggarandall St James
Rural and farming 95% 98%
Parks and recreation 4% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Waggarandall St James
New dwellings approved 332
across Moira
same for both
Approvals change year on year -70%
same for both

Ranking within VIC

Waggarandall St James
House price —
same for both
Income Higher than 63% of VIC Higher than 10% of VIC
Schools —
same for both
Walkability Higher than 34% of VIC Higher than 3% of VIC
Affordability —
same for both
EV adoption Higher than 45% of VIC Higher than 65% of VIC
NBN connectivity Higher than 28% of VIC Higher than 20% of VIC

Liveability

Waggarandall St James
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 3/10
mid-range socio-economic
decile 4/10

Risk profile

St James carries more bushfire risk (42 vs 19); St James carries more crime risk (81 vs 53).

Waggarandall St James
Bushfire Low
19/100
Moderate
42/100
Crime Moderate
53/100
High
81/100
Flood High
84/100
High
75/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Waggarandall St James
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Waggarandall St James
Parks & reserves 2 0
Waterways 0 1

Mobility

St James sits further from the CBD (258.7 km vs 235.7 km).

Waggarandall St James
Walkability score 0/100
same for both
Distance to Melbourne 235.7 km 258.7 km
+10% vs other
Drive time (normal traffic) 170 min 173 min
Electric vehicle share 0.5%
postcode 3646
0.7%
postcode 3727
Rooftop solar per 100 dwellings 64
postcode 3646
67
postcode 3727

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Waggarandall St James
Car (driver) 34.6% / 91.7%
Waggarandall — Car (driver): 34.6% St James — Car (driver): 91.7%
Worked from Home 65.4% / 8.3%
Waggarandall — Worked from Home: 65.4% St James — Worked from Home: 8.3%

Bars are drawn against the largest share shown (91.7%).

Setting

Waggarandall St James
Elevation 128 m
above sea level, at the suburb centre
132 m
above sea level, at the suburb centre

NBN connectivity

Waggarandall St James
Connectivity score 26/100 22/100
Most common technology Fixed wireless Satellite (Sky Muster)
Full-fibre (FTTP) share 0%
27 premises
0%
65 premises

Climate

Waggarandall St James
Annual rainfall 484 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Waggarandall St James
Average residential rate $1,908/yr
same for both
Council Moira
same for both

Federal electorate

Waggarandall St James
Division Nicholls
same for both
Member Sam Birrell
same for both
Party The Nationals
same for both

First Home Owner Grant

Waggarandall St James
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Waggarandall

St James

More comparisons

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Full data on Waggarandall Full data on St James
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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