Upper Horton vs Pallal

Pallal is the younger of the two, with a median age of 38 against 48 in Upper Horton. In both, the large majority of households own their home, the large majority of homes are detached houses, and about half of households are couple families. On these figures, Pallal tends to suit families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Upper Horton carries lower crime risk (55/100 vs 72/100)
  • Pallal is already more of a family suburb (100% vs 74%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Upper Horton

ahead on the one thing that separates them

  • has cheaper rent ($100/wk vs $150/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Upper Horton

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (396 min vs 415 min)
  • sits closer to the CBD (537.2 km vs 562.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Upper Horton

ahead on 2 of the 4 things we measure here

  • has more residents already 65 and over (22% vs 15%)
  • carries lower crime risk (55/100 vs 72/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Upper Horton and Pallal drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Upper Horton Pallal
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Upper Horton Pallal
Walkability 0 / 0
Upper Horton — Walkability: 0/100 Pallal — Walkability: 0/100
Safety 45 / 28
Upper Horton — Safety: 45/100 Pallal — Safety: 28/100
Low fire risk 42 / 54
Upper Horton — Low fire risk: 42/100 Pallal — Low fire risk: 54/100

Demographics

Upper Horton has more residents (138 vs 66); Pallal has higher household incomes ($97,500 vs $63,492).

Upper Horton Pallal
Population 138
+52% vs other
 66
Population trend (2016 → 2021) -17.9% -20.5%
Median age 48 38
Median household income $63,492/yr $97,500/yr
+54% vs other
Median weekly rent $100/wk $150/wk
+50% vs other

Age profile

Share of residents in each band, 2021 Census.

Upper Horton Pallal
0-4 2.2% / 6.1%
Upper Horton — 0-4: 2.2% Pallal — 0-4: 6.1%
5-14 19.6% / 30.3%
Upper Horton — 5-14: 19.6% Pallal — 5-14: 30.3%
15-19 7.2% / —
Upper Horton — 15-19: 7.2% Pallal — 15-19: not among its largest
20-24 2.9% / —
Upper Horton — 20-24: 2.9% Pallal — 20-24: not among its largest
25-34 12.3% / 10.6%
Upper Horton — 25-34: 12.3% Pallal — 25-34: 10.6%
35-44 10.1% / 18.2%
Upper Horton — 35-44: 10.1% Pallal — 35-44: 18.2%
45-54 11.6% / 18.2%
Upper Horton — 45-54: 11.6% Pallal — 45-54: 18.2%
55-64 13.0% / 7.6%
Upper Horton — 55-64: 13.0% Pallal — 55-64: 7.6%
65-74 10.9% / 10.6%
Upper Horton — 65-74: 10.9% Pallal — 65-74: 10.6%
75-84 10.9% / 4.5%
Upper Horton — 75-84: 10.9% Pallal — 75-84: 4.5%
85+ — / —
Upper Horton — 85+: not among its largest Pallal — 85+: not among its largest

Bars are drawn against the largest share shown (30.3%).

Who lives together

Household composition, 2021 Census.

Upper Horton 51.6% couple families
Upper Horton — Couple Families: 51.6% Upper Horton — One Parent Families: 22.6% Upper Horton — Lone Person: 25.8%
Pallal 50.0% couple families
Pallal — Couple Families: 50.0% Pallal — One Parent Families: 50.0% Pallal — Lone Person: 0.0%
Couple Families One Parent Families Lone Person

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Upper Horton 17.9% renting
Upper Horton — Owned Outright: 59.0% Upper Horton — Mortgage: 23.1% Upper Horton — Renting: 17.9%
Pallal 15.8% renting
Pallal — Owned Outright: 57.9% Pallal — Mortgage: 26.3% Pallal — Renting: 15.8%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Upper Horton 98.0% houses
Upper Horton — Houses: 98.0% Upper Horton — Flats / Apartments: 2.0%
Pallal 100.0% houses
Pallal — Houses: 100.0% Pallal — Flats / Apartments: 0.0%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Upper Horton Pallal
Certificate III & IV 12.3% / 9.1%
Upper Horton — Certificate III & IV: 12.3% Pallal — Certificate III & IV: 9.1%
Bachelor Degree 4.3% / 12.1%
Upper Horton — Bachelor Degree: 4.3% Pallal — Bachelor Degree: 12.1%
Advanced Diploma / Diploma 3.6% / 4.5%
Upper Horton — Advanced Diploma / Diploma: 3.6% Pallal — Advanced Diploma / Diploma: 4.5%

Bars are drawn against the largest share shown (12.3%).

Property market

Upper Horton Pallal
Median house price —
same for both
Median unit price —
same for both
Median land price — $700,000

Zoning mix

Upper Horton Pallal
Rural and farming 92% 100%
Environmental 8% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Upper Horton Pallal
New dwellings approved 15
across Gwydir
same for both
Approvals change year on year -50%
same for both

Ranking within NSW

Upper Horton Pallal
House price —
same for both
Income Higher than 26% of NSW Higher than 65% of NSW
Schools —
same for both
Walkability Higher than 37% of NSW Higher than 15% of NSW
Affordability —
same for both
EV adoption —
same for both
NBN connectivity Higher than 19% of NSW Higher than 8% of NSW

Liveability

Upper Horton Pallal
Grade —
same for both
Score —
same for both
Socio-economic band mid-range socio-economic
decile 5/10
 very advantaged area
decile 9/10

Risk profile

Pallal carries more crime risk (72 vs 55); Upper Horton carries more bushfire risk (58 vs 46).

Upper Horton Pallal
Bushfire Moderate
58/100
 Moderate
46/100
Crime Moderate
55/100
 High
72/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Upper Horton Pallal
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Upper Horton Pallal
Parks & reserves 1 0
Waterways 5 6

Mobility

Pallal sits further from the CBD (562.2 km vs 537.2 km).

Upper Horton Pallal
Walkability score 0/100
same for both
Distance to Sydney 537.2 km 562.2 km
+5% vs other
Drive time (normal traffic) 396 min 415 min
Electric vehicle share 0.0%
postcode 2347
 0.0%
postcode 2404
Rooftop solar per 100 dwellings 43
postcode 2347
 57
postcode 2404

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Upper Horton Pallal
Car (driver) 43.4% / 48.6%
Upper Horton — Car (driver): 43.4% Pallal — Car (driver): 48.6%
Worked from Home 43.4% / 42.9%
Upper Horton — Worked from Home: 43.4% Pallal — Worked from Home: 42.9%
Walked Only 7.5% / 8.6%
Upper Horton — Walked Only: 7.5% Pallal — Walked Only: 8.6%
Car (passenger) 5.7% / —
Upper Horton — Car (passenger): 5.7% Pallal — Car (passenger): not among its largest

Bars are drawn against the largest share shown (48.6%).

Setting

Upper Horton Pallal
Elevation 420 m
above sea level, at the suburb centre
 372 m
above sea level, at the suburb centre

NBN connectivity

Upper Horton Pallal
Connectivity score 15/100
same for both
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
50 premises
 0%
18 premises

Climate

Upper Horton Pallal
Annual rainfall 679 mm 653 mm
Summer max (Jan) 32.0°C —
Winter min (Jul) 0.9°C —

Council rates

Upper Horton Pallal
Average residential rate $825/yr
same for both
Council Gwydir
same for both

Federal electorate

Upper Horton Pallal
Division New England
same for both
Member Barnaby Joyce
same for both
Party The Nationals
same for both

First Home Owner Grant

Upper Horton Pallal
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Upper Horton

Rural

Pallal

Family Rural

More comparisons

Other comparisons with Upper Horton

Upper Horton vs Barraba Upper Horton vs Bullawa Creek Upper Horton vs Cobbadah Upper Horton vs Dinoga

Other comparisons with Pallal

Pallal vs Bingara Pallal vs Dinoga
Full data on Upper Horton Full data on Pallal
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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