Undera vs Kotupna

Undera is the younger of the two, with a median age of 42 against 46 in Kotupna. In both, the large majority of households own their home and the large majority of homes are detached houses. In Undera, about half of households are couple families. On these figures, Undera tends to suit families with children, while Kotupna suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Undera is already more of a family suburb (73% vs 56%)
  • Kotupna carries lower crime risk (44/100 vs 55/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Undera

ahead on the one thing that separates them

  • leaves households under less mortgage stress (19% vs 27%)

Weighs mortgage stress.

Renters

Kotupna

ahead on 2 of the 3 things we measure here

  • has cheaper rent ($83/wk vs $235/wk)
  • leaves renters under less rental stress (6% vs 16%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Undera

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (203.4 km vs 223.3 km)
  • has a shorter drive in (144 min vs 157 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Kotupna

ahead on the one thing that separates them

  • carries lower crime risk (44/100 vs 55/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Kotupna

ahead on the one thing that separates them

  • is growing faster (25.7% vs 1.8%)

Weighs population growth.

Where they sit

Undera and Kotupna drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Undera Kotupna
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Undera Kotupna
Walkability 0 / 0
Undera — Walkability: 0/100 Kotupna — Walkability: 0/100
Safety 45 / 56
Undera — Safety: 45/100 Kotupna — Safety: 56/100
Low fire risk 88 / 84
Undera — Low fire risk: 88/100 Kotupna — Low fire risk: 84/100
Low flood risk 3 / 0
Undera — Low flood risk: 3/100 Kotupna — Low flood risk: 0/100

Demographics

Undera has more residents (450 vs 132); Undera rents higher ($235/wk vs $83/wk).

Undera Kotupna
Population 450
+71% vs other
 132
Population trend (2016 → 2021) +1.8% +25.7%
Median age 42 46
Median household income $75,816/yr
+6% vs other
 $71,500/yr
Median weekly rent $235/wk
+65% vs other
 $83/wk

Age profile

Share of residents in each band, 2021 Census.

Undera Kotupna
0-4 5.1% / 2.3%
Undera — 0-4: 5.1% Kotupna — 0-4: 2.3%
5-14 14.4% / 8.3%
Undera — 5-14: 14.4% Kotupna — 5-14: 8.3%
15-19 5.3% / 6.8%
Undera — 15-19: 5.3% Kotupna — 15-19: 6.8%
20-24 6.0% / 6.1%
Undera — 20-24: 6.0% Kotupna — 20-24: 6.1%
25-34 9.8% / 12.1%
Undera — 25-34: 9.8% Kotupna — 25-34: 12.1%
35-44 9.8% / 8.3%
Undera — 35-44: 9.8% Kotupna — 35-44: 8.3%
45-54 15.1% / 17.4%
Undera — 45-54: 15.1% Kotupna — 45-54: 17.4%
55-64 17.1% / 21.2%
Undera — 55-64: 17.1% Kotupna — 55-64: 21.2%
65-74 10.0% / 9.1%
Undera — 65-74: 10.0% Kotupna — 65-74: 9.1%
75-84 2.9% / 5.3%
Undera — 75-84: 2.9% Kotupna — 75-84: 5.3%
85+ 1.8% / 3.0%
Undera — 85+: 1.8% Kotupna — 85+: 3.0%

Bars are drawn against the largest share shown (21.2%).

Who lives together

Household composition, 2021 Census.

Undera 52.0% couple families
Undera — Couple Families: 52.0% Undera — Lone Person: 27.0% Undera — One Parent Families: 21.0%
Kotupna 44.4% couple families
Kotupna — Couple Families: 44.4% Kotupna — Lone Person: 44.4% Kotupna — One Parent Families: 11.1%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Undera 15.4% renting
Undera — Owned Outright: 51.2% Undera — Mortgage: 33.3% Undera — Renting: 15.4%
Kotupna 9.1% renting
Kotupna — Owned Outright: 47.7% Kotupna — Mortgage: 43.2% Kotupna — Renting: 9.1%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Undera Kotupna
Italy 2.7% / 2.3%
Undera — Italy: 2.7% Kotupna — Italy: 2.3%
Philippines 1.3% / 2.3%
Undera — Philippines: 1.3% Kotupna — Philippines: 2.3%
England 1.6% / —
Undera — England: 1.6% Kotupna — England: not among its largest
India 1.3% / —
Undera — India: 1.3% Kotupna — India: not among its largest
Greece 1.1% / —
Undera — Greece: 1.1% Kotupna — Greece: not among its largest

Bars are drawn against the largest share shown (2.7%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Undera Kotupna
Certificate III & IV 15.8% / 21.2%
Undera — Certificate III & IV: 15.8% Kotupna — Certificate III & IV: 21.2%
Advanced Diploma / Diploma 4.4% / 9.1%
Undera — Advanced Diploma / Diploma: 4.4% Kotupna — Advanced Diploma / Diploma: 9.1%
Bachelor Degree 6.2% / 3.8%
Undera — Bachelor Degree: 6.2% Kotupna — Bachelor Degree: 3.8%
Postgraduate Degree 1.8% / 2.3%
Undera — Postgraduate Degree: 1.8% Kotupna — Postgraduate Degree: 2.3%
Graduate Diploma / Certificate 0.9% / —
Undera — Graduate Diploma / Certificate: 0.9% Kotupna — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (21.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Undera 98.6% houses
Undera — Houses: 98.6% Undera — Flats / Apartments: 1.4%
Kotupna 95.7% houses
Kotupna — Houses: 95.7% Kotupna — Flats / Apartments: 4.3%
Houses Flats / Apartments

Property market

Undera Kotupna
Median house price $732,500 —
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Undera Kotupna
Rural and farming 91% 82%
Parks and recreation 8% 17%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Undera Kotupna
New dwellings approved 649
across Greater Shepparton
 332
across Moira
Approvals change year on year -23% -70%

Ranking within VIC

Undera Kotupna
House price —
same for both
Income Higher than 43% of VIC Higher than 37% of VIC
Schools —
same for both
Walkability Higher than 14% of VIC Higher than 53% of VIC
Affordability —
same for both
EV adoption Higher than 17% of VIC Higher than 5% of VIC
NBN connectivity Higher than 40% of VIC Higher than 23% of VIC

Liveability

Undera Kotupna
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 2/10
 mid-range socio-economic
decile 4/10

Risk profile

Undera carries more crime risk (55 vs 44).

Undera Kotupna
Bushfire Low
12/100
 Low
16/100
Crime Moderate
55/100
 Moderate
44/100
Flood High
97/100
 High
100/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Undera Kotupna
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Undera

  • Undera Primary School Government · Primary

Schools in Kotupna

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Undera Kotupna
Parks & reserves 4 5
Childcare 1 0
Waterways 0 8

Mobility

Kotupna sits further from the CBD (223.3 km vs 203.4 km).

Undera Kotupna
Walkability score 0/100
same for both
Distance to Melbourne 203.4 km 223.3 km
+10% vs other
Drive time (normal traffic) 144 min 157 min
Electric vehicle share 0.2%
postcode 3629
 0.1%
postcode 3638
Rooftop solar per 100 dwellings 47
postcode 3629
 54
postcode 3638

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Undera Kotupna
Car (driver) 64.3% / 64.3%
Undera — Car (driver): 64.3% Kotupna — Car (driver): 64.3%
Worked from Home 26.5% / 21.4%
Undera — Worked from Home: 26.5% Kotupna — Worked from Home: 21.4%
Walked Only 7.6% / 14.3%
Undera — Walked Only: 7.6% Kotupna — Walked Only: 14.3%
Car (passenger) 1.6% / —
Undera — Car (passenger): 1.6% Kotupna — Car (passenger): not among its largest

Bars are drawn against the largest share shown (64.3%).

Setting

Undera Kotupna
Elevation 106 m
above sea level, at the suburb centre
 105 m
above sea level, at the suburb centre

NBN connectivity

Undera Kotupna
Connectivity score 29/100 23/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
180 premises
 0%
45 premises

Climate

Undera Kotupna
Annual rainfall 436 mm
same for both
Summer max (Jan) 31.1°C
same for both
Winter min (Jul) 3.8°C
same for both

Council rates

Undera Kotupna
Average residential rate $2,449/yr $1,908/yr
Council Greater Shepparton Moira

Federal electorate

Undera Kotupna
Division Nicholls
same for both
Member Sam Birrell
same for both
Party The Nationals
same for both

First Home Owner Grant

Undera Kotupna
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Undera

Rural

Kotupna

Rural

More comparisons

Other comparisons with Undera

Undera vs Lancaster Undera vs Bunbartha Undera vs Mooroopna North Undera vs Coomboona Undera vs Kaarimba Undera vs St Germains

Other comparisons with Kotupna

Kotupna vs Nathalia Kotupna vs Wyuna Kotupna vs Picola Kotupna vs Yambuna Kotupna vs Kaarimba Kotupna vs St Germains
Full data on Undera Full data on Kotupna
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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