Tumut vs Wermatong

Tumut is the younger of the two, with a median age of 42 against 45 in Wermatong. In both, most households own their home and the large majority of homes are detached houses. In Wermatong, about half of households are people living alone. On these figures, Wermatong tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Tumut

ahead on 4 of the 6 things we measure here

  • has more parks and reserves (19 vs 0)
  • has more schools inside the suburb (5 vs 0)
  • has more childcare (5 vs 0)
  • But Wermatong carries lower crime risk (63/100 vs 81/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Tumut

ahead on the one thing that separates them

  • leaves households under less mortgage stress (24% vs 31%)

Weighs mortgage stress.

Renters

Tumut

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (33% vs 20%)
  • has cheaper rent ($245/wk vs $290/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Tumut

ahead on 3 of the 3 things we measure here

  • is more walkable (48/100 vs 0/100)
  • has a shorter drive in (262 min vs 269 min)
  • sits closer to the CBD (410.3 km vs 420.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Tumut is more walkable (48/100 vs 0/100)
  • Wermatong has more units and townhouses to downsize into (25% vs 15%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Wermatong

ahead on the one thing that separates them

  • is growing faster (13.3% vs 6.1%)

Weighs population growth.

Where they sit

Tumut and Wermatong drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Tumut Wermatong
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Tumut Wermatong
Walkability 48 / 0
Tumut — Walkability: 48/100 Wermatong — Walkability: 0/100
Safety 19 / 37
Tumut — Safety: 19/100 Wermatong — Safety: 37/100
Low fire risk 62 / 31
Tumut — Low fire risk: 62/100 Wermatong — Low fire risk: 31/100

Demographics

Tumut has more residents (6,613 vs 51); Wermatong has higher household incomes ($90,948 vs $64,584).

Tumut Wermatong
Population 6,613
+99% vs other
51
Population trend (2016 → 2021) +6.1% +13.3%
Median age 42 45
Median household income $64,584/yr $90,948/yr
+41% vs other
Median weekly rent $245/wk $290/wk
+18% vs other

Age profile

Share of residents in each band, 2021 Census.

Tumut Wermatong
0-4 6.4% / —
Tumut — 0-4: 6.4% Wermatong — 0-4: not among its largest
5-14 13.1% / 15.7%
Tumut — 5-14: 13.1% Wermatong — 5-14: 15.7%
15-19 5.5% / 7.8%
Tumut — 15-19: 5.5% Wermatong — 15-19: 7.8%
20-24 5.4% / —
Tumut — 20-24: 5.4% Wermatong — 20-24: not among its largest
25-34 11.4% / 15.7%
Tumut — 25-34: 11.4% Wermatong — 25-34: 15.7%
35-44 11.3% / 19.6%
Tumut — 35-44: 11.3% Wermatong — 35-44: 19.6%
45-54 11.4% / 15.7%
Tumut — 45-54: 11.4% Wermatong — 45-54: 15.7%
55-64 13.1% / 17.6%
Tumut — 55-64: 13.1% Wermatong — 55-64: 17.6%
65-74 11.5% / 17.6%
Tumut — 65-74: 11.5% Wermatong — 65-74: 17.6%
75-84 8.0% / 7.8%
Tumut — 75-84: 8.0% Wermatong — 75-84: 7.8%
85+ 3.0% / —
Tumut — 85+: 3.0% Wermatong — 85+: not among its largest

Bars are drawn against the largest share shown (19.6%).

Who lives together

Household composition, 2021 Census.

Tumut 43.9% lone person
Tumut — Lone Person: 43.9% Tumut — Couple Families: 34.1% Tumut — One Parent Families: 18.2% Tumut — Group Household: 2.5% Tumut — Other Families: 1.2%
Wermatong 50.0% lone person
Wermatong — Lone Person: 50.0% Wermatong — Couple Families: 50.0% Wermatong — One Parent Families: 0.0% Wermatong — Group Household: 0.0% Wermatong — Other Families: 0.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Tumut 32.8% renting
Tumut — Owned Outright: 37.8% Tumut — Mortgage: 29.4% Tumut — Renting: 32.8%
Wermatong 20.0% renting
Wermatong — Owned Outright: 40.0% Wermatong — Mortgage: 40.0% Wermatong — Renting: 20.0%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Tumut 85.4% houses
Tumut — Houses: 85.4% Tumut — Flats / Apartments: 2.7% Tumut — Townhouses: 11.9%
Wermatong 75.0% houses
Wermatong — Houses: 75.0% Wermatong — Flats / Apartments: 25.0% Wermatong — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Tumut Wermatong
Certificate III & IV 16.9% / 5.9%
Tumut — Certificate III & IV: 16.9% Wermatong — Certificate III & IV: 5.9%
Advanced Diploma / Diploma 5.0% / 13.7%
Tumut — Advanced Diploma / Diploma: 5.0% Wermatong — Advanced Diploma / Diploma: 13.7%
Bachelor Degree 7.0% / 7.8%
Tumut — Bachelor Degree: 7.0% Wermatong — Bachelor Degree: 7.8%
Graduate Diploma / Certificate 1.3% / —
Tumut — Graduate Diploma / Certificate: 1.3% Wermatong — Graduate Diploma / Certificate: not among its largest
Postgraduate Degree 1.2% / —
Tumut — Postgraduate Degree: 1.2% Wermatong — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (16.9%).

Property market

Tumut Wermatong
Median house price $525,000 —
Median unit price $353,000 —
Median land price $192,500 —
Typical days to sell (houses) 108 days
from 88 sales
—

Zoning mix

Wermatong has more rural and farming land (87% vs 63%); Wermatong has more land zoned for conservation (12% vs 1%).

Tumut Wermatong
Rural and farming 63% 87%
Residential 19% 0%
Environmental 1% 12%
Parks and recreation 8% 0%
Industrial 4% 0%
Infrastructure and transport 3% 1%
Commercial 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Tumut Wermatong
New dwellings approved 36
across Snowy Valleys
same for both
Approvals change year on year -50%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Tumut Wermatong
Houses 4.8%
$550/wk on $600K
—
Units —
same for both

Ranking within NSW

Tumut Wermatong
House price Higher than 16% of NSW —
Income Higher than 27% of NSW Higher than 59% of NSW
Schools Higher than 80% of NSW —
Walkability Higher than 81% of NSW Higher than 41% of NSW
Affordability Higher than 78% of NSW —
EV adoption Higher than 9% of NSW
same for both
NBN connectivity Higher than 72% of NSW Higher than 49% of NSW
Rental yield (houses) Higher than 95% of NSW —

Liveability

Tumut is more walkable (48 vs 0).

Tumut Wermatong
Grade C —
Score 38/100 —
Socio-economic band below-average income
decile 2/10
advantaged area
decile 8/10

Risk profile

Wermatong carries more bushfire risk (69 vs 38); Tumut carries more crime risk (81 vs 63).

Tumut Wermatong
Bushfire Low
38/100
Moderate
69/100
Crime High
81/100
Moderate
63/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
0
within 5 km

Schools

Tumut Wermatong
Inside the suburb 5 0
Rated above peers 2 0
Rated at peers 1 0
Rated below peers 1 0

Schools in Tumut

  • Franklin Public School Government · Primary above peers
  • Tumut High School Government · Secondary above peers
  • McAuley Catholic College Catholic · Combined at peers
  • Tumut Public School Government · Primary below peers
  • Snowy Valleys School Government · Combined · Special school

Schools in Wermatong

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Tumut Wermatong
Supermarkets 2 0
Cafes & restaurants 8 0
Parks & reserves 19 0
Childcare 5 0
GPs 2 0
Pharmacies 2 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 5 0
Fuel stations 5 0
Waterways 28 3

Mobility

Wermatong sits further from the CBD (420.3 km vs 410.3 km).

Tumut Wermatong
Walkability score 48/100 0/100
Distance to Sydney 410.3 km 420.3 km
+2% vs other
Drive time (normal traffic) 262 min 269 min
Electric vehicle share 0.1%
postcode 2720
same for both
Rooftop solar per 100 dwellings 51
postcode 2720
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Tumut Wermatong
Car (driver) 81.1% / 46.4%
Tumut — Car (driver): 81.1% Wermatong — Car (driver): 46.4%
Worked from Home 5.9% / 35.7%
Tumut — Worked from Home: 5.9% Wermatong — Worked from Home: 35.7%
Car (passenger) 7.3% / 17.9%
Tumut — Car (passenger): 7.3% Wermatong — Car (passenger): 17.9%
Walked Only 5.0% / —
Tumut — Walked Only: 5.0% Wermatong — Walked Only: not among its largest
Bus 0.6% / —
Tumut — Bus: 0.6% Wermatong — Bus: not among its largest

Bars are drawn against the largest share shown (81.1%).

Setting

Tumut Wermatong
Elevation 314 m
above sea level, at the suburb centre
406 m
above sea level, at the suburb centre

NBN connectivity

Tumut Wermatong
Connectivity score 64/100 29/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 34%
3,537 premises
0%
21 premises

Climate

Tumut Wermatong
Annual rainfall 889 mm
same for both
Summer max (Jan) 30.7°C
same for both
Winter min (Jul) 3.9°C
same for both

Council rates

Tumut Wermatong
Average residential rate $945/yr
same for both
Council Snowy Valleys
same for both

Federal electorate

Tumut Wermatong
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Tumut Wermatong
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Tumut

Wermatong

More comparisons

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Other comparisons with Wermatong

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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