Tuggerah vs Chittaway Point

Tuggerah is the younger of the two, with a median age of 35 against 44 in Chittaway Point. In both, most households own their home and most homes are detached houses. In Chittaway Point, about half of households are couple families. Houses cost more in Chittaway Point: a median of $910,000, against $826,000 in Tuggerah.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Tuggerah

ahead on 3 of the 6 things we measure here

  • has more childcare (4 vs 0)
  • has more schools inside the suburb (2 vs 0)
  • has more parks and reserves (7 vs 3)
  • But Chittaway Point carries lower crime risk (17/100 vs 99/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Tuggerah

ahead on the one thing that separates them

  • has cheaper houses ($825,500 vs $910,500)

Weighs house prices and mortgage stress.

Renters

Tuggerah

ahead on the one thing that separates them

  • has a bigger rental market to choose from (38% vs 20%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Tuggerah

ahead on 2 of the 3 things we measure here

  • is more walkable (58/100 vs 44/100)
  • sits closer to the CBD (91 km vs 93 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Tuggerah

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (27% vs 3%)
  • has more GPs (7 vs 0)
  • is more walkable (58/100 vs 44/100)
  • But Chittaway Point carries lower crime risk (17/100 vs 99/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Tuggerah and Chittaway Point drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Tuggerah Chittaway Point
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Tuggerah Chittaway Point
Walkability 58 / 44
Tuggerah — Walkability: 58/100 Chittaway Point — Walkability: 44/100
Safety 1 / 83
Tuggerah — Safety: 1/100 Chittaway Point — Safety: 83/100
Low fire risk 75 / 100
Tuggerah — Low fire risk: 75/100 Chittaway Point — Low fire risk: 100/100

Demographics

Chittaway Point skews older (44 vs 35); Chittaway Point has higher household incomes ($93,236 vs $81,588).

Tuggerah Chittaway Point
Population 925 947
+2% vs other
Population trend (2016 → 2021) -0.2% +0.6%
Median age 35 44
Median household income $81,588/yr $93,236/yr
+14% vs other
Median weekly rent $418/wk $425/wk
+2% vs other

Age profile

Share of residents in each band, 2021 Census.

Tuggerah Chittaway Point
0-4 6.7% / 5.6%
Tuggerah — 0-4: 6.7% Chittaway Point — 0-4: 5.6%
5-14 11.2% / 11.3%
Tuggerah — 5-14: 11.2% Chittaway Point — 5-14: 11.3%
15-19 7.1% / 5.1%
Tuggerah — 15-19: 7.1% Chittaway Point — 15-19: 5.1%
20-24 8.3% / 6.2%
Tuggerah — 20-24: 8.3% Chittaway Point — 20-24: 6.2%
25-34 15.2% / 12.9%
Tuggerah — 25-34: 15.2% Chittaway Point — 25-34: 12.9%
35-44 11.7% / 9.9%
Tuggerah — 35-44: 11.7% Chittaway Point — 35-44: 9.9%
45-54 12.3% / 15.0%
Tuggerah — 45-54: 12.3% Chittaway Point — 45-54: 15.0%
55-64 13.0% / 14.9%
Tuggerah — 55-64: 13.0% Chittaway Point — 55-64: 14.9%
65-74 8.3% / 11.3%
Tuggerah — 65-74: 8.3% Chittaway Point — 65-74: 11.3%
75-84 5.2% / 7.1%
Tuggerah — 75-84: 5.2% Chittaway Point — 75-84: 7.1%
85+ 0.8% / 1.8%
Tuggerah — 85+: 0.8% Chittaway Point — 85+: 1.8%

Bars are drawn against the largest share shown (15.2%).

Who lives together

Household composition, 2021 Census.

Tuggerah 36.6% couple families
Tuggerah — Couple Families: 36.6% Tuggerah — Lone Person: 34.1% Tuggerah — One Parent Families: 23.1% Tuggerah — Group Household: 4.8% Tuggerah — Other Families: 1.4%
Chittaway Point 45.1% couple families
Chittaway Point — Couple Families: 45.1% Chittaway Point — Lone Person: 27.0% Chittaway Point — One Parent Families: 19.7% Chittaway Point — Group Household: 5.7% Chittaway Point — Other Families: 2.5%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Tuggerah 38.3% renting
Tuggerah — Owned Outright: 26.8% Tuggerah — Mortgage: 34.9% Tuggerah — Renting: 38.3%
Chittaway Point 20.4% renting
Chittaway Point — Owned Outright: 38.3% Chittaway Point — Mortgage: 41.3% Chittaway Point — Renting: 20.4%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Tuggerah Chittaway Point
Certificate III & IV 15.7% / 21.1%
Tuggerah — Certificate III & IV: 15.7% Chittaway Point — Certificate III & IV: 21.1%
Bachelor Degree 12.5% / 9.1%
Tuggerah — Bachelor Degree: 12.5% Chittaway Point — Bachelor Degree: 9.1%
Advanced Diploma / Diploma 10.3% / 7.9%
Tuggerah — Advanced Diploma / Diploma: 10.3% Chittaway Point — Advanced Diploma / Diploma: 7.9%
Postgraduate Degree 2.6% / 2.5%
Tuggerah — Postgraduate Degree: 2.6% Chittaway Point — Postgraduate Degree: 2.5%
Graduate Diploma / Certificate 1.1% / 1.8%
Tuggerah — Graduate Diploma / Certificate: 1.1% Chittaway Point — Graduate Diploma / Certificate: 1.8%

Bars are drawn against the largest share shown (21.1%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Tuggerah Chittaway Point
England 3.9% / 3.1%
Tuggerah — England: 3.9% Chittaway Point — England: 3.1%
New Zealand 1.6% / 2.2%
Tuggerah — New Zealand: 1.6% Chittaway Point — New Zealand: 2.2%
Philippines 2.5% / 0.5%
Tuggerah — Philippines: 2.5% Chittaway Point — Philippines: 0.5%
China 1.7% / 0.5%
Tuggerah — China: 1.7% Chittaway Point — China: 0.5%
India 1.1% / 0.4%
Tuggerah — India: 1.1% Chittaway Point — India: 0.4%
Nepal 1.3% / —
Tuggerah — Nepal: 1.3% Chittaway Point — Nepal: not among its largest

Bars are drawn against the largest share shown (3.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Tuggerah 72.9% houses
Tuggerah — Houses: 72.9% Tuggerah — Townhouses: 25.5% Tuggerah — Flats / Apartments: 1.6%
Chittaway Point 97.1% houses
Chittaway Point — Houses: 97.1% Chittaway Point — Townhouses: 0.9% Chittaway Point — Flats / Apartments: 2.0%
Houses Townhouses Flats / Apartments

Property market

Tuggerah Chittaway Point
Median house price $825,500 $910,500
Median unit price $745,000 —
Median land price $1,250,000 —
Typical days to sell (houses) 16 days
from 6 sales
 72 days
from 10 sales

Zoning mix

Chittaway Point has more land zoned for conservation (71% vs 50%); Tuggerah has more industrially zoned land (13% vs 0%).

Tuggerah Chittaway Point
Environmental 50% 71%
Residential 9% 26%
Industrial 13% 0%
Infrastructure and transport 13% 0%
Commercial 8% 0%
Parks and recreation 7% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Tuggerah Chittaway Point
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Tuggerah Chittaway Point
Houses 3.4%
$585/wk on $885K
 —
Units —
same for both

Ranking within NSW

Tuggerah Chittaway Point
House price Higher than 34% of NSW Higher than 38% of NSW
Income Higher than 50% of NSW Higher than 60% of NSW
Schools —
same for both
Walkability Higher than 84% of NSW Higher than 79% of NSW
Affordability Higher than 66% of NSW Higher than 72% of NSW
EV adoption Higher than 66% of NSW Higher than 63% of NSW
NBN connectivity Higher than 70% of NSW Higher than 99% of NSW
Rental yield (houses) Higher than 41% of NSW —

Liveability

Chittaway Point scores higher overall (64 vs 37); Tuggerah is more walkable (58 vs 44).

Tuggerah Chittaway Point
Grade C B
Score 37/100 64/100
Socio-economic band mid-range socio-economic
decile 4/10
 mid-range socio-economic
decile 6/10

Risk profile

Tuggerah carries more bushfire risk (25 vs 0); Tuggerah carries more crime risk (99 vs 17).

Tuggerah Chittaway Point
Bushfire Low
25/100
 None
0/100
Crime High
99/100
 Low
17/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 2
within 5 km

Schools

Tuggerah Chittaway Point
Inside the suburb 2 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both
Universities within 10 km 1
The University of Newcastle (Central Coast), 8.7 km
 None

Schools in Tuggerah

  • Tuggerah Public School Government · Primary at peers
  • Aspect Central Coast School, Tuggerah Independent · Secondary · Special school

Schools in Chittaway Point

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Tuggerah Chittaway Point
Supermarkets 3 0
Cafes & restaurants 17 0
Parks & reserves 7 3
Childcare 4 0
GPs 7 0
Pharmacies 1 0
Banks & Bank@Post 8 0
Fuel stations 5 0
EV chargers 1 0
Waterways 24 0

Mobility

Chittaway Point sits further from the CBD (93 km vs 91 km).

Tuggerah Chittaway Point
Walkability score 58/100 44/100
Distance to Sydney 91 km 93 km
+2% vs other
Drive time (normal traffic) 75 min 79 min
Public transport score 89/100
Rail · Bus
 45/100
Bus
Peak arrivals per hour 249.0
7-9am + 5-7pm
 15.0
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 0.6%
postcode 2259
 0.6%
postcode 2261
Rooftop solar per 100 dwellings 56
postcode 2259
 33
postcode 2261

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Tuggerah Chittaway Point
Car (driver) 60.4% / 63.8%
Tuggerah — Car (driver): 60.4% Chittaway Point — Car (driver): 63.8%
Worked from Home 25.4% / 33.4%
Tuggerah — Worked from Home: 25.4% Chittaway Point — Worked from Home: 33.4%
Car (passenger) 6.9% / 2.8%
Tuggerah — Car (passenger): 6.9% Chittaway Point — Car (passenger): 2.8%
Walked Only 4.6% / —
Tuggerah — Walked Only: 4.6% Chittaway Point — Walked Only: not among its largest
Train 2.0% / —
Tuggerah — Train: 2.0% Chittaway Point — Train: not among its largest

Bars are drawn against the largest share shown (63.8%).

Setting

Tuggerah Chittaway Point
Elevation 3 m
above sea level, at the suburb centre
same for both
Distance to the ocean 7.5 km 5.3 km

NBN connectivity

Tuggerah Chittaway Point
Connectivity score 59/100 100/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 24%
1,940 premises
 100%
404 premises

Climate

Tuggerah Chittaway Point
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Tuggerah Chittaway Point
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Tuggerah Chittaway Point
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Tuggerah Chittaway Point
Division Dobell
same for both
Member Emma Mcbride
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Tuggerah Chittaway Point
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Tuggerah

Parks Quiet River Townhouses Transport Hub

Chittaway Point

Large Blocks Parks

More comparisons

Other comparisons with Tuggerah

Tuggerah vs Berkeley Vale Tuggerah vs Wyong Tuggerah vs Mardi Tuggerah vs Chittaway Bay Tuggerah vs Kangy Angy Tuggerah vs Tacoma South

Other comparisons with Chittaway Point

Chittaway Point vs Berkeley Vale Chittaway Point vs Chittaway Bay
Full data on Tuggerah Full data on Chittaway Point
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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