Tol Tol vs Lake Powell

In Tol Tol, most households own their home, the large majority of homes are detached houses, and the large majority of households are couple families. In Lake Powell, most households rent and about half of homes are flats or apartments. On these figures, Tol Tol tends to suit families with children and couples, while Lake Powell suits renters, young adults, and share households.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Tol Tol

ahead on 2 of the 6 things we measure here

  • is already more of a family suburb (81% vs 16%)
  • has more separate houses rather than flats (92% vs 54%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Lake Powell

ahead on 3 of the 3 things we measure here

  • has a bigger rental market to choose from (66% vs 27%)
  • has cheaper rent ($130/wk vs $260/wk)
  • leaves renters under less rental stress (7% vs 12%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Lake Powell

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (313 min vs 325 min)
  • sits closer to the CBD (448.2 km vs 463.9 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Lake Powell

ahead on the one thing that separates them

  • has more units and townhouses to downsize into (46% vs 8%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Lake Powell

ahead on the one thing that separates them

  • is growing faster (352.6% vs 23.2%)

Weighs population growth.

Where they sit

Tol Tol and Lake Powell drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Tol Tol Lake Powell
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Tol Tol Lake Powell
Walkability 0 / 0
Tol Tol — Walkability: 0/100 Lake Powell — Walkability: 0/100
Safety 37 / 35
Tol Tol — Safety: 37/100 Lake Powell — Safety: 35/100
Low fire risk 83 / 65
Tol Tol — Low fire risk: 83/100 Lake Powell — Low fire risk: 65/100
Low flood risk 17 / 11
Tol Tol — Low flood risk: 17/100 Lake Powell — Low flood risk: 11/100

Demographics

Tol Tol has more residents (175 vs 86); Tol Tol rents higher ($260/wk vs $130/wk).

Tol Tol Lake Powell
Population 175
+51% vs other
 86
Population trend (2016 → 2021) +23.2% +352.6%
Median age 35 34
Median household income $111,592/yr
+11% vs other
 $98,852/yr
Median weekly rent $260/wk
+50% vs other
 $130/wk

Age profile

Share of residents in each band, 2021 Census.

Tol Tol Lake Powell
0-4 8.0% / 4.7%
Tol Tol — 0-4: 8.0% Lake Powell — 0-4: 4.7%
5-14 17.7% / 10.5%
Tol Tol — 5-14: 17.7% Lake Powell — 5-14: 10.5%
15-19 7.4% / 4.7%
Tol Tol — 15-19: 7.4% Lake Powell — 15-19: 4.7%
20-24 6.3% / 4.7%
Tol Tol — 20-24: 6.3% Lake Powell — 20-24: 4.7%
25-34 16.0% / 36.0%
Tol Tol — 25-34: 16.0% Lake Powell — 25-34: 36.0%
35-44 18.9% / 17.4%
Tol Tol — 35-44: 18.9% Lake Powell — 35-44: 17.4%
45-54 9.7% / 14.0%
Tol Tol — 45-54: 9.7% Lake Powell — 45-54: 14.0%
55-64 12.0% / 15.1%
Tol Tol — 55-64: 12.0% Lake Powell — 55-64: 15.1%
65-74 5.7% / 3.5%
Tol Tol — 65-74: 5.7% Lake Powell — 65-74: 3.5%
75-84 — / —
Tol Tol — 75-84: not among its largest Lake Powell — 75-84: not among its largest
85+ — / —
Tol Tol — 85+: not among its largest Lake Powell — 85+: not among its largest

Bars are drawn against the largest share shown (36.0%).

Who lives together

Household composition, 2021 Census.

Tol Tol 81.1% couple families
Tol Tol — Couple Families: 81.1% Tol Tol — Group Household: 8.1% Tol Tol — Lone Person: 10.8%
Lake Powell 15.8% couple families
Lake Powell — Couple Families: 15.8% Lake Powell — Group Household: 68.4% Lake Powell — Lone Person: 15.8%
Couple Families Group Household Lone Person

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Tol Tol 26.8% renting
Tol Tol — Owned Outright: 43.9% Tol Tol — Mortgage: 29.3% Tol Tol — Renting: 26.8%
Lake Powell 65.6% renting
Lake Powell — Owned Outright: 25.0% Lake Powell — Mortgage: 9.4% Lake Powell — Renting: 65.6%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Tol Tol Lake Powell
Malaysia 14.9% / 9.3%
Tol Tol — Malaysia: 14.9% Lake Powell — Malaysia: 9.3%
Thailand 1.7% / 9.3%
Tol Tol — Thailand: 1.7% Lake Powell — Thailand: 9.3%
India 2.9% / —
Tol Tol — India: 2.9% Lake Powell — India: not among its largest
Fiji 1.7% / —
Tol Tol — Fiji: 1.7% Lake Powell — Fiji: not among its largest

Bars are drawn against the largest share shown (14.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Tol Tol Lake Powell
Certificate III & IV 12.6% / 8.1%
Tol Tol — Certificate III & IV: 12.6% Lake Powell — Certificate III & IV: 8.1%
Advanced Diploma / Diploma 5.1% / 3.5%
Tol Tol — Advanced Diploma / Diploma: 5.1% Lake Powell — Advanced Diploma / Diploma: 3.5%
Bachelor Degree 4.6% / —
Tol Tol — Bachelor Degree: 4.6% Lake Powell — Bachelor Degree: not among its largest
Graduate Diploma / Certificate 1.7% / —
Tol Tol — Graduate Diploma / Certificate: 1.7% Lake Powell — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (12.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Tol Tol 92.2% houses
Tol Tol — Houses: 92.2% Tol Tol — Flats / Apartments: 7.8%
Lake Powell 53.6% houses
Lake Powell — Houses: 53.6% Lake Powell — Flats / Apartments: 46.4%
Houses Flats / Apartments

Zoning mix

Tol Tol Lake Powell
Rural and farming 69% 67%
Parks and recreation 24% 32%
Infrastructure and transport 7% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Tol Tol Lake Powell
New dwellings approved 91
across Swan Hill
same for both
Approvals change year on year -86%
same for both

Ranking within VIC

Tol Tol Lake Powell
House price —
same for both
Income Higher than 84% of VIC Higher than 71% of VIC
Schools —
same for both
Walkability Higher than 54% of VIC Higher than 63% of VIC
Affordability —
same for both
EV adoption Higher than 1% of VIC —
NBN connectivity Higher than 68% of VIC Higher than 22% of VIC

Liveability

Tol Tol Lake Powell
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 2/10
 below-average income
decile 3/10

Risk profile

Lake Powell carries more bushfire risk (35 vs 17).

Tol Tol Lake Powell
Bushfire Low
17/100
 Low
35/100
Crime Moderate
63/100
 Moderate
65/100
Flood High
83/100
 High
89/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
 0
within 5 km

Schools

Tol Tol Lake Powell
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Tol Tol Lake Powell
Parks & reserves 2 1
Waterways 1 2

Mobility

Tol Tol sits further from the CBD (463.9 km vs 448.2 km).

Tol Tol Lake Powell
Walkability score 0/100
same for both
Distance to Melbourne 463.9 km
+3% vs other
 448.2 km
Drive time (normal traffic) 325 min 313 min
Electric vehicle share 0.1%
postcode 3549
 0.0%
postcode 3597
Rooftop solar per 100 dwellings 49
postcode 3549
 40
postcode 3597

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Tol Tol Lake Powell
Car (driver) 70.1% / 25.5%
Tol Tol — Car (driver): 70.1% Lake Powell — Car (driver): 25.5%
Bus 3.4% / 50.9%
Tol Tol — Bus: 3.4% Lake Powell — Bus: 50.9%
Walked Only 5.7% / 16.4%
Tol Tol — Walked Only: 5.7% Lake Powell — Walked Only: 16.4%
Worked from Home 9.2% / 7.3%
Tol Tol — Worked from Home: 9.2% Lake Powell — Worked from Home: 7.3%
Car (passenger) 11.5% / —
Tol Tol — Car (passenger): 11.5% Lake Powell — Car (passenger): not among its largest

Bars are drawn against the largest share shown (70.1%).

Setting

Tol Tol Lake Powell
Elevation 65 m
above sea level, at the suburb centre
 76 m
above sea level, at the suburb centre

NBN connectivity

Tol Tol Lake Powell
Connectivity score 30/100 22/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
76 premises
 0%
22 premises

Council rates

Tol Tol Lake Powell
Average residential rate $2,333/yr
same for both
Council Swan Hill
same for both

Federal electorate

Tol Tol Lake Powell
Division Mallee
same for both
Member Anne Webster
same for both
Party The Nationals
same for both

First Home Owner Grant

Tol Tol Lake Powell
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Tol Tol

Family Rural

Lake Powell

Multicultural Rural

More comparisons

Other comparisons with Tol Tol

Tol Tol vs Robinvale Tol Tol vs Bannerton

Other comparisons with Lake Powell

Lake Powell vs Boundary Bend Lake Powell vs Bannerton
Full data on Tol Tol Full data on Lake Powell
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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