Timmering vs Girgarre

Timmering is the younger of the two, with a median age of 33 against 42 in Girgarre. In both, most households own their home and the large majority of homes are detached houses. In Timmering, the large majority of households are couple families. On these figures, Timmering tends to suit families with children and couples, while Girgarre suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Timmering

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (33/100 vs 62/100)
  • is already more of a family suburb (77% vs 50%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Timmering has a bigger rental market to choose from (41% vs 20%)
  • Girgarre has cheaper rent ($180/wk vs $200/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Girgarre

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (145 min vs 159 min)
  • sits closer to the CBD (204.4 km vs 217.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Timmering carries lower crime risk (33/100 vs 62/100)
  • Girgarre has more residents already 65 and over (22% vs 16%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Girgarre

ahead on the one thing that separates them

  • is growing faster (0.4% vs -6.2%)

Weighs population growth.

Where they sit

Timmering and Girgarre drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Timmering Girgarre
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Timmering Girgarre
Walkability 0 / 0
Timmering — Walkability: 0/100 Girgarre — Walkability: 0/100
Safety 67 / 38
Timmering — Safety: 67/100 Girgarre — Safety: 38/100
Low fire risk 100 / 82
Timmering — Low fire risk: 100/100 Girgarre — Low fire risk: 82/100
Low flood risk 5 / 12
Timmering — Low flood risk: 5/100 Girgarre — Low flood risk: 12/100

Demographics

Girgarre has more residents (563 vs 90); Timmering has higher household incomes ($80,184 vs $56,836).

Timmering Girgarre
Population 90 563
+526% vs other
Population trend (2016 → 2021) -6.2% +0.4%
Median age 33 42
Median household income $80,184/yr
+29% vs other
 $56,836/yr
Median weekly rent $200/wk
+10% vs other
 $180/wk

Age profile

Share of residents in each band, 2021 Census.

Timmering Girgarre
0-4 4.4% / 7.6%
Timmering — 0-4: 4.4% Girgarre — 0-4: 7.6%
5-14 26.7% / 10.8%
Timmering — 5-14: 26.7% Girgarre — 5-14: 10.8%
15-19 7.8% / 6.2%
Timmering — 15-19: 7.8% Girgarre — 15-19: 6.2%
20-24 — / 5.2%
Timmering — 20-24: not among its largest Girgarre — 20-24: 5.2%
25-34 8.9% / 12.1%
Timmering — 25-34: 8.9% Girgarre — 25-34: 12.1%
35-44 14.4% / 10.5%
Timmering — 35-44: 14.4% Girgarre — 35-44: 10.5%
45-54 13.3% / 10.5%
Timmering — 45-54: 13.3% Girgarre — 45-54: 10.5%
55-64 11.1% / 15.5%
Timmering — 55-64: 11.1% Girgarre — 55-64: 15.5%
65-74 12.2% / 12.1%
Timmering — 65-74: 12.2% Girgarre — 65-74: 12.1%
75-84 3.3% / 7.6%
Timmering — 75-84: 3.3% Girgarre — 75-84: 7.6%
85+ — / 2.0%
Timmering — 85+: not among its largest Girgarre — 85+: 2.0%

Bars are drawn against the largest share shown (26.7%).

Who lives together

Household composition, 2021 Census.

Timmering 76.9% couple families
Timmering — Couple Families: 76.9% Timmering — Lone Person: 23.1% Timmering — One Parent Families: 0.0% Timmering — Group Household: 0.0%
Girgarre 35.5% couple families
Girgarre — Couple Families: 35.5% Girgarre — Lone Person: 43.9% Girgarre — One Parent Families: 14.2% Girgarre — Group Household: 6.5%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Timmering 40.6% renting
Timmering — Owned Outright: 15.6% Timmering — Mortgage: 43.8% Timmering — Renting: 40.6%
Girgarre 20.4% renting
Girgarre — Owned Outright: 48.3% Girgarre — Mortgage: 31.3% Girgarre — Renting: 20.4%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Timmering 100.0% houses
Timmering — Houses: 100.0% Timmering — Flats / Apartments: 0.0%
Girgarre 98.6% houses
Girgarre — Houses: 98.6% Girgarre — Flats / Apartments: 1.4%
Houses Flats / Apartments

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Timmering Girgarre
Certificate III & IV 24.4% / 16.9%
Timmering — Certificate III & IV: 24.4% Girgarre — Certificate III & IV: 16.9%
Advanced Diploma / Diploma 3.3% / 5.9%
Timmering — Advanced Diploma / Diploma: 3.3% Girgarre — Advanced Diploma / Diploma: 5.9%
Bachelor Degree — / 4.8%
Timmering — Bachelor Degree: not among its largest Girgarre — Bachelor Degree: 4.8%
Graduate Diploma / Certificate — / 0.5%
Timmering — Graduate Diploma / Certificate: not among its largest Girgarre — Graduate Diploma / Certificate: 0.5%

Bars are drawn against the largest share shown (24.4%).

Property market

Timmering Girgarre
Median house price — $290,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) — 50 days
from 4 sales

Zoning mix

Timmering Girgarre
Rural and farming 100% 99%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Timmering Girgarre
New dwellings approved 264
across Campaspe
same for both
Approvals change year on year +63%
same for both

Ranking within VIC

Timmering Girgarre
House price —
same for both
Income Higher than 47% of VIC Higher than 15% of VIC
Schools —
same for both
Walkability Higher than 55% of VIC Higher than 47% of VIC
Affordability —
same for both
EV adoption Higher than 32% of VIC —
NBN connectivity Higher than 68% of VIC Higher than 65% of VIC

Liveability

Timmering Girgarre
Grade — D
Score — 15/100
Socio-economic band mid-range socio-economic
decile 6/10
 below-average income
decile 2/10

Risk profile

Girgarre carries more bushfire risk (18 vs 0); Girgarre carries more crime risk (62 vs 33).

Timmering Girgarre
Bushfire None
0/100
 Low
18/100
Crime Low
33/100
 Moderate
62/100
Flood High
95/100
 High
88/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 1
within 5 km

Schools

Timmering Girgarre
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Timmering

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Girgarre

  • Girgarre Primary School Government · Primary below peers

Amenities in the suburb

Timmering Girgarre
Cafes & restaurants 0 1
Childcare 0 1
Banks & Bank@Post 0 1
Waterways 0 15

Mobility

Timmering sits further from the CBD (217.3 km vs 204.4 km).

Timmering Girgarre
Walkability score 0/100
same for both
Distance to Melbourne 217.3 km
+6% vs other
 204.4 km
Drive time (normal traffic) 159 min 145 min
Electric vehicle share 0.4%
postcode 3561
 0.0%
postcode 3624
Rooftop solar per 100 dwellings 57
postcode 3561
 64
postcode 3624

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Timmering Girgarre
Car (driver) 63.2% / 66.8%
Timmering — Car (driver): 63.2% Girgarre — Car (driver): 66.8%
Worked from Home 23.7% / 19.5%
Timmering — Worked from Home: 23.7% Girgarre — Worked from Home: 19.5%
Walked Only 13.2% / 9.5%
Timmering — Walked Only: 13.2% Girgarre — Walked Only: 9.5%
Car (passenger) — / 4.2%
Timmering — Car (passenger): not among its largest Girgarre — Car (passenger): 4.2%

Bars are drawn against the largest share shown (66.8%).

Setting

Timmering Girgarre
Elevation 106 m
above sea level, at the suburb centre
 110 m
above sea level, at the suburb centre

NBN connectivity

Timmering Girgarre
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
35 premises
 0%
275 premises

Climate

Timmering Girgarre
Annual rainfall 438 mm 436 mm
Summer max (Jan) — 31.1°C
Winter min (Jul) — 3.8°C

Council rates

Timmering Girgarre
Average residential rate $2,035/yr
same for both
Council Campaspe
same for both

Federal electorate

Timmering Girgarre
Division Nicholls
same for both
Member Sam Birrell
same for both
Party The Nationals
same for both

First Home Owner Grant

Timmering Girgarre
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Timmering

Family Rural

Girgarre

Affordable Rural

More comparisons

Other comparisons with Timmering

Timmering vs Kyabram Timmering vs Tongala Timmering vs Nanneella Timmering vs Koyuga Timmering vs Corop

Other comparisons with Girgarre

Girgarre vs Kyabram Girgarre vs Stanhope Girgarre vs Corop Girgarre vs Girgarre East Girgarre vs Cooma Girgarre vs Kyabram South
Full data on Timmering Full data on Girgarre
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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