Terrey Hills vs Belrose

In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Belrose is closer to the city centre: 21 km, against 24.4 km.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Belrose

ahead on 2 of the 6 things we measure here

  • has more schools rated above their peers (3 vs 0)
  • has more parks and reserves (17 vs 8)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Terrey Hills leaves households under less mortgage stress (25% vs 31%)
  • Belrose has cheaper units ($1,490,000 vs $2,390,000)

Weighs house prices, unit prices, and mortgage stress.

Renters

Terrey Hills

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (22% vs 34%)
  • has cheaper rent ($600/wk vs $890/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Belrose

ahead on 2 of the 4 things we measure here

  • sits closer to the CBD (21 km vs 24.4 km)
  • is more walkable (63/100 vs 55/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Belrose

ahead on the one thing that separates them

  • is more walkable (63/100 vs 55/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Terrey Hills and Belrose drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Terrey Hills Belrose
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Terrey Hills Belrose
Walkability 55 / 63
Terrey Hills — Walkability: 55/100 Belrose — Walkability: 63/100
Safety 67 / 66
Terrey Hills — Safety: 67/100 Belrose — Safety: 66/100
Low fire risk 7 / 10
Terrey Hills — Low fire risk: 7/100 Belrose — Low fire risk: 10/100

Demographics

Belrose has more residents (8,726 vs 3,142); Belrose rents higher ($890/wk vs $600/wk).

Terrey Hills Belrose
Population 3,142 8,726
+178% vs other
Population trend (2016 → 2021) +3.3% -0.6%
Median age 47 46
Median household income $144,456/yr
+6% vs other
 $135,096/yr
Median weekly rent $600/wk $890/wk
+48% vs other

Age profile

Share of residents in each band, 2021 Census.

Terrey Hills Belrose
0-4 4.3% / 4.2%
Terrey Hills — 0-4: 4.3% Belrose — 0-4: 4.2%
5-14 13.8% / 14.2%
Terrey Hills — 5-14: 13.8% Belrose — 5-14: 14.2%
15-19 6.7% / 7.0%
Terrey Hills — 15-19: 6.7% Belrose — 15-19: 7.0%
20-24 5.4% / 5.3%
Terrey Hills — 20-24: 5.4% Belrose — 20-24: 5.3%
25-34 6.1% / 5.3%
Terrey Hills — 25-34: 6.1% Belrose — 25-34: 5.3%
35-44 9.7% / 11.0%
Terrey Hills — 35-44: 9.7% Belrose — 35-44: 11.0%
45-54 16.1% / 15.8%
Terrey Hills — 45-54: 16.1% Belrose — 45-54: 15.8%
55-64 13.4% / 10.9%
Terrey Hills — 55-64: 13.4% Belrose — 55-64: 10.9%
65-74 11.7% / 10.2%
Terrey Hills — 65-74: 11.7% Belrose — 65-74: 10.2%
75-84 8.7% / 10.9%
Terrey Hills — 75-84: 8.7% Belrose — 75-84: 10.9%
85+ 4.2% / 5.3%
Terrey Hills — 85+: 4.2% Belrose — 85+: 5.3%

Bars are drawn against the largest share shown (16.1%).

Who lives together

Household composition, 2021 Census.

Terrey Hills 65.2% couple families
Terrey Hills — Couple Families: 65.2% Terrey Hills — Lone Person: 20.6% Terrey Hills — One Parent Families: 10.2% Terrey Hills — Group Household: 3.1% Terrey Hills — Other Families: 0.9%
Belrose 59.4% couple families
Belrose — Couple Families: 59.4% Belrose — Lone Person: 25.9% Belrose — One Parent Families: 12.4% Belrose — Group Household: 1.3% Belrose — Other Families: 1.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Terrey Hills 14.7% renting
Terrey Hills — Owned Outright: 46.8% Terrey Hills — Mortgage: 38.5% Terrey Hills — Renting: 14.7%
Belrose 12.1% renting
Belrose — Owned Outright: 45.6% Belrose — Mortgage: 42.3% Belrose — Renting: 12.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Terrey Hills Belrose
Bachelor Degree 16.6% / 18.1%
Terrey Hills — Bachelor Degree: 16.6% Belrose — Bachelor Degree: 18.1%
Certificate III & IV 13.7% / 9.7%
Terrey Hills — Certificate III & IV: 13.7% Belrose — Certificate III & IV: 9.7%
Advanced Diploma / Diploma 10.0% / 10.2%
Terrey Hills — Advanced Diploma / Diploma: 10.0% Belrose — Advanced Diploma / Diploma: 10.2%
Postgraduate Degree 5.5% / 5.8%
Terrey Hills — Postgraduate Degree: 5.5% Belrose — Postgraduate Degree: 5.8%
Graduate Diploma / Certificate 2.4% / 2.2%
Terrey Hills — Graduate Diploma / Certificate: 2.4% Belrose — Graduate Diploma / Certificate: 2.2%

Bars are drawn against the largest share shown (18.1%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Terrey Hills Belrose
England 7.0% / 7.0%
Terrey Hills — England: 7.0% Belrose — England: 7.0%
South Africa 2.4% / 2.7%
Terrey Hills — South Africa: 2.4% Belrose — South Africa: 2.7%
New Zealand 1.7% / 1.7%
Terrey Hills — New Zealand: 1.7% Belrose — New Zealand: 1.7%
China 0.8% / 2.4%
Terrey Hills — China: 0.8% Belrose — China: 2.4%
Germany 0.9% / 0.7%
Terrey Hills — Germany: 0.9% Belrose — Germany: 0.7%
Iran — / 1.1%
Terrey Hills — Iran: not among its largest Belrose — Iran: 1.1%

Bars are drawn against the largest share shown (7.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Terrey Hills 86.5% houses
Terrey Hills — Houses: 86.5% Terrey Hills — Flats / Apartments: 9.6% Terrey Hills — Townhouses: 3.9%
Belrose 79.3% houses
Belrose — Houses: 79.3% Belrose — Flats / Apartments: 11.2% Belrose — Townhouses: 9.5%
Houses Flats / Apartments Townhouses

Property market

Terrey Hills Belrose
Median house price $2,340,000 $2,385,000
Median unit price $2,390,000 $1,490,000
Median land price —
same for both
Typical days to sell (houses) 24 days
from 12 sales
 21 days
from 120 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Terrey Hills Belrose
3 bed $2.2M / $2.16M
Terrey Hills — 3 bed: $2.2M (17 sales) Belrose — 3 bed: $2.16M (37 sales)

17 vs 37 sales

4 bed $2.33M / $2.38M
Terrey Hills — 4 bed: $2.33M (27 sales) Belrose — 4 bed: $2.38M (56 sales)

27 vs 56 sales

5 bed $6.65M / $2.64M
Terrey Hills — 5 bed: $6.65M (7 sales) Belrose — 5 bed: $2.64M (48 sales)

7 vs 48 sales

Zoning mix

Terrey Hills has more rural and farming land (47% vs 0%).

Terrey Hills Belrose
Rural and farming 47% 0%
Other and special use 0% 40%
Environmental 27% 32%
Residential 9% 19%
Infrastructure and transport 8% 4%
Parks and recreation 7% 2%
Commercial 0% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Terrey Hills Belrose
New dwellings approved 620
across Northern Beaches
same for both
Approvals change year on year +51%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Terrey Hills Belrose
Houses — 3.4%
$1,472/wk on $2.25M
Units —
same for both

Ranking within NSW

Terrey Hills Belrose
House price Higher than 88% of NSW
same for both
Income Higher than 94% of NSW Higher than 90% of NSW
Schools Higher than 20% of NSW Higher than 82% of NSW
Walkability Higher than 83% of NSW Higher than 85% of NSW
Affordability Higher than 29% of NSW Higher than 24% of NSW
EV adoption Higher than 95% of NSW Higher than 92% of NSW
NBN connectivity Higher than 94% of NSW Higher than 77% of NSW
Rental yield (houses) — Higher than 39% of NSW

Liveability

Belrose scores higher overall (67 vs 46); Belrose is more walkable (63 vs 55).

Terrey Hills Belrose
Grade C B
Score 46/100 67/100
Socio-economic band very advantaged area
decile 10/10
same for both

Risk profile

Terrey Hills Belrose
Bushfire High
93/100
 High
90/100
Crime Low
33/100
 Low
34/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
same for both

Schools

Terrey Hills Belrose
Inside the suburb 4 6
Rated above peers 0 3
Rated at peers 2 1
Rated below peers 0 1

Schools in Terrey Hills

  • German International School Sydney Independent · Combined at peers
  • Terrey Hills Public School Government · Primary at peers
  • Kinma School Independent · Primary
  • Mosman Preparatory School Outdoor Education Centre Independent · Primary

Schools in Belrose

  • John Colet School Independent · Primary above peers
  • Kamaroi Rudolf Steiner School Independent · Primary above peers
  • Wakehurst Public School Government · Primary above peers
  • Covenant Christian School Independent · Combined at peers
  • Belrose Public School Government · Primary below peers
  • Yanginanook School Independent · Combined

Amenities in the suburb

Terrey Hills Belrose
Supermarkets 1 4
Cafes & restaurants 13 15
Parks & reserves 8 17
Childcare 9 10
GPs 2
same for both
Pharmacies 1 2
Banks & Bank@Post 1
same for both
Fuel stations 1 2
EV chargers 1
same for both
Waterways 5 10

Mobility

Terrey Hills sits further from the CBD (24.4 km vs 21 km).

Terrey Hills Belrose
Walkability score 55/100 63/100
Distance to Sydney 24.4 km
+14% vs other
 21 km
Drive time (normal traffic) 35 min 32 min
Public transport score 79/100
Bus
same for both
Peak arrivals per hour 184.2
7-9am + 5-7pm
 518.2
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 2.4%
postcode 2084
 1.9%
postcode 2085
Rooftop solar per 100 dwellings 46
postcode 2084
 46
postcode 2085

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Terrey Hills Belrose
Worked from Home 47.6% / 52.9%
Terrey Hills — Worked from Home: 47.6% Belrose — Worked from Home: 52.9%
Car (driver) 45.7% / 41.4%
Terrey Hills — Car (driver): 45.7% Belrose — Car (driver): 41.4%
Car (passenger) 2.6% / 2.5%
Terrey Hills — Car (passenger): 2.6% Belrose — Car (passenger): 2.5%
Bus 1.5% / 1.8%
Terrey Hills — Bus: 1.5% Belrose — Bus: 1.8%
Walked Only 2.2% / 0.7%
Terrey Hills — Walked Only: 2.2% Belrose — Walked Only: 0.7%

Bars are drawn against the largest share shown (52.9%).

Setting

Terrey Hills Belrose
Elevation 172 m
above sea level, at the suburb centre
 145 m
above sea level, at the suburb centre
Distance to the ocean 8.1 km 8.2 km

NBN connectivity

Terrey Hills Belrose
Connectivity score 88/100 71/100
Most common technology Fibre to the premises Hybrid fibre-coaxial
Full-fibre (FTTP) share 52%
1,360 premises
 19%
4,360 premises

Climate

Terrey Hills Belrose
Annual rainfall 1,176 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Terrey Hills Belrose
PM2.5 5.4 µg/m³
same for both
PM10 14.2 µg/m³
same for both
NO₂ 0.23 pphm
same for both

Council rates

Terrey Hills Belrose
Average residential rate $1,696/yr
same for both
Council Northern Beaches
same for both

Federal electorate

Terrey Hills Belrose
Division Mackellar
same for both
Member Sophie Scamps
same for both
Party Independent
same for both

First Home Owner Grant

Terrey Hills Belrose
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Terrey Hills

Acreage Middle-Ring Premium Quiet River

Belrose

Middle-Ring Parks Premium Retirees

More comparisons

Other comparisons with Terrey Hills

Terrey Hills vs Ingleside Terrey Hills vs Duffys Forest

Other comparisons with Belrose

Belrose vs St Ives Belrose vs Frenchs Forest Belrose vs Davidson Belrose vs Ingleside Belrose vs Oxford Falls
Full data on Terrey Hills Full data on Belrose
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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