Terara vs Worrigee

Worrigee is the younger of the two, with a median age of 33 against 59 in Terara. In both, most households own their home. In Terara, most homes are flats or apartments and most households are people living alone. In Worrigee, the large majority of homes are detached houses and about half of households are couple families. Houses cost more in Terara: a median of $1.69 million, against $810,000 in Worrigee, though rent is higher in Worrigee. On these figures, Terara tends to suit people living alone and older residents, while Worrigee suits families with children, couples, and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Worrigee

ahead on 4 of the 6 things we measure here

  • has more parks and reserves (4 vs 0)
  • is already more of a family suburb (68% vs 29%)
  • has more separate houses rather than flats (94% vs 45%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Worrigee

ahead on 2 of the 2 things we measure here

  • has cheaper houses ($810,000 vs $1,690,000)
  • leaves households under less mortgage stress (25% vs 45%)

Weighs house prices and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Terara has cheaper rent ($210/wk vs $390/wk)
  • Worrigee has a bigger rental market to choose from (35% vs 16%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Terara

ahead on 3 of the 3 things we measure here

  • is more walkable (28/100 vs 14/100)
  • has a shorter drive in (134 min vs 141 min)
  • sits closer to the CBD (163.9 km vs 168.7 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Terara

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (55% vs 6%)
  • has more residents already 65 and over (40% vs 15%)
  • is more walkable (28/100 vs 14/100)
  • But Worrigee carries lower crime risk (48/100 vs 78/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Terara

ahead on the one thing that separates them

  • is growing faster (30.3% vs 6.2%)

Weighs population growth.

Where they sit

Terara and Worrigee drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Terara Worrigee
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Terara Worrigee
Walkability 28 / 14
Terara — Walkability: 28/100 Worrigee — Walkability: 14/100
Safety 22 / 52
Terara — Safety: 22/100 Worrigee — Safety: 52/100
Low fire risk 72 / 25
Terara — Low fire risk: 72/100 Worrigee — Low fire risk: 25/100

Demographics

Worrigee has more residents (5,384 vs 305); Worrigee has higher household incomes ($82,472 vs $42,900).

Terara Worrigee
Population 305 5,384
+1665% vs other
Population trend (2016 → 2021) +30.3% +6.2%
Median age 59 33
Median household income $42,900/yr $82,472/yr
+92% vs other
Median weekly rent $210/wk $390/wk
+86% vs other

Age profile

Share of residents in each band, 2021 Census.

Terara Worrigee
0-4 3.3% / 8.0%
Terara — 0-4: 3.3% Worrigee — 0-4: 8.0%
5-14 9.2% / 16.2%
Terara — 5-14: 9.2% Worrigee — 5-14: 16.2%
15-19 2.0% / 6.5%
Terara — 15-19: 2.0% Worrigee — 15-19: 6.5%
20-24 2.0% / 6.8%
Terara — 20-24: 2.0% Worrigee — 20-24: 6.8%
25-34 9.5% / 14.2%
Terara — 25-34: 9.5% Worrigee — 25-34: 14.2%
35-44 6.2% / 11.9%
Terara — 35-44: 6.2% Worrigee — 35-44: 11.9%
45-54 11.5% / 12.2%
Terara — 45-54: 11.5% Worrigee — 45-54: 12.2%
55-64 20.3% / 9.4%
Terara — 55-64: 20.3% Worrigee — 55-64: 9.4%
65-74 23.6% / 8.2%
Terara — 65-74: 23.6% Worrigee — 65-74: 8.2%
75-84 12.8% / 5.2%
Terara — 75-84: 12.8% Worrigee — 75-84: 5.2%
85+ 3.3% / 1.2%
Terara — 85+: 3.3% Worrigee — 85+: 1.2%

Bars are drawn against the largest share shown (23.6%).

Who lives together

Household composition, 2021 Census.

Terara 67.3% lone person
Terara — Lone Person: 67.3% Terara — Couple Families: 14.2% Terara — One Parent Families: 15.0% Terara — Group Household: 3.5% Terara — Other Families: 0.0%
Worrigee 26.9% lone person
Worrigee — Lone Person: 26.9% Worrigee — Couple Families: 48.2% Worrigee — One Parent Families: 19.4% Worrigee — Group Household: 4.5% Worrigee — Other Families: 1.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Terara 15.7% renting
Terara — Owned Outright: 74.0% Terara — Mortgage: 10.2% Terara — Renting: 15.7%
Worrigee 35.4% renting
Worrigee — Owned Outright: 29.7% Worrigee — Mortgage: 34.9% Worrigee — Renting: 35.4%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Terara Worrigee
England 5.9% / 2.4%
Terara — England: 5.9% Worrigee — England: 2.4%
New Zealand 1.6% / 0.5%
Terara — New Zealand: 1.6% Worrigee — New Zealand: 0.5%
Thailand 1.0% / 0.4%
Terara — Thailand: 1.0% Worrigee — Thailand: 0.4%
India — / 0.6%
Terara — India: not among its largest Worrigee — India: 0.6%
Philippines — / 0.4%
Terara — Philippines: not among its largest Worrigee — Philippines: 0.4%

Bars are drawn against the largest share shown (5.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Terara Worrigee
Certificate III & IV 16.1% / 19.8%
Terara — Certificate III & IV: 16.1% Worrigee — Certificate III & IV: 19.8%
Advanced Diploma / Diploma 6.2% / 7.5%
Terara — Advanced Diploma / Diploma: 6.2% Worrigee — Advanced Diploma / Diploma: 7.5%
Bachelor Degree 6.9% / 6.5%
Terara — Bachelor Degree: 6.9% Worrigee — Bachelor Degree: 6.5%
Postgraduate Degree 1.3% / 1.6%
Terara — Postgraduate Degree: 1.3% Worrigee — Postgraduate Degree: 1.6%
Graduate Diploma / Certificate 1.6% / 1.2%
Terara — Graduate Diploma / Certificate: 1.6% Worrigee — Graduate Diploma / Certificate: 1.2%

Bars are drawn against the largest share shown (19.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Terara 44.6% houses
Terara — Houses: 44.6% Terara — Flats / Apartments: 55.4% Terara — Townhouses: 0.0%
Worrigee 93.9% houses
Worrigee — Houses: 93.9% Worrigee — Flats / Apartments: 1.1% Worrigee — Townhouses: 5.0%
Houses Flats / Apartments Townhouses

Property market

Terara Worrigee
Median house price $1,690,000 $810,000
Median unit price — $639,000
Median land price — $767,500
Typical days to sell (houses) — 27 days
from 29 sales

Zoning mix

Terara has more rural and farming land (77% vs 19%); Worrigee has more land zoned for conservation (45% vs 16%).

Terara Worrigee
Rural and farming 77% 19%
Environmental 16% 45%
Residential 0% 29%
Infrastructure and transport 4%
same for both
Parks and recreation 3% 4%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Terara Worrigee
New dwellings approved 854
across Shoalhaven
same for both
Approvals change year on year -10%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Terara Worrigee
Houses — 4.1%
$688/wk on $865K
Units —
same for both

Ranking within NSW

Terara Worrigee
House price Higher than 63% of NSW Higher than 32% of NSW
Income — Higher than 50% of NSW
Schools —
same for both
Walkability Higher than 74% of NSW Higher than 65% of NSW
Affordability — Higher than 69% of NSW
EV adoption Higher than 53% of NSW Higher than 54% of NSW
NBN connectivity Higher than 94% of NSW Higher than 78% of NSW
Rental yield (houses) — Higher than 79% of NSW

Liveability

Terara is more walkable (28 vs 14).

Terara Worrigee
Grade — D
Score — 25/100
Socio-economic band mid-range socio-economic
decile 4/10
 below-average income
decile 3/10

Risk profile

Worrigee carries more bushfire risk (75 vs 28); Terara carries more crime risk (78 vs 48).

Terara Worrigee
Bushfire Low
28/100
 High
75/100
Crime High
78/100
 Moderate
48/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 2
within 5 km

Schools

Terara Worrigee
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Terara

  • Terara Public School Government · Primary at peers

Schools in Worrigee

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Terara Worrigee
Supermarkets 0 1
Parks & reserves 0 4
Childcare 0 2
GPs 0 1
Waterways 3 1

Mobility

Worrigee sits further from the CBD (168.7 km vs 163.9 km).

Terara Worrigee
Walkability score 28/100 14/100
Distance to Sydney 163.9 km 168.7 km
+3% vs other
Drive time (normal traffic) 134 min 141 min
Electric vehicle share 0.5%
postcode 2540
same for both
Rooftop solar per 100 dwellings 44
postcode 2540
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Terara Worrigee
Car (driver) 65.5% / 84.4%
Terara — Car (driver): 65.5% Worrigee — Car (driver): 84.4%
Worked from Home 21.8% / 7.2%
Terara — Worked from Home: 21.8% Worrigee — Worked from Home: 7.2%
Car (passenger) 5.7% / 6.9%
Terara — Car (passenger): 5.7% Worrigee — Car (passenger): 6.9%
Walked Only 6.9% / 0.7%
Terara — Walked Only: 6.9% Worrigee — Walked Only: 0.7%
Bus — / 0.4%
Terara — Bus: not among its largest Worrigee — Bus: 0.4%

Bars are drawn against the largest share shown (84.4%).

Setting

Terara Worrigee
Elevation 3 m
above sea level, at the suburb centre
 5 m
above sea level, at the suburb centre
Distance to the ocean 9.8 km 8.4 km

NBN connectivity

Terara Worrigee
Connectivity score 88/100 71/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 82%
157 premises
 49%
1,984 premises

Council rates

Terara Worrigee
Average residential rate $1,501/yr
same for both
Council Shoalhaven
same for both

Federal electorate

Terara Worrigee
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Terara Worrigee
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Terara

Retirees River Rural

Worrigee

Acreage Family

More comparisons

Other comparisons with Terara

Terara vs Nowra Terara vs Bomaderry Terara vs Numbaa Terara vs Bolong

Other comparisons with Worrigee

Worrigee vs Nowra Worrigee vs South Nowra Worrigee vs Pyree
Full data on Terara Full data on Worrigee
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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