Terang vs Garvoc

Garvoc is the younger of the two, with a median age of 35 against 49 in Terang. In both, the large majority of households own their home and the large majority of homes are detached houses. In Terang, about half of households are people living alone. In Garvoc, about half of households are couple families. Houses cost more in Garvoc: a median of $490,000, against $415,000 in Terang, though rent is higher in Terang. On these figures, Terang tends to suit people living alone, older residents, and buyers on a tighter budget, while Garvoc suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Terang has more parks and reserves (6 vs 0)
  • Garvoc carries lower crime risk (21/100 vs 43/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Terang

ahead on the one thing that separates them

  • has cheaper houses ($415,000 vs $489,950)

Weighs house prices and mortgage stress.

Renters

Garvoc

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (14% vs 19%)
  • has cheaper rent ($200/wk vs $225/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Terang

ahead on the one thing that separates them

  • sits closer to the CBD (214.3 km vs 223.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Terang

ahead on 2 of the 4 things we measure here

  • has more GPs (3 vs 0)
  • has more residents already 65 and over (27% vs 14%)
  • But Garvoc carries lower crime risk (21/100 vs 43/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Terang and Garvoc drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Terang Garvoc
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Terang Garvoc
Walkability 4 / 0
Terang — Walkability: 4/100 Garvoc — Walkability: 0/100
Safety 57 / 79
Terang — Safety: 57/100 Garvoc — Safety: 79/100
Low fire risk 26 / 26
Terang — Low fire risk: 26/100 Garvoc — Low fire risk: 26/100
Low flood risk 100 / 100
Terang — Low flood risk: 100/100 Garvoc — Low flood risk: 100/100

Demographics

Terang has more residents (2,254 vs 248); Terang skews older (49 vs 35).

Terang Garvoc
Population 2,254
+89% vs other
248
Population trend (2016 → 2021) -1.5% +2.1%
Median age 49 35
Median household income $60,424/yr $76,336/yr
+26% vs other
Median weekly rent $225/wk
+11% vs other
$200/wk

Age profile

Share of residents in each band, 2021 Census.

Terang Garvoc
0-4 4.3% / 10.9%
Terang — 0-4: 4.3% Garvoc — 0-4: 10.9%
5-14 11.4% / 9.7%
Terang — 5-14: 11.4% Garvoc — 5-14: 9.7%
15-19 5.0% / 7.7%
Terang — 15-19: 5.0% Garvoc — 15-19: 7.7%
20-24 4.7% / 3.2%
Terang — 20-24: 4.7% Garvoc — 20-24: 3.2%
25-34 10.3% / 16.9%
Terang — 25-34: 10.3% Garvoc — 25-34: 16.9%
35-44 9.8% / 10.1%
Terang — 35-44: 9.8% Garvoc — 35-44: 10.1%
45-54 11.6% / 12.5%
Terang — 45-54: 11.6% Garvoc — 45-54: 12.5%
55-64 15.9% / 11.7%
Terang — 55-64: 15.9% Garvoc — 55-64: 11.7%
65-74 13.2% / 10.1%
Terang — 65-74: 13.2% Garvoc — 65-74: 10.1%
75-84 9.1% / 2.8%
Terang — 75-84: 9.1% Garvoc — 75-84: 2.8%
85+ 4.7% / 1.2%
Terang — 85+: 4.7% Garvoc — 85+: 1.2%

Bars are drawn against the largest share shown (16.9%).

Who lives together

Household composition, 2021 Census.

Terang 46.0% lone person
Terang — Lone Person: 46.0% Terang — Couple Families: 31.4% Terang — One Parent Families: 16.3% Terang — Other Families: 1.9% Terang — Group Household: 4.5%
Garvoc 32.9% lone person
Garvoc — Lone Person: 32.9% Garvoc — Couple Families: 46.1% Garvoc — One Parent Families: 14.5% Garvoc — Other Families: 6.6% Garvoc — Group Household: 0.0%
Lone Person Couple Families One Parent Families Other Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Terang 21.5% renting
Terang — Owned Outright: 47.4% Terang — Mortgage: 31.1% Terang — Renting: 21.5%
Garvoc 16.4% renting
Garvoc — Owned Outright: 49.3% Garvoc — Mortgage: 34.2% Garvoc — Renting: 16.4%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Terang Garvoc
England 1.2% / 3.6%
Terang — England: 1.2% Garvoc — England: 3.6%
New Zealand 1.2% / 2.8%
Terang — New Zealand: 1.2% Garvoc — New Zealand: 2.8%
Philippines 0.4% / 2.0%
Terang — Philippines: 0.4% Garvoc — Philippines: 2.0%
Netherlands 0.5% / 1.2%
Terang — Netherlands: 0.5% Garvoc — Netherlands: 1.2%
India 0.4% / —
Terang — India: 0.4% Garvoc — India: not among its largest

Bars are drawn against the largest share shown (3.6%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Terang Garvoc
Certificate III & IV 16.5% / 14.5%
Terang — Certificate III & IV: 16.5% Garvoc — Certificate III & IV: 14.5%
Bachelor Degree 7.3% / 8.9%
Terang — Bachelor Degree: 7.3% Garvoc — Bachelor Degree: 8.9%
Advanced Diploma / Diploma 6.3% / 8.1%
Terang — Advanced Diploma / Diploma: 6.3% Garvoc — Advanced Diploma / Diploma: 8.1%
Graduate Diploma / Certificate 1.8% / 1.2%
Terang — Graduate Diploma / Certificate: 1.8% Garvoc — Graduate Diploma / Certificate: 1.2%
Postgraduate Degree 1.3% / —
Terang — Postgraduate Degree: 1.3% Garvoc — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (16.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Terang 90.9% houses
Terang — Houses: 90.9% Terang — Townhouses: 6.9% Terang — Flats / Apartments: 2.2%
Garvoc 100.0% houses
Garvoc — Houses: 100.0% Garvoc — Townhouses: 0.0% Garvoc — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Terang Garvoc
Median house price $415,000 $489,950
Median unit price $439,500 —
Median land price $315,000 —
Typical days to sell (houses) 50 days
from 14 sales
—

Zoning mix

Terang Garvoc
Rural and farming 91% 98%
Parks and recreation 4% 0%
Residential 2% 1%
Infrastructure and transport 2% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Terang Garvoc
New dwellings approved 60
across Corangamite
64
across Moyne
Approvals change year on year +117% -15%

Ranking within VIC

Terang Garvoc
House price Higher than 9% of VIC —
Income Higher than 21% of VIC Higher than 43% of VIC
Schools Higher than 74% of VIC —
Walkability Higher than 66% of VIC Higher than 6% of VIC
Affordability Higher than 80% of VIC —
EV adoption Higher than 8% of VIC Higher than 13% of VIC
NBN connectivity Higher than 74% of VIC Higher than 50% of VIC

Liveability

Terang Garvoc
Grade C —
Score 41/100 —
Socio-economic band below-average income
decile 2/10
mid-range socio-economic
decile 6/10

Risk profile

Terang carries more crime risk (43 vs 21).

Terang Garvoc
Bushfire High
74/100
same for both
Crime Moderate
43/100
Low
21/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
0
within 5 km

Schools

Terang Garvoc
Inside the suburb 3 0
Rated above peers 1 0
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Terang

  • Terang College Government · Combined above peers
  • St Thomas' School Catholic · Primary at peers
  • Hampden P-12 School-Terang Campus Government · Primary · Special school

Schools in Garvoc

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Terang Garvoc
Supermarkets 1 0
Parks & reserves 6 0
Childcare 3 1
GPs 3 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 2 0
Fuel stations 1 0
Waterways 1 4

Mobility

Garvoc sits further from the CBD (223.4 km vs 214.3 km).

Terang Garvoc
Walkability score 4/100 0/100
Distance to Melbourne 214.3 km 223.4 km
+4% vs other
Drive time (normal traffic) 159 min 163 min
Electric vehicle share 0.2%
postcode 3264
0.2%
postcode 3265
Rooftop solar per 100 dwellings 33
postcode 3264
41
postcode 3265

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Terang Garvoc
Car (driver) 77.7% / 64.3%
Terang — Car (driver): 77.7% Garvoc — Car (driver): 64.3%
Worked from Home 10.5% / 25.2%
Terang — Worked from Home: 10.5% Garvoc — Worked from Home: 25.2%
Walked Only 5.5% / 6.1%
Terang — Walked Only: 5.5% Garvoc — Walked Only: 6.1%
Car (passenger) 5.1% / 4.3%
Terang — Car (passenger): 5.1% Garvoc — Car (passenger): 4.3%
Bicycle 1.2% / —
Terang — Bicycle: 1.2% Garvoc — Bicycle: not among its largest

Bars are drawn against the largest share shown (77.7%).

Setting

Terang Garvoc
Elevation 131 m
above sea level, at the suburb centre
111 m
above sea level, at the suburb centre
Distance to the ocean 32.9 km 24.2 km

NBN connectivity

Terang Garvoc
Connectivity score 51/100 30/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 21%
1,231 premises
0%
108 premises

Climate

Terang Garvoc
Annual rainfall 717 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Terang Garvoc
Average residential rate $2,335/yr $1,613/yr
Council Corangamite Moyne

Federal electorate

Terang Garvoc
Division Wannon
same for both
Member Dan Tehan
same for both
Party Liberal
same for both

First Home Owner Grant

Terang Garvoc
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Terang

Garvoc

More comparisons

Other comparisons with Terang

Other comparisons with Garvoc

Full data on Terang Full data on Garvoc
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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