Tarwin Lower vs Pound Creek

In both, the large majority of households own their home and the large majority of homes are detached houses. In Tarwin Lower, about half of households are people living alone. In Pound Creek, most households are couple families. On these figures, Tarwin Lower tends to suit people living alone, while Pound Creek suits couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Tarwin Lower has more parks and reserves (10 vs 0)
  • Pound Creek is already more of a family suburb (72% vs 48%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Tarwin Lower

ahead on the one thing that separates them

  • has cheaper rent ($210/wk vs $230/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Pound Creek

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (156.4 km vs 175.9 km)
  • has a shorter drive in (124 min vs 138 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 5 things we measure here separates them by enough to be worth acting on.

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Where they sit

Tarwin Lower and Pound Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Tarwin Lower Pound Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Tarwin Lower Pound Creek
Walkability 0 / 0
Tarwin Lower — Walkability: 0/100 Pound Creek — Walkability: 0/100
Safety 38 / 38
Tarwin Lower — Safety: 38/100 Pound Creek — Safety: 38/100
Low fire risk 88 / 89
Tarwin Lower — Low fire risk: 88/100 Pound Creek — Low fire risk: 89/100
Low flood risk 27 / 31
Tarwin Lower — Low flood risk: 27/100 Pound Creek — Low flood risk: 31/100

Demographics

Tarwin Lower has more residents (462 vs 126); Pound Creek has higher household incomes ($84,500 vs $65,624).

Tarwin Lower Pound Creek
Population 462
+73% vs other
 126
Population trend (2016 → 2021) +29.1% —
Median age 53
same for both
Median household income $65,624/yr $84,500/yr
+29% vs other
Median weekly rent $210/wk $230/wk
+10% vs other

Age profile

Share of residents in each band, 2021 Census.

Tarwin Lower Pound Creek
0-4 3.0% / —
Tarwin Lower — 0-4: 3.0% Pound Creek — 0-4: not among its largest
5-14 11.0% / 14.3%
Tarwin Lower — 5-14: 11.0% Pound Creek — 5-14: 14.3%
15-19 3.2% / 7.9%
Tarwin Lower — 15-19: 3.2% Pound Creek — 15-19: 7.9%
20-24 4.1% / —
Tarwin Lower — 20-24: 4.1% Pound Creek — 20-24: not among its largest
25-34 6.3% / 3.2%
Tarwin Lower — 25-34: 6.3% Pound Creek — 25-34: 3.2%
35-44 12.3% / 7.9%
Tarwin Lower — 35-44: 12.3% Pound Creek — 35-44: 7.9%
45-54 11.9% / 15.9%
Tarwin Lower — 45-54: 11.9% Pound Creek — 45-54: 15.9%
55-64 19.9% / 21.4%
Tarwin Lower — 55-64: 19.9% Pound Creek — 55-64: 21.4%
65-74 21.0% / 21.4%
Tarwin Lower — 65-74: 21.0% Pound Creek — 65-74: 21.4%
75-84 6.5% / 5.6%
Tarwin Lower — 75-84: 6.5% Pound Creek — 75-84: 5.6%
85+ 1.9% / 2.4%
Tarwin Lower — 85+: 1.9% Pound Creek — 85+: 2.4%

Bars are drawn against the largest share shown (21.4%).

Who lives together

Household composition, 2021 Census.

Tarwin Lower 40.2% couple families
Tarwin Lower — Couple Families: 40.2% Tarwin Lower — Lone Person: 49.0% Tarwin Lower — One Parent Families: 7.8% Tarwin Lower — Group Household: 2.9%
Pound Creek 62.1% couple families
Pound Creek — Couple Families: 62.1% Pound Creek — Lone Person: 27.6% Pound Creek — One Parent Families: 10.3% Pound Creek — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Tarwin Lower 11.1% renting
Tarwin Lower — Owned Outright: 54.5% Tarwin Lower — Mortgage: 34.4% Tarwin Lower — Renting: 11.1%
Pound Creek 10.3% renting
Pound Creek — Owned Outright: 56.4% Pound Creek — Mortgage: 33.3% Pound Creek — Renting: 10.3%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Tarwin Lower 97.4% houses
Tarwin Lower — Houses: 97.4% Tarwin Lower — Flats / Apartments: 0.0% Tarwin Lower — Townhouses: 2.6%
Pound Creek 95.8% houses
Pound Creek — Houses: 95.8% Pound Creek — Flats / Apartments: 4.2% Pound Creek — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Tarwin Lower Pound Creek
Certificate III & IV 17.3% / 13.5%
Tarwin Lower — Certificate III & IV: 17.3% Pound Creek — Certificate III & IV: 13.5%
Bachelor Degree 12.3% / 11.9%
Tarwin Lower — Bachelor Degree: 12.3% Pound Creek — Bachelor Degree: 11.9%
Advanced Diploma / Diploma 9.5% / 7.1%
Tarwin Lower — Advanced Diploma / Diploma: 9.5% Pound Creek — Advanced Diploma / Diploma: 7.1%
Postgraduate Degree 4.5% / 2.4%
Tarwin Lower — Postgraduate Degree: 4.5% Pound Creek — Postgraduate Degree: 2.4%
Graduate Diploma / Certificate 2.8% / 2.4%
Tarwin Lower — Graduate Diploma / Certificate: 2.8% Pound Creek — Graduate Diploma / Certificate: 2.4%

Bars are drawn against the largest share shown (17.3%).

Property market

Tarwin Lower Pound Creek
Median house price $421,500 —
Median unit price —
same for both
Median land price $1,075,000 —

Zoning mix

Pound Creek has more rural and farming land (98% vs 82%).

Tarwin Lower Pound Creek
Rural and farming 82% 98%
Parks and recreation 10% 1%
Planning zones cover 92% of Tarwin Lower and 100% of Pound Creek. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Tarwin Lower Pound Creek
New dwellings approved 170
across South Gippsland
same for both
Approvals change year on year +21%
same for both

Ranking within VIC

Tarwin Lower Pound Creek
House price —
same for both
Income — Higher than 54% of VIC
Schools —
same for both
Walkability Higher than 49% of VIC Higher than 32% of VIC
Affordability —
same for both
EV adoption Higher than 63% of VIC Higher than 79% of VIC
NBN connectivity Higher than 18% of VIC Higher than 31% of VIC

Liveability

Tarwin Lower Pound Creek
Grade —
same for both
Score —
same for both
Socio-economic band advantaged area
decile 7/10
same for both

Risk profile

Tarwin Lower Pound Creek
Bushfire Low
12/100
 Low
11/100
Crime Moderate
62/100
same for both
Flood High
73/100
 Moderate
69/100
Coastal erosion High
92/100
 Low
29/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Tarwin Lower Pound Creek
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Tarwin Lower

  • Tarwin Lower Primary School Government · Primary at peers

Schools in Pound Creek

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Tarwin Lower Pound Creek
Supermarkets 1 0
Cafes & restaurants 1 0
Parks & reserves 10 0
Banks & Bank@Post 1 0
Fuel stations 1 0
Beaches 1 0
Waterways 4 12

Mobility

Tarwin Lower sits further from the CBD (175.9 km vs 156.4 km).

Tarwin Lower Pound Creek
Walkability score 0/100
same for both
Distance to Melbourne 175.9 km
+11% vs other
 156.4 km
Drive time (normal traffic) 138 min 124 min
Electric vehicle share 0.6%
postcode 3956
 1.1%
postcode 3996
Rooftop solar per 100 dwellings 36
postcode 3956
 39
postcode 3996

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Tarwin Lower Pound Creek
Car (driver) 61.3% / 60.0%
Tarwin Lower — Car (driver): 61.3% Pound Creek — Car (driver): 60.0%
Worked from Home 31.2% / 34.0%
Tarwin Lower — Worked from Home: 31.2% Pound Creek — Worked from Home: 34.0%
Walked Only 7.5% / 6.0%
Tarwin Lower — Walked Only: 7.5% Pound Creek — Walked Only: 6.0%

Bars are drawn against the largest share shown (61.3%).

Setting

Tarwin Lower Pound Creek
Elevation 37 m
above sea level, at the suburb centre
 18 m
above sea level, at the suburb centre
Distance to the ocean 3.6 km 3.8 km

NBN connectivity

Tarwin Lower Pound Creek
Connectivity score 20/100 27/100
Most common technology Satellite (Sky Muster) Fixed wireless
Full-fibre (FTTP) share 0%
121 premises
 0%
62 premises

Climate

Tarwin Lower Pound Creek
Annual rainfall 906 mm
same for both
Summer max (Jan) 24.6°C
same for both
Winter min (Jul) 6.9°C
same for both

Council rates

Tarwin Lower Pound Creek
Average residential rate $2,282/yr
same for both
Council South Gippsland
same for both

Federal electorate

Tarwin Lower Pound Creek
Division Monash
same for both
Member Mary Aldred
same for both
Party Liberal
same for both

First Home Owner Grant

Tarwin Lower Pound Creek
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Tarwin Lower

Retirees Rural

Pound Creek

Retirees Rural

More comparisons

Other comparisons with Tarwin Lower

Tarwin Lower vs Venus Bay Tarwin Lower vs Fish Creek Tarwin Lower vs Buffalo Tarwin Lower vs Walkerville Tarwin Lower vs Middle Tarwin

Other comparisons with Pound Creek

Pound Creek vs Inverloch Pound Creek vs Leongatha South Pound Creek vs Middle Tarwin Pound Creek vs Tarwin
Full data on Tarwin Lower Full data on Pound Creek
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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