Tarcutta vs Mundarlo

Tarcutta is the younger of the two, with a median age of 43 against 52 in Mundarlo. In both, most households own their home and the large majority of homes are detached houses. In Mundarlo, about half of households are people living alone. On these figures, Tarcutta tends to suit older residents, while Mundarlo suits people living alone and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Tarcutta has more parks and reserves (4 vs 0)
  • Mundarlo carries lower crime risk (37/100 vs 77/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Mundarlo

ahead on the one thing that separates them

  • leaves households under less mortgage stress (7% vs 20%)

Weighs mortgage stress.

Renters

Mundarlo

ahead on 3 of the 3 things we measure here

  • leaves renters under less rental stress (2% vs 16%)
  • has cheaper rent ($30/wk vs $205/wk)
  • has a bigger rental market to choose from (33% vs 17%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mundarlo

ahead on the one thing that separates them

  • sits closer to the CBD (412.6 km vs 422.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Tarcutta has more residents already 65 and over (21% vs 12%)
  • Mundarlo carries lower crime risk (37/100 vs 77/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Tarcutta

ahead on the one thing that separates them

  • is growing faster (-4.7% vs -37.8%)

Weighs population growth.

Where they sit

Tarcutta and Mundarlo drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Tarcutta Mundarlo
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Tarcutta Mundarlo
Walkability 5 / 5
Tarcutta — Walkability: 5/100 Mundarlo — Walkability: 5/100
Safety 23 / 63
Tarcutta — Safety: 23/100 Mundarlo — Safety: 63/100
Low fire risk 20 / 84
Tarcutta — Low fire risk: 20/100 Mundarlo — Low fire risk: 84/100

Demographics

Tarcutta has more residents (425 vs 51); Tarcutta rents higher ($205/wk vs $30/wk).

Tarcutta Mundarlo
Population 425
+88% vs other
51
Population trend (2016 → 2021) -4.7% -37.8%
Median age 43 52
Median household income $65,780/yr $87,724/yr
+33% vs other
Median weekly rent $205/wk
+85% vs other
$30/wk

Age profile

Share of residents in each band, 2021 Census.

Tarcutta Mundarlo
0-4 5.6% / 5.9%
Tarcutta — 0-4: 5.6% Mundarlo — 0-4: 5.9%
5-14 12.5% / 11.8%
Tarcutta — 5-14: 12.5% Mundarlo — 5-14: 11.8%
15-19 2.6% / 9.8%
Tarcutta — 15-19: 2.6% Mundarlo — 15-19: 9.8%
20-24 5.2% / 7.8%
Tarcutta — 20-24: 5.2% Mundarlo — 20-24: 7.8%
25-34 12.5% / 7.8%
Tarcutta — 25-34: 12.5% Mundarlo — 25-34: 7.8%
35-44 9.9% / —
Tarcutta — 35-44: 9.9% Mundarlo — 35-44: not among its largest
45-54 13.4% / 15.7%
Tarcutta — 45-54: 13.4% Mundarlo — 45-54: 15.7%
55-64 15.1% / 25.5%
Tarcutta — 55-64: 15.1% Mundarlo — 55-64: 25.5%
65-74 13.9% / 5.9%
Tarcutta — 65-74: 13.9% Mundarlo — 65-74: 5.9%
75-84 4.2% / 5.9%
Tarcutta — 75-84: 4.2% Mundarlo — 75-84: 5.9%
85+ 3.1% / —
Tarcutta — 85+: 3.1% Mundarlo — 85+: not among its largest

Bars are drawn against the largest share shown (25.5%).

Who lives together

Household composition, 2021 Census.

Tarcutta 40.2% lone person
Tarcutta — Lone Person: 40.2% Tarcutta — Couple Families: 38.3% Tarcutta — One Parent Families: 17.8% Tarcutta — Other Families: 3.7%
Mundarlo 50.0% lone person
Mundarlo — Lone Person: 50.0% Mundarlo — Couple Families: 50.0% Mundarlo — One Parent Families: 0.0% Mundarlo — Other Families: 0.0%
Lone Person Couple Families One Parent Families Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Tarcutta 17.1% renting
Tarcutta — Owned Outright: 55.7% Tarcutta — Mortgage: 27.1% Tarcutta — Renting: 17.1%
Mundarlo 33.3% renting
Mundarlo — Owned Outright: 66.7% Mundarlo — Mortgage: 0.0% Mundarlo — Renting: 33.3%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Tarcutta Mundarlo
England 0.7% / 5.9%
Tarcutta — England: 0.7% Mundarlo — England: 5.9%
Fiji 1.2% / —
Tarcutta — Fiji: 1.2% Mundarlo — Fiji: not among its largest
Zimbabwe 1.2% / —
Tarcutta — Zimbabwe: 1.2% Mundarlo — Zimbabwe: not among its largest
Netherlands 0.7% / —
Tarcutta — Netherlands: 0.7% Mundarlo — Netherlands: not among its largest

Bars are drawn against the largest share shown (5.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Tarcutta Mundarlo
Certificate III & IV 19.3% / 15.7%
Tarcutta — Certificate III & IV: 19.3% Mundarlo — Certificate III & IV: 15.7%
Advanced Diploma / Diploma 6.6% / 7.8%
Tarcutta — Advanced Diploma / Diploma: 6.6% Mundarlo — Advanced Diploma / Diploma: 7.8%
Bachelor Degree 8.5% / —
Tarcutta — Bachelor Degree: 8.5% Mundarlo — Bachelor Degree: not among its largest
Postgraduate Degree 1.4% / —
Tarcutta — Postgraduate Degree: 1.4% Mundarlo — Postgraduate Degree: not among its largest

Bars are drawn against the largest share shown (19.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Tarcutta 97.0% houses
Tarcutta — Houses: 97.0% Tarcutta — Flats / Apartments: 3.0%
Mundarlo 100.0% houses
Mundarlo — Houses: 100.0% Mundarlo — Flats / Apartments: 0.0%
Houses Flats / Apartments

Property market

Tarcutta Mundarlo
Median house price $349,950 —
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) 94 days
from 4 sales
—

Zoning mix

Tarcutta Mundarlo
Rural and farming 99% 100%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Tarcutta Mundarlo
New dwellings approved 548
across Wagga Wagga
26
across Cootamundra-Gundagai
Approvals change year on year +139% +167%

Ranking within NSW

Tarcutta Mundarlo
House price Higher than 5% of NSW —
Income Higher than 28% of NSW Higher than 56% of NSW
Schools —
same for both
Walkability Higher than 46% of NSW
same for both
Affordability Higher than 95% of NSW —
EV adoption Higher than 3% of NSW —
NBN connectivity Higher than 45% of NSW Higher than 35% of NSW

Liveability

Tarcutta Mundarlo
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 3/10
mid-range socio-economic
decile 5/10

Risk profile

Tarcutta carries more bushfire risk (80 vs 16); Tarcutta carries more crime risk (77 vs 37).

Tarcutta Mundarlo
Bushfire High
80/100
Low
16/100
Crime High
77/100
Low
37/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Tarcutta Mundarlo
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Tarcutta

  • Tarcutta Public School Government · Primary

Schools in Mundarlo

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Tarcutta Mundarlo
Parks & reserves 4 0
Police stations 1 0
Banks & Bank@Post 1 0
Fuel stations 1 0
EV chargers 1 0
Waterways 48 12

Mobility

Tarcutta sits further from the CBD (422.3 km vs 412.6 km).

Tarcutta Mundarlo
Walkability score 5/100
same for both
Distance to Sydney 422.3 km
+2% vs other
412.6 km
Drive time (normal traffic) 260 min 262 min
Electric vehicle share 0.1%
postcode 2652
0.0%
postcode 2729
Rooftop solar per 100 dwellings 58
postcode 2652
65
postcode 2729

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Tarcutta Mundarlo
Car (driver) 59.6% / 60.0%
Tarcutta — Car (driver): 59.6% Mundarlo — Car (driver): 60.0%
Worked from Home 26.8% / 23.3%
Tarcutta — Worked from Home: 26.8% Mundarlo — Worked from Home: 23.3%
Walked Only 11.5% / 16.7%
Tarcutta — Walked Only: 11.5% Mundarlo — Walked Only: 16.7%
Car (passenger) 2.2% / —
Tarcutta — Car (passenger): 2.2% Mundarlo — Car (passenger): not among its largest

Bars are drawn against the largest share shown (60.0%).

Setting

Tarcutta Mundarlo
Elevation 278 m
above sea level, at the suburb centre
240 m
above sea level, at the suburb centre

NBN connectivity

Tarcutta Mundarlo
Connectivity score 29/100 25/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
229 premises
0%
11 premises

Climate

Tarcutta Mundarlo
Annual rainfall 565 mm
same for both
Summer max (Jan) 31.8°C
same for both
Winter min (Jul) 3.4°C
same for both

Council rates

Tarcutta Mundarlo
Average residential rate $1,254/yr $974/yr
Council Wagga Wagga Cootamundra-Gundagai

Federal electorate

Tarcutta Mundarlo
Division Riverina
same for both
Member Michael Mccormack
same for both
Party The Nationals
same for both

First Home Owner Grant

Tarcutta Mundarlo
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Tarcutta

Mundarlo

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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