Tambo Upper vs Toorloo Arm

In both, the large majority of households own their home and the large majority of homes are detached houses. In Tambo Upper, most households are couple families. On these figures, Tambo Upper tends to suit couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Tambo Upper

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (36/100 vs 91/100)
  • is already more of a family suburb (70% vs 58%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs mortgage stress.

Renters

Toorloo Arm

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (24% vs 10%)
  • has cheaper rent ($170/wk vs $268/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Tambo Upper

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (307.2 km vs 332 km)
  • has a shorter drive in (231 min vs 249 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Tambo Upper

ahead on the one thing that separates them

  • carries lower crime risk (36/100 vs 91/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Toorloo Arm

ahead on the one thing that separates them

  • is growing faster (40.6% vs 0.3%)

Weighs population growth.

Where they sit

Tambo Upper and Toorloo Arm drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Tambo Upper Toorloo Arm
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Tambo Upper Toorloo Arm
Walkability 0 / 0
Tambo Upper — Walkability: 0/100 Toorloo Arm — Walkability: 0/100
Safety 64 / 9
Tambo Upper — Safety: 64/100 Toorloo Arm — Safety: 9/100
Low fire risk 6 / 12
Tambo Upper — Low fire risk: 6/100 Toorloo Arm — Low fire risk: 12/100
Low flood risk 100 / 100
Tambo Upper — Low flood risk: 100/100 Toorloo Arm — Low flood risk: 100/100

Demographics

Tambo Upper rents higher ($268/wk vs $170/wk); Toorloo Arm has more residents (509 vs 325).

Tambo Upper Toorloo Arm
Population 325 509
+57% vs other
Population trend (2016 → 2021) +0.3% +40.6%
Median age 47 45
Median household income $84,500/yr
+19% vs other
 $68,484/yr
Median weekly rent $268/wk
+37% vs other
 $170/wk

Age profile

Share of residents in each band, 2021 Census.

Tambo Upper Toorloo Arm
0-4 5.8% / 5.3%
Tambo Upper — 0-4: 5.8% Toorloo Arm — 0-4: 5.3%
5-14 12.0% / 14.5%
Tambo Upper — 5-14: 12.0% Toorloo Arm — 5-14: 14.5%
15-19 5.8% / 6.5%
Tambo Upper — 15-19: 5.8% Toorloo Arm — 15-19: 6.5%
20-24 2.5% / 5.9%
Tambo Upper — 20-24: 2.5% Toorloo Arm — 20-24: 5.9%
25-34 8.9% / 7.5%
Tambo Upper — 25-34: 8.9% Toorloo Arm — 25-34: 7.5%
35-44 9.5% / 9.0%
Tambo Upper — 35-44: 9.5% Toorloo Arm — 35-44: 9.0%
45-54 14.8% / 16.9%
Tambo Upper — 45-54: 14.8% Toorloo Arm — 45-54: 16.9%
55-64 18.2% / 17.7%
Tambo Upper — 55-64: 18.2% Toorloo Arm — 55-64: 17.7%
65-74 15.4% / 10.8%
Tambo Upper — 65-74: 15.4% Toorloo Arm — 65-74: 10.8%
75-84 5.2% / 5.1%
Tambo Upper — 75-84: 5.2% Toorloo Arm — 75-84: 5.1%
85+ 1.2% / 1.0%
Tambo Upper — 85+: 1.2% Toorloo Arm — 85+: 1.0%

Bars are drawn against the largest share shown (18.2%).

Who lives together

Household composition, 2021 Census.

Tambo Upper 57.9% couple families
Tambo Upper — Couple Families: 57.9% Tambo Upper — Lone Person: 30.3% Tambo Upper — One Parent Families: 11.8% Tambo Upper — Group Household: 0.0%
Toorloo Arm 37.2% couple families
Toorloo Arm — Couple Families: 37.2% Toorloo Arm — Lone Person: 33.6% Toorloo Arm — One Parent Families: 21.2% Toorloo Arm — Group Household: 8.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Tambo Upper 10.3% renting
Tambo Upper — Owned Outright: 47.9% Tambo Upper — Mortgage: 41.9% Tambo Upper — Renting: 10.3%
Toorloo Arm 23.8% renting
Toorloo Arm — Owned Outright: 39.2% Toorloo Arm — Mortgage: 37.1% Toorloo Arm — Renting: 23.8%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Tambo Upper Toorloo Arm
England 1.2% / 3.9%
Tambo Upper — England: 1.2% Toorloo Arm — England: 3.9%
New Zealand 1.5% / 0.8%
Tambo Upper — New Zealand: 1.5% Toorloo Arm — New Zealand: 0.8%
Philippines 1.2% / —
Tambo Upper — Philippines: 1.2% Toorloo Arm — Philippines: not among its largest
Scotland 1.2% / —
Tambo Upper — Scotland: 1.2% Toorloo Arm — Scotland: not among its largest
Germany 0.9% / —
Tambo Upper — Germany: 0.9% Toorloo Arm — Germany: not among its largest

Bars are drawn against the largest share shown (3.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Tambo Upper Toorloo Arm
Certificate III & IV 20.3% / 15.7%
Tambo Upper — Certificate III & IV: 20.3% Toorloo Arm — Certificate III & IV: 15.7%
Bachelor Degree 8.0% / 6.3%
Tambo Upper — Bachelor Degree: 8.0% Toorloo Arm — Bachelor Degree: 6.3%
Advanced Diploma / Diploma 8.6% / 3.9%
Tambo Upper — Advanced Diploma / Diploma: 8.6% Toorloo Arm — Advanced Diploma / Diploma: 3.9%
Graduate Diploma / Certificate 1.8% / 1.8%
Tambo Upper — Graduate Diploma / Certificate: 1.8% Toorloo Arm — Graduate Diploma / Certificate: 1.8%
Postgraduate Degree 1.2% / 1.0%
Tambo Upper — Postgraduate Degree: 1.2% Toorloo Arm — Postgraduate Degree: 1.0%

Bars are drawn against the largest share shown (20.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Tambo Upper 100.0% houses
Tambo Upper — Houses: 100.0% Tambo Upper — Flats / Apartments: 0.0%
Toorloo Arm 93.5% houses
Toorloo Arm — Houses: 93.5% Toorloo Arm — Flats / Apartments: 6.5%
Houses Flats / Apartments

Zoning mix

Tambo Upper has more rural and farming land (52% vs 11%).

Tambo Upper Toorloo Arm
Parks and recreation 47% 80%
Rural and farming 52% 11%
Other and special use 0% 8%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Tambo Upper Toorloo Arm
New dwellings approved 386
across East Gippsland
same for both
Approvals change year on year +50%
same for both

Ranking within VIC

Tambo Upper Toorloo Arm
House price —
same for both
Income Higher than 55% of VIC Higher than 30% of VIC
Schools —
same for both
Walkability Higher than 57% of VIC Higher than 56% of VIC
Affordability —
same for both
EV adoption Higher than 51% of VIC Higher than 30% of VIC
NBN connectivity Higher than 69% of VIC Higher than 32% of VIC

Liveability

Tambo Upper Toorloo Arm
Grade — D
Score — 9/100
Socio-economic band mid-range socio-economic
decile 6/10
 high-need area
decile 1/10

Risk profile

Toorloo Arm carries more crime risk (91 vs 36).

Tambo Upper Toorloo Arm
Bushfire High
94/100
 High
88/100
Crime Low
36/100
 High
91/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Tambo Upper Toorloo Arm
Inside the suburb 1
same for both
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0 1

Schools in Tambo Upper

  • Tambo Upper Primary School Government · Primary at peers

Schools in Toorloo Arm

  • Toorloo Arm Primary School Government · Primary below peers

Amenities in the suburb

Tambo Upper Toorloo Arm
GPs 0 1
Waterways 6 3

Mobility

Toorloo Arm sits further from the CBD (332 km vs 307.2 km).

Tambo Upper Toorloo Arm
Walkability score 0/100
same for both
Distance to Melbourne 307.2 km 332 km
+8% vs other
Drive time (normal traffic) 231 min 249 min
Electric vehicle share 0.5%
postcode 3885
 0.3%
postcode 3909
Rooftop solar per 100 dwellings 55
postcode 3885
 41
postcode 3909

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Tambo Upper Toorloo Arm
Car (driver) 73.4% / 79.1%
Tambo Upper — Car (driver): 73.4% Toorloo Arm — Car (driver): 79.1%
Worked from Home 18.9% / 14.2%
Tambo Upper — Worked from Home: 18.9% Toorloo Arm — Worked from Home: 14.2%
Car (passenger) 7.7% / 4.5%
Tambo Upper — Car (passenger): 7.7% Toorloo Arm — Car (passenger): 4.5%
Walked Only — / 2.2%
Tambo Upper — Walked Only: not among its largest Toorloo Arm — Walked Only: 2.2%

Bars are drawn against the largest share shown (79.1%).

Setting

Tambo Upper Toorloo Arm
Elevation 79 m
above sea level, at the suburb centre
 55 m
above sea level, at the suburb centre
Distance to the ocean 15.2 km 7.7 km

NBN connectivity

Tambo Upper Toorloo Arm
Connectivity score 30/100 27/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
161 premises
 0%
159 premises

Climate

Tambo Upper Toorloo Arm
Annual rainfall 620 mm
same for both
Summer max (Jan) 25.5°C
same for both
Winter min (Jul) 4.5°C
same for both

Council rates

Tambo Upper Toorloo Arm
Average residential rate $1,807/yr
same for both
Council East Gippsland
same for both

Federal electorate

Tambo Upper Toorloo Arm
Division Gippsland
same for both
Member Darren Chester
same for both
Party The Nationals
same for both

First Home Owner Grant

Tambo Upper Toorloo Arm
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Tambo Upper

Rural

Toorloo Arm

Rural

More comparisons

Other comparisons with Tambo Upper

Tambo Upper vs Nicholson Tambo Upper vs Swan Reach Tambo Upper vs Bruthen Tambo Upper vs Sarsfield Tambo Upper vs Johnsonville Tambo Upper vs Nowa Nowa

Other comparisons with Toorloo Arm

Toorloo Arm vs Lakes Entrance Toorloo Arm vs Bruthen Toorloo Arm vs Lake Tyers Beach Toorloo Arm vs Nowa Nowa Toorloo Arm vs Kalimna West
Full data on Tambo Upper Full data on Toorloo Arm
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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