Table Top vs Mountain Creek

Table Top is the younger of the two, with a median age of 42 against 50 in Mountain Creek. In both, the large majority of households own their home and the large majority of homes are detached houses. In Table Top, most households are couple families. In Mountain Creek, about half of households are people living alone. On these figures, Table Top tends to suit families with children and couples, while Mountain Creek suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Table Top

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (5 vs 1)
  • is already more of a family suburb (84% vs 54%)
  • But Mountain Creek carries lower crime risk (0/100 vs 32/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

Renters

Mountain Creek

ahead on the one thing that separates them

  • has cheaper rent ($280/wk vs $380/wk)

Weighs rent and rental stress.

Commuting to the city

Mountain Creek

ahead on 2 of the 3 things we measure here

  • sits closer to the CBD (515.3 km vs 531.5 km)
  • has a shorter drive in (317 min vs 325 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Mountain Creek

ahead on 2 of the 4 things we measure here

  • carries lower crime risk (0/100 vs 32/100)
  • has more residents already 65 and over (20% vs 13%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Mountain Creek

ahead on the one thing that separates them

  • is growing faster (38.3% vs 6.4%)

Weighs population growth.

Where they sit

Table Top and Mountain Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Table Top Mountain Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Table Top Mountain Creek
Walkability 0 / 0
Table Top — Walkability: 0/100 Mountain Creek — Walkability: 0/100
Safety 68 / 100
Table Top — Safety: 68/100 Mountain Creek — Safety: 100/100
Low fire risk 74 / 84
Table Top — Low fire risk: 74/100 Mountain Creek — Low fire risk: 84/100

Demographics

Table Top has more residents (1,516 vs 65); Table Top has higher household incomes ($128,700 vs $71,500).

Table Top Mountain Creek
Population 1,516
+96% vs other
65
Population trend (2016 → 2021) +6.4% +38.3%
Median age 42 50
Median household income $128,700/yr
+44% vs other
$71,500/yr
Median weekly rent $380/wk
+26% vs other
$280/wk

Age profile

Share of residents in each band, 2021 Census.

Table Top Mountain Creek
0-4 5.1% / 4.6%
Table Top — 0-4: 5.1% Mountain Creek — 0-4: 4.6%
5-14 17.7% / 4.6%
Table Top — 5-14: 17.7% Mountain Creek — 5-14: 4.6%
15-19 8.5% / 4.6%
Table Top — 15-19: 8.5% Mountain Creek — 15-19: 4.6%
20-24 4.5% / —
Table Top — 20-24: 4.5% Mountain Creek — 20-24: not among its largest
25-34 4.7% / 6.2%
Table Top — 25-34: 4.7% Mountain Creek — 25-34: 6.2%
35-44 12.8% / 12.3%
Table Top — 35-44: 12.8% Mountain Creek — 35-44: 12.3%
45-54 16.3% / 13.8%
Table Top — 45-54: 16.3% Mountain Creek — 45-54: 13.8%
55-64 17.1% / 18.5%
Table Top — 55-64: 17.1% Mountain Creek — 55-64: 18.5%
65-74 9.0% / 12.3%
Table Top — 65-74: 9.0% Mountain Creek — 65-74: 12.3%
75-84 3.7% / 7.7%
Table Top — 75-84: 3.7% Mountain Creek — 75-84: 7.7%
85+ 0.3% / —
Table Top — 85+: 0.3% Mountain Creek — 85+: not among its largest

Bars are drawn against the largest share shown (18.5%).

Who lives together

Household composition, 2021 Census.

Table Top 74.8% couple families
Table Top — Couple Families: 74.8% Table Top — Lone Person: 15.5% Table Top — One Parent Families: 8.7% Table Top — Group Household: 1.0%
Mountain Creek 54.5% couple families
Mountain Creek — Couple Families: 54.5% Mountain Creek — Lone Person: 45.5% Mountain Creek — One Parent Families: 0.0% Mountain Creek — Group Household: 0.0%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Table Top 4.1% renting
Table Top — Owned Outright: 41.8% Table Top — Mortgage: 54.1% Table Top — Renting: 4.1%
Mountain Creek 0.0% renting
Mountain Creek — Owned Outright: 73.3% Mountain Creek — Mortgage: 26.7% Mountain Creek — Renting: 0.0%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Table Top 100.0% houses
Table Top — Houses: 100.0%
Mountain Creek 100.0% houses
Mountain Creek — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Table Top Mountain Creek
Bachelor Degree 13.6% / 18.5%
Table Top — Bachelor Degree: 13.6% Mountain Creek — Bachelor Degree: 18.5%
Certificate III & IV 15.8% / 7.7%
Table Top — Certificate III & IV: 15.8% Mountain Creek — Certificate III & IV: 7.7%
Advanced Diploma / Diploma 9.9% / 9.2%
Table Top — Advanced Diploma / Diploma: 9.9% Mountain Creek — Advanced Diploma / Diploma: 9.2%
Postgraduate Degree 3.5% / —
Table Top — Postgraduate Degree: 3.5% Mountain Creek — Postgraduate Degree: not among its largest
Graduate Diploma / Certificate 3.0% / —
Table Top — Graduate Diploma / Certificate: 3.0% Mountain Creek — Graduate Diploma / Certificate: not among its largest

Bars are drawn against the largest share shown (18.5%).

Property market

Table Top Mountain Creek
Median house price $1,225,000 —
Median unit price —
same for both
Median land price $650,000 —
Typical days to sell (houses) 45 days
from 9 sales
—

Zoning mix

Mountain Creek has more rural and farming land (90% vs 65%); Table Top has more land zoned for conservation (21% vs 10%).

Table Top Mountain Creek
Rural and farming 65% 90%
Environmental 21% 10%
Residential 9% 0%
Infrastructure and transport 2% 0%
Commercial 2% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Table Top Mountain Creek
New dwellings approved 423
across Albury
86
across Greater Hume
Approvals change year on year +14% +33%

Ranking within NSW

Table Top Mountain Creek
House price Higher than 62% of NSW —
Income Higher than 88% of NSW Higher than 38% of NSW
Schools —
same for both
Walkability Higher than 42% of NSW Higher than 38% of NSW
Affordability Higher than 70% of NSW —
EV adoption Higher than 63% of NSW Higher than 46% of NSW
NBN connectivity Higher than 62% of NSW Higher than 25% of NSW

Liveability

Table Top Mountain Creek
Grade B —
Score 53/100 —
Socio-economic band very advantaged area
decile 10/10
advantaged area
decile 7/10

Risk profile

Table Top carries more crime risk (32 vs 0); Table Top carries more bushfire risk (26 vs 16).

Table Top Mountain Creek
Bushfire Low
26/100
Low
16/100
Crime Low
32/100
None
0/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Table Top Mountain Creek
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 1 0

Schools in Table Top

  • Table Top Public School Government · Primary below peers

Schools in Mountain Creek

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Table Top Mountain Creek
Parks & reserves 5 1
Waterways 6 10

Mobility

Table Top sits further from the CBD (531.5 km vs 515.3 km).

Table Top Mountain Creek
Walkability score 0/100
same for both
Distance to Sydney 531.5 km
+3% vs other
515.3 km
Drive time (normal traffic) 325 min 317 min
Electric vehicle share 0.6%
postcode 2640
0.4%
postcode 2644
Rooftop solar per 100 dwellings 54
postcode 2640
62
postcode 2644

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Table Top Mountain Creek
Car (driver) 77.3% / 42.9%
Table Top — Car (driver): 77.3% Mountain Creek — Car (driver): 42.9%
Worked from Home 19.0% / 57.1%
Table Top — Worked from Home: 19.0% Mountain Creek — Worked from Home: 57.1%
Car (passenger) 2.5% / —
Table Top — Car (passenger): 2.5% Mountain Creek — Car (passenger): not among its largest
Walked Only 1.3% / —
Table Top — Walked Only: 1.3% Mountain Creek — Walked Only: not among its largest

Bars are drawn against the largest share shown (77.3%).

Setting

Table Top Mountain Creek
Elevation 189 m
above sea level, at the suburb centre
287 m
above sea level, at the suburb centre

NBN connectivity

Table Top Mountain Creek
Connectivity score 30/100 16/100
Most common technology Fixed wireless Satellite (Sky Muster)
Full-fibre (FTTP) share 1%
581 premises
0%
12 premises

Climate

Table Top Mountain Creek
Annual rainfall 645 mm
same for both
Summer max (Jan) 33.3°C
same for both
Winter min (Jul) 2.5°C
same for both

Council rates

Table Top Mountain Creek
Average residential rate $1,574/yr $992/yr
Council Albury Greater Hume

Federal electorate

Table Top Mountain Creek
Division Farrer
same for both
Member David Farley
same for both
Party One Nation
same for both

First Home Owner Grant

Table Top Mountain Creek
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Table Top

Mountain Creek

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Full data on Table Top Full data on Mountain Creek
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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