Sunshine Bay vs Surf Beach

Surf Beach is the younger of the two, with a median age of 53 against 56 in Sunshine Bay. In both, most households own their home, most homes are detached houses, and about half of households are people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Sunshine Bay

ahead on the one thing that separates them

  • carries lower crime risk (31/100 vs 52/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Sunshine Bay

ahead on the one thing that separates them

  • has cheaper land ($360,000 vs $600,000)

Weighs house prices, unit prices, land prices, and mortgage stress.

Renters

Surf Beach

ahead on the one thing that separates them

  • has cheaper rent ($330/wk vs $370/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Sunshine Bay

ahead on 2 of the 3 things we measure here

  • is more walkable (45/100 vs 32/100)
  • sits closer to the CBD (286.6 km vs 289.6 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Sunshine Bay

ahead on 2 of the 5 things we measure here

  • carries lower crime risk (31/100 vs 52/100)
  • is more walkable (45/100 vs 32/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Sunshine Bay

ahead on 2 of the 2 things we measure here

  • is growing faster (17.9% vs 3.2%)
  • returns a higher gross yield on houses (4.0% vs 3.3%)

Weighs house yield and population growth.

Where they sit

Sunshine Bay and Surf Beach drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Sunshine Bay Surf Beach
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Sunshine Bay Surf Beach
Walkability 45 / 32
Sunshine Bay — Walkability: 45/100 Surf Beach — Walkability: 32/100
Safety 69 / 48
Sunshine Bay — Safety: 69/100 Surf Beach — Safety: 48/100
Low fire risk 100 / 10
Sunshine Bay — Low fire risk: 100/100 Surf Beach — Low fire risk: 10/100

Demographics

Surf Beach has more residents (1,934 vs 1,439); Sunshine Bay rents higher ($370/wk vs $330/wk).

Sunshine Bay Surf Beach
Population 1,439 1,934
+34% vs other
Population trend (2016 → 2021) +17.9% +3.2%
Median age 56 53
Median household income $59,176/yr
+3% vs other
$57,148/yr
Median weekly rent $370/wk
+11% vs other
$330/wk

Age profile

Share of residents in each band, 2021 Census.

Sunshine Bay Surf Beach
0-4 4.2% / 4.1%
Sunshine Bay — 0-4: 4.2% Surf Beach — 0-4: 4.1%
5-14 9.3% / 10.5%
Sunshine Bay — 5-14: 9.3% Surf Beach — 5-14: 10.5%
15-19 3.7% / 4.6%
Sunshine Bay — 15-19: 3.7% Surf Beach — 15-19: 4.6%
20-24 2.8% / 3.4%
Sunshine Bay — 20-24: 2.8% Surf Beach — 20-24: 3.4%
25-34 9.3% / 7.2%
Sunshine Bay — 25-34: 9.3% Surf Beach — 25-34: 7.2%
35-44 7.6% / 10.0%
Sunshine Bay — 35-44: 7.6% Surf Beach — 35-44: 10.0%
45-54 11.0% / 13.0%
Sunshine Bay — 45-54: 11.0% Surf Beach — 45-54: 13.0%
55-64 14.9% / 14.7%
Sunshine Bay — 55-64: 14.9% Surf Beach — 55-64: 14.7%
65-74 19.0% / 19.2%
Sunshine Bay — 65-74: 19.0% Surf Beach — 65-74: 19.2%
75-84 14.7% / 10.2%
Sunshine Bay — 75-84: 14.7% Surf Beach — 75-84: 10.2%
85+ 3.3% / 2.9%
Sunshine Bay — 85+: 3.3% Surf Beach — 85+: 2.9%

Bars are drawn against the largest share shown (19.2%).

Who lives together

Household composition, 2021 Census.

Sunshine Bay 52.3% lone person
Sunshine Bay — Lone Person: 52.3% Sunshine Bay — Couple Families: 26.1% Sunshine Bay — One Parent Families: 17.5% Sunshine Bay — Group Household: 2.5% Sunshine Bay — Other Families: 1.5%
Surf Beach 52.4% lone person
Surf Beach — Lone Person: 52.4% Surf Beach — Couple Families: 27.2% Surf Beach — One Parent Families: 17.0% Surf Beach — Group Household: 2.0% Surf Beach — Other Families: 1.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Sunshine Bay 25.2% renting
Sunshine Bay — Owned Outright: 52.1% Sunshine Bay — Mortgage: 22.7% Sunshine Bay — Renting: 25.2%
Surf Beach 29.5% renting
Surf Beach — Owned Outright: 48.7% Surf Beach — Mortgage: 21.8% Surf Beach — Renting: 29.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Sunshine Bay Surf Beach
Certificate III & IV 18.8% / 17.3%
Sunshine Bay — Certificate III & IV: 18.8% Surf Beach — Certificate III & IV: 17.3%
Bachelor Degree 7.6% / 8.3%
Sunshine Bay — Bachelor Degree: 7.6% Surf Beach — Bachelor Degree: 8.3%
Advanced Diploma / Diploma 8.4% / 7.1%
Sunshine Bay — Advanced Diploma / Diploma: 8.4% Surf Beach — Advanced Diploma / Diploma: 7.1%
Postgraduate Degree 2.2% / 3.6%
Sunshine Bay — Postgraduate Degree: 2.2% Surf Beach — Postgraduate Degree: 3.6%
Graduate Diploma / Certificate 1.9% / 1.3%
Sunshine Bay — Graduate Diploma / Certificate: 1.9% Surf Beach — Graduate Diploma / Certificate: 1.3%

Bars are drawn against the largest share shown (18.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Sunshine Bay Surf Beach
England 5.8% / 4.2%
Sunshine Bay — England: 5.8% Surf Beach — England: 4.2%
New Zealand 1.0% / 2.1%
Sunshine Bay — New Zealand: 1.0% Surf Beach — New Zealand: 2.1%
India 1.1% / 0.9%
Sunshine Bay — India: 1.1% Surf Beach — India: 0.9%
Philippines 1.0% / 0.9%
Sunshine Bay — Philippines: 1.0% Surf Beach — Philippines: 0.9%
Scotland 0.8% / —
Sunshine Bay — Scotland: 0.8% Surf Beach — Scotland: not among its largest
Italy — / 0.8%
Sunshine Bay — Italy: not among its largest Surf Beach — Italy: 0.8%

Bars are drawn against the largest share shown (5.8%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Sunshine Bay 78.9% houses
Sunshine Bay — Houses: 78.9% Sunshine Bay — Townhouses: 13.2% Sunshine Bay — Flats / Apartments: 7.9%
Surf Beach 70.9% houses
Surf Beach — Houses: 70.9% Surf Beach — Townhouses: 18.5% Surf Beach — Flats / Apartments: 10.5%
Houses Townhouses Flats / Apartments

Property market

Sunshine Bay Surf Beach
Median house price $800,000 $777,000
Median unit price $520,000 $545,000
Median land price $360,000 $600,000
Typical days to sell (houses) 70 days
from 30 sales
47 days
from 49 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Sunshine Bay Surf Beach
2 bed $395K / $670K
Sunshine Bay — 2 bed: $395K (7 sales) Surf Beach — 2 bed: $670K (9 sales)

7 vs 9 sales

3 bed $670K / $700K
Sunshine Bay — 3 bed: $670K (26 sales) Surf Beach — 3 bed: $700K (43 sales)

26 vs 43 sales

4 bed $890K / $872K
Sunshine Bay — 4 bed: $890K (32 sales) Surf Beach — 4 bed: $872K (26 sales)

32 vs 26 sales

5 bed $1.05M / $910K
Sunshine Bay — 5 bed: $1.05M (6 sales) Surf Beach — 5 bed: $910K (5 sales)

6 vs 5 sales

Zoning mix

Sunshine Bay Surf Beach
Residential 76% 57%
Infrastructure and transport 0% 20%
Environmental 19% 12%
Industrial 0% 9%
Parks and recreation 3% 2%
Commercial 1% 0%
Planning zones cover 99% of Sunshine Bay and 100% of Surf Beach. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Sunshine Bay Surf Beach
New dwellings approved 211
across Eurobodalla
same for both
Approvals change year on year -9%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Sunshine Bay Surf Beach
Houses 4.0%
$650/wk on $850K
3.3%
$600/wk on $954K
Units —
same for both

Ranking within NSW

Sunshine Bay Surf Beach
House price Higher than 37% of NSW Higher than 31% of NSW
Income Higher than 21% of NSW Higher than 17% of NSW
Schools —
same for both
Walkability Higher than 80% of NSW Higher than 75% of NSW
Affordability Higher than 38% of NSW Higher than 41% of NSW
EV adoption Higher than 62% of NSW
same for both
NBN connectivity Higher than 82% of NSW Higher than 74% of NSW
Rental yield (houses) Higher than 72% of NSW Higher than 33% of NSW

Liveability

Sunshine Bay scores higher overall (52 vs 22); Sunshine Bay is more walkable (45 vs 32).

Sunshine Bay Surf Beach
Grade B D
Score 52/100 22/100
Socio-economic band below-average income
decile 3/10
same for both

Risk profile

Surf Beach carries more bushfire risk (90 vs 0); Surf Beach carries more crime risk (52 vs 31).

Sunshine Bay Surf Beach
Bushfire None
0/100
High
90/100
Crime Low
31/100
Moderate
52/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Low
35/100
Low
20/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 5
within 5 km
4
within 5 km

Schools

Sunshine Bay Surf Beach
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Sunshine Bay

  • Sunshine Bay Public School Government · Primary at peers

Schools in Surf Beach

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Sunshine Bay Surf Beach
Cafes & restaurants 1 2
Childcare 1 0
GPs 0 1
Pharmacies 0 1
Beaches 0 1
Waterways 3 4

Mobility

Surf Beach sits further from the CBD (289.6 km vs 286.6 km).

Sunshine Bay Surf Beach
Walkability score 45/100 32/100
Distance to Sydney 286.6 km 289.6 km
+1% vs other
Drive time (normal traffic) 237 min 240 min
Public transport score 44/100
Bus
56/100
Bus
Peak arrivals per hour 14.5
7-9am + 5-7pm
21.5
7-9am + 5-7pm
Median peak wait 1 min
scheduled, not actual
same for both
Electric vehicle share 0.6%
postcode 2536
same for both
Rooftop solar per 100 dwellings 41
postcode 2536
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Sunshine Bay Surf Beach
Car (driver) 79.9% / 80.6%
Sunshine Bay — Car (driver): 79.9% Surf Beach — Car (driver): 80.6%
Worked from Home 9.5% / 12.9%
Sunshine Bay — Worked from Home: 9.5% Surf Beach — Worked from Home: 12.9%
Car (passenger) 8.6% / 4.4%
Sunshine Bay — Car (passenger): 8.6% Surf Beach — Car (passenger): 4.4%
Walked Only 0.9% / 1.3%
Sunshine Bay — Walked Only: 0.9% Surf Beach — Walked Only: 1.3%
Bus 1.1% / 0.8%
Sunshine Bay — Bus: 1.1% Surf Beach — Bus: 0.8%

Bars are drawn against the largest share shown (80.6%).

Setting

Sunshine Bay Surf Beach
Elevation 24 m
above sea level, at the suburb centre
33 m
above sea level, at the suburb centre
Distance to the ocean 549 m
611 m to a named beach
780 m
813 m to a named beach

NBN connectivity

Sunshine Bay Surf Beach
Connectivity score 75/100 66/100
Most common technology Fibre to the premises Fibre to the node
Full-fibre (FTTP) share 55%
943 premises
41%
1,399 premises

Climate

Sunshine Bay Surf Beach
Annual rainfall 914 mm
same for both
Summer max (Jan) 23.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Council rates

Sunshine Bay Surf Beach
Average residential rate $1,246/yr
same for both
Council Eurobodalla
same for both

Federal electorate

Sunshine Bay Surf Beach
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Sunshine Bay Surf Beach
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Sunshine Bay

Surf Beach

More comparisons

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Full data on Sunshine Bay Full data on Surf Beach
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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