St Andrews vs Christmas Hills

Comparing St Andrews and Christmas Hills, VIC: Christmas Hills carries more flood risk (42 vs 0); Christmas Hills is more walkable (13 vs 0); and St Andrews has more residents (1,186 vs 365).

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

St Andrews

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (19/100 vs 38/100)
  • is already more of a family suburb (76% vs 67%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Christmas Hills

ahead on 2 of the 3 things we measure here

  • is more walkable (13/100 vs 0/100)
  • sits closer to the CBD (44.2 km vs 47.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • St Andrews carries lower crime risk (19/100 vs 38/100)
  • Christmas Hills is more walkable (13/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Christmas Hills

ahead on the one thing that separates them

  • is growing faster (2.8% vs -3.3%)

Weighs population growth.

Where they sit

St Andrews and Christmas Hills drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

St Andrews Christmas Hills
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

St Andrews Christmas Hills
Walkability 0 / 13
St Andrews — Walkability: 0/100 Christmas Hills — Walkability: 13/100
Safety 81 / 62
St Andrews — Safety: 81/100 Christmas Hills — Safety: 62/100
Low fire risk 2 / 12
St Andrews — Low fire risk: 2/100 Christmas Hills — Low fire risk: 12/100
Low flood risk 100 / 58
St Andrews — Low flood risk: 100/100 Christmas Hills — Low flood risk: 58/100

Demographics

St Andrews has more residents (1,186 vs 365).

St Andrews Christmas Hills
Population 1,186
+69% vs other
365
Population trend (2016 → 2021) -3.3% +2.8%
Median age 46
same for both
Median household income $115,232/yr $118,820/yr
+3% vs other
Median weekly rent $340/wk $353/wk
+4% vs other

Age profile

Share of residents in each band, 2021 Census.

St Andrews Christmas Hills
0-4 4.4% / 4.4%
St Andrews — 0-4: 4.4% Christmas Hills — 0-4: 4.4%
5-14 11.6% / 10.4%
St Andrews — 5-14: 11.6% Christmas Hills — 5-14: 10.4%
15-19 7.4% / 6.6%
St Andrews — 15-19: 7.4% Christmas Hills — 15-19: 6.6%
20-24 6.2% / 6.6%
St Andrews — 20-24: 6.2% Christmas Hills — 20-24: 6.6%
25-34 7.1% / 8.2%
St Andrews — 25-34: 7.1% Christmas Hills — 25-34: 8.2%
35-44 11.3% / 13.4%
St Andrews — 35-44: 11.3% Christmas Hills — 35-44: 13.4%
45-54 16.0% / 15.9%
St Andrews — 45-54: 16.0% Christmas Hills — 45-54: 15.9%
55-64 16.3% / 23.0%
St Andrews — 55-64: 16.3% Christmas Hills — 55-64: 23.0%
65-74 13.1% / 9.9%
St Andrews — 65-74: 13.1% Christmas Hills — 65-74: 9.9%
75-84 5.6% / 4.7%
St Andrews — 75-84: 5.6% Christmas Hills — 75-84: 4.7%
85+ 0.7% / 1.1%
St Andrews — 85+: 0.7% Christmas Hills — 85+: 1.1%

Bars are drawn against the largest share shown (23.0%).

Who lives together

Household composition, 2021 Census.

St Andrews 56.3% couple families
St Andrews — Couple Families: 56.3% St Andrews — Lone Person: 20.4% St Andrews — One Parent Families: 19.7% St Andrews — Group Household: 3.6% St Andrews — Other Families: 0.0%
Christmas Hills 61.0% couple families
Christmas Hills — Couple Families: 61.0% Christmas Hills — Lone Person: 25.6% Christmas Hills — One Parent Families: 6.1% Christmas Hills — Group Household: 3.7% Christmas Hills — Other Families: 3.7%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

St Andrews 5.1% renting
St Andrews — Owned Outright: 47.3% St Andrews — Mortgage: 47.6% St Andrews — Renting: 5.1%
Christmas Hills 8.9% renting
Christmas Hills — Owned Outright: 40.3% Christmas Hills — Mortgage: 50.8% Christmas Hills — Renting: 8.9%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

St Andrews Christmas Hills
Certificate III & IV 16.5% / 15.9%
St Andrews — Certificate III & IV: 16.5% Christmas Hills — Certificate III & IV: 15.9%
Bachelor Degree 14.4% / 14.0%
St Andrews — Bachelor Degree: 14.4% Christmas Hills — Bachelor Degree: 14.0%
Advanced Diploma / Diploma 9.6% / 8.8%
St Andrews — Advanced Diploma / Diploma: 9.6% Christmas Hills — Advanced Diploma / Diploma: 8.8%
Postgraduate Degree 5.4% / 6.6%
St Andrews — Postgraduate Degree: 5.4% Christmas Hills — Postgraduate Degree: 6.6%
Graduate Diploma / Certificate 2.4% / 3.3%
St Andrews — Graduate Diploma / Certificate: 2.4% Christmas Hills — Graduate Diploma / Certificate: 3.3%

Bars are drawn against the largest share shown (16.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

St Andrews Christmas Hills
England 4.3% / 4.9%
St Andrews — England: 4.3% Christmas Hills — England: 4.9%
New Zealand 1.3% / 0.8%
St Andrews — New Zealand: 1.3% Christmas Hills — New Zealand: 0.8%
China — / 1.9%
St Andrews — China: not among its largest Christmas Hills — China: 1.9%
Netherlands 0.8% / —
St Andrews — Netherlands: 0.8% Christmas Hills — Netherlands: not among its largest
Scotland — / 0.8%
St Andrews — Scotland: not among its largest Christmas Hills — Scotland: 0.8%
Germany 0.5% / —
St Andrews — Germany: 0.5% Christmas Hills — Germany: not among its largest
India 0.3% / —
St Andrews — India: 0.3% Christmas Hills — India: not among its largest

Bars are drawn against the largest share shown (4.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

St Andrews 100.0% houses
St Andrews — Houses: 100.0%
Christmas Hills 100.0% houses
Christmas Hills — Houses: 100.0%
Houses

Property market

St Andrews Christmas Hills
Median house price $1,075,000 $1,115,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) 21 days
from 7 sales
84 days
from 3 sales

Zoning mix

St Andrews has more land zoned for conservation (93% vs 46%).

St Andrews Christmas Hills
Environmental 93% 46%
Infrastructure and transport 1% 36%
Parks and recreation 5% 16%
Other and special use 0% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

St Andrews Christmas Hills
New dwellings approved 98
across Nillumbik
same for both
Approvals change year on year +8%
same for both

Ranking within VIC

St Andrews Christmas Hills
House price —
same for both
Income Higher than 87% of VIC Higher than 91% of VIC
Schools —
same for both
Walkability Higher than 40% of VIC Higher than 75% of VIC
Affordability —
same for both
EV adoption Higher than 83% of VIC Higher than 67% of VIC
NBN connectivity Higher than 62% of VIC Higher than 32% of VIC

Liveability

Christmas Hills is more walkable (13 vs 0).

St Andrews Christmas Hills
Grade B —
Score 55/100 —
Socio-economic band very advantaged area
decile 9/10
very advantaged area
decile 10/10

Risk profile

Christmas Hills carries more flood risk (42 vs 0); Christmas Hills carries more crime risk (38 vs 19).

St Andrews Christmas Hills
Bushfire High
98/100
High
88/100
Crime Low
19/100
Low
38/100
Flood None
0/100
Moderate
42/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
1
within 5 km

Schools

St Andrews Christmas Hills
Inside the suburb 1
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 1 0

Schools in St Andrews

  • St Andrews Primary School Government · Primary below peers

Schools in Christmas Hills

  • Christmas Hills Primary School Government · Primary

Amenities in the suburb

St Andrews Christmas Hills
Cafes & restaurants 1 0
Parks & reserves 5 3
Childcare 1 0
Banks & Bank@Post 1 0
Waterways 15 10

Mobility

St Andrews sits further from the CBD (47.1 km vs 44.2 km).

St Andrews Christmas Hills
Walkability score 0/100 13/100
Distance to Melbourne 47.1 km
+6% vs other
44.2 km
Drive time (normal traffic) 60 min 56 min
Electric vehicle share 1.2%
postcode 3761
0.8%
postcode 3775
Rooftop solar per 100 dwellings 60
postcode 3761
48
postcode 3775

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

St Andrews Christmas Hills
Car (driver) 64.2% / 70.2%
St Andrews — Car (driver): 64.2% Christmas Hills — Car (driver): 70.2%
Worked from Home 31.8% / 24.2%
St Andrews — Worked from Home: 31.8% Christmas Hills — Worked from Home: 24.2%
Car (passenger) 2.0% / 5.6%
St Andrews — Car (passenger): 2.0% Christmas Hills — Car (passenger): 5.6%
Walked Only 1.4% / —
St Andrews — Walked Only: 1.4% Christmas Hills — Walked Only: not among its largest
Train 0.6% / —
St Andrews — Train: 0.6% Christmas Hills — Train: not among its largest

Bars are drawn against the largest share shown (70.2%).

Setting

St Andrews Christmas Hills
Elevation 164 m
above sea level, at the suburb centre
167 m
above sea level, at the suburb centre
Distance to the ocean 41.6 km 37.8 km

NBN connectivity

St Andrews Christmas Hills
Connectivity score 30/100 27/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
401 premises
0%
120 premises

Climate

St Andrews Christmas Hills
Annual rainfall 1,215 mm
same for both
Summer max (Jan) 22.9°C
same for both
Winter min (Jul) 3.8°C
same for both

Air quality (annual mean)

St Andrews Christmas Hills
PM2.5 —
same for both
PM10 15.5 µg/m³
same for both
NO₂ —
same for both

Council rates

St Andrews Christmas Hills
Average residential rate $2,696/yr
same for both
Council Nillumbik
same for both

Federal electorate

St Andrews Christmas Hills
Division Mcewen Casey
Member Rob Mitchell Aaron Violi
Party Australian Labor Party Liberal

First Home Owner Grant

St Andrews Christmas Hills
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

St Andrews

Christmas Hills

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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