Splitters Creek vs West Albury

In both, most households own their home and the large majority of homes are detached houses. In Splitters Creek, the large majority of households are couple families. In West Albury, about half of households are people living alone. Houses cost more in Splitters Creek: a median of $1.13 million, against $622,000 in West Albury, though rent is higher in West Albury. On these figures, Splitters Creek tends to suit couples, while West Albury suits people living alone and buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Splitters Creek

ahead on 3 of the 6 things we measure here

  • carries lower crime risk (45/100 vs 86/100)
  • is already more of a family suburb (87% vs 48%)
  • has more separate houses rather than flats (101% vs 79%)
  • But West Albury has more childcare (3 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

West Albury

ahead on 2 of the 3 things we measure here

  • has cheaper houses ($622,500 vs $1,130,000)
  • has cheaper land ($540,000 vs $910,000)
  • But Splitters Creek leaves households under less mortgage stress (16% vs 23%)

Weighs house prices, land prices, and mortgage stress.

Renters

Splitters Creek

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (6% vs 19%)
  • has cheaper rent ($168/wk vs $255/wk)
  • But West Albury has a bigger rental market to choose from (31% vs 7%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

West Albury

ahead on 3 of the 3 things we measure here

  • is more walkable (59/100 vs 17/100)
  • has a shorter drive in (342 min vs 354 min)
  • sits closer to the CBD (554.9 km vs 565.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Splitters Creek carries lower crime risk (45/100 vs 86/100)
  • West Albury is more walkable (59/100 vs 17/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Splitters Creek

ahead on the one thing that separates them

  • is growing faster (16.9% vs 0.5%)

Weighs population growth.

Where they sit

Splitters Creek and West Albury drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Splitters Creek West Albury
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Splitters Creek West Albury
Walkability 17 / 59
Splitters Creek — Walkability: 17/100 West Albury — Walkability: 59/100
Safety 55 / 14
Splitters Creek — Safety: 55/100 West Albury — Safety: 14/100
Low fire risk 22 / 64
Splitters Creek — Low fire risk: 22/100 West Albury — Low fire risk: 64/100

Demographics

West Albury has more residents (3,872 vs 312); Splitters Creek has higher household incomes ($154,336 vs $70,876).

Splitters Creek West Albury
Population 312 3,872
+1141% vs other
Population trend (2016 → 2021) +16.9% +0.5%
Median age 47 46
Median household income $154,336/yr
+54% vs other
$70,876/yr
Median weekly rent $168/wk $255/wk
+52% vs other

Age profile

Share of residents in each band, 2021 Census.

Splitters Creek West Albury
0-4 4.5% / 5.4%
Splitters Creek — 0-4: 4.5% West Albury — 0-4: 5.4%
5-14 15.1% / 11.3%
Splitters Creek — 5-14: 15.1% West Albury — 5-14: 11.3%
15-19 5.1% / 5.3%
Splitters Creek — 15-19: 5.1% West Albury — 15-19: 5.3%
20-24 2.2% / 4.7%
Splitters Creek — 20-24: 2.2% West Albury — 20-24: 4.7%
25-34 7.4% / 10.6%
Splitters Creek — 25-34: 7.4% West Albury — 25-34: 10.6%
35-44 11.9% / 11.0%
Splitters Creek — 35-44: 11.9% West Albury — 35-44: 11.0%
45-54 13.1% / 10.3%
Splitters Creek — 45-54: 13.1% West Albury — 45-54: 10.3%
55-64 18.6% / 14.4%
Splitters Creek — 55-64: 18.6% West Albury — 55-64: 14.4%
65-74 13.1% / 12.2%
Splitters Creek — 65-74: 13.1% West Albury — 65-74: 12.2%
75-84 9.0% / 8.7%
Splitters Creek — 75-84: 9.0% West Albury — 75-84: 8.7%
85+ — / 6.0%
Splitters Creek — 85+: not among its largest West Albury — 85+: 6.0%

Bars are drawn against the largest share shown (18.6%).

Who lives together

Household composition, 2021 Census.

Splitters Creek 81.2% couple families
Splitters Creek — Couple Families: 81.2% Splitters Creek — Lone Person: 12.5% Splitters Creek — One Parent Families: 6.2% Splitters Creek — Group Household: 0.0% Splitters Creek — Other Families: 0.0%
West Albury 31.1% couple families
West Albury — Couple Families: 31.1% West Albury — Lone Person: 46.9% West Albury — One Parent Families: 17.1% West Albury — Group Household: 4.3% West Albury — Other Families: 0.6%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Splitters Creek 7.4% renting
Splitters Creek — Owned Outright: 45.3% Splitters Creek — Mortgage: 47.4% Splitters Creek — Renting: 7.4%
West Albury 31.2% renting
West Albury — Owned Outright: 41.5% West Albury — Mortgage: 27.2% West Albury — Renting: 31.2%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Splitters Creek West Albury
Bachelor Degree 21.8% / 12.7%
Splitters Creek — Bachelor Degree: 21.8% West Albury — Bachelor Degree: 12.7%
Certificate III & IV 11.2% / 14.2%
Splitters Creek — Certificate III & IV: 11.2% West Albury — Certificate III & IV: 14.2%
Advanced Diploma / Diploma 8.3% / 7.8%
Splitters Creek — Advanced Diploma / Diploma: 8.3% West Albury — Advanced Diploma / Diploma: 7.8%
Postgraduate Degree 8.3% / 3.4%
Splitters Creek — Postgraduate Degree: 8.3% West Albury — Postgraduate Degree: 3.4%
Graduate Diploma / Certificate 3.5% / 2.4%
Splitters Creek — Graduate Diploma / Certificate: 3.5% West Albury — Graduate Diploma / Certificate: 2.4%

Bars are drawn against the largest share shown (21.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Splitters Creek West Albury
England 3.2% / 2.4%
Splitters Creek — England: 3.2% West Albury — England: 2.4%
New Zealand 1.3% / 1.1%
Splitters Creek — New Zealand: 1.3% West Albury — New Zealand: 1.1%
Italy 1.6% / 0.3%
Splitters Creek — Italy: 1.6% West Albury — Italy: 0.3%
India — / 1.2%
Splitters Creek — India: not among its largest West Albury — India: 1.2%
South Africa — / 0.9%
Splitters Creek — South Africa: not among its largest West Albury — South Africa: 0.9%
Philippines — / 0.6%
Splitters Creek — Philippines: not among its largest West Albury — Philippines: 0.6%

Bars are drawn against the largest share shown (3.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Splitters Creek 101.1% houses
Splitters Creek — Houses: 101.1% Splitters Creek — Townhouses: 0.0% Splitters Creek — Flats / Apartments: 0.0%
West Albury 79.3% houses
West Albury — Houses: 79.3% West Albury — Townhouses: 20.5% West Albury — Flats / Apartments: 0.2%
Houses Townhouses Flats / Apartments

Property market

Splitters Creek West Albury
Median house price $1,130,000 $622,500
Median unit price — $390,000
Median land price $910,000 $540,000
Typical days to sell (houses) — 35 days
from 27 sales

Zoning mix

Splitters Creek has more land zoned for conservation (47% vs 22%).

Splitters Creek West Albury
Residential 3% 50%
Environmental 47% 22%
Infrastructure and transport 28% 5%
Rural and farming 22% 15%
Parks and recreation 0% 8%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Splitters Creek West Albury
New dwellings approved 423
across Albury
same for both
Approvals change year on year +14%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Splitters Creek West Albury
Houses — 3.6%
$540/wk on $779K
Units —
same for both

Ranking within NSW

Splitters Creek West Albury
House price Higher than 59% of NSW Higher than 20% of NSW
Income Higher than 95% of NSW Higher than 34% of NSW
Schools —
same for both
Walkability Higher than 67% of NSW Higher than 84% of NSW
Affordability Higher than 83% of NSW Higher than 77% of NSW
EV adoption Higher than 63% of NSW
same for both
NBN connectivity Higher than 28% of NSW Higher than 72% of NSW
Rental yield (houses) — Higher than 51% of NSW

Liveability

West Albury is more walkable (59 vs 17).

Splitters Creek West Albury
Grade — C
Score — 31/100
Socio-economic band very advantaged area
decile 10/10
mid-range socio-economic
decile 4/10

Risk profile

Splitters Creek carries more bushfire risk (78 vs 36); West Albury carries more crime risk (86 vs 45).

Splitters Creek West Albury
Bushfire High
78/100
Low
36/100
Crime Moderate
45/100
High
86/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
8
within 5 km

Schools

Splitters Creek West Albury
Inside the suburb 0 1
Rated above peers 0 1
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Splitters Creek

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in West Albury

  • Albury West Public School Government · Primary above peers

Amenities in the suburb

Splitters Creek West Albury
Parks & reserves 2 4
Childcare 0 3
GPs 0 1
Hospitals 0 1
Banks & Bank@Post 0 1
Waterways 8 1

Mobility

Splitters Creek sits further from the CBD (565.2 km vs 554.9 km).

Splitters Creek West Albury
Walkability score 17/100 59/100
Distance to Sydney 565.2 km
+2% vs other
554.9 km
Drive time (normal traffic) 354 min 342 min
Electric vehicle share 0.6%
postcode 2640
same for both
Rooftop solar per 100 dwellings 54
postcode 2640
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Splitters Creek West Albury
Car (driver) 73.2% / 80.5%
Splitters Creek — Car (driver): 73.2% West Albury — Car (driver): 80.5%
Worked from Home 23.6% / 11.8%
Splitters Creek — Worked from Home: 23.6% West Albury — Worked from Home: 11.8%
Car (passenger) 3.3% / 4.7%
Splitters Creek — Car (passenger): 3.3% West Albury — Car (passenger): 4.7%
Walked Only — / 1.9%
Splitters Creek — Walked Only: not among its largest West Albury — Walked Only: 1.9%
Bicycle — / 0.8%
Splitters Creek — Bicycle: not among its largest West Albury — Bicycle: 0.8%

Bars are drawn against the largest share shown (80.5%).

Setting

Splitters Creek West Albury
Elevation 236 m
above sea level, at the suburb centre
181 m
above sea level, at the suburb centre

NBN connectivity

Splitters Creek West Albury
Connectivity score 19/100 64/100
Most common technology Satellite (Sky Muster) Fibre to the node
Full-fibre (FTTP) share 0%
45 premises
35%
1,905 premises

Climate

Splitters Creek West Albury
Annual rainfall 700 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Splitters Creek West Albury
PM2.5 7.3 µg/m³
same for both
PM10 18.1 µg/m³
same for both
NO₂ 0.64 pphm
same for both

Council rates

Splitters Creek West Albury
Average residential rate $1,574/yr
same for both
Council Albury
same for both

Federal electorate

Splitters Creek West Albury
Division Farrer
same for both
Member David Farley
same for both
Party One Nation
same for both

First Home Owner Grant

Splitters Creek West Albury
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Splitters Creek

West Albury

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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