Smiths Gully vs St Andrews

St Andrews is the younger of the two, with a median age of 46 against 49 in Smiths Gully. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. Houses cost more in Smiths Gully: a median of $1.5 million, against $1.07 million in St Andrews, though rent is higher in St Andrews. On these figures, Smiths Gully tends to suit couples, while St Andrews suits buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Too close to call

Nothing among the 6 things we measure here separates them by enough to be worth acting on.

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

St Andrews

ahead on the one thing that separates them

  • has cheaper houses ($1,075,000 vs $1,505,000)

Weighs house prices and mortgage stress.

Renters

Smiths Gully

ahead on the one thing that separates them

  • has cheaper rent ($278/wk vs $340/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Smiths Gully

ahead on the one thing that separates them

  • sits closer to the CBD (45 km vs 47.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Smiths Gully and St Andrews drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Smiths Gully St Andrews
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Smiths Gully St Andrews
Walkability 0 / 0
Smiths Gully — Walkability: 0/100 St Andrews — Walkability: 0/100
Safety 79 / 81
Smiths Gully — Safety: 79/100 St Andrews — Safety: 81/100
Low fire risk 10 / 2
Smiths Gully — Low fire risk: 10/100 St Andrews — Low fire risk: 2/100
Low flood risk 100 / 100
Smiths Gully — Low flood risk: 100/100 St Andrews — Low flood risk: 100/100

Demographics

St Andrews has more residents (1,186 vs 356); St Andrews rents higher ($340/wk vs $278/wk).

Smiths Gully St Andrews
Population 356 1,186
+233% vs other
Population trend (2016 → 2021) -3.5% -3.3%
Median age 49 46
Median household income $128,336/yr
+10% vs other
$115,232/yr
Median weekly rent $278/wk $340/wk
+22% vs other

Age profile

Share of residents in each band, 2021 Census.

Smiths Gully St Andrews
0-4 2.8% / 4.4%
Smiths Gully — 0-4: 2.8% St Andrews — 0-4: 4.4%
5-14 14.6% / 11.6%
Smiths Gully — 5-14: 14.6% St Andrews — 5-14: 11.6%
15-19 6.2% / 7.4%
Smiths Gully — 15-19: 6.2% St Andrews — 15-19: 7.4%
20-24 5.6% / 6.2%
Smiths Gully — 20-24: 5.6% St Andrews — 20-24: 6.2%
25-34 5.3% / 7.1%
Smiths Gully — 25-34: 5.3% St Andrews — 25-34: 7.1%
35-44 10.7% / 11.3%
Smiths Gully — 35-44: 10.7% St Andrews — 35-44: 11.3%
45-54 18.8% / 16.0%
Smiths Gully — 45-54: 18.8% St Andrews — 45-54: 16.0%
55-64 22.8% / 16.3%
Smiths Gully — 55-64: 22.8% St Andrews — 55-64: 16.3%
65-74 13.5% / 13.1%
Smiths Gully — 65-74: 13.5% St Andrews — 65-74: 13.1%
75-84 1.4% / 5.6%
Smiths Gully — 75-84: 1.4% St Andrews — 75-84: 5.6%
85+ — / 0.7%
Smiths Gully — 85+: not among its largest St Andrews — 85+: 0.7%

Bars are drawn against the largest share shown (22.8%).

Who lives together

Household composition, 2021 Census.

Smiths Gully 67.9% couple families
Smiths Gully — Couple Families: 67.9% Smiths Gully — Lone Person: 19.0% Smiths Gully — One Parent Families: 13.1% Smiths Gully — Group Household: 0.0%
St Andrews 56.3% couple families
St Andrews — Couple Families: 56.3% St Andrews — Lone Person: 20.4% St Andrews — One Parent Families: 19.7% St Andrews — Group Household: 3.6%
Couple Families Lone Person One Parent Families Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Smiths Gully 3.8% renting
Smiths Gully — Owned Outright: 47.2% Smiths Gully — Mortgage: 49.1% Smiths Gully — Renting: 3.8%
St Andrews 5.1% renting
St Andrews — Owned Outright: 47.3% St Andrews — Mortgage: 47.6% St Andrews — Renting: 5.1%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Smiths Gully St Andrews
Certificate III & IV 15.4% / 16.5%
Smiths Gully — Certificate III & IV: 15.4% St Andrews — Certificate III & IV: 16.5%
Bachelor Degree 15.4% / 14.4%
Smiths Gully — Bachelor Degree: 15.4% St Andrews — Bachelor Degree: 14.4%
Advanced Diploma / Diploma 8.4% / 9.6%
Smiths Gully — Advanced Diploma / Diploma: 8.4% St Andrews — Advanced Diploma / Diploma: 9.6%
Postgraduate Degree 5.3% / 5.4%
Smiths Gully — Postgraduate Degree: 5.3% St Andrews — Postgraduate Degree: 5.4%
Graduate Diploma / Certificate 4.5% / 2.4%
Smiths Gully — Graduate Diploma / Certificate: 4.5% St Andrews — Graduate Diploma / Certificate: 2.4%

Bars are drawn against the largest share shown (16.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Smiths Gully St Andrews
England 3.1% / 4.3%
Smiths Gully — England: 3.1% St Andrews — England: 4.3%
New Zealand 1.7% / 1.3%
Smiths Gully — New Zealand: 1.7% St Andrews — New Zealand: 1.3%
Germany 1.1% / 0.5%
Smiths Gully — Germany: 1.1% St Andrews — Germany: 0.5%
Scotland 1.1% / —
Smiths Gully — Scotland: 1.1% St Andrews — Scotland: not among its largest
Ireland 0.8% / 0.3%
Smiths Gully — Ireland: 0.8% St Andrews — Ireland: 0.3%
Netherlands — / 0.8%
Smiths Gully — Netherlands: not among its largest St Andrews — Netherlands: 0.8%
India — / 0.3%
Smiths Gully — India: not among its largest St Andrews — India: 0.3%

Bars are drawn against the largest share shown (4.3%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Smiths Gully 100.0% houses
Smiths Gully — Houses: 100.0%
St Andrews 100.0% houses
St Andrews — Houses: 100.0%
Houses

Property market

Smiths Gully St Andrews
Median house price $1,505,000 $1,075,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) — 21 days
from 7 sales

Zoning mix

St Andrews has more land zoned for conservation (93% vs 63%).

Smiths Gully St Andrews
Environmental 63% 93%
Parks and recreation 21% 5%
Infrastructure and transport 16% 1%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Smiths Gully St Andrews
New dwellings approved 98
across Nillumbik
same for both
Approvals change year on year +8%
same for both

Ranking within VIC

Smiths Gully St Andrews
House price —
same for both
Income Higher than 94% of VIC Higher than 87% of VIC
Schools —
same for both
Walkability Higher than 55% of VIC Higher than 40% of VIC
Affordability —
same for both
EV adoption Higher than 88% of VIC Higher than 83% of VIC
NBN connectivity Higher than 37% of VIC Higher than 62% of VIC

Liveability

Smiths Gully St Andrews
Grade — B
Score — 55/100
Socio-economic band very advantaged area
decile 10/10
very advantaged area
decile 9/10

Risk profile

Smiths Gully St Andrews
Bushfire High
90/100
High
98/100
Crime Low
21/100
Low
19/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Smiths Gully St Andrews
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Smiths Gully

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in St Andrews

  • St Andrews Primary School Government · Primary below peers

Amenities in the suburb

Smiths Gully St Andrews
Cafes & restaurants 0 1
Parks & reserves 7 5
Childcare 0 1
Banks & Bank@Post 1
same for both
Waterways 5 15

Mobility

St Andrews sits further from the CBD (47.1 km vs 45 km).

Smiths Gully St Andrews
Walkability score 0/100
same for both
Distance to Melbourne 45 km 47.1 km
+5% vs other
Drive time (normal traffic) 60 min
same for both
Electric vehicle share 1.5%
postcode 3760
1.2%
postcode 3761
Rooftop solar per 100 dwellings 65
postcode 3760
60
postcode 3761

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Smiths Gully St Andrews
Car (driver) 55.0% / 64.2%
Smiths Gully — Car (driver): 55.0% St Andrews — Car (driver): 64.2%
Worked from Home 40.4% / 31.8%
Smiths Gully — Worked from Home: 40.4% St Andrews — Worked from Home: 31.8%
Car (passenger) 2.9% / 2.0%
Smiths Gully — Car (passenger): 2.9% St Andrews — Car (passenger): 2.0%
Walked Only 1.8% / 1.4%
Smiths Gully — Walked Only: 1.8% St Andrews — Walked Only: 1.4%
Train — / 0.6%
Smiths Gully — Train: not among its largest St Andrews — Train: 0.6%

Bars are drawn against the largest share shown (64.2%).

Setting

Smiths Gully St Andrews
Elevation 214 m
above sea level, at the suburb centre
164 m
above sea level, at the suburb centre
Distance to the ocean 38.2 km 41.6 km

NBN connectivity

Smiths Gully St Andrews
Connectivity score 28/100 30/100
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
86 premises
0%
401 premises

Climate

Smiths Gully St Andrews
Annual rainfall 1,215 mm
same for both
Summer max (Jan) 22.9°C
same for both
Winter min (Jul) 3.8°C
same for both

Air quality (annual mean)

Smiths Gully St Andrews
PM2.5 —
same for both
PM10 15.5 µg/m³
same for both
NO₂ —
same for both

Council rates

Smiths Gully St Andrews
Average residential rate $2,696/yr
same for both
Council Nillumbik
same for both

Federal electorate

Smiths Gully St Andrews
Division Casey Mcewen
Member Aaron Violi Rob Mitchell
Party Liberal Australian Labor Party

First Home Owner Grant

Smiths Gully St Andrews
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Smiths Gully

St Andrews

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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