Silverwater vs Sunshine

In both, the large majority of households own their home and the large majority of homes are detached houses. Houses cost more in Sunshine: a median of $1.2 million, against $1 million in Silverwater. On these figures, Silverwater tends to suit buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Sunshine

ahead on the one thing that separates them

  • has more parks and reserves (4 vs 0)

Weighs schools, house stock, parks, childcare, and who already lives there.

First-home buyers

Silverwater

ahead on the one thing that separates them

  • has cheaper houses ($1,005,000 vs $1,200,000)

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Sunshine

ahead on the one thing that separates them

  • is more walkable (33/100 vs 21/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Sunshine

ahead on the one thing that separates them

  • is more walkable (33/100 vs 21/100)

Weighs who already lives there, GPs, and walkability.

Investors

Sunshine

ahead on the one thing that separates them

  • is growing faster (10.5% vs -9.0%)

Weighs population growth.

Where they sit

Silverwater and Sunshine drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Silverwater Sunshine
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Silverwater Sunshine
Walkability 21 / 33
Silverwater — Walkability: 21/100 Sunshine — Walkability: 33/100
Low fire risk 100 / 100
Silverwater — Low fire risk: 100/100 Sunshine — Low fire risk: 100/100

Demographics

Sunshine has more residents (475 vs 274); Sunshine has higher household incomes ($81,900 vs $72,124).

Silverwater Sunshine
Population 274 475
+73% vs other
Population trend (2016 → 2021) -9.0% +10.5%
Median age 51 50
Median household income $72,124/yr $81,900/yr
+14% vs other
Median weekly rent $380/wk $400/wk
+5% vs other

Age profile

Share of residents in each band, 2021 Census.

Silverwater Sunshine
0-4 2.6% / 3.8%
Silverwater — 0-4: 2.6% Sunshine — 0-4: 3.8%
5-14 10.9% / 12.2%
Silverwater — 5-14: 10.9% Sunshine — 5-14: 12.2%
15-19 5.1% / 4.0%
Silverwater — 15-19: 5.1% Sunshine — 15-19: 4.0%
20-24 5.5% / 6.7%
Silverwater — 20-24: 5.5% Sunshine — 20-24: 6.7%
25-34 9.9% / 6.9%
Silverwater — 25-34: 9.9% Sunshine — 25-34: 6.9%
35-44 7.7% / 8.0%
Silverwater — 35-44: 7.7% Sunshine — 35-44: 8.0%
45-54 10.6% / 16.0%
Silverwater — 45-54: 10.6% Sunshine — 45-54: 16.0%
55-64 18.6% / 13.9%
Silverwater — 55-64: 18.6% Sunshine — 55-64: 13.9%
65-74 20.1% / 13.7%
Silverwater — 65-74: 20.1% Sunshine — 65-74: 13.7%
75-84 9.5% / 11.2%
Silverwater — 75-84: 9.5% Sunshine — 75-84: 11.2%
85+ 3.6% / 3.4%
Silverwater — 85+: 3.6% Sunshine — 85+: 3.4%

Bars are drawn against the largest share shown (20.1%).

Who lives together

Household composition, 2021 Census.

Silverwater 38.2% lone person
Silverwater — Lone Person: 38.2% Silverwater — Couple Families: 30.9% Silverwater — One Parent Families: 25.0% Silverwater — Group Household: 5.9% Silverwater — Other Families: 0.0%
Sunshine 32.5% lone person
Sunshine — Lone Person: 32.5% Sunshine — Couple Families: 38.6% Sunshine — One Parent Families: 18.4% Sunshine — Group Household: 7.9% Sunshine — Other Families: 2.6%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Silverwater 23.9% renting
Silverwater — Owned Outright: 45.1% Silverwater — Mortgage: 31.0% Silverwater — Renting: 23.9%
Sunshine 18.2% renting
Sunshine — Owned Outright: 51.1% Sunshine — Mortgage: 30.7% Sunshine — Renting: 18.2%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Silverwater Sunshine
New Zealand 2.9% / 2.3%
Silverwater — New Zealand: 2.9% Sunshine — New Zealand: 2.3%
England 2.6% / 2.3%
Silverwater — England: 2.6% Sunshine — England: 2.3%
Italy — / 0.8%
Silverwater — Italy: not among its largest Sunshine — Italy: 0.8%
China — / 0.6%
Silverwater — China: not among its largest Sunshine — China: 0.6%
Scotland — / 0.6%
Silverwater — Scotland: not among its largest Sunshine — Scotland: 0.6%

Bars are drawn against the largest share shown (2.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Silverwater Sunshine
Certificate III & IV 21.2% / 19.4%
Silverwater — Certificate III & IV: 21.2% Sunshine — Certificate III & IV: 19.4%
Bachelor Degree 10.6% / 9.5%
Silverwater — Bachelor Degree: 10.6% Sunshine — Bachelor Degree: 9.5%
Advanced Diploma / Diploma 8.0% / 8.0%
Silverwater — Advanced Diploma / Diploma: 8.0% Sunshine — Advanced Diploma / Diploma: 8.0%
Postgraduate Degree 4.0% / 3.4%
Silverwater — Postgraduate Degree: 4.0% Sunshine — Postgraduate Degree: 3.4%
Graduate Diploma / Certificate 3.3% / 2.3%
Silverwater — Graduate Diploma / Certificate: 3.3% Sunshine — Graduate Diploma / Certificate: 2.3%

Bars are drawn against the largest share shown (21.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Silverwater 100.0% houses
Silverwater — Houses: 100.0% Silverwater — Flats / Apartments: 0.0%
Sunshine 96.1% houses
Sunshine — Houses: 96.1% Sunshine — Flats / Apartments: 3.9%
Houses Flats / Apartments

Property market

Silverwater Sunshine
Median house price $1,005,000 $1,200,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) 24 days
from 4 sales
69 days
from 6 sales

Zoning mix

Silverwater has more land zoned for conservation (81% vs 56%).

Silverwater Sunshine
Environmental 81% 56%
Residential 19% 40%
Parks and recreation 0% 4%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Silverwater Sunshine
New dwellings approved 1,212
across Lake Macquarie
same for both
Approvals change year on year +2%
same for both

Ranking within NSW

Silverwater Sunshine
House price Higher than 74% of NSW Higher than 69% of NSW
Income Higher than 39% of NSW —
Schools —
same for both
Walkability Higher than 70% of NSW Higher than 76% of NSW
Affordability Higher than 15% of NSW —
EV adoption Higher than 45% of NSW
same for both
NBN connectivity Higher than 81% of NSW Higher than 87% of NSW

Liveability

Sunshine is more walkable (33 vs 21).

Silverwater Sunshine
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 2/10
mid-range socio-economic
decile 4/10

Risk profile

Silverwater Sunshine
Bushfire None
0/100
same for both
Crime — Low
30/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
0
within 5 km

Schools

Silverwater Sunshine
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Silverwater Sunshine
Parks & reserves 0 4

Mobility

Silverwater Sunshine
Walkability score 21/100 33/100
Distance to Sydney 121.9 km 121.5 km
Drive time (normal traffic) 101 min 97 min
Public transport score 23/100
Bus
27/100
Bus
Peak arrivals per hour 1.8
7-9am + 5-7pm
3.0
7-9am + 5-7pm
Median peak wait 39 min
scheduled, not actual
13 min
scheduled, not actual
Electric vehicle share 0.4%
postcode 2264
same for both
Rooftop solar per 100 dwellings 52
postcode 2264
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Silverwater Sunshine
Car (driver) 79.1% / 68.6%
Silverwater — Car (driver): 79.1% Sunshine — Car (driver): 68.6%
Worked from Home 17.4% / 26.6%
Silverwater — Worked from Home: 17.4% Sunshine — Worked from Home: 26.6%
Car (passenger) 3.5% / 3.0%
Silverwater — Car (passenger): 3.5% Sunshine — Car (passenger): 3.0%
Walked Only — / 1.8%
Silverwater — Walked Only: not among its largest Sunshine — Walked Only: 1.8%

Bars are drawn against the largest share shown (79.1%).

Setting

Silverwater Sunshine
Elevation 14 m
above sea level, at the suburb centre
29 m
above sea level, at the suburb centre
Distance to the ocean 7.9 km 7.8 km

NBN connectivity

Silverwater Sunshine
Connectivity score 74/100 77/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 52%
140 premises
59%
247 premises

Climate

Silverwater Sunshine
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Silverwater Sunshine
PM2.5 5.0 µg/m³
same for both
PM10 11.6 µg/m³
same for both
NO₂ 0.27 pphm
same for both

Council rates

Silverwater Sunshine
Average residential rate $1,708/yr
same for both
Council Lake Macquarie
same for both

Federal electorate

Silverwater Sunshine
Division Hunter
same for both
Member Dan Repacholi
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Silverwater Sunshine
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Silverwater

Sunshine

More comparisons

Other comparisons with Silverwater

Other comparisons with Sunshine

Full data on Silverwater Full data on Sunshine
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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