Seven Oaks vs Summer Island
Summer Island is the younger of the two, with a median age of 41 against 46 in Seven Oaks. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families. On these figures, Seven Oaks tends to suit people living alone and families with children.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
They split
one each way, out of the 6 things we measure here
- Seven Oaks carries lower crime risk (0/100 vs 11/100)
- Summer Island is already more of a family suburb (81% vs 60%)
Weighs schools, house stock, crime, parks, childcare, and who already lives there.
First-home buyers
Seven Oaks
ahead on the one thing that separates them
- leaves households under less mortgage stress (25% vs 30%)
Weighs mortgage stress.
Renters
Seven Oaks
ahead on the one thing that separates them
- has cheaper rent ($340/wk vs $450/wk)
Weighs rent, rental stress, and how much is for rent.
Commuting to the city
Seven Oaks
ahead on 3 of the 3 things we measure here
- is more walkable (10/100 vs 0/100)
- has a shorter drive in (287 min vs 298 min)
- sits closer to the CBD (435 km vs 446 km)
Weighs distance, drive time, and walkability.
Downsizers and retirees
Seven Oaks
ahead on 2 of the 4 things we measure here
- carries lower crime risk (0/100 vs 11/100)
- is more walkable (10/100 vs 0/100)
Weighs who already lives there, GPs, walkability, and crime.
Investors
Summer Island
ahead on the one thing that separates them
- is growing faster (-7.9% vs -17.6%)
Weighs population growth.
Where they sit
Seven Oaks and Summer Island drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Summer Island has more residents (93 vs 56); Summer Island rents higher ($450/wk vs $340/wk).
| Seven Oaks | Summer Island | |
|---|---|---|
| Population | 56 | 93 +66% vs other |
| Population trend (2016 → 2021) | -17.6% | -7.9% |
| Median age | 46 | 41 |
| Median household income | $97,448/yr | $109,200/yr +12% vs other |
| Median weekly rent | $340/wk | $450/wk +32% vs other |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (21.4%).
Who lives together
Household composition, 2021 Census.
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
What people live in
Occupied private dwellings by structure, 2021 Census.
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (20.4%).
Property market
| Seven Oaks | Summer Island | |
|---|---|---|
| Median house price | $850,000 | — |
| Median unit price | — same for both | |
| Median land price | — same for both | |
Zoning mix
| Seven Oaks | Summer Island | |
|---|---|---|
| Rural and farming | 93% | 94% |
| Environmental | 6% same for both | |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Seven Oaks | Summer Island | |
|---|---|---|
| New dwellings approved | 144 across Kempsey same for both | |
| Approvals change year on year | +380% same for both | |
Ranking within NSW
| Seven Oaks | Summer Island | |
|---|---|---|
| House price | Higher than 38% of NSW | — |
| Income | Higher than 64% of NSW | Higher than 75% of NSW |
| Schools | — same for both | |
| Walkability | Higher than 56% of NSW | Higher than 38% of NSW |
| Affordability | Higher than 74% of NSW | — |
| EV adoption | Higher than 7% of NSW | Higher than 8% of NSW |
| NBN connectivity | Higher than 53% of NSW | Higher than 61% of NSW |
Liveability
Seven Oaks is more walkable (10 vs 0).
| Seven Oaks | Summer Island | |
|---|---|---|
| Grade | — same for both | |
| Score | — same for both | |
| Socio-economic band | below-average income decile 3/10 same for both | |
Risk profile
Summer Island carries more bushfire risk (25 vs 0); Summer Island carries more crime risk (11 vs 0).
| Seven Oaks | Summer Island | |
|---|---|---|
| Bushfire | None 0/100 | Low 25/100 |
| Crime | None 0/100 | Low 11/100 |
| Flood | Not mapped no mapped data here same for both | |
| Coastal erosion | None 0/100 same for both | |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 1 within 5 km same for both | |
Schools
| Seven Oaks | Summer Island | |
|---|---|---|
| Inside the suburb | 0 same for both | |
| Rated above peers | 0 same for both | |
| Rated at peers | 0 same for both | |
| Rated below peers | 0 same for both | |
Amenities in the suburb
| Seven Oaks | Summer Island | |
|---|---|---|
| Parks & reserves | 1 | 0 |
Mobility
Summer Island sits further from the CBD (446 km vs 435 km).
| Seven Oaks | Summer Island | |
|---|---|---|
| Walkability score | 10/100 | 0/100 |
| Distance to Sydney | 435 km | 446 km +3% vs other |
| Drive time (normal traffic) | 287 min | 298 min |
| Electric vehicle share | 0.1% postcode 2440 same for both | |
| Rooftop solar per 100 dwellings | 53 postcode 2440 same for both | |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (68.0%).
Setting
| Seven Oaks | Summer Island | |
|---|---|---|
| Elevation | 1 m above sea level, at the suburb centre | 0 m above sea level, at the suburb centre |
| Distance to the ocean | 10.2 km | 7.2 km |
NBN connectivity
| Seven Oaks | Summer Island | |
|---|---|---|
| Connectivity score | 30/100 same for both | |
| Most common technology | Fixed wireless same for both | |
| Full-fibre (FTTP) share | 0% 23 premises | 0% 31 premises |
Council rates
| Seven Oaks | Summer Island | |
|---|---|---|
| Average residential rate | $1,447/yr same for both | |
| Council | Kempsey same for both | |
Federal electorate
| Seven Oaks | Summer Island | |
|---|---|---|
| Division | Cowper same for both | |
| Member | Pat Conaghan same for both | |
| Party | The Nationals same for both | |
First Home Owner Grant
| Seven Oaks | Summer Island | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $600,000 same for both | |
| Eligibility | New same for both | |
Tags
Seven Oaks
Summer Island
More comparisons
Other comparisons with Seven Oaks
Other comparisons with Summer Island
Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.