Saddleback Mountain vs Gerringong

Gerringong is the younger of the two, with a median age of 46 against 59 in Saddleback Mountain. In both, the large majority of households own their home and the large majority of homes are detached houses. In Saddleback Mountain, most households are couple families. In Gerringong, about half of households are couple families. On these figures, Saddleback Mountain tends to suit couples, while Gerringong suits families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Gerringong

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (8 vs 1)
  • has more childcare (4 vs 0)
  • carries lower crime risk (21/100 vs 77/100)
  • But Saddleback Mountain has more separate houses rather than flats (100% vs 79%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Gerringong

ahead on the one thing that separates them

  • leaves households under less mortgage stress (26% vs 52%)

Weighs house prices and mortgage stress.

Renters

Saddleback Mountain

ahead on 2 of the 2 things we measure here

  • leaves renters under less rental stress (18% vs 26%)
  • has cheaper rent ($350/wk vs $500/wk)

Weighs rent and rental stress.

Commuting to the city

They split

one each way, out of the 3 things we measure here

  • Saddleback Mountain sits closer to the CBD (127.6 km vs 131.2 km)
  • Gerringong is more walkable (70/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Gerringong

ahead on 3 of the 4 things we measure here

  • is more walkable (70/100 vs 0/100)
  • has more GPs (4 vs 0)
  • carries lower crime risk (21/100 vs 77/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Gerringong

ahead on the one thing that separates them

  • is growing faster (5.0% vs -8.2%)

Weighs population growth.

Where they sit

Saddleback Mountain and Gerringong drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Saddleback Mountain Gerringong
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Saddleback Mountain Gerringong
Walkability 0 / 70
Saddleback Mountain — Walkability: 0/100 Gerringong — Walkability: 70/100
Safety 23 / 79
Saddleback Mountain — Safety: 23/100 Gerringong — Safety: 79/100
Low fire risk 100 / 100
Saddleback Mountain — Low fire risk: 100/100 Gerringong — Low fire risk: 100/100

Demographics

Gerringong has more residents (4,165 vs 67); Gerringong rents higher ($500/wk vs $350/wk).

Saddleback Mountain Gerringong
Population 67 4,165
+6116% vs other
Population trend (2016 → 2021) -8.2% +5.0%
Median age 59 46
Median household income $99,632/yr $98,748/yr
Median weekly rent $350/wk $500/wk
+43% vs other

Age profile

Share of residents in each band, 2021 Census.

Saddleback Mountain Gerringong
0-4 6.0% / 5.5%
Saddleback Mountain — 0-4: 6.0% Gerringong — 0-4: 5.5%
5-14 — / 12.9%
Saddleback Mountain — 5-14: not among its largest Gerringong — 5-14: 12.9%
15-19 6.0% / 5.8%
Saddleback Mountain — 15-19: 6.0% Gerringong — 15-19: 5.8%
20-24 7.5% / 3.9%
Saddleback Mountain — 20-24: 7.5% Gerringong — 20-24: 3.9%
25-34 4.5% / 8.9%
Saddleback Mountain — 25-34: 4.5% Gerringong — 25-34: 8.9%
35-44 10.4% / 10.9%
Saddleback Mountain — 35-44: 10.4% Gerringong — 35-44: 10.9%
45-54 6.0% / 12.5%
Saddleback Mountain — 45-54: 6.0% Gerringong — 45-54: 12.5%
55-64 19.4% / 13.7%
Saddleback Mountain — 55-64: 19.4% Gerringong — 55-64: 13.7%
65-74 9.0% / 13.3%
Saddleback Mountain — 65-74: 9.0% Gerringong — 65-74: 13.3%
75-84 20.9% / 8.5%
Saddleback Mountain — 75-84: 20.9% Gerringong — 75-84: 8.5%
85+ — / 4.1%
Saddleback Mountain — 85+: not among its largest Gerringong — 85+: 4.1%

Bars are drawn against the largest share shown (20.9%).

Who lives together

Household composition, 2021 Census.

Saddleback Mountain 72.7% couple families
Saddleback Mountain — Couple Families: 72.7% Saddleback Mountain — Lone Person: 27.3% Saddleback Mountain — One Parent Families: 0.0% Saddleback Mountain — Group Household: 0.0% Saddleback Mountain — Other Families: 0.0%
Gerringong 49.5% couple families
Gerringong — Couple Families: 49.5% Gerringong — Lone Person: 34.3% Gerringong — One Parent Families: 11.9% Gerringong — Group Household: 3.4% Gerringong — Other Families: 0.9%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Saddleback Mountain 0.0% renting
Saddleback Mountain — Owned Outright: 70.8% Saddleback Mountain — Mortgage: 29.2% Saddleback Mountain — Renting: 0.0%
Gerringong 20.5% renting
Gerringong — Owned Outright: 46.2% Gerringong — Mortgage: 33.3% Gerringong — Renting: 20.5%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Saddleback Mountain Gerringong
New Zealand 4.5% / 1.4%
Saddleback Mountain — New Zealand: 4.5% Gerringong — New Zealand: 1.4%
England — / 4.9%
Saddleback Mountain — England: not among its largest Gerringong — England: 4.9%
South Africa — / 0.4%
Saddleback Mountain — South Africa: not among its largest Gerringong — South Africa: 0.4%
Germany — / 0.4%
Saddleback Mountain — Germany: not among its largest Gerringong — Germany: 0.4%
Italy — / 0.3%
Saddleback Mountain — Italy: not among its largest Gerringong — Italy: 0.3%

Bars are drawn against the largest share shown (4.9%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Saddleback Mountain Gerringong
Certificate III & IV 28.4% / 14.3%
Saddleback Mountain — Certificate III & IV: 28.4% Gerringong — Certificate III & IV: 14.3%
Bachelor Degree 17.9% / 16.2%
Saddleback Mountain — Bachelor Degree: 17.9% Gerringong — Bachelor Degree: 16.2%
Graduate Diploma / Certificate 7.5% / 2.9%
Saddleback Mountain — Graduate Diploma / Certificate: 7.5% Gerringong — Graduate Diploma / Certificate: 2.9%
Postgraduate Degree 4.5% / 5.3%
Saddleback Mountain — Postgraduate Degree: 4.5% Gerringong — Postgraduate Degree: 5.3%
Advanced Diploma / Diploma — / 9.2%
Saddleback Mountain — Advanced Diploma / Diploma: not among its largest Gerringong — Advanced Diploma / Diploma: 9.2%

Bars are drawn against the largest share shown (28.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Saddleback Mountain 100.0% houses
Saddleback Mountain — Houses: 100.0% Saddleback Mountain — Townhouses: 0.0% Saddleback Mountain — Flats / Apartments: 0.0%
Gerringong 78.8% houses
Gerringong — Houses: 78.8% Gerringong — Townhouses: 15.0% Gerringong — Flats / Apartments: 6.1%
Houses Townhouses Flats / Apartments

Property market

Saddleback Mountain Gerringong
Median house price $1,568,750 $1,500,000
Median unit price — $925,000
Median land price —
same for both
Typical days to sell (houses) — 34 days
from 61 sales

Zoning mix

Saddleback Mountain has more land zoned for conservation (55% vs 36%); Saddleback Mountain has more rural and farming land (45% vs 35%).

Saddleback Mountain Gerringong
Environmental 55% 36%
Rural and farming 45% 35%
Residential 0% 15%
Infrastructure and transport 0% 6%
Parks and recreation 0% 5%
Planning zones cover 100% of Saddleback Mountain and 99% of Gerringong. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Saddleback Mountain Gerringong
New dwellings approved 159
across Kiama
same for both
Approvals change year on year -35%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Saddleback Mountain Gerringong
Houses — 1.6%
$900/wk on $2.9M
Units —
same for both

Ranking within NSW

Saddleback Mountain Gerringong
House price Higher than 76% of NSW Higher than 73% of NSW
Income Higher than 68% of NSW Higher than 67% of NSW
Schools —
same for both
Walkability Higher than 17% of NSW Higher than 88% of NSW
Affordability Higher than 31% of NSW Higher than 36% of NSW
EV adoption Higher than 88% of NSW Higher than 84% of NSW
NBN connectivity Higher than 54% of NSW Higher than 76% of NSW
Rental yield (houses) — Higher than 1% of NSW

Liveability

Gerringong is more walkable (70 vs 0).

Saddleback Mountain Gerringong
Grade — A
Score — 75/100
Socio-economic band very advantaged area
decile 10/10
very advantaged area
decile 9/10

Risk profile

Saddleback Mountain carries more crime risk (77 vs 21).

Saddleback Mountain Gerringong
Bushfire None
0/100
same for both
Crime High
77/100
Low
21/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
Low
31/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
1
within 5 km

Schools

Saddleback Mountain Gerringong
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0 1

Schools in Saddleback Mountain

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Gerringong

  • Gerringong Public School Government · Primary below peers

Amenities in the suburb

Saddleback Mountain Gerringong
Supermarkets 0 1
Cafes & restaurants 0 5
Parks & reserves 1 8
Childcare 0 4
GPs 0 4
Banks & Bank@Post 0 2
Fuel stations 0 2
Waterways 0 5

Mobility

Gerringong sits further from the CBD (131.2 km vs 127.6 km).

Saddleback Mountain Gerringong
Walkability score 0/100 70/100
Distance to Sydney 127.6 km 131.2 km
+3% vs other
Drive time (normal traffic) 110 min 111 min
Electric vehicle share 1.4%
postcode 2533
1.2%
postcode 2534
Rooftop solar per 100 dwellings 47
postcode 2533
46
postcode 2534

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Saddleback Mountain Gerringong
Car (driver) 61.5% / 63.2%
Saddleback Mountain — Car (driver): 61.5% Gerringong — Car (driver): 63.2%
Worked from Home 23.1% / 30.4%
Saddleback Mountain — Worked from Home: 23.1% Gerringong — Worked from Home: 30.4%
Walked Only 15.4% / 3.0%
Saddleback Mountain — Walked Only: 15.4% Gerringong — Walked Only: 3.0%
Car (passenger) — / 2.9%
Saddleback Mountain — Car (passenger): not among its largest Gerringong — Car (passenger): 2.9%
Bicycle — / 0.3%
Saddleback Mountain — Bicycle: not among its largest Gerringong — Bicycle: 0.3%

Bars are drawn against the largest share shown (63.2%).

Setting

Saddleback Mountain Gerringong
Elevation 393 m
above sea level, at the suburb centre
23 m
above sea level, at the suburb centre
Distance to the ocean 4.2 km
4.6 km to a named beach
737 m
1.1 km to a named beach

NBN connectivity

Saddleback Mountain Gerringong
Connectivity score 30/100 69/100
Most common technology Fixed wireless Fibre to the node
Full-fibre (FTTP) share 0%
34 premises
45%
2,267 premises

Climate

Saddleback Mountain Gerringong
Annual rainfall 974 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Saddleback Mountain Gerringong
PM2.5 5.1 µg/m³
same for both
PM10 14.3 µg/m³
same for both
NO₂ 0.37 pphm
same for both

Council rates

Saddleback Mountain Gerringong
Average residential rate $1,898/yr
same for both
Council Kiama
same for both

Federal electorate

Saddleback Mountain Gerringong
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Saddleback Mountain Gerringong
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Saddleback Mountain

Gerringong

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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