Ruffy vs Terip Terip

In both, the large majority of households own their home and the large majority of homes are detached houses. In Ruffy, about half of households are people living alone. In Terip Terip, most households are people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Ruffy

ahead on 2 of the 6 things we measure here

  • has more parks and reserves (4 vs 0)
  • carries lower crime risk (51/100 vs 76/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Ruffy

ahead on the one thing that separates them

  • leaves households under less mortgage stress (17% vs 28%)

Weighs mortgage stress.

Renters

Ruffy

ahead on the one thing that separates them

  • has cheaper rent ($150/wk vs $250/wk)

Weighs rent and rental stress.

Commuting to the city

Ruffy

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (124 min vs 137 min)
  • sits closer to the CBD (165.6 km vs 177 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Ruffy

ahead on the one thing that separates them

  • carries lower crime risk (51/100 vs 76/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Ruffy

ahead on the one thing that separates them

  • is growing faster (46.4% vs 26.3%)

Weighs population growth.

Where they sit

Ruffy and Terip Terip drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ruffy Terip Terip
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ruffy Terip Terip
Walkability 0 / 0
Ruffy — Walkability: 0/100 Terip Terip — Walkability: 0/100
Safety 49 / 24
Ruffy — Safety: 49/100 Terip Terip — Safety: 24/100
Low fire risk 49 / 100
Ruffy — Low fire risk: 49/100 Terip Terip — Low fire risk: 100/100
Low flood risk 100 / 100
Ruffy — Low flood risk: 100/100 Terip Terip — Low flood risk: 100/100

Demographics

Ruffy has more residents (164 vs 72); Terip Terip rents higher ($250/wk vs $150/wk).

Ruffy Terip Terip
Population 164
+56% vs other
 72
Population trend (2016 → 2021) +46.4% +26.3%
Median age 59 58
Median household income $74,152/yr $94,224/yr
+27% vs other
Median weekly rent $150/wk $250/wk
+67% vs other

Age profile

Share of residents in each band, 2021 Census.

Ruffy Terip Terip
0-4 3.7% / 8.3%
Ruffy — 0-4: 3.7% Terip Terip — 0-4: 8.3%
5-14 12.2% / 4.2%
Ruffy — 5-14: 12.2% Terip Terip — 5-14: 4.2%
15-19 1.8% / 8.3%
Ruffy — 15-19: 1.8% Terip Terip — 15-19: 8.3%
20-24 — / —
Ruffy — 20-24: not among its largest Terip Terip — 20-24: not among its largest
25-34 6.7% / —
Ruffy — 25-34: 6.7% Terip Terip — 25-34: not among its largest
35-44 9.1% / 4.2%
Ruffy — 35-44: 9.1% Terip Terip — 35-44: 4.2%
45-54 7.3% / 20.8%
Ruffy — 45-54: 7.3% Terip Terip — 45-54: 20.8%
55-64 26.2% / 27.8%
Ruffy — 55-64: 26.2% Terip Terip — 55-64: 27.8%
65-74 21.3% / 12.5%
Ruffy — 65-74: 21.3% Terip Terip — 65-74: 12.5%
75-84 9.1% / 13.9%
Ruffy — 75-84: 9.1% Terip Terip — 75-84: 13.9%
85+ — / 5.6%
Ruffy — 85+: not among its largest Terip Terip — 85+: 5.6%

Bars are drawn against the largest share shown (27.8%).

Who lives together

Household composition, 2021 Census.

Ruffy 50.0% lone person
Ruffy — Lone Person: 50.0% Ruffy — Couple Families: 31.6% Ruffy — One Parent Families: 7.9% Ruffy — Other Families: 10.5%
Terip Terip 55.6% lone person
Terip Terip — Lone Person: 55.6% Terip Terip — Couple Families: 16.7% Terip Terip — One Parent Families: 27.8% Terip Terip — Other Families: 0.0%
Lone Person Couple Families One Parent Families Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ruffy 5.0% renting
Ruffy — Owned Outright: 71.7% Ruffy — Mortgage: 23.3% Ruffy — Renting: 5.0%
Terip Terip 0.0% renting
Terip Terip — Owned Outright: 78.6% Terip Terip — Mortgage: 21.4% Terip Terip — Renting: 0.0%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Ruffy 100.0% houses
Ruffy — Houses: 100.0%
Terip Terip 100.0% houses
Terip Terip — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ruffy Terip Terip
Certificate III & IV 16.5% / 13.9%
Ruffy — Certificate III & IV: 16.5% Terip Terip — Certificate III & IV: 13.9%
Advanced Diploma / Diploma 8.5% / 16.7%
Ruffy — Advanced Diploma / Diploma: 8.5% Terip Terip — Advanced Diploma / Diploma: 16.7%
Bachelor Degree 6.7% / 18.1%
Ruffy — Bachelor Degree: 6.7% Terip Terip — Bachelor Degree: 18.1%
Postgraduate Degree 7.3% / 4.2%
Ruffy — Postgraduate Degree: 7.3% Terip Terip — Postgraduate Degree: 4.2%
Graduate Diploma / Certificate 4.3% / 6.9%
Ruffy — Graduate Diploma / Certificate: 4.3% Terip Terip — Graduate Diploma / Certificate: 6.9%

Bars are drawn against the largest share shown (18.1%).

Zoning mix

Ruffy Terip Terip
Rural and farming 100% 98%
Parks and recreation 0% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ruffy Terip Terip
New dwellings approved 75
across Strathbogie
 82
across Murrindindi
Approvals change year on year +167% +83%

Ranking within VIC

Ruffy Terip Terip
House price —
same for both
Income Higher than 40% of VIC Higher than 64% of VIC
Schools —
same for both
Walkability Higher than 64% of VIC Higher than 21% of VIC
Affordability —
same for both
EV adoption Higher than 60% of VIC Higher than 58% of VIC
NBN connectivity Higher than 16% of VIC Higher than 12% of VIC

Liveability

Ruffy Terip Terip
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
 mid-range socio-economic
decile 6/10

Risk profile

Ruffy carries more bushfire risk (51 vs 0); Terip Terip carries more crime risk (76 vs 51).

Ruffy Terip Terip
Bushfire Moderate
51/100
 None
0/100
Crime Moderate
51/100
 High
76/100
Flood None
0/100
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Ruffy Terip Terip
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Ruffy Terip Terip
Cafes & restaurants 1 0
Parks & reserves 4 0
Waterways 10
same for both

Mobility

Terip Terip sits further from the CBD (177 km vs 165.6 km).

Ruffy Terip Terip
Walkability score 0/100
same for both
Distance to Melbourne 165.6 km 177 km
+7% vs other
Drive time (normal traffic) 124 min 137 min
Electric vehicle share 0.6%
postcode 3666
 0.6%
postcode 3719
Rooftop solar per 100 dwellings 54
postcode 3666
 62
postcode 3719

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ruffy Terip Terip
Car (driver) 43.5% / 57.1%
Ruffy — Car (driver): 43.5% Terip Terip — Car (driver): 57.1%
Worked from Home 49.3% / 25.0%
Ruffy — Worked from Home: 49.3% Terip Terip — Worked from Home: 25.0%
Walked Only 7.2% / 17.9%
Ruffy — Walked Only: 7.2% Terip Terip — Walked Only: 17.9%

Bars are drawn against the largest share shown (57.1%).

Setting

Ruffy Terip Terip
Elevation 516 m
above sea level, at the suburb centre
 534 m
above sea level, at the suburb centre

NBN connectivity

Ruffy Terip Terip
Connectivity score 18/100 16/100
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
62 premises
 0%
22 premises

Climate

Ruffy Terip Terip
Annual rainfall 865 mm
same for both
Summer max (Jan) 27.2°C
same for both
Winter min (Jul) 2.0°C
same for both

Council rates

Ruffy Terip Terip
Average residential rate $2,476/yr $1,973/yr
Council Strathbogie Murrindindi

Federal electorate

Ruffy Terip Terip
Division Indi
same for both
Member Helen Haines
same for both
Party Independent
same for both

First Home Owner Grant

Ruffy Terip Terip
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Ruffy

Retirees Rural

Terip Terip

Retirees Rural

More comparisons

Other comparisons with Ruffy

Ruffy vs Creightons Creek Ruffy vs Highlands Ruffy vs Longwood East Ruffy vs Caveat

Other comparisons with Terip Terip

Terip Terip vs Merton Terip Terip vs Yarck Terip Terip vs Creightons Creek Terip Terip vs Gooram Terip Terip vs Gobur Terip Terip vs Caveat
Full data on Ruffy Full data on Terip Terip
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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