Point Clare vs West Gosford

In Point Clare, most households own their home and the large majority of homes are detached houses. In West Gosford, about half of households rent and most households are people living alone. On these figures, West Gosford tends to suit renters and people living alone.

Point Clare has a notably higher median household income at $84,396 compared to West Gosford's $60,788, and its residents enjoy better walkability (70 versus 56) and liveability scores (45 versus 29). Point Clare also presents lower crime and bushfire risks, making it a stronger fit for buyers prioritising safety and community amenities. Both suburbs rent at the same median weekly rate of $380, though unit prices differ significantly—Point Clare units median at $930,000 against West Gosford's $620,000. House prices are comparable, and both are similarly distant from Sydney's CBD.

Written by an AI language model from the figures below. Every number in it is checked against those figures before it is published.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Point Clare

ahead on 3 of the 6 things we measure here

  • has more separate houses rather than flats (86% vs 22%)
  • carries lower crime risk (44/100 vs 98/100)
  • is already more of a family suburb (57% vs 32%)
  • But West Gosford has more childcare (6 vs 2)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Point Clare leaves households under less mortgage stress (28% vs 34%)
  • West Gosford has cheaper units ($625,000 vs $930,000)

Weighs house prices, unit prices, and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Point Clare leaves renters under less rental stress (23% vs 32%)
  • West Gosford has a bigger rental market to choose from (54% vs 26%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Point Clare

ahead on the one thing that separates them

  • is more walkable (72/100 vs 63/100)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Point Clare

ahead on 2 of the 5 things we measure here

  • carries lower crime risk (44/100 vs 98/100)
  • is more walkable (72/100 vs 63/100)
  • But West Gosford has more units and townhouses to downsize into (78% vs 14%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

West Gosford

ahead on the one thing that separates them

  • is growing faster (20.0% vs 6.5%)

Weighs population growth.

Where they sit

Point Clare and West Gosford drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Point Clare West Gosford
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Point Clare West Gosford
Walkability 72 / 63
Point Clare — Walkability: 72/100 West Gosford — Walkability: 63/100
Safety 56 / 2
Point Clare — Safety: 56/100 West Gosford — Safety: 2/100
Low fire risk 20 / 6
Point Clare — Low fire risk: 20/100 West Gosford — Low fire risk: 6/100

Demographics

Point Clare has more residents (3,974 vs 1,602); Point Clare has higher household incomes ($84,396 vs $60,788).

Point Clare West Gosford
Population 3,974
+60% vs other
 1,602
Population trend (2016 → 2021) +6.5% +20.0%
Median age 46 44
Median household income $84,396/yr
+28% vs other
 $60,788/yr
Median weekly rent $380/wk
same for both

Age profile

Share of residents in each band, 2021 Census.

Point Clare West Gosford
0-4 5.3% / 4.4%
Point Clare — 0-4: 5.3% West Gosford — 0-4: 4.4%
5-14 12.6% / 8.2%
Point Clare — 5-14: 12.6% West Gosford — 5-14: 8.2%
15-19 5.2% / 4.3%
Point Clare — 15-19: 5.2% West Gosford — 15-19: 4.3%
20-24 4.8% / 6.4%
Point Clare — 20-24: 4.8% West Gosford — 20-24: 6.4%
25-34 8.6% / 15.0%
Point Clare — 25-34: 8.6% West Gosford — 25-34: 15.0%
35-44 11.6% / 11.7%
Point Clare — 35-44: 11.6% West Gosford — 35-44: 11.7%
45-54 13.4% / 11.2%
Point Clare — 45-54: 13.4% West Gosford — 45-54: 11.2%
55-64 13.9% / 10.1%
Point Clare — 55-64: 13.9% West Gosford — 55-64: 10.1%
65-74 10.4% / 9.3%
Point Clare — 65-74: 10.4% West Gosford — 65-74: 9.3%
75-84 9.2% / 9.2%
Point Clare — 75-84: 9.2% West Gosford — 75-84: 9.2%
85+ 5.1% / 10.7%
Point Clare — 85+: 5.1% West Gosford — 85+: 10.7%

Bars are drawn against the largest share shown (15.0%).

Who lives together

Household composition, 2021 Census.

Point Clare 38.5% lone person
Point Clare — Lone Person: 38.5% Point Clare — Couple Families: 41.9% Point Clare — One Parent Families: 15.0% Point Clare — Group Household: 3.4% Point Clare — Other Families: 1.2%
West Gosford 59.0% lone person
West Gosford — Lone Person: 59.0% West Gosford — Couple Families: 16.6% West Gosford — One Parent Families: 15.6% West Gosford — Group Household: 7.7% West Gosford — Other Families: 1.1%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Point Clare 26.1% renting
Point Clare — Owned Outright: 37.8% Point Clare — Mortgage: 36.1% Point Clare — Renting: 26.1%
West Gosford 54.5% renting
West Gosford — Owned Outright: 23.0% West Gosford — Mortgage: 22.4% West Gosford — Renting: 54.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Point Clare West Gosford
Certificate III & IV 14.7% / 13.4%
Point Clare — Certificate III & IV: 14.7% West Gosford — Certificate III & IV: 13.4%
Bachelor Degree 12.6% / 12.2%
Point Clare — Bachelor Degree: 12.6% West Gosford — Bachelor Degree: 12.2%
Advanced Diploma / Diploma 9.1% / 8.1%
Point Clare — Advanced Diploma / Diploma: 9.1% West Gosford — Advanced Diploma / Diploma: 8.1%
Postgraduate Degree 4.5% / 4.3%
Point Clare — Postgraduate Degree: 4.5% West Gosford — Postgraduate Degree: 4.3%
Graduate Diploma / Certificate 2.1% / 1.4%
Point Clare — Graduate Diploma / Certificate: 2.1% West Gosford — Graduate Diploma / Certificate: 1.4%

Bars are drawn against the largest share shown (14.7%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Point Clare West Gosford
England 6.4% / 4.8%
Point Clare — England: 6.4% West Gosford — England: 4.8%
New Zealand 1.7% / 2.1%
Point Clare — New Zealand: 1.7% West Gosford — New Zealand: 2.1%
China 1.0% / 1.7%
Point Clare — China: 1.0% West Gosford — China: 1.7%
India 0.6% / 1.9%
Point Clare — India: 0.6% West Gosford — India: 1.9%
South Africa 1.4% / 0.9%
Point Clare — South Africa: 1.4% West Gosford — South Africa: 0.9%
Philippines 0.8% / 1.4%
Point Clare — Philippines: 0.8% West Gosford — Philippines: 1.4%

Bars are drawn against the largest share shown (6.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Point Clare 85.6% houses
Point Clare — Houses: 85.6% Point Clare — Townhouses: 8.3% Point Clare — Flats / Apartments: 6.1%
West Gosford 22.3% houses
West Gosford — Houses: 22.3% West Gosford — Townhouses: 41.1% West Gosford — Flats / Apartments: 36.6%
Houses Townhouses Flats / Apartments

Property market

Point Clare West Gosford
Median house price $1,130,000 $1,152,500
Median unit price $930,000 $625,000
Median land price — $448,210
Typical days to sell (houses) 30 days
from 26 sales
 37 days
from 3 sales

Zoning mix

West Gosford has more industrially zoned land (37% vs 0%); Point Clare has more land zoned for conservation (42% vs 24%).

Point Clare West Gosford
Environmental 42% 24%
Residential 39% 7%
Industrial 0% 37%
Parks and recreation 10% 22%
Infrastructure and transport 8% 6%
Commercial 0% 5%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Point Clare West Gosford
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Point Clare West Gosford
Houses 3.8%
$675/wk on $934K
 —
Units —
same for both

Ranking within NSW

Point Clare West Gosford
House price Higher than 58% of NSW Higher than 50% of NSW
Income Higher than 51% of NSW —
Schools —
same for both
Walkability Higher than 89% of NSW Higher than 86% of NSW
Affordability Higher than 42% of NSW —
EV adoption Higher than 83% of NSW
same for both
NBN connectivity Higher than 98% of NSW Higher than 97% of NSW
Rental yield (houses) Higher than 60% of NSW —

Liveability

Point Clare scores higher overall (47 vs 30); Point Clare is more walkable (72 vs 63).

Point Clare West Gosford
Grade C D
Score 47/100 30/100
Socio-economic band advantaged area
decile 7/10
 below-average income
decile 3/10

Risk profile

West Gosford carries more crime risk (98 vs 44); West Gosford carries more bushfire risk (94 vs 80).

Point Clare West Gosford
Bushfire High
80/100
 High
94/100
Crime Moderate
44/100
 High
98/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
 4
within 5 km

Schools

Point Clare West Gosford
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 1 0

Schools in Point Clare

  • Point Clare Public School Government · Primary below peers

Schools in West Gosford

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Point Clare West Gosford
Supermarkets 1
same for both
Cafes & restaurants 0 3
Parks & reserves 5
same for both
Childcare 2 6
GPs 1
same for both
Pharmacies 1 2
Banks & Bank@Post 0 1
Fuel stations 0 5
Waterways 5 3

Mobility

Point Clare West Gosford
Walkability score 72/100 63/100
Distance to Sydney 75.5 km
+2% vs other
 74.3 km
Drive time (normal traffic) 67 min 66 min
Public transport score 83/100
Rail · Bus
 79/100
Bus
Peak arrivals per hour 55.8
7-9am + 5-7pm
 71.8
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 1.1%
postcode 2250
same for both
Rooftop solar per 100 dwellings 36
postcode 2250
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Point Clare West Gosford
Car (driver) 50.0% / 55.0%
Point Clare — Car (driver): 50.0% West Gosford — Car (driver): 55.0%
Worked from Home 41.6% / 30.3%
Point Clare — Worked from Home: 41.6% West Gosford — Worked from Home: 30.3%
Train 3.5% / 5.1%
Point Clare — Train: 3.5% West Gosford — Train: 5.1%
Car (passenger) 2.8% / 4.1%
Point Clare — Car (passenger): 2.8% West Gosford — Car (passenger): 4.1%
Walked Only 1.1% / 3.9%
Point Clare — Walked Only: 1.1% West Gosford — Walked Only: 3.9%

Bars are drawn against the largest share shown (55.0%).

Setting

Point Clare West Gosford
Elevation 30 m
above sea level, at the suburb centre
 -2 m
above sea level, at the suburb centre
Distance to the ocean 7.8 km 9.6 km

NBN connectivity

Point Clare West Gosford
Connectivity score 100/100 98/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 99%
1,728 premises
 96%
2,319 premises

Climate

Point Clare West Gosford
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Point Clare West Gosford
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Point Clare West Gosford
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Point Clare West Gosford
Division Robertson
same for both
Member Gordon Reid
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Point Clare West Gosford
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Point Clare

Large Blocks Outer Parks Transport Hub

West Gosford

Affordable Apartments Retirees River Townhouses

More comparisons

Other comparisons with Point Clare

Point Clare vs Green Point Point Clare vs Kariong Point Clare vs Gosford Point Clare vs Point Frederick Point Clare vs Tascott

Other comparisons with West Gosford

West Gosford vs Narara West Gosford vs Kariong West Gosford vs Gosford West Gosford vs Somersby
Full data on Point Clare Full data on West Gosford
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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