Point Clare vs Point Frederick

In Point Clare, most households own their home and the large majority of homes are detached houses. In Point Frederick, about half of households rent, about half of homes are flats or apartments, and about half of households are people living alone. Houses cost more in Point Frederick: a median of $1.81 million, against $1.13 million in Point Clare. On these figures, Point Clare tends to suit buyers on a tighter budget, while Point Frederick suits renters and people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Point Clare

ahead on 4 of the 6 things we measure here

  • has more separate houses rather than flats (86% vs 34%)
  • has more parks and reserves (5 vs 2)
  • carries lower crime risk (44/100 vs 67/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Point Clare has cheaper houses ($1,130,000 vs $1,815,000)
  • Point Frederick has cheaper units ($725,000 vs $930,000)

Weighs house prices, unit prices, and mortgage stress.

Renters

Point Frederick

ahead on the one thing that separates them

  • has a bigger rental market to choose from (48% vs 26%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

They split

one each way, out of the 5 things we measure here

  • Point Clare carries lower crime risk (44/100 vs 67/100)
  • Point Frederick has more units and townhouses to downsize into (66% vs 14%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Point Clare and Point Frederick drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Point Clare Point Frederick
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Point Clare Point Frederick
Walkability 72 / 72
Point Clare — Walkability: 72/100 Point Frederick — Walkability: 72/100
Safety 56 / 33
Point Clare — Safety: 56/100 Point Frederick — Safety: 33/100
Low fire risk 20 / 100
Point Clare — Low fire risk: 20/100 Point Frederick — Low fire risk: 100/100

Demographics

Point Clare has more residents (3,974 vs 2,043); Point Frederick skews older (48 vs 46).

Point Clare Point Frederick
Population 3,974
+49% vs other
 2,043
Population trend (2016 → 2021) +6.5% +6.0%
Median age 46 48
Median household income $84,396/yr $84,812/yr
Median weekly rent $380/wk $390/wk
+3% vs other

Age profile

Share of residents in each band, 2021 Census.

Point Clare Point Frederick
0-4 5.3% / 3.9%
Point Clare — 0-4: 5.3% Point Frederick — 0-4: 3.9%
5-14 12.6% / 8.2%
Point Clare — 5-14: 12.6% Point Frederick — 5-14: 8.2%
15-19 5.2% / 4.1%
Point Clare — 15-19: 5.2% Point Frederick — 15-19: 4.1%
20-24 4.8% / 6.1%
Point Clare — 20-24: 4.8% Point Frederick — 20-24: 6.1%
25-34 8.6% / 12.4%
Point Clare — 25-34: 8.6% Point Frederick — 25-34: 12.4%
35-44 11.6% / 11.6%
Point Clare — 35-44: 11.6% Point Frederick — 35-44: 11.6%
45-54 13.4% / 12.2%
Point Clare — 45-54: 13.4% Point Frederick — 45-54: 12.2%
55-64 13.9% / 15.5%
Point Clare — 55-64: 13.9% Point Frederick — 55-64: 15.5%
65-74 10.4% / 14.4%
Point Clare — 65-74: 10.4% Point Frederick — 65-74: 14.4%
75-84 9.2% / 8.2%
Point Clare — 75-84: 9.2% Point Frederick — 75-84: 8.2%
85+ 5.1% / 3.6%
Point Clare — 85+: 5.1% Point Frederick — 85+: 3.6%

Bars are drawn against the largest share shown (15.5%).

Who lives together

Household composition, 2021 Census.

Point Clare 38.5% lone person
Point Clare — Lone Person: 38.5% Point Clare — Couple Families: 41.9% Point Clare — One Parent Families: 15.0% Point Clare — Group Household: 3.4% Point Clare — Other Families: 1.2%
Point Frederick 52.0% lone person
Point Frederick — Lone Person: 52.0% Point Frederick — Couple Families: 24.3% Point Frederick — One Parent Families: 17.3% Point Frederick — Group Household: 5.3% Point Frederick — Other Families: 1.0%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Point Clare 26.1% renting
Point Clare — Owned Outright: 37.8% Point Clare — Mortgage: 36.1% Point Clare — Renting: 26.1%
Point Frederick 47.9% renting
Point Frederick — Owned Outright: 30.8% Point Frederick — Mortgage: 21.2% Point Frederick — Renting: 47.9%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Point Clare Point Frederick
Bachelor Degree 12.6% / 17.9%
Point Clare — Bachelor Degree: 12.6% Point Frederick — Bachelor Degree: 17.9%
Certificate III & IV 14.7% / 10.9%
Point Clare — Certificate III & IV: 14.7% Point Frederick — Certificate III & IV: 10.9%
Advanced Diploma / Diploma 9.1% / 10.5%
Point Clare — Advanced Diploma / Diploma: 9.1% Point Frederick — Advanced Diploma / Diploma: 10.5%
Postgraduate Degree 4.5% / 7.2%
Point Clare — Postgraduate Degree: 4.5% Point Frederick — Postgraduate Degree: 7.2%
Graduate Diploma / Certificate 2.1% / 2.4%
Point Clare — Graduate Diploma / Certificate: 2.1% Point Frederick — Graduate Diploma / Certificate: 2.4%

Bars are drawn against the largest share shown (17.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Point Clare Point Frederick
England 6.4% / 4.8%
Point Clare — England: 6.4% Point Frederick — England: 4.8%
New Zealand 1.7% / 1.7%
Point Clare — New Zealand: 1.7% Point Frederick — New Zealand: 1.7%
China 1.0% / 2.2%
Point Clare — China: 1.0% Point Frederick — China: 2.2%
India 0.6% / 2.3%
Point Clare — India: 0.6% Point Frederick — India: 2.3%
South Africa 1.4% / 0.8%
Point Clare — South Africa: 1.4% Point Frederick — South Africa: 0.8%
Philippines 0.8% / 1.4%
Point Clare — Philippines: 0.8% Point Frederick — Philippines: 1.4%

Bars are drawn against the largest share shown (6.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Point Clare 85.6% houses
Point Clare — Houses: 85.6% Point Clare — Flats / Apartments: 6.1% Point Clare — Townhouses: 8.3%
Point Frederick 33.7% houses
Point Frederick — Houses: 33.7% Point Frederick — Flats / Apartments: 54.4% Point Frederick — Townhouses: 12.0%
Houses Flats / Apartments Townhouses

Property market

Point Clare Point Frederick
Median house price $1,130,000 $1,815,000
Median unit price $930,000 $725,000
Median land price —
same for both
Typical days to sell (houses) 30 days
from 26 sales
 40 days
from 12 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Point Clare Point Frederick
3 bed $1.02M / $1.89M
Point Clare — 3 bed: $1.02M (32 sales) Point Frederick — 3 bed: $1.89M (6 sales)

32 vs 6 sales

4 bed $1.22M / $1.81M
Point Clare — 4 bed: $1.22M (48 sales) Point Frederick — 4 bed: $1.81M (7 sales)

48 vs 7 sales

5 bed $1.3M / $2.48M
Point Clare — 5 bed: $1.3M (7 sales) Point Frederick — 5 bed: $2.48M (6 sales)

7 vs 6 sales

Zoning mix

Point Clare has more land zoned for conservation (42% vs 3%).

Point Clare Point Frederick
Residential 39% 81%
Environmental 42% 3%
Parks and recreation 10% 4%
Commercial 0% 9%
Infrastructure and transport 8% 3%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Point Clare Point Frederick
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Point Clare Point Frederick
Houses 3.8%
$675/wk on $934K
 —
Units — 4.6%
$580/wk on $662K

Ranking within NSW

Point Clare Point Frederick
House price Higher than 58% of NSW Higher than 86% of NSW
Income Higher than 51% of NSW Higher than 54% of NSW
Schools —
same for both
Walkability Higher than 89% of NSW
same for both
Affordability Higher than 42% of NSW Higher than 9% of NSW
EV adoption Higher than 83% of NSW
same for both
NBN connectivity Higher than 98% of NSW
same for both
Rental yield (houses) Higher than 60% of NSW —
Rental yield (units) — Higher than 46% of NSW

Liveability

Point Frederick scores higher overall (64 vs 47).

Point Clare Point Frederick
Grade C B
Score 47/100 64/100
Socio-economic band advantaged area
decile 7/10
 advantaged area
decile 8/10

Risk profile

Point Clare carries more bushfire risk (80 vs 0); Point Frederick carries more crime risk (67 vs 44).

Point Clare Point Frederick
Bushfire High
80/100
 None
0/100
Crime Moderate
44/100
 Moderate
67/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 3
within 5 km
 2
within 5 km

Schools

Point Clare Point Frederick
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 1 0

Schools in Point Clare

  • Point Clare Public School Government · Primary below peers

Schools in Point Frederick

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Point Clare Point Frederick
Supermarkets 1 0
Parks & reserves 5 2
Childcare 2 0
GPs 1
same for both
Pharmacies 1 0
Waterways 5 0

Mobility

Point Clare Point Frederick
Walkability score 72/100
same for both
Distance to Sydney 75.5 km 77.1 km
+2% vs other
Drive time (normal traffic) 67 min 70 min
Public transport score 83/100
Rail · Bus
 79/100
Bus
Peak arrivals per hour 55.8
7-9am + 5-7pm
 33.8
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 1.1%
postcode 2250
same for both
Rooftop solar per 100 dwellings 36
postcode 2250
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Point Clare Point Frederick
Car (driver) 50.0% / 50.3%
Point Clare — Car (driver): 50.0% Point Frederick — Car (driver): 50.3%
Worked from Home 41.6% / 39.2%
Point Clare — Worked from Home: 41.6% Point Frederick — Worked from Home: 39.2%
Train 3.5% / 3.0%
Point Clare — Train: 3.5% Point Frederick — Train: 3.0%
Car (passenger) 2.8% / 3.2%
Point Clare — Car (passenger): 2.8% Point Frederick — Car (passenger): 3.2%
Bus 0.8% / 2.2%
Point Clare — Bus: 0.8% Point Frederick — Bus: 2.2%
Walked Only 1.1% / 1.5%
Point Clare — Walked Only: 1.1% Point Frederick — Walked Only: 1.5%

Bars are drawn against the largest share shown (50.3%).

Setting

Point Clare Point Frederick
Elevation 30 m
above sea level, at the suburb centre
 8 m
above sea level, at the suburb centre
Distance to the ocean 7.8 km 7.2 km

NBN connectivity

Point Clare Point Frederick
Connectivity score 100/100
same for both
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 99%
1,728 premises
 100%
1,151 premises

Climate

Point Clare Point Frederick
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Point Clare Point Frederick
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Point Clare Point Frederick
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Point Clare Point Frederick
Division Robertson
same for both
Member Gordon Reid
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Point Clare Point Frederick
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Point Clare

Large Blocks Outer Parks Transport Hub

Point Frederick

Affordable Apartments Outer Parks Retirees Urban

More comparisons

Other comparisons with Point Clare

Point Clare vs Green Point Point Clare vs Kariong Point Clare vs Gosford Point Clare vs Tascott Point Clare vs West Gosford

Other comparisons with Point Frederick

Point Frederick vs Green Point Point Frederick vs Gosford Point Frederick vs East Gosford Point Frederick vs Tascott
Full data on Point Clare Full data on Point Frederick
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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