Phegans Bay vs Woy Woy

In both, most households own their home and most homes are detached houses. In Woy Woy, about half of households are people living alone. On these figures, Woy Woy tends to suit people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Phegans Bay carries lower crime risk (41/100 vs 86/100)
  • Woy Woy has more childcare (9 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Phegans Bay

ahead on the one thing that separates them

  • leaves households under less mortgage stress (27% vs 38%)

Weighs house prices and mortgage stress.

Renters

Woy Woy

ahead on 2 of the 3 things we measure here

  • has a bigger rental market to choose from (40% vs 17%)
  • has cheaper rent ($380/wk vs $460/wk)
  • But Phegans Bay leaves renters under less rental stress (22% vs 33%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Phegans Bay

ahead on the one thing that separates them

  • sits closer to the CBD (78.7 km vs 81.4 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Woy Woy

ahead on 3 of the 5 things we measure here

  • has more units and townhouses to downsize into (38% vs 1%)
  • has more GPs (6 vs 0)
  • has more residents already 65 and over (28% vs 15%)
  • But Phegans Bay carries lower crime risk (41/100 vs 86/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Woy Woy

ahead on the one thing that separates them

  • is growing faster (4.0% vs -6.0%)

Weighs population growth.

Where they sit

Phegans Bay and Woy Woy drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Phegans Bay Woy Woy
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Phegans Bay Woy Woy
Walkability 51 / 52
Phegans Bay — Walkability: 51/100 Woy Woy — Walkability: 52/100
Safety 59 / 14
Phegans Bay — Safety: 59/100 Woy Woy — Safety: 14/100
Low fire risk 8 / 17
Phegans Bay — Low fire risk: 8/100 Woy Woy — Low fire risk: 17/100

Demographics

Woy Woy has more residents (11,072 vs 406); Phegans Bay has higher household incomes ($107,900 vs $59,852).

Phegans Bay Woy Woy
Population 406 11,072
+2627% vs other
Population trend (2016 → 2021) -6.0% +4.0%
Median age 48
same for both
Median household income $107,900/yr
+45% vs other
 $59,852/yr
Median weekly rent $460/wk
+17% vs other
 $380/wk

Age profile

Share of residents in each band, 2021 Census.

Phegans Bay Woy Woy
0-4 5.7% / 5.0%
Phegans Bay — 0-4: 5.7% Woy Woy — 0-4: 5.0%
5-14 7.4% / 10.1%
Phegans Bay — 5-14: 7.4% Woy Woy — 5-14: 10.1%
15-19 5.4% / 4.7%
Phegans Bay — 15-19: 5.4% Woy Woy — 15-19: 4.7%
20-24 4.9% / 4.5%
Phegans Bay — 20-24: 4.9% Woy Woy — 20-24: 4.5%
25-34 11.3% / 10.6%
Phegans Bay — 25-34: 11.3% Woy Woy — 25-34: 10.6%
35-44 10.8% / 11.5%
Phegans Bay — 35-44: 10.8% Woy Woy — 35-44: 11.5%
45-54 18.0% / 12.1%
Phegans Bay — 45-54: 18.0% Woy Woy — 45-54: 12.1%
55-64 23.6% / 13.3%
Phegans Bay — 55-64: 23.6% Woy Woy — 55-64: 13.3%
65-74 10.6% / 13.3%
Phegans Bay — 65-74: 10.6% Woy Woy — 65-74: 13.3%
75-84 3.7% / 10.0%
Phegans Bay — 75-84: 3.7% Woy Woy — 75-84: 10.0%
85+ 0.7% / 4.8%
Phegans Bay — 85+: 0.7% Woy Woy — 85+: 4.8%

Bars are drawn against the largest share shown (23.6%).

Who lives together

Household composition, 2021 Census.

Phegans Bay 35.3% lone person
Phegans Bay — Lone Person: 35.3% Phegans Bay — Couple Families: 44.8% Phegans Bay — One Parent Families: 13.8% Phegans Bay — Group Household: 6.0% Phegans Bay — Other Families: 0.0%
Woy Woy 48.5% lone person
Woy Woy — Lone Person: 48.5% Woy Woy — Couple Families: 26.3% Woy Woy — One Parent Families: 18.9% Woy Woy — Group Household: 4.5% Woy Woy — Other Families: 1.8%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Phegans Bay 17.3% renting
Phegans Bay — Owned Outright: 32.7% Phegans Bay — Mortgage: 50.0% Phegans Bay — Renting: 17.3%
Woy Woy 39.9% renting
Woy Woy — Owned Outright: 35.4% Woy Woy — Mortgage: 24.7% Woy Woy — Renting: 39.9%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Phegans Bay Woy Woy
Certificate III & IV 14.0% / 15.6%
Phegans Bay — Certificate III & IV: 14.0% Woy Woy — Certificate III & IV: 15.6%
Bachelor Degree 20.7% / 8.6%
Phegans Bay — Bachelor Degree: 20.7% Woy Woy — Bachelor Degree: 8.6%
Advanced Diploma / Diploma 12.6% / 7.0%
Phegans Bay — Advanced Diploma / Diploma: 12.6% Woy Woy — Advanced Diploma / Diploma: 7.0%
Postgraduate Degree 9.4% / 3.0%
Phegans Bay — Postgraduate Degree: 9.4% Woy Woy — Postgraduate Degree: 3.0%
Graduate Diploma / Certificate 2.2% / 1.2%
Phegans Bay — Graduate Diploma / Certificate: 2.2% Woy Woy — Graduate Diploma / Certificate: 1.2%

Bars are drawn against the largest share shown (20.7%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Phegans Bay Woy Woy
England 9.9% / 4.9%
Phegans Bay — England: 9.9% Woy Woy — England: 4.9%
New Zealand 2.0% / 2.0%
Phegans Bay — New Zealand: 2.0% Woy Woy — New Zealand: 2.0%
Germany 1.2% / 0.4%
Phegans Bay — Germany: 1.2% Woy Woy — Germany: 0.4%
China — / 1.6%
Phegans Bay — China: not among its largest Woy Woy — China: 1.6%
France 1.5% / —
Phegans Bay — France: 1.5% Woy Woy — France: not among its largest
Netherlands 1.2% / —
Phegans Bay — Netherlands: 1.2% Woy Woy — Netherlands: not among its largest
Philippines — / 1.1%
Phegans Bay — Philippines: not among its largest Woy Woy — Philippines: 1.1%
India — / 0.7%
Phegans Bay — India: not among its largest Woy Woy — India: 0.7%

Bars are drawn against the largest share shown (9.9%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Phegans Bay 98.8% houses
Phegans Bay — Houses: 98.8% Phegans Bay — Townhouses: 0.0% Phegans Bay — Flats / Apartments: 1.2%
Woy Woy 61.9% houses
Woy Woy — Houses: 61.9% Woy Woy — Townhouses: 29.0% Woy Woy — Flats / Apartments: 9.0%
Houses Townhouses Flats / Apartments

Property market

Phegans Bay Woy Woy
Median house price $971,250 $1,050,000
Median unit price — $787,500
Median land price —
same for both
Typical days to sell (houses) — 29 days
from 93 sales

Zoning mix

Woy Woy has more land zoned for conservation (64% vs 54%).

Phegans Bay Woy Woy
Environmental 54% 64%
Residential 31% 20%
Parks and recreation 12% 5%
Infrastructure and transport 3% 8%
Industrial 0% 2%
Planning zones cover 99% of Phegans Bay and 100% of Woy Woy. The rest is unzoned land such as water or road reserve.
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Phegans Bay Woy Woy
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Phegans Bay Woy Woy
Houses — 3.7%
$680/wk on $960K
Units —
same for both

Ranking within NSW

Phegans Bay Woy Woy
House price Higher than 52% of NSW Higher than 51% of NSW
Income Higher than 74% of NSW Higher than 21% of NSW
Schools — Higher than 33% of NSW
Walkability Higher than 81% of NSW Higher than 82% of NSW
Affordability Higher than 69% of NSW Higher than 27% of NSW
EV adoption Higher than 74% of NSW Higher than 75% of NSW
NBN connectivity Higher than 65% of NSW Higher than 71% of NSW
Rental yield (houses) — Higher than 56% of NSW

Liveability

Phegans Bay Woy Woy
Grade — D
Score — 23/100
Socio-economic band very advantaged area
decile 10/10
 below-average income
decile 2/10

Risk profile

Woy Woy carries more crime risk (86 vs 41).

Phegans Bay Woy Woy
Bushfire High
92/100
 High
83/100
Crime Moderate
41/100
 High
86/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
same for both

Schools

Phegans Bay Woy Woy
Inside the suburb 0 6
Rated above peers 0
same for both
Rated at peers 0 3
Rated below peers 0
same for both

Schools in Phegans Bay

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Woy Woy

  • St John the Baptist Catholic Primary School Catholic · Primary at peers
  • Woy Woy Public School Government · Primary at peers
  • Woy Woy South Public School Government · Primary at peers
  • Brisbane Water Secondary College Woy Woy Campus Government · Secondary
  • Aspect Central Coast School, Woy Woy Independent · Primary · Special school
  • EOC Broken Bay - Woy Woy Catholic · Primary · Special school

Amenities in the suburb

Phegans Bay Woy Woy
Supermarkets 0 2
Cafes & restaurants 0 10
Parks & reserves 4 17
Childcare 0 9
GPs 0 6
Pharmacies 0 2
Hospitals 0 2
Police stations 0 1
Banks & Bank@Post 0 4
Waterways 0 3

Mobility

Woy Woy sits further from the CBD (81.4 km vs 78.7 km).

Phegans Bay Woy Woy
Walkability score 51/100 52/100
Distance to Sydney 78.7 km 81.4 km
+3% vs other
Drive time (normal traffic) 70 min 73 min
Public transport score 27/100
Bus
 91/100
Rail · Bus
Peak arrivals per hour 5.8
7-9am + 5-7pm
 329.8
7-9am + 5-7pm
Median peak wait 4 min
scheduled, not actual
 0 min
scheduled, not actual
Electric vehicle share 0.8%
postcode 2256
same for both
Rooftop solar per 100 dwellings 31
postcode 2256
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Phegans Bay Woy Woy
Car (driver) 41.4% / 51.8%
Phegans Bay — Car (driver): 41.4% Woy Woy — Car (driver): 51.8%
Worked from Home 54.8% / 33.2%
Phegans Bay — Worked from Home: 54.8% Woy Woy — Worked from Home: 33.2%
Car (passenger) 3.8% / 3.6%
Phegans Bay — Car (passenger): 3.8% Woy Woy — Car (passenger): 3.6%
Train — / 6.5%
Phegans Bay — Train: not among its largest Woy Woy — Train: 6.5%
Walked Only — / 2.9%
Phegans Bay — Walked Only: not among its largest Woy Woy — Walked Only: 2.9%

Bars are drawn against the largest share shown (54.8%).

Setting

Phegans Bay Woy Woy
Elevation 18 m
above sea level, at the suburb centre
 97 m
above sea level, at the suburb centre
Distance to the ocean 4.0 km 3.5 km
4.6 km to a named beach

NBN connectivity

Phegans Bay Woy Woy
Connectivity score 45/100 62/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 0%
211 premises
 31%
5,959 premises

Climate

Phegans Bay Woy Woy
Annual rainfall 1,272 mm 1,176 mm
Summer max (Jan) 26.4°C —
Winter min (Jul) 10.6°C —

Air quality (annual mean)

Phegans Bay Woy Woy
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Phegans Bay Woy Woy
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Phegans Bay Woy Woy
Division Robertson
same for both
Member Gordon Reid
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Phegans Bay Woy Woy
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Phegans Bay

Large Blocks Outer Parks Professionals

Woy Woy

Easy Commute Outer Parks Retirees River Townhouses Transport Hub

More comparisons

Other comparisons with Phegans Bay

Phegans Bay vs Horsfield Bay Phegans Bay vs Woy Woy Bay

Other comparisons with Woy Woy

Woy Woy vs Umina Beach Woy Woy vs Kariong Woy Woy vs Saratoga Woy Woy vs Blackwall Woy Woy vs St Huberts Island Woy Woy vs Koolewong
Full data on Phegans Bay Full data on Woy Woy
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

Save this page for later

We'll email you a link to this page so you can finish reading it on any device. We use your address once to send it and don't keep it.

or