Pearces Creek vs Eltham

Pearces Creek is the younger of the two, with a median age of 42 against 48 in Eltham. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are couple families.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Pearces Creek

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (28/100 vs 46/100)
  • is already more of a family suburb (84% vs 74%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Pearces Creek

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (480 min vs 485 min)
  • sits closer to the CBD (741.6 km vs 747.1 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Pearces Creek

ahead on the one thing that separates them

  • carries lower crime risk (28/100 vs 46/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Pearces Creek

ahead on the one thing that separates them

  • is growing faster (14.1% vs -3.2%)

Weighs population growth.

Where they sit

Pearces Creek and Eltham drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Pearces Creek Eltham
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Pearces Creek Eltham
Walkability 16 / 21
Pearces Creek — Walkability: 16/100 Eltham — Walkability: 21/100
Safety 72 / 54
Pearces Creek — Safety: 72/100 Eltham — Safety: 54/100
Low fire risk 100 / 71
Pearces Creek — Low fire risk: 100/100 Eltham — Low fire risk: 71/100

Demographics

Eltham has more residents (332 vs 210); Pearces Creek has higher household incomes ($118,820 vs $102,856).

Pearces Creek Eltham
Population 210 332
+58% vs other
Population trend (2016 → 2021) +14.1% -3.2%
Median age 42 48
Median household income $118,820/yr
+13% vs other
 $102,856/yr
Median weekly rent $380/wk $400/wk
+5% vs other

Age profile

Share of residents in each band, 2021 Census.

Pearces Creek Eltham
0-4 3.8% / 3.6%
Pearces Creek — 0-4: 3.8% Eltham — 0-4: 3.6%
5-14 14.3% / 12.7%
Pearces Creek — 5-14: 14.3% Eltham — 5-14: 12.7%
15-19 5.2% / 6.3%
Pearces Creek — 15-19: 5.2% Eltham — 15-19: 6.3%
20-24 5.2% / 4.8%
Pearces Creek — 20-24: 5.2% Eltham — 20-24: 4.8%
25-34 9.5% / 7.8%
Pearces Creek — 25-34: 9.5% Eltham — 25-34: 7.8%
35-44 10.0% / 11.1%
Pearces Creek — 35-44: 10.0% Eltham — 35-44: 11.1%
45-54 11.4% / 17.5%
Pearces Creek — 45-54: 11.4% Eltham — 45-54: 17.5%
55-64 19.5% / 17.5%
Pearces Creek — 55-64: 19.5% Eltham — 55-64: 17.5%
65-74 13.8% / 13.6%
Pearces Creek — 65-74: 13.8% Eltham — 65-74: 13.6%
75-84 2.4% / 4.8%
Pearces Creek — 75-84: 2.4% Eltham — 75-84: 4.8%
85+ — / 1.5%
Pearces Creek — 85+: not among its largest Eltham — 85+: 1.5%

Bars are drawn against the largest share shown (19.5%).

Who lives together

Household composition, 2021 Census.

Pearces Creek 65.1% couple families
Pearces Creek — Couple Families: 65.1% Pearces Creek — One Parent Families: 18.6% Pearces Creek — Lone Person: 7.0% Pearces Creek — Group Household: 9.3%
Eltham 63.6% couple families
Eltham — Couple Families: 63.6% Eltham — One Parent Families: 10.6% Eltham — Lone Person: 18.2% Eltham — Group Household: 7.6%
Couple Families One Parent Families Lone Person Group Household

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Pearces Creek 18.2% renting
Pearces Creek — Owned Outright: 48.5% Pearces Creek — Mortgage: 33.3% Pearces Creek — Renting: 18.2%
Eltham 14.4% renting
Eltham — Owned Outright: 48.6% Eltham — Mortgage: 36.9% Eltham — Renting: 14.4%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Pearces Creek Eltham
England 4.3% / 6.3%
Pearces Creek — England: 4.3% Eltham — England: 6.3%
New Zealand 1.4% / —
Pearces Creek — New Zealand: 1.4% Eltham — New Zealand: not among its largest
Italy — / 1.2%
Pearces Creek — Italy: not among its largest Eltham — Italy: 1.2%
Canada — / 0.9%
Pearces Creek — Canada: not among its largest Eltham — Canada: 0.9%

Bars are drawn against the largest share shown (6.3%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Pearces Creek Eltham
Bachelor Degree 12.9% / 20.2%
Pearces Creek — Bachelor Degree: 12.9% Eltham — Bachelor Degree: 20.2%
Certificate III & IV 15.2% / 9.9%
Pearces Creek — Certificate III & IV: 15.2% Eltham — Certificate III & IV: 9.9%
Advanced Diploma / Diploma 11.0% / 10.5%
Pearces Creek — Advanced Diploma / Diploma: 11.0% Eltham — Advanced Diploma / Diploma: 10.5%
Postgraduate Degree 9.5% / 3.6%
Pearces Creek — Postgraduate Degree: 9.5% Eltham — Postgraduate Degree: 3.6%
Graduate Diploma / Certificate 4.3% / 2.7%
Pearces Creek — Graduate Diploma / Certificate: 4.3% Eltham — Graduate Diploma / Certificate: 2.7%

Bars are drawn against the largest share shown (20.2%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Pearces Creek 100.0% houses
Pearces Creek — Houses: 100.0% Pearces Creek — Flats / Apartments: 0.0%
Eltham 98.2% houses
Eltham — Houses: 98.2% Eltham — Flats / Apartments: 1.8%
Houses Flats / Apartments

Property market

Pearces Creek Eltham
Median house price $1,600,000 $1,555,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) — 132 days
from 5 sales

Zoning mix

Pearces Creek Eltham
Rural and farming 99% 95%
Residential 0% 3%
Environmental 1% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Pearces Creek Eltham
New dwellings approved 238
across Ballina
 138
across Lismore
Approvals change year on year +210% +0%

Ranking within NSW

Pearces Creek Eltham
House price Higher than 77% of NSW Higher than 76% of NSW
Income Higher than 83% of NSW Higher than 70% of NSW
Schools —
same for both
Walkability Higher than 66% of NSW Higher than 70% of NSW
Affordability Higher than 42% of NSW Higher than 33% of NSW
EV adoption Higher than 68% of NSW Higher than 59% of NSW
NBN connectivity Higher than 51% of NSW Higher than 62% of NSW

Liveability

Pearces Creek Eltham
Grade —
same for both
Score —
same for both
Socio-economic band very advantaged area
decile 9/10
 very advantaged area
decile 10/10

Risk profile

Eltham carries more bushfire risk (29 vs 0); Eltham carries more crime risk (46 vs 28).

Pearces Creek Eltham
Bushfire None
0/100
 Low
29/100
Crime Low
28/100
 Moderate
46/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Pearces Creek Eltham
Inside the suburb 0 1
Rated above peers 0
same for both
Rated at peers 0 1
Rated below peers 0
same for both

Schools in Pearces Creek

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Schools in Eltham

  • Eltham Public School Government · Primary at peers

Amenities in the suburb

Pearces Creek Eltham
Waterways 6 2

Mobility

Eltham sits further from the CBD (747.1 km vs 741.6 km).

Pearces Creek Eltham
Walkability score 16/100 21/100
Distance to Sydney 741.6 km 747.1 km
Drive time (normal traffic) 480 min 485 min
Public transport score 20/100
Bus
 21/100
Bus
Peak arrivals per hour 4.0
7-9am + 5-7pm
 4.2
7-9am + 5-7pm
Median peak wait 2 min
scheduled, not actual
 1 min
scheduled, not actual
Electric vehicle share 0.7%
postcode 2477
 0.6%
postcode 2480
Rooftop solar per 100 dwellings 75
postcode 2477
 69
postcode 2480

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Pearces Creek Eltham
Car (driver) 63.2% / 61.4%
Pearces Creek — Car (driver): 63.2% Eltham — Car (driver): 61.4%
Worked from Home 36.8% / 31.7%
Pearces Creek — Worked from Home: 36.8% Eltham — Worked from Home: 31.7%
Car (passenger) — / 6.9%
Pearces Creek — Car (passenger): not among its largest Eltham — Car (passenger): 6.9%

Bars are drawn against the largest share shown (63.2%).

Setting

Pearces Creek Eltham
Elevation 42 m
above sea level, at the suburb centre
 20 m
above sea level, at the suburb centre
Distance to the ocean 13.8 km 17.1 km

NBN connectivity

Pearces Creek Eltham
Connectivity score 30/100
same for both
Most common technology Fixed wireless
same for both
Full-fibre (FTTP) share 0%
77 premises
 0%
135 premises

Climate

Pearces Creek Eltham
Annual rainfall 1,569 mm
same for both
Summer max (Jan) 29.1°C
same for both
Winter min (Jul) 9.1°C
same for both

Council rates

Pearces Creek Eltham
Average residential rate $1,264/yr $1,487/yr
Council Ballina Lismore

Federal electorate

Pearces Creek Eltham
Division Richmond Page
Member Justine Elliot Kevin Hogan
Party Australian Labor Party The Nationals

First Home Owner Grant

Pearces Creek Eltham
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Pearces Creek

River Rural

Eltham

Rural

More comparisons

Other comparisons with Pearces Creek

Pearces Creek vs McLeans Ridges Pearces Creek vs Alstonvale Pearces Creek vs Teven Pearces Creek vs Fernleigh Pearces Creek vs Nashua Pearces Creek vs Booyong

Other comparisons with Eltham

Eltham vs Clunes Eltham vs McLeans Ridges Eltham vs Bexhill Eltham vs Booyong
Full data on Pearces Creek Full data on Eltham
Unlock full address-level data — $29/month

Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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