Paynesville vs Raymond Island

Paynesville is the younger of the two, with a median age of 62 against 68 in Raymond Island. In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are people living alone. On these figures, Raymond Island tends to suit people living alone and older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Raymond Island

ahead on 2 of the 6 things we measure here

  • carries lower crime risk (16/100 vs 51/100)
  • has more separate houses rather than flats (100% vs 86%)
  • But Paynesville is already more of a family suburb (36% vs 25%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Paynesville

ahead on the one thing that separates them

  • has cheaper land ($209,000 vs $580,000)

Weighs house prices, land prices, and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Paynesville has a bigger rental market to choose from (22% vs 8%)
  • Raymond Island has cheaper rent ($280/wk vs $310/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Paynesville

ahead on 3 of the 3 things we measure here

  • is more walkable (31/100 vs 0/100)
  • has a shorter drive in (215 min vs 238 min)
  • sits closer to the CBD (293.2 km vs 297.9 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Raymond Island

ahead on 2 of the 4 things we measure here

  • carries lower crime risk (16/100 vs 51/100)
  • has more residents already 65 and over (59% vs 46%)
  • But Paynesville is more walkable (31/100 vs 0/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Paynesville and Raymond Island drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Paynesville Raymond Island
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Paynesville Raymond Island
Walkability 31 / 0
Paynesville — Walkability: 31/100 Raymond Island — Walkability: 0/100
Safety 49 / 84
Paynesville — Safety: 49/100 Raymond Island — Safety: 84/100
Low fire risk 100 / 72
Paynesville — Low fire risk: 100/100 Raymond Island — Low fire risk: 72/100
Low flood risk 15 / 3
Paynesville — Low flood risk: 15/100 Raymond Island — Low flood risk: 3/100

Demographics

Paynesville has more residents (3,636 vs 589); Paynesville rents higher ($310/wk vs $280/wk).

Paynesville Raymond Island
Population 3,636
+84% vs other
 589
Population trend (2016 → 2021) +4.5% +7.5%
Median age 62 68
Median household income $51,324/yr
+7% vs other
 $47,892/yr
Median weekly rent $310/wk
+10% vs other
 $280/wk

Age profile

Share of residents in each band, 2021 Census.

Paynesville Raymond Island
0-4 2.6% / 0.8%
Paynesville — 0-4: 2.6% Raymond Island — 0-4: 0.8%
5-14 7.3% / 3.6%
Paynesville — 5-14: 7.3% Raymond Island — 5-14: 3.6%
15-19 3.1% / 2.4%
Paynesville — 15-19: 3.1% Raymond Island — 15-19: 2.4%
20-24 2.6% / 1.5%
Paynesville — 20-24: 2.6% Raymond Island — 20-24: 1.5%
25-34 6.0% / 3.6%
Paynesville — 25-34: 6.0% Raymond Island — 25-34: 3.6%
35-44 6.0% / 3.6%
Paynesville — 35-44: 6.0% Raymond Island — 35-44: 3.6%
45-54 9.7% / 7.5%
Paynesville — 45-54: 9.7% Raymond Island — 45-54: 7.5%
55-64 16.7% / 17.3%
Paynesville — 55-64: 16.7% Raymond Island — 55-64: 17.3%
65-74 24.5% / 35.0%
Paynesville — 65-74: 24.5% Raymond Island — 65-74: 35.0%
75-84 15.9% / 19.7%
Paynesville — 75-84: 15.9% Raymond Island — 75-84: 19.7%
85+ 5.3% / 4.6%
Paynesville — 85+: 5.3% Raymond Island — 85+: 4.6%

Bars are drawn against the largest share shown (35.0%).

Who lives together

Household composition, 2021 Census.

Paynesville 58.4% lone person
Paynesville — Lone Person: 58.4% Paynesville — Couple Families: 22.9% Paynesville — One Parent Families: 13.4% Paynesville — Group Household: 4.2% Paynesville — Other Families: 1.1%
Raymond Island 72.5% lone person
Raymond Island — Lone Person: 72.5% Raymond Island — Couple Families: 17.4% Raymond Island — One Parent Families: 7.4% Raymond Island — Group Household: 0.0% Raymond Island — Other Families: 2.7%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Paynesville 21.7% renting
Paynesville — Owned Outright: 58.4% Paynesville — Mortgage: 19.9% Paynesville — Renting: 21.7%
Raymond Island 7.7% renting
Raymond Island — Owned Outright: 74.8% Raymond Island — Mortgage: 17.5% Raymond Island — Renting: 7.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Paynesville Raymond Island
Certificate III & IV 18.9% / 20.5%
Paynesville — Certificate III & IV: 18.9% Raymond Island — Certificate III & IV: 20.5%
Advanced Diploma / Diploma 10.4% / 13.1%
Paynesville — Advanced Diploma / Diploma: 10.4% Raymond Island — Advanced Diploma / Diploma: 13.1%
Bachelor Degree 8.7% / 9.8%
Paynesville — Bachelor Degree: 8.7% Raymond Island — Bachelor Degree: 9.8%
Graduate Diploma / Certificate 2.3% / 3.6%
Paynesville — Graduate Diploma / Certificate: 2.3% Raymond Island — Graduate Diploma / Certificate: 3.6%
Postgraduate Degree 2.3% / 3.2%
Paynesville — Postgraduate Degree: 2.3% Raymond Island — Postgraduate Degree: 3.2%

Bars are drawn against the largest share shown (20.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Paynesville Raymond Island
England 7.0% / 7.5%
Paynesville — England: 7.0% Raymond Island — England: 7.5%
New Zealand 1.6% / 2.0%
Paynesville — New Zealand: 1.6% Raymond Island — New Zealand: 2.0%
Netherlands 1.1% / 1.5%
Paynesville — Netherlands: 1.1% Raymond Island — Netherlands: 1.5%
Germany 0.8% / 1.7%
Paynesville — Germany: 0.8% Raymond Island — Germany: 1.7%
Scotland 1.0% / 0.7%
Paynesville — Scotland: 1.0% Raymond Island — Scotland: 0.7%
India 0.5% / 1.0%
Paynesville — India: 0.5% Raymond Island — India: 1.0%

Bars are drawn against the largest share shown (7.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Paynesville 85.9% houses
Paynesville — Houses: 85.9% Paynesville — Townhouses: 11.3% Paynesville — Flats / Apartments: 2.8%
Raymond Island 100.3% houses
Raymond Island — Houses: 100.3% Raymond Island — Townhouses: 0.0% Raymond Island — Flats / Apartments: 0.0%
Houses Townhouses Flats / Apartments

Property market

Paynesville Raymond Island
Median house price $550,000 $535,000
Median unit price $423,750 —
Median land price $209,000 $580,000
Typical days to sell (houses) 44 days
from 72 sales
 71 days
from 9 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Paynesville Raymond Island
2 bed $425K / $506K
Paynesville — 2 bed: $425K (16 sales) Raymond Island — 2 bed: $506K (8 sales)

16 vs 8 sales

3 bed $548K / $538K
Paynesville — 3 bed: $548K (118 sales) Raymond Island — 3 bed: $538K (22 sales)

118 vs 22 sales

Zoning mix

Raymond Island has more rural and farming land (18% vs 0%).

Paynesville Raymond Island
Parks and recreation 40% 79%
Residential 56% 4%
Rural and farming 0% 18%
Infrastructure and transport 2% 0%
Commercial 1% 0%
Industrial 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Paynesville Raymond Island
New dwellings approved 386
across East Gippsland
same for both
Approvals change year on year +50%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Paynesville Raymond Island
Houses 3.8%
$535/wk on $728K
 —
Units 4.5%
$418/wk on $485K
 —

Ranking within VIC

Paynesville Raymond Island
House price Higher than 16% of VIC Higher than 17% of VIC
Income Higher than 11% of VIC Higher than 8% of VIC
Schools —
same for both
Walkability Higher than 83% of VIC Higher than 11% of VIC
Affordability Higher than 41% of VIC Higher than 32% of VIC
EV adoption Higher than 35% of VIC
same for both
NBN connectivity Higher than 89% of VIC Higher than 81% of VIC
Rental yield (houses) Higher than 56% of VIC —
Rental yield (units) Higher than 31% of VIC —

Liveability

Paynesville is more walkable (31 vs 0); Paynesville scores higher overall (33 vs 25).

Paynesville Raymond Island
Grade C D
Score 33/100 25/100
Socio-economic band below-average income
decile 3/10
same for both

Risk profile

Raymond Island carries more bushfire risk (28 vs 0); Paynesville carries more crime risk (51 vs 16).

Paynesville Raymond Island
Bushfire None
0/100
 Low
28/100
Crime Moderate
51/100
 Low
16/100
Flood High
85/100
 High
97/100
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Paynesville Raymond Island
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0
same for both

Schools in Paynesville

  • Paynesville Primary School Government · Primary at peers

Schools in Raymond Island

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Paynesville Raymond Island
Supermarkets 1 0
Cafes & restaurants 9 0
Parks & reserves 3 1
Childcare 2 0
GPs 1 0
Pharmacies 1 0
Banks & Bank@Post 2 0
Fuel stations 1 0
Waterways 1 0

Mobility

Raymond Island sits further from the CBD (297.9 km vs 293.2 km).

Paynesville Raymond Island
Walkability score 31/100 0/100
Distance to Melbourne 293.2 km 297.9 km
+2% vs other
Drive time (normal traffic) 215 min 238 min
Electric vehicle share 0.4%
postcode 3880
same for both
Rooftop solar per 100 dwellings 45
postcode 3880
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Paynesville Raymond Island
Car (driver) 77.3% / 45.1%
Paynesville — Car (driver): 77.3% Raymond Island — Car (driver): 45.1%
Worked from Home 16.2% / 37.4%
Paynesville — Worked from Home: 16.2% Raymond Island — Worked from Home: 37.4%
Walked Only 2.4% / 9.9%
Paynesville — Walked Only: 2.4% Raymond Island — Walked Only: 9.9%
Car (passenger) 3.8% / 7.7%
Paynesville — Car (passenger): 3.8% Raymond Island — Car (passenger): 7.7%
Bicycle 0.3% / —
Paynesville — Bicycle: 0.3% Raymond Island — Bicycle: not among its largest

Bars are drawn against the largest share shown (77.3%).

Setting

Paynesville Raymond Island
Elevation 16 m
above sea level, at the suburb centre
 0 m
above sea level, at the suburb centre
Distance to the ocean 7.8 km
4.5 km to a named beach
 5.1 km

NBN connectivity

Paynesville Raymond Island
Connectivity score 79/100 72/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 50%
2,626 premises
 52%
545 premises

Climate

Paynesville Raymond Island
Annual rainfall 620 mm
same for both
Summer max (Jan) 25.5°C
same for both
Winter min (Jul) 4.5°C
same for both

Council rates

Paynesville Raymond Island
Average residential rate $1,807/yr
same for both
Council East Gippsland
same for both

Federal electorate

Paynesville Raymond Island
Division Gippsland
same for both
Member Darren Chester
same for both
Party The Nationals
same for both

First Home Owner Grant

Paynesville Raymond Island
Grant amount $10,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Paynesville

Affordable Large Blocks Retirees

Raymond Island

Acreage Affordable Retirees

More comparisons

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Paynesville vs Metung Paynesville vs Eagle Point Paynesville vs Newlands Arm

Other comparisons with Raymond Island

Raymond Island vs Metung Raymond Island vs Eagle Point Raymond Island vs Loch Sport Raymond Island vs Newlands Arm Raymond Island vs Forge Creek
Full data on Paynesville Full data on Raymond Island
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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