Patonga vs Pearl Beach

In both, the large majority of households own their home, the large majority of homes are detached houses, and most households are people living alone. On these figures, Patonga tends to suit people living alone.

Patonga and Pearl Beach are both quiet, older coastal communities north of Sydney, but they differ notably in affluence and risk profile. Pearl Beach has significantly higher median household income at $91,572 compared to Patonga's $55,588, and sits in a higher socio-economic decile. However, Patonga has a lower bushfire risk rating of 80 versus Pearl Beach's 93, and substantially lower crime risk at 88 compared to 34. Patonga's median house price is higher at $1,835,000, though rental costs are lower at $390 per week. Pearl Beach offers better walkability and is slightly closer to the CBD, making it a stronger fit for buyers prioritising affluence and urban convenience, while Patonga may appeal to those weighing safety concerns more heavily.

Written by an AI language model from the figures below. Every number in it is checked against those figures before it is published.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Pearl Beach

ahead on 3 of the 6 things we measure here

  • has more parks and reserves (4 vs 1)
  • carries lower crime risk (51/100 vs 86/100)
  • is already more of a family suburb (35% vs 26%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Patonga has cheaper rent ($390/wk vs $488/wk)
  • Pearl Beach leaves renters under less rental stress (28% vs 36%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Pearl Beach

ahead on 2 of the 3 things we measure here

  • is more walkable (32/100 vs 21/100)
  • sits closer to the CBD (89.6 km vs 93.3 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Pearl Beach

ahead on 2 of the 5 things we measure here

  • carries lower crime risk (51/100 vs 86/100)
  • is more walkable (32/100 vs 21/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Patonga

ahead on the one thing that separates them

  • is growing faster (14.1% vs -4.9%)

Weighs population growth.

Where they sit

Patonga and Pearl Beach drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Patonga Pearl Beach
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Patonga Pearl Beach
Walkability 21 / 32
Patonga — Walkability: 21/100 Pearl Beach — Walkability: 32/100
Safety 14 / 49
Patonga — Safety: 14/100 Pearl Beach — Safety: 49/100
Low fire risk 17 / 6
Patonga — Low fire risk: 17/100 Pearl Beach — Low fire risk: 6/100

Demographics

Pearl Beach has more residents (510 vs 235); Pearl Beach has higher household incomes ($91,572 vs $55,588).

Patonga Pearl Beach
Population 235 510
+117% vs other
Population trend (2016 → 2021) +14.1% -4.9%
Median age 65 64
Median household income $55,588/yr $91,572/yr
+65% vs other
Median weekly rent $390/wk $488/wk
+25% vs other

Age profile

Share of residents in each band, 2021 Census.

Patonga Pearl Beach
0-4 1.7% / 2.9%
Patonga — 0-4: 1.7% Pearl Beach — 0-4: 2.9%
5-14 4.3% / 5.1%
Patonga — 5-14: 4.3% Pearl Beach — 5-14: 5.1%
15-19 3.4% / 3.1%
Patonga — 15-19: 3.4% Pearl Beach — 15-19: 3.1%
20-24 3.0% / 2.0%
Patonga — 20-24: 3.0% Pearl Beach — 20-24: 2.0%
25-34 3.8% / 4.1%
Patonga — 25-34: 3.8% Pearl Beach — 25-34: 4.1%
35-44 4.3% / 5.3%
Patonga — 35-44: 4.3% Pearl Beach — 35-44: 5.3%
45-54 9.4% / 9.6%
Patonga — 45-54: 9.4% Pearl Beach — 45-54: 9.6%
55-64 21.3% / 19.6%
Patonga — 55-64: 21.3% Pearl Beach — 55-64: 19.6%
65-74 30.6% / 27.1%
Patonga — 65-74: 30.6% Pearl Beach — 65-74: 27.1%
75-84 18.3% / 18.6%
Patonga — 75-84: 18.3% Pearl Beach — 75-84: 18.6%
85+ 2.6% / 4.3%
Patonga — 85+: 2.6% Pearl Beach — 85+: 4.3%

Bars are drawn against the largest share shown (30.6%).

Who lives together

Household composition, 2021 Census.

Patonga 69.4% lone person
Patonga — Lone Person: 69.4% Patonga — Couple Families: 11.3% Patonga — One Parent Families: 14.5% Patonga — Group Household: 4.8% Patonga — Other Families: 0.0%
Pearl Beach 57.4% lone person
Pearl Beach — Lone Person: 57.4% Pearl Beach — Couple Families: 26.1% Pearl Beach — One Parent Families: 8.7% Pearl Beach — Group Household: 2.6% Pearl Beach — Other Families: 5.2%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Patonga 13.2% renting
Patonga — Owned Outright: 63.2% Patonga — Mortgage: 23.6% Patonga — Renting: 13.2%
Pearl Beach 13.6% renting
Pearl Beach — Owned Outright: 64.1% Pearl Beach — Mortgage: 22.3% Pearl Beach — Renting: 13.6%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Patonga Pearl Beach
Bachelor Degree 14.5% / 22.2%
Patonga — Bachelor Degree: 14.5% Pearl Beach — Bachelor Degree: 22.2%
Certificate III & IV 16.6% / 9.2%
Patonga — Certificate III & IV: 16.6% Pearl Beach — Certificate III & IV: 9.2%
Postgraduate Degree 4.7% / 15.1%
Patonga — Postgraduate Degree: 4.7% Pearl Beach — Postgraduate Degree: 15.1%
Advanced Diploma / Diploma 7.7% / 11.8%
Patonga — Advanced Diploma / Diploma: 7.7% Pearl Beach — Advanced Diploma / Diploma: 11.8%
Graduate Diploma / Certificate 3.0% / 5.3%
Patonga — Graduate Diploma / Certificate: 3.0% Pearl Beach — Graduate Diploma / Certificate: 5.3%

Bars are drawn against the largest share shown (22.2%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Patonga Pearl Beach
England 4.7% / 8.4%
Patonga — England: 4.7% Pearl Beach — England: 8.4%
New Zealand 3.0% / 3.3%
Patonga — New Zealand: 3.0% Pearl Beach — New Zealand: 3.3%
Netherlands 1.3% / 1.0%
Patonga — Netherlands: 1.3% Pearl Beach — Netherlands: 1.0%
Germany — / 1.8%
Patonga — Germany: not among its largest Pearl Beach — Germany: 1.8%
Italy 1.7% / —
Patonga — Italy: 1.7% Pearl Beach — Italy: not among its largest
South Africa — / 1.0%
Patonga — South Africa: not among its largest Pearl Beach — South Africa: 1.0%
Canada — / 1.0%
Patonga — Canada: not among its largest Pearl Beach — Canada: 1.0%

Bars are drawn against the largest share shown (8.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Patonga 87.4% houses
Patonga — Houses: 87.4% Patonga — Flats / Apartments: 9.9% Patonga — Townhouses: 2.7%
Pearl Beach 96.5% houses
Pearl Beach — Houses: 96.5% Pearl Beach — Flats / Apartments: 3.5% Pearl Beach — Townhouses: 0.0%
Houses Flats / Apartments Townhouses

Property market

Patonga Pearl Beach
Median house price $1,675,000 $1,710,000
Median unit price —
same for both
Median land price —
same for both
Typical days to sell (houses) 59 days
from 6 sales
81 days
from 26 sales

Zoning mix

Patonga has more land zoned for conservation (78% vs 23%).

Patonga Pearl Beach
Environmental 78% 23%
Residential 1% 52%
Parks and recreation 20% 15%
Infrastructure and transport 0% 10%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Patonga Pearl Beach
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Ranking within NSW

Patonga Pearl Beach
House price Higher than 83% of NSW Higher than 79% of NSW
Income Higher than 16% of NSW Higher than 59% of NSW
Schools —
same for both
Walkability Higher than 70% of NSW Higher than 76% of NSW
Affordability Higher than 5% of NSW Higher than 22% of NSW
EV adoption Higher than 75% of NSW
same for both
NBN connectivity Higher than 67% of NSW Higher than 76% of NSW

Liveability

Pearl Beach is more walkable (32 vs 21).

Patonga Pearl Beach
Grade — C
Score — 40/100
Socio-economic band advantaged area
decile 7/10
very advantaged area
decile 9/10

Risk profile

Patonga carries more crime risk (86 vs 51); Pearl Beach carries more bushfire risk (94 vs 83).

Patonga Pearl Beach
Bushfire High
83/100
High
94/100
Crime High
86/100
Moderate
51/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion Moderate
60/100
Low
14/100
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
1
within 5 km

Schools

Patonga Pearl Beach
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Patonga Pearl Beach
Cafes & restaurants 1 0
Parks & reserves 1 4
Waterways 5 4

Mobility

Patonga sits further from the CBD (93.3 km vs 89.6 km).

Patonga Pearl Beach
Walkability score 21/100 32/100
Distance to Sydney 93.3 km
+4% vs other
89.6 km
Drive time (normal traffic) 90 min 86 min
Public transport score 30/100
Bus
38/100
Bus
Peak arrivals per hour 8.2
7-9am + 5-7pm
15.0
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
1 min
scheduled, not actual
Electric vehicle share 0.8%
postcode 2256
same for both
Rooftop solar per 100 dwellings 31
postcode 2256
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Patonga Pearl Beach
Worked from Home 56.7% / 65.0%
Patonga — Worked from Home: 56.7% Pearl Beach — Worked from Home: 65.0%
Car (driver) 43.3% / 27.5%
Patonga — Car (driver): 43.3% Pearl Beach — Car (driver): 27.5%
Car (passenger) — / 3.1%
Patonga — Car (passenger): not among its largest Pearl Beach — Car (passenger): 3.1%
Walked Only — / 2.5%
Patonga — Walked Only: not among its largest Pearl Beach — Walked Only: 2.5%
Train — / 1.9%
Patonga — Train: not among its largest Pearl Beach — Train: 1.9%

Bars are drawn against the largest share shown (65.0%).

Setting

Patonga Pearl Beach
Elevation 79 m
above sea level, at the suburb centre
10 m
above sea level, at the suburb centre
Distance to the ocean 210 m
2.2 km to a named beach
226 m
343 m to a named beach

NBN connectivity

Patonga Pearl Beach
Connectivity score 51/100 69/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 10%
290 premises
43%
664 premises

Climate

Patonga Pearl Beach
Annual rainfall 1,176 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Patonga Pearl Beach
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Patonga Pearl Beach
Division Robertson
same for both
Member Gordon Reid
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Patonga Pearl Beach
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Patonga

Pearl Beach

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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