Ourimbah vs Tumbi Umbi

Ourimbah is the younger of the two, with a median age of 39 against 45 in Tumbi Umbi. In both, the large majority of households own their home, the large majority of homes are detached houses, and about half of households are couple families. On these figures, Tumbi Umbi tends to suit older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Ourimbah has more parks and reserves (9 vs 3)
  • Tumbi Umbi carries lower crime risk (56/100 vs 83/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Ourimbah

ahead on 2 of the 3 things we measure here

  • has cheaper land ($1,577,500 vs $2,225,000)
  • leaves households under less mortgage stress (23% vs 30%)

Weighs house prices, land prices, and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Tumbi Umbi

ahead on 2 of the 4 things we measure here

  • is more walkable (31/100 vs 0/100)
  • has a shorter drive in (83 min vs 90 min)

Weighs distance, drive time, rail access, and walkability.

Downsizers and retirees

Tumbi Umbi

ahead on 3 of the 5 things we measure here

  • is more walkable (31/100 vs 0/100)
  • has more residents already 65 and over (25% vs 14%)
  • carries lower crime risk (56/100 vs 83/100)
  • But Ourimbah has more GPs (3 vs 1)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house yield and population growth.

Where they sit

Ourimbah and Tumbi Umbi drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Ourimbah Tumbi Umbi
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Ourimbah Tumbi Umbi
Walkability 0 / 31
Ourimbah — Walkability: 0/100 Tumbi Umbi — Walkability: 31/100
Safety 17 / 44
Ourimbah — Safety: 17/100 Tumbi Umbi — Safety: 44/100
Low fire risk 44 / 37
Ourimbah — Low fire risk: 44/100 Tumbi Umbi — Low fire risk: 37/100

Demographics

Tumbi Umbi has more residents (5,369 vs 4,019); Ourimbah has higher household incomes ($100,880 vs $86,164).

Ourimbah Tumbi Umbi
Population 4,019 5,369
+34% vs other
Population trend (2016 → 2021) +1.7% +5.1%
Median age 39 45
Median household income $100,880/yr
+15% vs other
 $86,164/yr
Median weekly rent $400/wk $410/wk
+2% vs other

Age profile

Share of residents in each band, 2021 Census.

Ourimbah Tumbi Umbi
0-4 5.6% / 4.7%
Ourimbah — 0-4: 5.6% Tumbi Umbi — 0-4: 4.7%
5-14 12.9% / 13.4%
Ourimbah — 5-14: 12.9% Tumbi Umbi — 5-14: 13.4%
15-19 7.1% / 6.5%
Ourimbah — 15-19: 7.1% Tumbi Umbi — 15-19: 6.5%
20-24 6.1% / 5.6%
Ourimbah — 20-24: 6.1% Tumbi Umbi — 20-24: 5.6%
25-34 12.5% / 9.2%
Ourimbah — 25-34: 12.5% Tumbi Umbi — 25-34: 9.2%
35-44 13.4% / 10.3%
Ourimbah — 35-44: 13.4% Tumbi Umbi — 35-44: 10.3%
45-54 13.7% / 13.4%
Ourimbah — 45-54: 13.7% Tumbi Umbi — 45-54: 13.4%
55-64 14.3% / 11.6%
Ourimbah — 55-64: 14.3% Tumbi Umbi — 55-64: 11.6%
65-74 8.6% / 12.4%
Ourimbah — 65-74: 8.6% Tumbi Umbi — 65-74: 12.4%
75-84 4.3% / 9.3%
Ourimbah — 75-84: 4.3% Tumbi Umbi — 75-84: 9.3%
85+ 1.3% / 3.7%
Ourimbah — 85+: 1.3% Tumbi Umbi — 85+: 3.7%

Bars are drawn against the largest share shown (14.3%).

Who lives together

Household composition, 2021 Census.

Ourimbah 48.8% couple families
Ourimbah — Couple Families: 48.8% Ourimbah — Lone Person: 27.4% Ourimbah — One Parent Families: 17.8% Ourimbah — Group Household: 4.3% Ourimbah — Other Families: 1.8%
Tumbi Umbi 47.5% couple families
Tumbi Umbi — Couple Families: 47.5% Tumbi Umbi — Lone Person: 30.7% Tumbi Umbi — One Parent Families: 18.7% Tumbi Umbi — Group Household: 2.5% Tumbi Umbi — Other Families: 0.6%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Ourimbah 23.6% renting
Ourimbah — Owned Outright: 32.4% Ourimbah — Mortgage: 43.9% Ourimbah — Renting: 23.6%
Tumbi Umbi 17.0% renting
Tumbi Umbi — Owned Outright: 39.3% Tumbi Umbi — Mortgage: 43.7% Tumbi Umbi — Renting: 17.0%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Ourimbah Tumbi Umbi
Certificate III & IV 18.4% / 18.7%
Ourimbah — Certificate III & IV: 18.4% Tumbi Umbi — Certificate III & IV: 18.7%
Bachelor Degree 12.6% / 9.5%
Ourimbah — Bachelor Degree: 12.6% Tumbi Umbi — Bachelor Degree: 9.5%
Advanced Diploma / Diploma 8.8% / 8.8%
Ourimbah — Advanced Diploma / Diploma: 8.8% Tumbi Umbi — Advanced Diploma / Diploma: 8.8%
Postgraduate Degree 3.3% / 2.3%
Ourimbah — Postgraduate Degree: 3.3% Tumbi Umbi — Postgraduate Degree: 2.3%
Graduate Diploma / Certificate 1.9% / 1.4%
Ourimbah — Graduate Diploma / Certificate: 1.9% Tumbi Umbi — Graduate Diploma / Certificate: 1.4%

Bars are drawn against the largest share shown (18.7%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Ourimbah Tumbi Umbi
England 4.6% / 5.0%
Ourimbah — England: 4.6% Tumbi Umbi — England: 5.0%
New Zealand 1.9% / 1.3%
Ourimbah — New Zealand: 1.9% Tumbi Umbi — New Zealand: 1.3%
South Africa 0.6% / 0.6%
Ourimbah — South Africa: 0.6% Tumbi Umbi — South Africa: 0.6%
China 0.8% / 0.3%
Ourimbah — China: 0.8% Tumbi Umbi — China: 0.3%
Scotland 0.5% / 0.5%
Ourimbah — Scotland: 0.5% Tumbi Umbi — Scotland: 0.5%
Philippines 0.8% / —
Ourimbah — Philippines: 0.8% Tumbi Umbi — Philippines: not among its largest
Ireland — / 0.4%
Ourimbah — Ireland: not among its largest Tumbi Umbi — Ireland: 0.4%

Bars are drawn against the largest share shown (5.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Ourimbah 75.9% houses
Ourimbah — Houses: 75.9% Ourimbah — Townhouses: 22.7% Ourimbah — Flats / Apartments: 1.5%
Tumbi Umbi 81.0% houses
Tumbi Umbi — Houses: 81.0% Tumbi Umbi — Townhouses: 18.5% Tumbi Umbi — Flats / Apartments: 0.5%
Houses Townhouses Flats / Apartments

Property market

Ourimbah Tumbi Umbi
Median house price $1,030,000 $1,022,500
Median unit price $655,000 —
Median land price $1,577,500 $2,225,000
Typical days to sell (houses) 20 days
from 30 sales
 29 days
from 49 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Ourimbah Tumbi Umbi
3 bed $868K / $875K
Ourimbah — 3 bed: $868K (34 sales) Tumbi Umbi — 3 bed: $875K (29 sales)

34 vs 29 sales

4 bed $1.18M / $1.11M
Ourimbah — 4 bed: $1.18M (17 sales) Tumbi Umbi — 4 bed: $1.11M (40 sales)

17 vs 40 sales

5 bed $1.25M / $1.25M
Ourimbah — 5 bed: $1.25M (7 sales) Tumbi Umbi — 5 bed: $1.25M (13 sales)

7 vs 13 sales

Zoning mix

Ourimbah has more rural and farming land (39% vs 0%); Tumbi Umbi has more land zoned for conservation (86% vs 56%).

Ourimbah Tumbi Umbi
Environmental 56% 86%
Rural and farming 39% 0%
Residential 1% 10%
Parks and recreation 0% 3%
Infrastructure and transport 3% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Ourimbah Tumbi Umbi
New dwellings approved 1,441
across Central Coast (NSW)
same for both
Approvals change year on year +67%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Ourimbah Tumbi Umbi
Houses 3.6%
$750/wk on $1.07M
 3.7%
$790/wk on $1.12M
Units —
same for both

Ranking within NSW

Ourimbah Tumbi Umbi
House price Higher than 60% of NSW
same for both
Income Higher than 69% of NSW Higher than 55% of NSW
Schools —
same for both
Walkability Higher than 4% of NSW Higher than 75% of NSW
Affordability Higher than 54% of NSW Higher than 42% of NSW
EV adoption Higher than 82% of NSW Higher than 64% of NSW
NBN connectivity Higher than 71% of NSW Higher than 98% of NSW
Rental yield (houses) Higher than 52% of NSW Higher than 53% of NSW

Liveability

Tumbi Umbi is more walkable (31 vs 0); Tumbi Umbi scores higher overall (38 vs 30).

Ourimbah Tumbi Umbi
Grade C
same for both
Score 30/100 38/100
Socio-economic band advantaged area
decile 7/10
same for both

Risk profile

Ourimbah carries more crime risk (83 vs 56).

Ourimbah Tumbi Umbi
Bushfire Moderate
56/100
 Moderate
63/100
Crime High
83/100
 Moderate
56/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
 2
within 5 km

Schools

Ourimbah Tumbi Umbi
Inside the suburb 1 2
Rated above peers 0
same for both
Rated at peers 0 2
Rated below peers 1 0
Universities within 10 km 1
The University of Newcastle (Central Coast), 0.0 km
 None

Schools in Ourimbah

  • Ourimbah Public School Government · Primary below peers

Schools in Tumbi Umbi

  • St John Fisher Catholic Primary School Catholic · Primary at peers
  • Tuggerah Lakes Secondary College Tumbi Umbi Campus Government · Secondary at peers

Amenities in the suburb

Ourimbah Tumbi Umbi
Cafes & restaurants 7 0
Parks & reserves 9 3
Childcare 3 5
GPs 3 1
Pharmacies 1
same for both
Banks & Bank@Post 1
same for both
Fuel stations 4 1
EV chargers 0 1
Waterways 26 2

Mobility

Ourimbah Tumbi Umbi
Walkability score 0/100 31/100
Distance to Sydney 96 km
+1% vs other
 94.9 km
Drive time (normal traffic) 90 min 83 min
Public transport score 87/100
Rail · Bus
 79/100
Bus
Peak arrivals per hour 100.5
7-9am + 5-7pm
 80.0
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
same for both
Electric vehicle share 1.1%
postcode 2258
 0.6%
postcode 2261
Rooftop solar per 100 dwellings 47
postcode 2258
 33
postcode 2261

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Ourimbah Tumbi Umbi
Car (driver) 62.1% / 62.1%
Ourimbah — Car (driver): 62.1% Tumbi Umbi — Car (driver): 62.1%
Worked from Home 30.7% / 31.9%
Ourimbah — Worked from Home: 30.7% Tumbi Umbi — Worked from Home: 31.9%
Car (passenger) 3.3% / 4.0%
Ourimbah — Car (passenger): 3.3% Tumbi Umbi — Car (passenger): 4.0%
Train 2.2% / 0.5%
Ourimbah — Train: 2.2% Tumbi Umbi — Train: 0.5%
Walked Only 1.1% / 1.1%
Ourimbah — Walked Only: 1.1% Tumbi Umbi — Walked Only: 1.1%

Bars are drawn against the largest share shown (62.1%).

Setting

Ourimbah Tumbi Umbi
Elevation 177 m
above sea level, at the suburb centre
 56 m
above sea level, at the suburb centre
Distance to the ocean 15.5 km 4.8 km
4.8 km to a named beach

NBN connectivity

Ourimbah Tumbi Umbi
Connectivity score 62/100 98/100
Most common technology Fibre to the node Fibre to the premises
Full-fibre (FTTP) share 33%
1,629 premises
 97%
2,244 premises

Climate

Ourimbah Tumbi Umbi
Annual rainfall 1,272 mm
same for both
Summer max (Jan) 26.4°C
same for both
Winter min (Jul) 10.6°C
same for both

Air quality (annual mean)

Ourimbah Tumbi Umbi
PM2.5 5.1 µg/m³
same for both
PM10 14.8 µg/m³
same for both
NO₂ 0.36 pphm
same for both

Council rates

Ourimbah Tumbi Umbi
Average residential rate $1,409/yr
same for both
Council Central Coast (NSW)
same for both

Federal electorate

Ourimbah Tumbi Umbi
Division Dobell
same for both
Member Emma Mcbride
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Ourimbah Tumbi Umbi
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Ourimbah

Rural Townhouses Transport Hub

Tumbi Umbi

Retirees

More comparisons

Other comparisons with Ourimbah

Ourimbah vs Lisarow Ourimbah vs Mardi Ourimbah vs Niagara Park Ourimbah vs Glenning Valley Ourimbah vs Somersby Ourimbah vs Fountaindale

Other comparisons with Tumbi Umbi

Tumbi Umbi vs Bateau Bay Tumbi Umbi vs Berkeley Vale Tumbi Umbi vs Killarney Vale Tumbi Umbi vs Wamberal Tumbi Umbi vs Lisarow Tumbi Umbi vs Forresters Beach
Full data on Ourimbah Full data on Tumbi Umbi
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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