Old Erowal Bay vs St Georges Basin

Old Erowal Bay is the younger of the two, with a median age of 40 against 53 in St Georges Basin. In both, most households own their home and the large majority of homes are detached houses. Houses cost more in St Georges Basin: a median of $818,000, against $693,000 in Old Erowal Bay. On these figures, Old Erowal Bay tends to suit families with children and buyers on a tighter budget, while St Georges Basin suits older residents.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Old Erowal Bay has more separate houses rather than flats (98% vs 86%)
  • St Georges Basin carries lower crime risk (38/100 vs 52/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Old Erowal Bay

ahead on 2 of the 2 things we measure here

  • leaves households under less mortgage stress (24% vs 35%)
  • has cheaper houses ($692,857 vs $817,500)

Weighs house prices and mortgage stress.

Renters

Too close to call

Nothing among the 3 things we measure here separates them by enough to be worth acting on.

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Old Erowal Bay

ahead on 2 of the 3 things we measure here

  • is more walkable (32/100 vs 0/100)
  • has a shorter drive in (159 min vs 164 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

St Georges Basin

ahead on 4 of the 5 things we measure here

  • has more units and townhouses to downsize into (14% vs 2%)
  • has more GPs (2 vs 0)
  • has more residents already 65 and over (35% vs 19%)
  • But Old Erowal Bay is more walkable (32/100 vs 0/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

St Georges Basin

ahead on the one thing that separates them

  • is growing faster (10.4% vs 4.0%)

Weighs population growth.

Where they sit

Old Erowal Bay and St Georges Basin drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Old Erowal Bay St Georges Basin
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Old Erowal Bay St Georges Basin
Walkability 32 / 0
Old Erowal Bay — Walkability: 32/100 St Georges Basin — Walkability: 0/100
Safety 48 / 62
Old Erowal Bay — Safety: 48/100 St Georges Basin — Safety: 62/100
Low fire risk 100 / 13
Old Erowal Bay — Low fire risk: 100/100 St Georges Basin — Low fire risk: 13/100

Demographics

St Georges Basin has more residents (3,215 vs 1,080); St Georges Basin skews older (53 vs 40).

Old Erowal Bay St Georges Basin
Population 1,080 3,215
+198% vs other
Population trend (2016 → 2021) +4.0% +10.4%
Median age 40 53
Median household income $64,792/yr
+11% vs other
$57,876/yr
Median weekly rent $350/wk
same for both

Age profile

Share of residents in each band, 2021 Census.

Old Erowal Bay St Georges Basin
0-4 5.8% / 4.3%
Old Erowal Bay — 0-4: 5.8% St Georges Basin — 0-4: 4.3%
5-14 13.9% / 9.6%
Old Erowal Bay — 5-14: 13.9% St Georges Basin — 5-14: 9.6%
15-19 7.6% / 4.5%
Old Erowal Bay — 15-19: 7.6% St Georges Basin — 15-19: 4.5%
20-24 4.0% / 4.1%
Old Erowal Bay — 20-24: 4.0% St Georges Basin — 20-24: 4.1%
25-34 10.9% / 8.4%
Old Erowal Bay — 25-34: 10.9% St Georges Basin — 25-34: 8.4%
35-44 13.1% / 9.0%
Old Erowal Bay — 35-44: 13.1% St Georges Basin — 35-44: 9.0%
45-54 12.0% / 11.8%
Old Erowal Bay — 45-54: 12.0% St Georges Basin — 45-54: 11.8%
55-64 13.0% / 13.5%
Old Erowal Bay — 55-64: 13.0% St Georges Basin — 55-64: 13.5%
65-74 12.9% / 18.5%
Old Erowal Bay — 65-74: 12.9% St Georges Basin — 65-74: 18.5%
75-84 5.8% / 11.9%
Old Erowal Bay — 75-84: 5.8% St Georges Basin — 75-84: 11.9%
85+ 0.5% / 4.2%
Old Erowal Bay — 85+: 0.5% St Georges Basin — 85+: 4.2%

Bars are drawn against the largest share shown (18.5%).

Who lives together

Household composition, 2021 Census.

Old Erowal Bay 37.3% lone person
Old Erowal Bay — Lone Person: 37.3% Old Erowal Bay — Couple Families: 31.5% Old Erowal Bay — One Parent Families: 24.0% Old Erowal Bay — Group Household: 5.8% Old Erowal Bay — Other Families: 1.4%
St Georges Basin 44.6% lone person
St Georges Basin — Lone Person: 44.6% St Georges Basin — Couple Families: 36.0% St Georges Basin — One Parent Families: 16.3% St Georges Basin — Group Household: 2.6% St Georges Basin — Other Families: 0.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Old Erowal Bay 25.9% renting
Old Erowal Bay — Owned Outright: 34.9% Old Erowal Bay — Mortgage: 39.2% Old Erowal Bay — Renting: 25.9%
St Georges Basin 18.3% renting
St Georges Basin — Owned Outright: 51.1% St Georges Basin — Mortgage: 30.6% St Georges Basin — Renting: 18.3%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Old Erowal Bay St Georges Basin
Certificate III & IV 19.9% / 20.8%
Old Erowal Bay — Certificate III & IV: 19.9% St Georges Basin — Certificate III & IV: 20.8%
Advanced Diploma / Diploma 5.8% / 7.3%
Old Erowal Bay — Advanced Diploma / Diploma: 5.8% St Georges Basin — Advanced Diploma / Diploma: 7.3%
Bachelor Degree 5.6% / 5.9%
Old Erowal Bay — Bachelor Degree: 5.6% St Georges Basin — Bachelor Degree: 5.9%
Postgraduate Degree 2.3% / 1.7%
Old Erowal Bay — Postgraduate Degree: 2.3% St Georges Basin — Postgraduate Degree: 1.7%
Graduate Diploma / Certificate 1.2% / 1.1%
Old Erowal Bay — Graduate Diploma / Certificate: 1.2% St Georges Basin — Graduate Diploma / Certificate: 1.1%

Bars are drawn against the largest share shown (20.8%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Old Erowal Bay St Georges Basin
England 3.8% / 5.5%
Old Erowal Bay — England: 3.8% St Georges Basin — England: 5.5%
New Zealand 2.0% / 1.2%
Old Erowal Bay — New Zealand: 2.0% St Georges Basin — New Zealand: 1.2%
Netherlands 0.7% / 0.5%
Old Erowal Bay — Netherlands: 0.7% St Georges Basin — Netherlands: 0.5%
Germany — / 0.9%
Old Erowal Bay — Germany: not among its largest St Georges Basin — Germany: 0.9%
Philippines 0.5% / 0.3%
Old Erowal Bay — Philippines: 0.5% St Georges Basin — Philippines: 0.3%
South Africa 0.7% / —
Old Erowal Bay — South Africa: 0.7% St Georges Basin — South Africa: not among its largest
Scotland — / 0.5%
Old Erowal Bay — Scotland: not among its largest St Georges Basin — Scotland: 0.5%

Bars are drawn against the largest share shown (5.5%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Old Erowal Bay 98.3% houses
Old Erowal Bay — Houses: 98.3% Old Erowal Bay — Townhouses: 0.0% Old Erowal Bay — Flats / Apartments: 1.7%
St Georges Basin 85.5% houses
St Georges Basin — Houses: 85.5% St Georges Basin — Townhouses: 8.8% St Georges Basin — Flats / Apartments: 5.7%
Houses Townhouses Flats / Apartments

Property market

Old Erowal Bay St Georges Basin
Median house price $692,857 $817,500
Median unit price —
same for both
Median land price — $442,500
Typical days to sell (houses) 45 days
from 7 sales
85 days
from 51 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Old Erowal Bay St Georges Basin
3 bed $725K / $710K
Old Erowal Bay — 3 bed: $725K (19 sales) St Georges Basin — 3 bed: $710K (41 sales)

19 vs 41 sales

4 bed $760K / $880K
Old Erowal Bay — 4 bed: $760K (5 sales) St Georges Basin — 4 bed: $880K (33 sales)

5 vs 33 sales

Zoning mix

St Georges Basin has more land zoned for conservation (81% vs 5%).

Old Erowal Bay St Georges Basin
Environmental 5% 81%
Residential 74% 4%
Parks and recreation 12% 1%
Rural and farming 6% 11%
Infrastructure and transport 4% 2%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Old Erowal Bay St Georges Basin
New dwellings approved 854
across Shoalhaven
same for both
Approvals change year on year -10%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Old Erowal Bay St Georges Basin
Houses — 3.8%
$630/wk on $860K
Units —
same for both

Ranking within NSW

Old Erowal Bay St Georges Basin
House price Higher than 25% of NSW Higher than 32% of NSW
Income Higher than 27% of NSW Higher than 18% of NSW
Schools —
same for both
Walkability Higher than 76% of NSW Higher than 34% of NSW
Affordability Higher than 60% of NSW Higher than 41% of NSW
EV adoption Higher than 54% of NSW
same for both
NBN connectivity Higher than 78% of NSW Higher than 77% of NSW
Rental yield (houses) — Higher than 63% of NSW

Liveability

Old Erowal Bay is more walkable (32 vs 0); Old Erowal Bay scores higher overall (42 vs 21).

Old Erowal Bay St Georges Basin
Grade C D
Score 42/100 21/100
Socio-economic band below-average income
decile 2/10
below-average income
decile 3/10

Risk profile

St Georges Basin carries more bushfire risk (87 vs 0); Old Erowal Bay carries more crime risk (52 vs 38).

Old Erowal Bay St Georges Basin
Bushfire None
0/100
High
87/100
Crime Moderate
52/100
Low
38/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 2
within 5 km
1
within 5 km

Schools

Old Erowal Bay St Georges Basin
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Old Erowal Bay St Georges Basin
Supermarkets 0 1
Cafes & restaurants 0 1
Parks & reserves 1 3
Childcare 1 2
GPs 0 2
Banks & Bank@Post 0 1
Fuel stations 0 1
Waterways 0 7

Mobility

Old Erowal Bay St Georges Basin
Walkability score 32/100 0/100
Distance to Sydney 192.3 km 193 km
Drive time (normal traffic) 159 min 164 min
Public transport score 32/100
Bus
51/100
Bus
Peak arrivals per hour 7.0
7-9am + 5-7pm
15.5
7-9am + 5-7pm
Median peak wait 2 min
scheduled, not actual
same for both
Electric vehicle share 0.5%
postcode 2540
same for both
Rooftop solar per 100 dwellings 44
postcode 2540
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Old Erowal Bay St Georges Basin
Car (driver) 81.5% / 81.6%
Old Erowal Bay — Car (driver): 81.5% St Georges Basin — Car (driver): 81.6%
Worked from Home 10.2% / 12.7%
Old Erowal Bay — Worked from Home: 10.2% St Georges Basin — Worked from Home: 12.7%
Car (passenger) 6.4% / 3.6%
Old Erowal Bay — Car (passenger): 6.4% St Georges Basin — Car (passenger): 3.6%
Walked Only 0.8% / 1.7%
Old Erowal Bay — Walked Only: 0.8% St Georges Basin — Walked Only: 1.7%
Bus 1.1% / 0.4%
Old Erowal Bay — Bus: 1.1% St Georges Basin — Bus: 0.4%

Bars are drawn against the largest share shown (81.6%).

Setting

Old Erowal Bay St Georges Basin
Elevation 12 m
above sea level, at the suburb centre
0 m
above sea level, at the suburb centre
Distance to the ocean 3.2 km
3.7 km to a named beach
6.4 km

NBN connectivity

Old Erowal Bay St Georges Basin
Connectivity score 71/100 70/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 48%
548 premises
43%
2,005 premises

Climate

Old Erowal Bay St Georges Basin
Annual rainfall 1,302 mm
same for both
Summer max (Jan) 23.9°C
same for both
Winter min (Jul) 9.6°C
same for both

Council rates

Old Erowal Bay St Georges Basin
Average residential rate $1,501/yr
same for both
Council Shoalhaven
same for both

Federal electorate

Old Erowal Bay St Georges Basin
Division Gilmore
same for both
Member Fiona Phillips
same for both
Party Australian Labor Party
same for both

First Home Owner Grant

Old Erowal Bay St Georges Basin
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Old Erowal Bay

St Georges Basin

More comparisons

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Full data on Old Erowal Bay Full data on St Georges Basin
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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