North Tamworth vs Oxley Vale

Oxley Vale is the younger of the two, with a median age of 33 against 38 in North Tamworth. In both, most households own their home and most homes are detached houses. In North Tamworth, about half of households are people living alone. Houses cost more in North Tamworth: a median of $702,000, against $625,000 in Oxley Vale, though rent is higher in Oxley Vale. On these figures, North Tamworth tends to suit people living alone, while Oxley Vale suits families with children.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

North Tamworth

ahead on 3 of the 6 things we measure here

  • has more childcare (5 vs 1)
  • has more schools inside the suburb (4 vs 1)
  • carries lower crime risk (70/100 vs 83/100)
  • But Oxley Vale is already more of a family suburb (61% vs 44%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • North Tamworth has cheaper units ($440,000 vs $837,500)
  • Oxley Vale has cheaper houses ($625,000 vs $702,000)

Weighs house prices, unit prices, and mortgage stress.

Renters

North Tamworth

ahead on the one thing that separates them

  • has cheaper rent ($310/wk vs $335/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

North Tamworth

ahead on 2 of the 3 things we measure here

  • is more walkable (36/100 vs 25/100)
  • sits closer to the CBD (409.8 km vs 411.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

North Tamworth

ahead on 5 of the 5 things we measure here

  • has more GPs (7 vs 0)
  • has more units and townhouses to downsize into (31% vs 8%)
  • has more residents already 65 and over (24% vs 16%)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

North Tamworth

ahead on 2 of the 2 things we measure here

  • is growing faster (22.0% vs 5.2%)
  • returns a higher gross yield on houses (4.5% vs 3.9%)

Weighs house yield and population growth.

Where they sit

North Tamworth and Oxley Vale drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

North Tamworth Oxley Vale
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

North Tamworth Oxley Vale
Walkability 36 / 25
North Tamworth — Walkability: 36/100 Oxley Vale — Walkability: 25/100
Safety 30 / 17
North Tamworth — Safety: 30/100 Oxley Vale — Safety: 17/100
Low fire risk 80 / 100
North Tamworth — Low fire risk: 80/100 Oxley Vale — Low fire risk: 100/100

Demographics

North Tamworth has more residents (6,273 vs 3,935); North Tamworth skews older (38 vs 33).

North Tamworth Oxley Vale
Population 6,273
+37% vs other
3,935
Population trend (2016 → 2021) +22.0% +5.2%
Median age 38 33
Median household income $76,076/yr
+6% vs other
$71,812/yr
Median weekly rent $310/wk $335/wk
+8% vs other

Age profile

Share of residents in each band, 2021 Census.

North Tamworth Oxley Vale
0-4 6.7% / 8.3%
North Tamworth — 0-4: 6.7% Oxley Vale — 0-4: 8.3%
5-14 11.6% / 16.7%
North Tamworth — 5-14: 11.6% Oxley Vale — 5-14: 16.7%
15-19 5.1% / 6.3%
North Tamworth — 15-19: 5.1% Oxley Vale — 15-19: 6.3%
20-24 5.1% / 5.8%
North Tamworth — 20-24: 5.1% Oxley Vale — 20-24: 5.8%
25-34 16.2% / 15.1%
North Tamworth — 25-34: 16.2% Oxley Vale — 25-34: 15.1%
35-44 12.5% / 12.8%
North Tamworth — 35-44: 12.5% Oxley Vale — 35-44: 12.8%
45-54 10.1% / 9.3%
North Tamworth — 45-54: 10.1% Oxley Vale — 45-54: 9.3%
55-64 9.0% / 9.4%
North Tamworth — 55-64: 9.0% Oxley Vale — 55-64: 9.4%
65-74 8.4% / 9.1%
North Tamworth — 65-74: 8.4% Oxley Vale — 65-74: 9.1%
75-84 9.5% / 4.7%
North Tamworth — 75-84: 9.5% Oxley Vale — 75-84: 4.7%
85+ 5.9% / 2.7%
North Tamworth — 85+: 5.9% Oxley Vale — 85+: 2.7%

Bars are drawn against the largest share shown (16.7%).

Who lives together

Household composition, 2021 Census.

North Tamworth 48.9% lone person
North Tamworth — Lone Person: 48.9% North Tamworth — Couple Families: 32.3% North Tamworth — One Parent Families: 12.1% North Tamworth — Group Household: 5.4% North Tamworth — Other Families: 1.4%
Oxley Vale 34.0% lone person
Oxley Vale — Lone Person: 34.0% Oxley Vale — Couple Families: 36.5% Oxley Vale — One Parent Families: 24.6% Oxley Vale — Group Household: 3.4% Oxley Vale — Other Families: 1.5%
Lone Person Couple Families One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

North Tamworth 43.4% renting
North Tamworth — Owned Outright: 26.3% North Tamworth — Mortgage: 30.3% North Tamworth — Renting: 43.4%
Oxley Vale 44.5% renting
Oxley Vale — Owned Outright: 26.8% Oxley Vale — Mortgage: 28.7% Oxley Vale — Renting: 44.5%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

North Tamworth Oxley Vale
Certificate III & IV 14.5% / 16.9%
North Tamworth — Certificate III & IV: 14.5% Oxley Vale — Certificate III & IV: 16.9%
Bachelor Degree 11.9% / 7.4%
North Tamworth — Bachelor Degree: 11.9% Oxley Vale — Bachelor Degree: 7.4%
Advanced Diploma / Diploma 6.6% / 5.4%
North Tamworth — Advanced Diploma / Diploma: 6.6% Oxley Vale — Advanced Diploma / Diploma: 5.4%
Postgraduate Degree 3.7% / 1.5%
North Tamworth — Postgraduate Degree: 3.7% Oxley Vale — Postgraduate Degree: 1.5%
Graduate Diploma / Certificate 1.8% / 0.9%
North Tamworth — Graduate Diploma / Certificate: 1.8% Oxley Vale — Graduate Diploma / Certificate: 0.9%

Bars are drawn against the largest share shown (16.9%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

North Tamworth Oxley Vale
India 2.4% / 1.1%
North Tamworth — India: 2.4% Oxley Vale — India: 1.1%
Philippines 1.4% / 1.5%
North Tamworth — Philippines: 1.4% Oxley Vale — Philippines: 1.5%
England 1.5% / 0.9%
North Tamworth — England: 1.5% Oxley Vale — England: 0.9%
Vietnam 0.9% / 1.3%
North Tamworth — Vietnam: 0.9% Oxley Vale — Vietnam: 1.3%
Nepal 1.4% / 0.5%
North Tamworth — Nepal: 1.4% Oxley Vale — Nepal: 0.5%
China 0.4% / 1.0%
North Tamworth — China: 0.4% Oxley Vale — China: 1.0%

Bars are drawn against the largest share shown (2.4%).

What people live in

Occupied private dwellings by structure, 2021 Census.

North Tamworth 68.7% houses
North Tamworth — Houses: 68.7% North Tamworth — Townhouses: 26.8% North Tamworth — Flats / Apartments: 4.5%
Oxley Vale 92.5% houses
Oxley Vale — Houses: 92.5% Oxley Vale — Townhouses: 6.5% Oxley Vale — Flats / Apartments: 1.0%
Houses Townhouses Flats / Apartments

Property market

North Tamworth Oxley Vale
Median house price $702,000 $625,000
Median unit price $440,000 $837,500
Median land price $242,500 —
Typical days to sell (houses) 39 days
from 14 sales
24 days
from 8 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

North Tamworth Oxley Vale
3 bed $652K / $550K
North Tamworth — 3 bed: $652K (30 sales) Oxley Vale — 3 bed: $550K (47 sales)

30 vs 47 sales

4 bed $799K / $680K
North Tamworth — 4 bed: $799K (33 sales) Oxley Vale — 4 bed: $680K (50 sales)

33 vs 50 sales

Zoning mix

Oxley Vale has more rural and farming land (54% vs 23%); North Tamworth has more land zoned for conservation (33% vs 6%).

North Tamworth Oxley Vale
Rural and farming 23% 54%
Residential 39% 38%
Environmental 33% 6%
Infrastructure and transport 3% 0%
Parks and recreation 2%
same for both
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

North Tamworth Oxley Vale
New dwellings approved 390
across Tamworth
same for both
Approvals change year on year -35%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

North Tamworth Oxley Vale
Houses 4.5%
$560/wk on $650K
3.9%
$535/wk on $705K
Units —
same for both

Ranking within NSW

North Tamworth Oxley Vale
House price Higher than 20% of NSW Higher than 18% of NSW
Income Higher than 44% of NSW Higher than 39% of NSW
Schools Higher than 3% of NSW —
Walkability Higher than 77% of NSW Higher than 73% of NSW
Affordability Higher than 80% of NSW Higher than 81% of NSW
EV adoption Higher than 30% of NSW Higher than 31% of NSW
NBN connectivity Higher than 72% of NSW
same for both
Rental yield (houses) Higher than 90% of NSW Higher than 70% of NSW

Liveability

North Tamworth is more walkable (36 vs 25); North Tamworth scores higher overall (34 vs 29).

North Tamworth Oxley Vale
Grade C D
Score 34/100 29/100
Socio-economic band mid-range socio-economic
decile 5/10
high-need area
decile 1/10

Risk profile

North Tamworth carries more bushfire risk (20 vs 0); Oxley Vale carries more crime risk (83 vs 70).

North Tamworth Oxley Vale
Bushfire Low
20/100
None
0/100
Crime High
70/100
High
83/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 5
within 5 km
8
within 5 km

Schools

North Tamworth Oxley Vale
Inside the suburb 4 1
Rated above peers 0
same for both
Rated at peers 1
same for both
Rated below peers 1 0

Schools in North Tamworth

  • McCarthy Catholic College Catholic · Secondary at peers
  • Calrossy Anglican School Independent · Secondary below peers
  • Calrossy Anglican School - Simpson House Campus Independent · Secondary
  • Calrossy Anglican School - William Cowper Campus Independent · Combined

Schools in Oxley Vale

  • Oxley Vale Public School Government · Primary at peers

Amenities in the suburb

North Tamworth Oxley Vale
Supermarkets 2 0
Cafes & restaurants 5 0
Parks & reserves 6 4
Childcare 5 1
GPs 7 0
Pharmacies 2 0
Hospitals 2 0
Waterways 13 1

Mobility

Oxley Vale sits further from the CBD (411.8 km vs 409.8 km).

North Tamworth Oxley Vale
Walkability score 36/100 25/100
Distance to Sydney 409.8 km 411.8 km
Drive time (normal traffic) 298 min 300 min
Public transport score 73/100
Bus
same for both
Peak arrivals per hour 78.0
7-9am + 5-7pm
52.5
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
1 min
scheduled, not actual
Electric vehicle share 0.3%
postcode 2340
same for both
Rooftop solar per 100 dwellings 47
postcode 2340
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

North Tamworth Oxley Vale
Car (driver) 75.6% / 81.7%
North Tamworth — Car (driver): 75.6% Oxley Vale — Car (driver): 81.7%
Worked from Home 13.1% / 9.9%
North Tamworth — Worked from Home: 13.1% Oxley Vale — Worked from Home: 9.9%
Car (passenger) 6.3% / 7.3%
North Tamworth — Car (passenger): 6.3% Oxley Vale — Car (passenger): 7.3%
Walked Only 4.0% / 0.8%
North Tamworth — Walked Only: 4.0% Oxley Vale — Walked Only: 0.8%
Bus 0.4% / 0.3%
North Tamworth — Bus: 0.4% Oxley Vale — Bus: 0.3%
Bicycle 0.5% / —
North Tamworth — Bicycle: 0.5% Oxley Vale — Bicycle: not among its largest

Bars are drawn against the largest share shown (81.7%).

Setting

North Tamworth Oxley Vale
Elevation 439 m
above sea level, at the suburb centre
374 m
above sea level, at the suburb centre

NBN connectivity

North Tamworth Oxley Vale
Connectivity score 64/100 63/100
Most common technology Fibre to the node
same for both
Full-fibre (FTTP) share 32%
3,476 premises
33%
1,638 premises

Climate

North Tamworth Oxley Vale
Annual rainfall 784 mm
same for both
Summer max (Jan) 27.5°C
same for both
Winter min (Jul) 0.1°C
same for both

Air quality (annual mean)

North Tamworth Oxley Vale
PM2.5 5.8 µg/m³
same for both
PM10 13.6 µg/m³
same for both
NO₂ 0.35 pphm
same for both

Council rates

North Tamworth Oxley Vale
Average residential rate $1,397/yr
same for both
Council Tamworth
same for both

Federal electorate

North Tamworth Oxley Vale
Division New England
same for both
Member Barnaby Joyce
same for both
Party The Nationals
same for both

First Home Owner Grant

North Tamworth Oxley Vale
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

North Tamworth

Oxley Vale

More comparisons

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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