Nerong vs Girvan

Girvan is the younger of the two, with a median age of 50 against 59 in Nerong. In both, the large majority of households own their home and the large majority of homes are detached houses. Houses cost more in Girvan: a median of $840,000, against $489,000 in Nerong, though rent is higher in Nerong. On these figures, Nerong tends to suit older residents and buyers on a tighter budget, while Girvan suits people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Nerong has more parks and reserves (3 vs 0)
  • Girvan carries lower crime risk (32/100 vs 78/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Nerong

ahead on 2 of the 2 things we measure here

  • has cheaper houses ($488,750 vs $840,000)
  • leaves households under less mortgage stress (34% vs 39%)

Weighs house prices and mortgage stress.

Renters

Girvan

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (8% vs 36%)
  • has cheaper rent ($100/wk vs $310/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Girvan

ahead on 2 of the 3 things we measure here

  • is more walkable (8/100 vs 0/100)
  • sits closer to the CBD (219.4 km vs 221.7 km)
  • But Nerong has a shorter drive in (157 min vs 164 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Girvan

ahead on 2 of the 4 things we measure here

  • is more walkable (8/100 vs 0/100)
  • carries lower crime risk (32/100 vs 78/100)
  • But Nerong has more residents already 65 and over (35% vs 21%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Nerong

ahead on the one thing that separates them

  • is growing faster (60.0% vs 29.6%)

Weighs population growth.

Where they sit

Nerong and Girvan drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Nerong Girvan
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Nerong Girvan
Walkability 0 / 8
Nerong — Walkability: 0/100 Girvan — Walkability: 8/100
Safety 22 / 68
Nerong — Safety: 22/100 Girvan — Safety: 68/100
Low fire risk 29 / 27
Nerong — Low fire risk: 29/100 Girvan — Low fire risk: 27/100

Demographics

Nerong rents higher ($310/wk vs $100/wk); Girvan has higher household incomes ($66,092 vs $44,824).

Nerong Girvan
Population 168 210
+25% vs other
Population trend (2016 → 2021) +60.0% +29.6%
Median age 59 50
Median household income $44,824/yr $66,092/yr
+47% vs other
Median weekly rent $310/wk
+68% vs other
$100/wk

Age profile

Share of residents in each band, 2021 Census.

Nerong Girvan
0-4 4.8% / 2.4%
Nerong — 0-4: 4.8% Girvan — 0-4: 2.4%
5-14 3.0% / 11.4%
Nerong — 5-14: 3.0% Girvan — 5-14: 11.4%
15-19 8.3% / 5.2%
Nerong — 15-19: 8.3% Girvan — 15-19: 5.2%
20-24 — / 2.9%
Nerong — 20-24: not among its largest Girvan — 20-24: 2.9%
25-34 4.2% / 5.2%
Nerong — 25-34: 4.2% Girvan — 25-34: 5.2%
35-44 9.5% / 16.2%
Nerong — 35-44: 9.5% Girvan — 35-44: 16.2%
45-54 8.9% / 15.2%
Nerong — 45-54: 8.9% Girvan — 45-54: 15.2%
55-64 26.2% / 22.4%
Nerong — 55-64: 26.2% Girvan — 55-64: 22.4%
65-74 25.0% / 12.9%
Nerong — 65-74: 25.0% Girvan — 65-74: 12.9%
75-84 10.1% / 8.1%
Nerong — 75-84: 10.1% Girvan — 75-84: 8.1%
85+ — / —
Nerong — 85+: not among its largest Girvan — 85+: not among its largest

Bars are drawn against the largest share shown (26.2%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Nerong Girvan
England 4.2% / 7.6%
Nerong — England: 4.2% Girvan — England: 7.6%
New Zealand 2.4% / —
Nerong — New Zealand: 2.4% Girvan — New Zealand: not among its largest

Bars are drawn against the largest share shown (7.6%).

Who lives together

Household composition, 2021 Census.

Nerong 34.1% lone person
Nerong — Lone Person: 34.1% Nerong — Couple Families: 34.1% Nerong — One Parent Families: 20.5% Nerong — Group Household: 11.4%
Girvan 42.6% lone person
Girvan — Lone Person: 42.6% Girvan — Couple Families: 31.1% Girvan — One Parent Families: 16.4% Girvan — Group Household: 9.8%
Lone Person Couple Families One Parent Families Group Household

What people live in

Occupied private dwellings by structure, 2021 Census.

Nerong 100.0% houses
Nerong — Houses: 100.0%
Girvan 100.0% houses
Girvan — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Nerong Girvan
Certificate III & IV 15.5% / 19.0%
Nerong — Certificate III & IV: 15.5% Girvan — Certificate III & IV: 19.0%
Advanced Diploma / Diploma 8.9% / 4.8%
Nerong — Advanced Diploma / Diploma: 8.9% Girvan — Advanced Diploma / Diploma: 4.8%
Bachelor Degree 6.0% / 7.1%
Nerong — Bachelor Degree: 6.0% Girvan — Bachelor Degree: 7.1%

Bars are drawn against the largest share shown (19.0%).

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Nerong 12.3% renting
Nerong — Owned Outright: 47.7% Nerong — Mortgage: 40.0% Nerong — Renting: 12.3%
Girvan 9.0% renting
Girvan — Owned Outright: 46.3% Girvan — Mortgage: 44.8% Girvan — Renting: 9.0%
Owned outright Mortgage Renting

Property market

Nerong Girvan
Median house price $488,750 $840,000
Median unit price —
same for both
Median land price $142,000 —

Zoning mix

Girvan has more rural and farming land (78% vs 54%); Nerong has more land zoned for conservation (45% vs 22%).

Nerong Girvan
Rural and farming 54% 78%
Environmental 45% 22%
Infrastructure and transport 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Nerong Girvan
New dwellings approved 743
across Mid-Coast
same for both
Approvals change year on year +327%
same for both

Ranking within NSW

Nerong Girvan
House price Higher than 15% of NSW Higher than 37% of NSW
Income Higher than 7% of NSW Higher than 28% of NSW
Schools —
same for both
Walkability Higher than 37% of NSW Higher than 54% of NSW
Affordability Higher than 58% of NSW Higher than 46% of NSW
EV adoption Higher than 34% of NSW Higher than 12% of NSW
NBN connectivity Higher than 19% of NSW Higher than 18% of NSW

Liveability

Girvan is more walkable (8 vs 0).

Nerong Girvan
Grade —
same for both
Score —
same for both
Socio-economic band below-average income
decile 2/10
same for both

Risk profile

Nerong carries more crime risk (78 vs 32).

Nerong Girvan
Bushfire High
71/100
High
73/100
Crime High
78/100
Low
32/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Nerong Girvan
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Nerong Girvan
Parks & reserves 3 0
Waterways 23 39

Mobility

Nerong sits further from the CBD (221.7 km vs 219.4 km).

Nerong Girvan
Walkability score 0/100 8/100
Distance to Sydney 221.7 km
+1% vs other
219.4 km
Drive time (normal traffic) 157 min 164 min
Electric vehicle share 0.3%
postcode 2423
0.2%
postcode 2425
Rooftop solar per 100 dwellings 61
postcode 2423
72
postcode 2425

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Nerong Girvan
Car (driver) 71.1% / 72.5%
Nerong — Car (driver): 71.1% Girvan — Car (driver): 72.5%
Worked from Home 18.4% / 21.6%
Nerong — Worked from Home: 18.4% Girvan — Worked from Home: 21.6%
Car (passenger) 10.5% / 5.9%
Nerong — Car (passenger): 10.5% Girvan — Car (passenger): 5.9%

Bars are drawn against the largest share shown (72.5%).

Setting

Nerong Girvan
Elevation 51 m
above sea level, at the suburb centre
54 m
above sea level, at the suburb centre
Distance to the ocean 10.6 km 19.2 km

NBN connectivity

Nerong Girvan
Connectivity score 15/100
same for both
Most common technology Satellite (Sky Muster)
same for both
Full-fibre (FTTP) share 0%
44 premises
0%
40 premises

Climate

Nerong Girvan
Annual rainfall 1,181 mm
same for both
Summer max (Jan) 28.7°C
same for both
Winter min (Jul) 7.5°C
same for both

Council rates

Nerong Girvan
Average residential rate $1,560/yr
same for both
Council Mid-Coast
same for both

Federal electorate

Nerong Girvan
Division Lyne
same for both
Member Alison Penfold
same for both
Party The Nationals
same for both

First Home Owner Grant

Nerong Girvan
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Nerong

Girvan

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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