Mungay Creek vs Temagog

Mungay Creek is the younger of the two, with a median age of 43 against 53 in Temagog. In both, the large majority of households own their home and the large majority of homes are detached houses. In Temagog, about half of households are people living alone. On these figures, Mungay Creek tends to suit share households and families with children, while Temagog suits people living alone.

Mungay Creek and Temagog are small NSW communities with similar median house prices around $750,000, but they differ notably in other ways. Mungay Creek has a younger population (median age 43 versus 53), higher household incomes ($65,832 versus $56,524), and significantly lower crime risk (56 versus 80). Rental costs are substantially higher in Mungay Creek at $423 per week compared to $255, which may reflect tighter rental availability in a smaller community of 133 residents. Both areas are remote from the CBD and share identical bushfire risk; Mungay Creek may suit buyers prioritising lower crime and stronger incomes, while Temagog appeals to those seeking more affordable rental options and an older, quieter demographic.

Written by an AI language model from the figures below. Every number in it is checked against those figures before it is published.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Mungay Creek

ahead on the one thing that separates them

  • carries lower crime risk (56/100 vs 80/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Too close to call

Nothing among the 2 things we measure here separates them by enough to be worth acting on.

Weighs house prices and mortgage stress.

Renters

Temagog

ahead on 2 of the 3 things we measure here

  • has cheaper rent ($255/wk vs $423/wk)
  • leaves renters under less rental stress (24% vs 33%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Temagog

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (314 min vs 343 min)
  • sits closer to the CBD (454.9 km vs 463.9 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

They split

one each way, out of the 4 things we measure here

  • Mungay Creek carries lower crime risk (56/100 vs 80/100)
  • Temagog has more residents already 65 and over (25% vs 17%)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Temagog

ahead on the one thing that separates them

  • is growing faster (13.6% vs -5.7%)

Weighs population growth.

Where they sit

Mungay Creek and Temagog drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mungay Creek Temagog
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mungay Creek Temagog
Walkability 0 / 0
Mungay Creek — Walkability: 0/100 Temagog — Walkability: 0/100
Safety 44 / 20
Mungay Creek — Safety: 44/100 Temagog — Safety: 20/100
Low fire risk 12 / 12
Mungay Creek — Low fire risk: 12/100 Temagog — Low fire risk: 12/100

Demographics

Temagog has more residents (268 vs 133); Mungay Creek rents higher ($423/wk vs $255/wk).

Mungay Creek Temagog
Population 133 268
+102% vs other
Population trend (2016 → 2021) -5.7% +13.6%
Median age 43 53
Median household income $65,832/yr
+14% vs other
 $56,524/yr
Median weekly rent $423/wk
+40% vs other
 $255/wk

Age profile

Share of residents in each band, 2021 Census.

Mungay Creek Temagog
0-4 — / 4.9%
Mungay Creek — 0-4: not among its largest Temagog — 0-4: 4.9%
5-14 20.3% / 9.7%
Mungay Creek — 5-14: 20.3% Temagog — 5-14: 9.7%
15-19 5.3% / 6.0%
Mungay Creek — 15-19: 5.3% Temagog — 15-19: 6.0%
20-24 — / 2.6%
Mungay Creek — 20-24: not among its largest Temagog — 20-24: 2.6%
25-34 8.3% / 7.1%
Mungay Creek — 25-34: 8.3% Temagog — 25-34: 7.1%
35-44 15.0% / 7.1%
Mungay Creek — 35-44: 15.0% Temagog — 35-44: 7.1%
45-54 7.5% / 15.3%
Mungay Creek — 45-54: 7.5% Temagog — 45-54: 15.3%
55-64 21.1% / 23.5%
Mungay Creek — 55-64: 21.1% Temagog — 55-64: 23.5%
65-74 11.3% / 17.5%
Mungay Creek — 65-74: 11.3% Temagog — 65-74: 17.5%
75-84 2.3% / 6.0%
Mungay Creek — 75-84: 2.3% Temagog — 75-84: 6.0%
85+ 3.8% / 1.9%
Mungay Creek — 85+: 3.8% Temagog — 85+: 1.9%

Bars are drawn against the largest share shown (23.5%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mungay Creek Temagog
England 2.3% / 5.2%
Mungay Creek — England: 2.3% Temagog — England: 5.2%
Malaysia — / 1.1%
Mungay Creek — Malaysia: not among its largest Temagog — Malaysia: 1.1%

Bars are drawn against the largest share shown (5.2%).

Who lives together

Household composition, 2021 Census.

Mungay Creek 33.3% lone person
Mungay Creek — Lone Person: 33.3% Mungay Creek — Couple Families: 27.8% Mungay Creek — One Parent Families: 25.0% Mungay Creek — Group Household: 13.9%
Temagog 48.6% lone person
Temagog — Lone Person: 48.6% Temagog — Couple Families: 33.8% Temagog — One Parent Families: 12.2% Temagog — Group Household: 5.4%
Lone Person Couple Families One Parent Families Group Household

What people live in

Occupied private dwellings by structure, 2021 Census.

Mungay Creek 100.0% houses
Mungay Creek — Houses: 100.0%
Temagog 100.0% houses
Temagog — Houses: 100.0%
Houses

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mungay Creek Temagog
Certificate III & IV 20.3% / 17.5%
Mungay Creek — Certificate III & IV: 20.3% Temagog — Certificate III & IV: 17.5%
Bachelor Degree 6.0% / 6.7%
Mungay Creek — Bachelor Degree: 6.0% Temagog — Bachelor Degree: 6.7%
Advanced Diploma / Diploma 4.5% / 7.5%
Mungay Creek — Advanced Diploma / Diploma: 4.5% Temagog — Advanced Diploma / Diploma: 7.5%
Graduate Diploma / Certificate — / 1.9%
Mungay Creek — Graduate Diploma / Certificate: not among its largest Temagog — Graduate Diploma / Certificate: 1.9%
Postgraduate Degree — / 1.5%
Mungay Creek — Postgraduate Degree: not among its largest Temagog — Postgraduate Degree: 1.5%

Bars are drawn against the largest share shown (20.3%).

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mungay Creek 14.3% renting
Mungay Creek — Owned Outright: 61.9% Mungay Creek — Mortgage: 23.8% Mungay Creek — Renting: 14.3%
Temagog 10.6% renting
Temagog — Owned Outright: 48.9% Temagog — Mortgage: 40.4% Temagog — Renting: 10.6%
Owned outright Mortgage Renting

Property market

Mungay Creek Temagog
Median house price $757,500 $750,000
Median unit price —
same for both
Median land price —
same for both

Zoning mix

Mungay Creek has more rural and farming land (98% vs 70%); Temagog has more land zoned for conservation (30% vs 2%).

Mungay Creek Temagog
Rural and farming 98% 70%
Environmental 2% 30%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Mungay Creek Temagog
New dwellings approved 144
across Kempsey
same for both
Approvals change year on year +380%
same for both

Ranking within NSW

Mungay Creek Temagog
House price Higher than 30% of NSW
same for both
Income Higher than 28% of NSW —
Schools —
same for both
Walkability Higher than 16% of NSW Higher than 37% of NSW
Affordability Higher than 54% of NSW —
EV adoption Higher than 7% of NSW Higher than 8% of NSW
NBN connectivity Higher than 27% of NSW Higher than 38% of NSW

Liveability

Mungay Creek Temagog
Grade —
same for both
Score —
same for both
Socio-economic band high-need area
decile 1/10
 below-average income
decile 3/10

Risk profile

Temagog carries more crime risk (80 vs 56).

Mungay Creek Temagog
Bushfire High
88/100
same for both
Crime Moderate
56/100
 High
80/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Mungay Creek Temagog
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Amenities in the suburb

Mungay Creek Temagog
Parks & reserves 0 1
Waterways 5 9

Mobility

Mungay Creek sits further from the CBD (463.9 km vs 454.9 km).

Mungay Creek Temagog
Walkability score 0/100
same for both
Distance to Sydney 463.9 km
+2% vs other
 454.9 km
Drive time (normal traffic) 343 min 314 min
Electric vehicle share 0.1%
postcode 2440
same for both
Rooftop solar per 100 dwellings 53
postcode 2440
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mungay Creek Temagog
Car (driver) 87.5% / 82.5%
Mungay Creek — Car (driver): 87.5% Temagog — Car (driver): 82.5%
Worked from Home 12.5% / 9.3%
Mungay Creek — Worked from Home: 12.5% Temagog — Worked from Home: 9.3%
Car (passenger) — / 5.2%
Mungay Creek — Car (passenger): not among its largest Temagog — Car (passenger): 5.2%
Walked Only — / 3.1%
Mungay Creek — Walked Only: not among its largest Temagog — Walked Only: 3.1%

Bars are drawn against the largest share shown (87.5%).

Setting

Mungay Creek Temagog
Elevation 74 m
above sea level, at the suburb centre
 111 m
above sea level, at the suburb centre
Distance to the ocean 32.3 km 38.8 km

NBN connectivity

Mungay Creek Temagog
Connectivity score 18/100 26/100
Most common technology Satellite (Sky Muster) Fixed wireless
Full-fibre (FTTP) share 0%
41 premises
 0%
114 premises

Council rates

Mungay Creek Temagog
Average residential rate $1,447/yr
same for both
Council Kempsey
same for both

Federal electorate

Mungay Creek Temagog
Division Cowper
same for both
Member Pat Conaghan
same for both
Party The Nationals
same for both

First Home Owner Grant

Mungay Creek Temagog
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Mungay Creek

River Rural

Temagog

Retirees Rural

More comparisons

Other comparisons with Mungay Creek

Mungay Creek vs Collombatti Mungay Creek vs Willawarrin Mungay Creek vs Hickeys Creek Mungay Creek vs Millbank Mungay Creek vs Deep Creek

Other comparisons with Temagog

Temagog vs Willawarrin Temagog vs Turners Flat Temagog vs Moparrabah Temagog vs Deep Creek Temagog vs Wittitrin
Full data on Mungay Creek Full data on Temagog
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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