Mummulgum vs Theresa Creek

Mummulgum is the younger of the two, with a median age of 45 against 51 in Theresa Creek. In both, the large majority of households own their home and the large majority of homes are detached houses. In Theresa Creek, most households are people living alone. On these figures, Theresa Creek tends to suit people living alone.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Mummulgum

ahead on the one thing that separates them

  • is already more of a family suburb (56% vs 38%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Theresa Creek

ahead on the one thing that separates them

  • leaves households under less mortgage stress (22% vs 34%)

Weighs mortgage stress.

Renters

Mummulgum

ahead on 2 of the 3 things we measure here

  • leaves renters under less rental stress (22% vs 30%)
  • has cheaper rent ($225/wk vs $250/wk)
  • But Theresa Creek has a bigger rental market to choose from (22% vs 9%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mummulgum

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (496 min vs 504 min)
  • sits closer to the CBD (738.9 km vs 742.2 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Too close to call

Nothing among the 4 things we measure here separates them by enough to be worth acting on.

Weighs who already lives there, GPs, walkability, and crime.

Investors

Too close to call

Nothing among the 1 things we measure here separates them by enough to be worth acting on.

Weighs population growth.

Where they sit

Mummulgum and Theresa Creek drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mummulgum Theresa Creek
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mummulgum Theresa Creek
Walkability 0 / 0
Mummulgum — Walkability: 0/100 Theresa Creek — Walkability: 0/100
Safety 47 / 39
Mummulgum — Safety: 47/100 Theresa Creek — Safety: 39/100
Low fire risk 46 / 60
Mummulgum — Low fire risk: 46/100 Theresa Creek — Low fire risk: 60/100

Demographics

Mummulgum has more residents (105 vs 72); Mummulgum has higher household incomes ($53,612 vs $43,316).

Mummulgum Theresa Creek
Population 105
+31% vs other
72
Population trend (2016 → 2021) +10.5% +7.5%
Median age 45 51
Median household income $53,612/yr
+19% vs other
$43,316/yr
Median weekly rent $225/wk $250/wk
+11% vs other

Age profile

Share of residents in each band, 2021 Census.

Mummulgum Theresa Creek
0-4 6.7% / 8.3%
Mummulgum — 0-4: 6.7% Theresa Creek — 0-4: 8.3%
5-14 12.4% / 12.5%
Mummulgum — 5-14: 12.4% Theresa Creek — 5-14: 12.5%
15-19 11.4% / 5.6%
Mummulgum — 15-19: 11.4% Theresa Creek — 15-19: 5.6%
20-24 9.5% / 5.6%
Mummulgum — 20-24: 9.5% Theresa Creek — 20-24: 5.6%
25-34 2.9% / 5.6%
Mummulgum — 25-34: 2.9% Theresa Creek — 25-34: 5.6%
35-44 8.6% / 11.1%
Mummulgum — 35-44: 8.6% Theresa Creek — 35-44: 11.1%
45-54 10.5% / 19.4%
Mummulgum — 45-54: 10.5% Theresa Creek — 45-54: 19.4%
55-64 19.0% / 15.3%
Mummulgum — 55-64: 19.0% Theresa Creek — 55-64: 15.3%
65-74 10.5% / 15.3%
Mummulgum — 65-74: 10.5% Theresa Creek — 65-74: 15.3%
75-84 9.5% / 4.2%
Mummulgum — 75-84: 9.5% Theresa Creek — 75-84: 4.2%
85+ — / —
Mummulgum — 85+: not among its largest Theresa Creek — 85+: not among its largest

Bars are drawn against the largest share shown (19.4%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mummulgum Theresa Creek
Certificate III & IV 20.0% / 9.7%
Mummulgum — Certificate III & IV: 20.0% Theresa Creek — Certificate III & IV: 9.7%
Advanced Diploma / Diploma 2.9% / 5.6%
Mummulgum — Advanced Diploma / Diploma: 2.9% Theresa Creek — Advanced Diploma / Diploma: 5.6%

Bars are drawn against the largest share shown (20.0%).

Who lives together

Household composition, 2021 Census.

Mummulgum 44.4% lone person
Mummulgum — Lone Person: 44.4% Mummulgum — Couple Families: 33.3% Mummulgum — One Parent Families: 22.2%
Theresa Creek 61.9% lone person
Theresa Creek — Lone Person: 61.9% Theresa Creek — Couple Families: 38.1% Theresa Creek — One Parent Families: 0.0%
Lone Person Couple Families One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mummulgum 9.1% renting
Mummulgum — Owned Outright: 54.5% Mummulgum — Mortgage: 36.4% Mummulgum — Renting: 9.1%
Theresa Creek 22.2% renting
Theresa Creek — Owned Outright: 44.4% Theresa Creek — Mortgage: 33.3% Theresa Creek — Renting: 22.2%
Owned outright Mortgage Renting

What people live in

Occupied private dwellings by structure, 2021 Census.

Mummulgum 100.0% houses
Mummulgum — Houses: 100.0%
Theresa Creek 100.0% houses
Theresa Creek — Houses: 100.0%
Houses

Zoning mix

Mummulgum Theresa Creek
Rural and farming 88% 95%
Environmental 11% 5%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Mummulgum Theresa Creek
New dwellings approved 25
across Kyogle
same for both
Approvals change year on year +0%
same for both

Ranking within NSW

Mummulgum Theresa Creek
House price —
same for both
Income Higher than 14% of NSW Higher than 6% of NSW
Schools —
same for both
Walkability Higher than 41% of NSW Higher than 37% of NSW
Affordability —
same for both
EV adoption Higher than 20% of NSW
same for both
NBN connectivity Higher than 40% of NSW Higher than 25% of NSW

Liveability

Mummulgum Theresa Creek
Grade —
same for both
Score —
same for both
Socio-economic band high-need area
decile 1/10
below-average income
decile 2/10

Risk profile

Mummulgum carries more bushfire risk (54 vs 40).

Mummulgum Theresa Creek
Bushfire Moderate
54/100
Moderate
40/100
Crime Moderate
53/100
Moderate
61/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Mummulgum Theresa Creek
Inside the suburb 1 0
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both

Schools in Mummulgum

  • Mummulgum Public School Government · Primary

Schools in Theresa Creek

No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.

Amenities in the suburb

Mummulgum Theresa Creek
Waterways 9 3

Mobility

Theresa Creek sits further from the CBD (742.2 km vs 738.9 km).

Mummulgum Theresa Creek
Walkability score 0/100
same for both
Distance to Sydney 738.9 km 742.2 km
Drive time (normal traffic) 496 min 504 min
Electric vehicle share 0.2%
postcode 2469
same for both
Rooftop solar per 100 dwellings 61
postcode 2469
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mummulgum Theresa Creek
Car (driver) 50.0% / 48.6%
Mummulgum — Car (driver): 50.0% Theresa Creek — Car (driver): 48.6%
Worked from Home 30.4% / 31.4%
Mummulgum — Worked from Home: 30.4% Theresa Creek — Worked from Home: 31.4%
Walked Only 6.5% / 20.0%
Mummulgum — Walked Only: 6.5% Theresa Creek — Walked Only: 20.0%
Car (passenger) 13.0% / —
Mummulgum — Car (passenger): 13.0% Theresa Creek — Car (passenger): not among its largest

Bars are drawn against the largest share shown (50.0%).

Setting

Mummulgum Theresa Creek
Elevation 180 m
above sea level, at the suburb centre
162 m
above sea level, at the suburb centre

NBN connectivity

Mummulgum Theresa Creek
Connectivity score 27/100 16/100
Most common technology Fixed wireless Satellite (Sky Muster)
Full-fibre (FTTP) share 0%
39 premises
0%
29 premises

Climate

Mummulgum Theresa Creek
Annual rainfall 1,374 mm
same for both
Summer max (Jan) 27.1°C
same for both
Winter min (Jul) 8.2°C
same for both

Council rates

Mummulgum Theresa Creek
Average residential rate $1,264/yr
same for both
Council Kyogle
same for both

Federal electorate

Mummulgum Theresa Creek
Division Page
same for both
Member Kevin Hogan
same for both
Party The Nationals
same for both

First Home Owner Grant

Mummulgum Theresa Creek
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Mummulgum

Theresa Creek

More comparisons

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Other comparisons with Theresa Creek

Full data on Mummulgum Full data on Theresa Creek
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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