Mudgee vs Spring Flat

In both, most households own their home and the large majority of homes are detached houses. In Spring Flat, the large majority of households are couple families. Houses cost more in Spring Flat: a median of $1.39 million, against $720,000 in Mudgee. On these figures, Mudgee tends to suit people living alone and buyers on a tighter budget, while Spring Flat suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Spring Flat

ahead on 3 of the 6 things we measure here

  • carries lower crime risk (25/100 vs 79/100)
  • is already more of a family suburb (83% vs 55%)
  • has more separate houses rather than flats (95% vs 84%)
  • But Mudgee has more parks and reserves (24 vs 0)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

They split

one each way, out of the 3 things we measure here

  • Mudgee has cheaper houses ($720,000 vs $1,392,500)
  • Spring Flat has cheaper land ($365,000 vs $810,000)

Weighs house prices, land prices, and mortgage stress.

Renters

They split

one each way, out of the 3 things we measure here

  • Mudgee has a bigger rental market to choose from (36% vs 7%)
  • Spring Flat leaves renters under less rental stress (13% vs 22%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Mudgee

ahead on 2 of the 3 things we measure here

  • is more walkable (28/100 vs 0/100)
  • has a shorter drive in (230 min vs 237 min)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Mudgee

ahead on 3 of the 5 things we measure here

  • is more walkable (28/100 vs 0/100)
  • has more GPs (4 vs 0)
  • has more units and townhouses to downsize into (15% vs 5%)
  • But Spring Flat carries lower crime risk (25/100 vs 79/100)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Spring Flat

ahead on the one thing that separates them

  • is growing faster (68.3% vs 4.9%)

Weighs population growth.

Where they sit

Mudgee and Spring Flat drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mudgee Spring Flat
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mudgee Spring Flat
Walkability 28 / 0
Mudgee — Walkability: 28/100 Spring Flat — Walkability: 0/100
Safety 21 / 75
Mudgee — Safety: 21/100 Spring Flat — Safety: 75/100
Low fire risk 88 / 74
Mudgee — Low fire risk: 88/100 Spring Flat — Low fire risk: 74/100

Demographics

Mudgee has more residents (11,457 vs 345); Spring Flat has higher household incomes ($154,648 vs $87,256).

Mudgee Spring Flat
Population 11,457
+97% vs other
345
Population trend (2016 → 2021) +4.9% +68.3%
Median age 36
same for both
Median household income $87,256/yr $154,648/yr
+77% vs other
Median weekly rent $360/wk $375/wk
+4% vs other

Age profile

Share of residents in each band, 2021 Census.

Mudgee Spring Flat
0-4 7.3% / 6.4%
Mudgee — 0-4: 7.3% Spring Flat — 0-4: 6.4%
5-14 13.8% / 19.7%
Mudgee — 5-14: 13.8% Spring Flat — 5-14: 19.7%
15-19 5.5% / 8.4%
Mudgee — 15-19: 5.5% Spring Flat — 15-19: 8.4%
20-24 5.4% / 0.9%
Mudgee — 20-24: 5.4% Spring Flat — 20-24: 0.9%
25-34 14.7% / 12.5%
Mudgee — 25-34: 14.7% Spring Flat — 25-34: 12.5%
35-44 12.4% / 14.5%
Mudgee — 35-44: 12.4% Spring Flat — 35-44: 14.5%
45-54 11.4% / 11.6%
Mudgee — 45-54: 11.4% Spring Flat — 45-54: 11.6%
55-64 10.9% / 12.2%
Mudgee — 55-64: 10.9% Spring Flat — 55-64: 12.2%
65-74 9.1% / 9.3%
Mudgee — 65-74: 9.1% Spring Flat — 65-74: 9.3%
75-84 6.6% / 3.8%
Mudgee — 75-84: 6.6% Spring Flat — 75-84: 3.8%
85+ 2.9% / 2.6%
Mudgee — 85+: 2.9% Spring Flat — 85+: 2.6%

Bars are drawn against the largest share shown (19.7%).

Who lives together

Household composition, 2021 Census.

Mudgee 37.8% couple families
Mudgee — Couple Families: 37.8% Mudgee — Lone Person: 39.1% Mudgee — One Parent Families: 16.8% Mudgee — Group Household: 4.8% Mudgee — Other Families: 1.4%
Spring Flat 77.1% couple families
Spring Flat — Couple Families: 77.1% Spring Flat — Lone Person: 17.1% Spring Flat — One Parent Families: 5.7% Spring Flat — Group Household: 0.0% Spring Flat — Other Families: 0.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mudgee 36.5% renting
Mudgee — Owned Outright: 30.9% Mudgee — Mortgage: 32.6% Mudgee — Renting: 36.5%
Spring Flat 6.7% renting
Spring Flat — Owned Outright: 35.3% Spring Flat — Mortgage: 58.0% Spring Flat — Renting: 6.7%
Owned outright Mortgage Renting

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mudgee Spring Flat
England 2.1% / 1.2%
Mudgee — England: 2.1% Spring Flat — England: 1.2%
New Zealand 0.9% / —
Mudgee — New Zealand: 0.9% Spring Flat — New Zealand: not among its largest
Philippines 0.5% / —
Mudgee — Philippines: 0.5% Spring Flat — Philippines: not among its largest
India 0.4% / —
Mudgee — India: 0.4% Spring Flat — India: not among its largest
Nepal 0.4% / —
Mudgee — Nepal: 0.4% Spring Flat — Nepal: not among its largest

Bars are drawn against the largest share shown (2.1%).

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mudgee Spring Flat
Certificate III & IV 19.7% / 18.0%
Mudgee — Certificate III & IV: 19.7% Spring Flat — Certificate III & IV: 18.0%
Bachelor Degree 8.8% / 10.7%
Mudgee — Bachelor Degree: 8.8% Spring Flat — Bachelor Degree: 10.7%
Advanced Diploma / Diploma 6.0% / 7.5%
Mudgee — Advanced Diploma / Diploma: 6.0% Spring Flat — Advanced Diploma / Diploma: 7.5%
Postgraduate Degree 2.0% / 3.2%
Mudgee — Postgraduate Degree: 2.0% Spring Flat — Postgraduate Degree: 3.2%
Graduate Diploma / Certificate 1.2% / 1.4%
Mudgee — Graduate Diploma / Certificate: 1.2% Spring Flat — Graduate Diploma / Certificate: 1.4%

Bars are drawn against the largest share shown (19.7%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Mudgee 84.5% houses
Mudgee — Houses: 84.5% Mudgee — Townhouses: 12.5% Mudgee — Flats / Apartments: 2.9%
Spring Flat 94.7% houses
Spring Flat — Houses: 94.7% Spring Flat — Townhouses: 3.5% Spring Flat — Flats / Apartments: 1.8%
Houses Townhouses Flats / Apartments

Property market

Mudgee Spring Flat
Median house price $720,000 $1,392,500
Median unit price $535,000 —
Median land price $810,000 $365,000
Typical days to sell (houses) 43 days
from 203 sales
—

Zoning mix

Spring Flat has more rural and farming land (64% vs 2%); Mudgee has more land zoned for conservation (47% vs 28%).

Mudgee Spring Flat
Rural and farming 2% 64%
Environmental 47% 28%
Residential 37% 8%
Parks and recreation 7% 0%
Industrial 3% 0%
Infrastructure and transport 2% 0%
Commercial 1% 0%
Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09.

Development activity

Mudgee Spring Flat
New dwellings approved 131
across Mid-Western
same for both
Approvals change year on year -4%
same for both

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Mudgee Spring Flat
Houses 4.3%
$670/wk on $812K
—
Units 4.3%
$480/wk on $581K
—

Ranking within NSW

Mudgee Spring Flat
House price Higher than 26% of NSW Higher than 71% of NSW
Income Higher than 56% of NSW Higher than 95% of NSW
Schools Higher than 22% of NSW —
Walkability Higher than 74% of NSW Higher than 23% of NSW
Affordability Higher than 78% of NSW Higher than 72% of NSW
EV adoption Higher than 24% of NSW Higher than 23% of NSW
NBN connectivity Higher than 74% of NSW Higher than 72% of NSW
Rental yield (houses) Higher than 85% of NSW —
Rental yield (units) Higher than 37% of NSW —

Liveability

Mudgee is more walkable (28 vs 0).

Mudgee Spring Flat
Grade C —
Score 31/100 —
Socio-economic band below-average income
decile 3/10
very advantaged area
decile 9/10

Risk profile

Mudgee carries more crime risk (79 vs 25); Spring Flat carries more bushfire risk (26 vs 12).

Mudgee Spring Flat
Bushfire Low
12/100
Low
26/100
Crime High
79/100
Low
25/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 1
within 5 km
0
within 5 km

Schools

Mudgee Spring Flat
Inside the suburb 3 2
Rated above peers 0
same for both
Rated at peers 2 0
Rated below peers 1
same for both

Schools in Mudgee

  • Mudgee High School Government · Secondary at peers
  • Mudgee Public School Government · Primary at peers
  • Cudgegong Valley Public School Government · Primary below peers

Schools in Spring Flat

  • St Matthews Catholic School - Secondary Campus Catholic · Secondary below peers
  • St Matthews Catholic School Mudgee Catholic · Combined

Amenities in the suburb

Mudgee Spring Flat
Supermarkets 3 0
Cafes & restaurants 24 0
Parks & reserves 24 0
Childcare 9 0
GPs 4 0
Pharmacies 5 0
Hospitals 1 0
Police stations 1 0
Banks & Bank@Post 6 0
Fuel stations 6 0
EV chargers 3 0
Waterways 26 17

Mobility

Mudgee Spring Flat
Walkability score 28/100 0/100
Distance to Sydney 274.1 km 272.7 km
Drive time (normal traffic) 230 min 237 min
Public transport score 66/100
Bus
27/100
Bus
Peak arrivals per hour 51.8
7-9am + 5-7pm
8.2
7-9am + 5-7pm
Median peak wait 0 min
scheduled, not actual
1 min
scheduled, not actual
Electric vehicle share 0.2%
postcode 2850
same for both
Rooftop solar per 100 dwellings 50
postcode 2850
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mudgee Spring Flat
Car (driver) 80.1% / 71.7%
Mudgee — Car (driver): 80.1% Spring Flat — Car (driver): 71.7%
Worked from Home 7.1% / 21.1%
Mudgee — Worked from Home: 7.1% Spring Flat — Worked from Home: 21.1%
Car (passenger) 7.0% / 7.2%
Mudgee — Car (passenger): 7.0% Spring Flat — Car (passenger): 7.2%
Walked Only 5.1% / —
Mudgee — Walked Only: 5.1% Spring Flat — Walked Only: not among its largest
Bicycle 0.4% / —
Mudgee — Bicycle: 0.4% Spring Flat — Bicycle: not among its largest

Bars are drawn against the largest share shown (80.1%).

Setting

Mudgee Spring Flat
Elevation 563 m
above sea level, at the suburb centre
605 m
above sea level, at the suburb centre

NBN connectivity

Mudgee Spring Flat
Connectivity score 66/100 64/100
Most common technology Fibre to the node Fixed wireless
Full-fibre (FTTP) share 39%
6,326 premises
48%
198 premises

Climate

Mudgee Spring Flat
Annual rainfall 687 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Council rates

Mudgee Spring Flat
Average residential rate $1,083/yr
same for both
Council Mid-Western
same for both

Federal electorate

Mudgee Spring Flat
Division Calare
same for both
Member Andrew Gee
same for both
Party Independent
same for both

First Home Owner Grant

Mudgee Spring Flat
Grant amount $10,000
same for both
Property price cap $600,000
same for both
Eligibility New
same for both

Tags

Mudgee

Spring Flat

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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