Mountain Creek vs Culcairn
Culcairn is the younger of the two, with a median age of 44 against 50 in Mountain Creek. In both, the large majority of households own their home and the large majority of homes are detached houses. In Mountain Creek, about half of households are people living alone. On these figures, Mountain Creek tends to suit couples, while Culcairn suits families with children.
Which one suits you?
There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.
Families with school-age kids
Culcairn
ahead on 2 of the 6 things we measure here
- has more schools rated above their peers (3 vs 0)
- has more parks and reserves (4 vs 1)
- But Mountain Creek carries lower crime risk (0/100 vs 68/100)
Weighs schools, house stock, crime, parks, childcare, and who already lives there.
Renters
Culcairn
ahead on the one thing that separates them
- has cheaper rent ($220/wk vs $280/wk)
Weighs rent and rental stress.
Commuting to the city
Mountain Creek
ahead on 2 of the 3 things we measure here
- has a shorter drive in (317 min vs 327 min)
- sits closer to the CBD (515.3 km vs 520.9 km)
- But Culcairn is more walkable (12/100 vs 0/100)
Weighs distance, drive time, and walkability.
Downsizers and retirees
Culcairn
ahead on 2 of the 4 things we measure here
- is more walkable (12/100 vs 0/100)
- has more residents already 65 and over (26% vs 20%)
- But Mountain Creek carries lower crime risk (0/100 vs 68/100)
Weighs who already lives there, GPs, walkability, and crime.
Investors
Mountain Creek
ahead on the one thing that separates them
- is growing faster (38.3% vs 0.7%)
Weighs population growth.
Where they sit
Mountain Creek and Culcairn drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.
Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.
Side by side, out of 100
Risks are inverted — shown as safety and low exposure — so a longer bar always means better.
Demographics
Culcairn has more residents (1,483 vs 65); Mountain Creek rents higher ($280/wk vs $220/wk).
| Mountain Creek | Culcairn | |
|---|---|---|
| Population | 65 | 1,483 +2182% vs other |
| Population trend (2016 → 2021) | +38.3% | +0.7% |
| Median age | 50 | 44 |
| Median household income | $71,500/yr +15% vs other | $60,996/yr |
| Median weekly rent | $280/wk +21% vs other | $220/wk |
Age profile
Share of residents in each band, 2021 Census.
Bars are drawn against the largest share shown (18.5%).
Who lives together
Household composition, 2021 Census.
Who owns and who rents
Occupied private dwellings by tenure, 2021 Census.
What people live in
Occupied private dwellings by structure, 2021 Census.
Qualifications
Highest non-school qualification, residents 15+, 2021 Census.
Bars are drawn against the largest share shown (18.5%).
Property market
| Mountain Creek | Culcairn | |
|---|---|---|
| Median house price | — | $405,000 |
| Median unit price | — same for both | |
| Median land price | — | $165,000 |
| Typical days to sell (houses) | — | 42 days from 19 sales |
Zoning mix
| Mountain Creek | Culcairn | |
|---|---|---|
| Rural and farming | 90% | 99% |
| Environmental | 10% | 0% |
| Zoning sets what may be built, not what is there today. A single address can sit in a different zone to the suburb around it. Zones as at 2026-09. | ||
Development activity
| Mountain Creek | Culcairn | |
|---|---|---|
| New dwellings approved | 86 across Greater Hume same for both | |
| Approvals change year on year | +33% same for both | |
Gross rental yield
| Mountain Creek | Culcairn | |
|---|---|---|
| Houses | — | 4.8% $405/wk on $435K |
| Units | — same for both | |
Ranking within NSW
| Mountain Creek | Culcairn | |
|---|---|---|
| House price | — | Higher than 9% of NSW |
| Income | Higher than 38% of NSW | Higher than 23% of NSW |
| Schools | — | Higher than 97% of NSW |
| Walkability | Higher than 38% of NSW | Higher than 60% of NSW |
| Affordability | — | Higher than 90% of NSW |
| EV adoption | Higher than 46% of NSW | Higher than 30% of NSW |
| NBN connectivity | Higher than 25% of NSW | Higher than 65% of NSW |
| Rental yield (houses) | — | Higher than 96% of NSW |
Liveability
Culcairn is more walkable (12 vs 0).
| Mountain Creek | Culcairn | |
|---|---|---|
| Grade | — | C |
| Score | — | 44/100 |
| Socio-economic band | advantaged area decile 7/10 | below-average income decile 2/10 |
Risk profile
Culcairn carries more crime risk (68 vs 0); Culcairn carries more bushfire risk (28 vs 16).
| Mountain Creek | Culcairn | |
|---|---|---|
| Bushfire | Low 16/100 | Low 28/100 |
| Crime | None 0/100 | Moderate 68/100 |
| Flood | Not mapped no mapped data here same for both | |
| Coastal erosion | None 0/100 same for both | |
| Aircraft noise | None 0/100 same for both | |
| Industrial facilities nearby | 0 within 5 km | 2 within 5 km |
Schools
| Mountain Creek | Culcairn | |
|---|---|---|
| Inside the suburb | 0 | 3 |
| Rated above peers | 0 | 3 |
| Rated at peers | 0 same for both | |
| Rated below peers | 0 same for both | |
Schools in Mountain Creek
No schools recorded inside this suburb's boundary. Children here will be zoned to schools nearby.
Schools in Culcairn
- Billabong High School Government · Secondary above peers
- Culcairn Public School Government · Primary above peers
- St Joseph's Primary School Catholic · Primary above peers
Amenities in the suburb
| Mountain Creek | Culcairn | |
|---|---|---|
| Supermarkets | 0 | 1 |
| Cafes & restaurants | 0 | 2 |
| Parks & reserves | 1 | 4 |
| Childcare | 0 | 2 |
| GPs | 0 | 1 |
| Pharmacies | 0 | 1 |
| Hospitals | 0 | 2 |
| Police stations | 0 | 1 |
| Banks & Bank@Post | 0 | 2 |
| Fuel stations | 0 | 2 |
| Waterways | 10 | 54 |
Mobility
Culcairn sits further from the CBD (520.9 km vs 515.3 km).
| Mountain Creek | Culcairn | |
|---|---|---|
| Walkability score | 0/100 | 12/100 |
| Distance to Sydney | 515.3 km | 520.9 km +1% vs other |
| Drive time (normal traffic) | 317 min | 327 min |
| Electric vehicle share | 0.4% postcode 2644 | 0.3% postcode 2660 |
| Rooftop solar per 100 dwellings | 62 postcode 2644 | 68 postcode 2660 |
How people get to work
Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.
Bars are drawn against the largest share shown (73.7%).
Setting
| Mountain Creek | Culcairn | |
|---|---|---|
| Elevation | 287 m above sea level, at the suburb centre | 217 m above sea level, at the suburb centre |
NBN connectivity
| Mountain Creek | Culcairn | |
|---|---|---|
| Connectivity score | 16/100 | 44/100 |
| Most common technology | Satellite (Sky Muster) | Fibre to the node |
| Full-fibre (FTTP) share | 0% 12 premises | 6% 760 premises |
Climate
| Mountain Creek | Culcairn | |
|---|---|---|
| Annual rainfall | 645 mm same for both | |
| Summer max (Jan) | 33.3°C same for both | |
| Winter min (Jul) | 2.5°C same for both | |
Council rates
| Mountain Creek | Culcairn | |
|---|---|---|
| Average residential rate | $992/yr same for both | |
| Council | Greater Hume same for both | |
Federal electorate
| Mountain Creek | Culcairn | |
|---|---|---|
| Division | Farrer same for both | |
| Member | David Farley same for both | |
| Party | One Nation same for both | |
First Home Owner Grant
| Mountain Creek | Culcairn | |
|---|---|---|
| Grant amount | $10,000 same for both | |
| Property price cap | $600,000 same for both | |
| Eligibility | New same for both | |
Tags
Mountain Creek
Culcairn
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.