Mount Rascal vs Top Camp

Mount Rascal is the younger of the two, with a median age of 39 against 42 in Top Camp. In both, the large majority of households own their home, the large majority of homes are detached houses, and the large majority of households are couple families. Houses cost more in Mount Rascal: a median of $1.58 million, against $895,000 in Top Camp, though rent is higher in Top Camp. On these figures, Mount Rascal tends to suit families with children, while Top Camp suits buyers on a tighter budget.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

Top Camp

ahead on the one thing that separates them

  • carries lower crime risk (22/100 vs 46/100)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Top Camp

ahead on the one thing that separates them

  • has cheaper houses ($895,000 vs $1,576,000)

Weighs house prices, land prices, and mortgage stress.

Renters

Mount Rascal

ahead on the one thing that separates them

  • has cheaper rent ($320/wk vs $360/wk)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Top Camp

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (107 min vs 113 min)
  • sits closer to the CBD (132.8 km vs 137.8 km)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Top Camp

ahead on the one thing that separates them

  • carries lower crime risk (22/100 vs 46/100)

Weighs who already lives there, GPs, walkability, and crime.

Investors

Top Camp

ahead on the one thing that separates them

  • is growing faster (5.9% vs -14.9%)

Weighs population growth.

Where they sit

Mount Rascal and Top Camp drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mount Rascal Top Camp
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mount Rascal Top Camp
Walkability 0 / 0
Mount Rascal — Walkability: 0/100 Top Camp — Walkability: 0/100
Safety 54 / 78
Mount Rascal — Safety: 54/100 Top Camp — Safety: 78/100
Low fire risk 100 / 100
Mount Rascal — Low fire risk: 100/100 Top Camp — Low fire risk: 100/100

Demographics

Top Camp has more residents (902 vs 393); Top Camp rents higher ($360/wk vs $320/wk).

Mount Rascal Top Camp
Population 393 902
+130% vs other
Population trend (2016 → 2021) -14.9% +5.9%
Median age 39 42
Median household income $126,880/yr $131,560/yr
+4% vs other
Median weekly rent $320/wk $360/wk
+12% vs other

Age profile

Share of residents in each band, 2021 Census.

Mount Rascal Top Camp
0-4 6.4% / 4.4%
Mount Rascal — 0-4: 6.4% Top Camp — 0-4: 4.4%
5-14 19.3% / 15.9%
Mount Rascal — 5-14: 19.3% Top Camp — 5-14: 15.9%
15-19 9.7% / 6.8%
Mount Rascal — 15-19: 9.7% Top Camp — 15-19: 6.8%
20-24 3.1% / 6.3%
Mount Rascal — 20-24: 3.1% Top Camp — 20-24: 6.3%
25-34 6.1% / 8.3%
Mount Rascal — 25-34: 6.1% Top Camp — 25-34: 8.3%
35-44 15.0% / 12.2%
Mount Rascal — 35-44: 15.0% Top Camp — 35-44: 12.2%
45-54 15.3% / 13.9%
Mount Rascal — 45-54: 15.3% Top Camp — 45-54: 13.9%
55-64 13.7% / 17.0%
Mount Rascal — 55-64: 13.7% Top Camp — 55-64: 17.0%
65-74 10.7% / 9.2%
Mount Rascal — 65-74: 10.7% Top Camp — 65-74: 9.2%
75-84 1.3% / 4.2%
Mount Rascal — 75-84: 1.3% Top Camp — 75-84: 4.2%
85+ 1.3% / 1.4%
Mount Rascal — 85+: 1.3% Top Camp — 85+: 1.4%

Bars are drawn against the largest share shown (19.3%).

Who lives together

Household composition, 2021 Census.

Mount Rascal 79.3% couple families
Mount Rascal — Couple Families: 79.3% Mount Rascal — Lone Person: 11.5% Mount Rascal — One Parent Families: 9.2%
Top Camp 82.0% couple families
Top Camp — Couple Families: 82.0% Top Camp — Lone Person: 12.2% Top Camp — One Parent Families: 5.8%
Couple Families Lone Person One Parent Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mount Rascal 3.5% renting
Mount Rascal — Owned Outright: 46.0% Mount Rascal — Mortgage: 50.4% Mount Rascal — Renting: 3.5%
Top Camp 4.7% renting
Top Camp — Owned Outright: 37.3% Top Camp — Mortgage: 58.1% Top Camp — Renting: 4.7%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mount Rascal Top Camp
Certificate III & IV 16.8% / 17.0%
Mount Rascal — Certificate III & IV: 16.8% Top Camp — Certificate III & IV: 17.0%
Bachelor Degree 11.2% / 11.9%
Mount Rascal — Bachelor Degree: 11.2% Top Camp — Bachelor Degree: 11.9%
Advanced Diploma / Diploma 7.9% / 10.2%
Mount Rascal — Advanced Diploma / Diploma: 7.9% Top Camp — Advanced Diploma / Diploma: 10.2%
Postgraduate Degree 5.9% / 4.4%
Mount Rascal — Postgraduate Degree: 5.9% Top Camp — Postgraduate Degree: 4.4%
Graduate Diploma / Certificate 2.8% / 3.0%
Mount Rascal — Graduate Diploma / Certificate: 2.8% Top Camp — Graduate Diploma / Certificate: 3.0%

Bars are drawn against the largest share shown (17.0%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mount Rascal Top Camp
England 1.5% / 3.0%
Mount Rascal — England: 1.5% Top Camp — England: 3.0%
South Africa 2.5% / 1.7%
Mount Rascal — South Africa: 2.5% Top Camp — South Africa: 1.7%
New Zealand 1.5% / 0.8%
Mount Rascal — New Zealand: 1.5% Top Camp — New Zealand: 0.8%
Canada 1.0% / —
Mount Rascal — Canada: 1.0% Top Camp — Canada: not among its largest
Fiji 0.8% / —
Mount Rascal — Fiji: 0.8% Top Camp — Fiji: not among its largest
Singapore — / 0.8%
Mount Rascal — Singapore: not among its largest Top Camp — Singapore: 0.8%
Zimbabwe — / 0.6%
Mount Rascal — Zimbabwe: not among its largest Top Camp — Zimbabwe: 0.6%

Bars are drawn against the largest share shown (3.0%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Mount Rascal 95.1% houses
Mount Rascal — Houses: 95.1% Mount Rascal — Flats / Apartments: 4.9%
Top Camp 101.8% houses
Top Camp — Houses: 101.8% Top Camp — Flats / Apartments: 0.0%
Houses Flats / Apartments

Property market

Mount Rascal Top Camp
Median house price $1,576,000 $895,000
Median unit price —
same for both
Median land price $500,000 $570,000
Typical days to sell (houses) 76 days
from 5 sales
42 days
from 11 sales

Development activity

Mount Rascal Top Camp
New dwellings approved 1,513
across Toowoomba
same for both
Approvals change year on year -25%
same for both

Ranking within QLD

Mount Rascal Top Camp
House price —
same for both
Income Higher than 93% of QLD Higher than 94% of QLD
Schools —
same for both
Walkability Higher than 3% of QLD Higher than 57% of QLD
Affordability —
same for both
EV adoption Higher than 70% of QLD Higher than 71% of QLD
NBN connectivity Higher than 74% of QLD Higher than 73% of QLD

Liveability

Mount Rascal Top Camp
Grade — A
Score — 70/100
Socio-economic band very advantaged area
decile 10/10
same for both

Risk profile

Mount Rascal carries more crime risk (46 vs 22).

Mount Rascal Top Camp
Bushfire None
0/100
same for both
Crime Moderate
46/100
Low
22/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 0
within 5 km
same for both

Schools

Mount Rascal Top Camp
Inside the suburb 0
same for both
Rated above peers 0
same for both
Rated at peers 0
same for both
Rated below peers 0
same for both
Universities within 10 km 1
USQ (Toowoomba), 9.1 km
1
USQ (Toowoomba), 8.4 km
Full-time students aged 15–24 0.0% 0.9%

Mobility

Mount Rascal sits further from the CBD (137.8 km vs 132.8 km).

Mount Rascal Top Camp
Walkability score 0/100
same for both
Distance to Brisbane 137.8 km
+4% vs other
132.8 km
Drive time (normal traffic) 113 min 107 min
Electric vehicle share 0.6%
postcode 4350
same for both
Rooftop solar per 100 dwellings 41
postcode 4350
same for both

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mount Rascal Top Camp
Car (driver) 80.2% / 81.6%
Mount Rascal — Car (driver): 80.2% Top Camp — Car (driver): 81.6%
Worked from Home 12.9% / 10.7%
Mount Rascal — Worked from Home: 12.9% Top Camp — Worked from Home: 10.7%
Car (passenger) 5.4% / 6.8%
Mount Rascal — Car (passenger): 5.4% Top Camp — Car (passenger): 6.8%
Walked Only 1.5% / 0.9%
Mount Rascal — Walked Only: 1.5% Top Camp — Walked Only: 0.9%

Bars are drawn against the largest share shown (81.6%).

Setting

Mount Rascal Top Camp
Elevation 637 m
above sea level, at the suburb centre
594 m
above sea level, at the suburb centre

NBN connectivity

Mount Rascal Top Camp
Connectivity score 63/100 62/100
Most common technology Fibre to the premises Fibre to the node
Full-fibre (FTTP) share 42%
207 premises
31%
314 premises

Climate

Mount Rascal Top Camp
Annual rainfall 643 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Mount Rascal Top Camp
PM2.5 2.4 µg/m³
same for both
PM10 3.8 µg/m³
same for both
NO₂ —
same for both

Council rates

Mount Rascal Top Camp
Average residential rate $1,618/yr
same for both
Council Toowoomba
same for both

Federal electorate

Mount Rascal Top Camp
Division Groom
same for both
Member Garth Hamilton
same for both
Party Liberal National Party of Queensland
same for both

First Home Owner Grant

Mount Rascal Top Camp
Grant amount $30,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Mount Rascal

Top Camp

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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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