Mount Lofty vs Withcott

Withcott is the younger of the two, with a median age of 37 against 43 in Mount Lofty. In both, most households own their home and the large majority of homes are detached houses. In Withcott, most households are couple families. Houses cost more in Mount Lofty: a median of $1.11 million, against $960,000 in Withcott. On these figures, Mount Lofty tends to suit people living alone, while Withcott suits families with children and couples.

Which one suits you?

There is no overall winner — the suburb that suits a family with school-age kids is routinely the wrong one for someone commuting into the city. So each of these answers its own question, against a checklist you can see, using the same figures in the tables below.

Families with school-age kids

They split

one each way, out of the 6 things we measure here

  • Mount Lofty has more parks and reserves (8 vs 3)
  • Withcott is already more of a family suburb (76% vs 58%)

Weighs schools, house stock, crime, parks, childcare, and who already lives there.

First-home buyers

Mount Lofty

ahead on 2 of the 4 things we measure here

  • has cheaper land ($640,000 vs $772,500)
  • has cheaper units ($580,000 vs $672,500)
  • But Withcott has cheaper houses ($960,000 vs $1,105,500)

Weighs house prices, unit prices, land prices, and mortgage stress.

Renters

Mount Lofty

ahead on the one thing that separates them

  • has a bigger rental market to choose from (26% vs 11%)

Weighs rent, rental stress, and how much is for rent.

Commuting to the city

Withcott

ahead on 2 of the 3 things we measure here

  • has a shorter drive in (92 min vs 104 min)
  • sits closer to the CBD (119.1 km vs 126.5 km)
  • But Mount Lofty is more walkable (21/100 vs 0/100)

Weighs distance, drive time, and walkability.

Downsizers and retirees

Mount Lofty

ahead on 2 of the 5 things we measure here

  • is more walkable (21/100 vs 0/100)
  • has more residents already 65 and over (20% vs 12%)
  • But Withcott has more GPs (2 vs 0)

Weighs smaller dwellings, who already lives there, GPs, walkability, and crime.

Investors

Withcott

ahead on 2 of the 2 things we measure here

  • is growing faster (12.1% vs 1.3%)
  • returns a higher gross yield on houses (5.0% vs 3.2%)

Weighs house yield and population growth.

Where they sit

Mount Lofty and Withcott drawn to the same scale. Both outlines are shown together, so the map answers whether they share a border and how their areas compare.

Mount Lofty Withcott
Hides rows where both suburbs match

Bars start at zero. Scores, risks and rankings are drawn against their full 0–100 range; other rows are drawn in proportion to the larger of the two.

Side by side, out of 100

Risks are inverted — shown as safety and low exposure — so a longer bar always means better.

Mount Lofty Withcott
Walkability 21 / 0
Mount Lofty — Walkability: 21/100 Withcott — Walkability: 0/100
Safety 51 / 45
Mount Lofty — Safety: 51/100 Withcott — Safety: 45/100
Low fire risk 100 / 100
Mount Lofty — Low fire risk: 100/100 Withcott — Low fire risk: 100/100

Demographics

Mount Lofty has more residents (3,825 vs 2,067); Mount Lofty skews older (43 vs 37).

Mount Lofty Withcott
Population 3,825
+46% vs other
 2,067
Population trend (2016 → 2021) +1.3% +12.1%
Median age 43 37
Median household income $104,104/yr $108,576/yr
+4% vs other
Median weekly rent $340/wk $350/wk
+3% vs other

Age profile

Share of residents in each band, 2021 Census.

Mount Lofty Withcott
0-4 5.3% / 6.9%
Mount Lofty — 0-4: 5.3% Withcott — 0-4: 6.9%
5-14 12.9% / 16.9%
Mount Lofty — 5-14: 12.9% Withcott — 5-14: 16.9%
15-19 7.3% / 7.1%
Mount Lofty — 15-19: 7.3% Withcott — 15-19: 7.1%
20-24 5.0% / 3.7%
Mount Lofty — 20-24: 5.0% Withcott — 20-24: 3.7%
25-34 10.5% / 10.4%
Mount Lofty — 25-34: 10.5% Withcott — 25-34: 10.4%
35-44 11.7% / 15.7%
Mount Lofty — 35-44: 11.7% Withcott — 35-44: 15.7%
45-54 14.6% / 12.9%
Mount Lofty — 45-54: 14.6% Withcott — 45-54: 12.9%
55-64 12.2% / 14.0%
Mount Lofty — 55-64: 12.2% Withcott — 55-64: 14.0%
65-74 10.5% / 8.6%
Mount Lofty — 65-74: 10.5% Withcott — 65-74: 8.6%
75-84 6.9% / 3.1%
Mount Lofty — 75-84: 6.9% Withcott — 75-84: 3.1%
85+ 3.0% / 0.8%
Mount Lofty — 85+: 3.0% Withcott — 85+: 0.8%

Bars are drawn against the largest share shown (16.9%).

Who lives together

Household composition, 2021 Census.

Mount Lofty 44.0% couple families
Mount Lofty — Couple Families: 44.0% Mount Lofty — Lone Person: 38.3% Mount Lofty — One Parent Families: 14.5% Mount Lofty — Group Household: 2.5% Mount Lofty — Other Families: 0.7%
Withcott 62.0% couple families
Withcott — Couple Families: 62.0% Withcott — Lone Person: 20.7% Withcott — One Parent Families: 13.7% Withcott — Group Household: 2.5% Withcott — Other Families: 1.0%
Couple Families Lone Person One Parent Families Group Household Other Families

Who owns and who rents

Occupied private dwellings by tenure, 2021 Census.

Mount Lofty 26.1% renting
Mount Lofty — Owned Outright: 37.5% Mount Lofty — Mortgage: 36.4% Mount Lofty — Renting: 26.1%
Withcott 10.9% renting
Withcott — Owned Outright: 30.3% Withcott — Mortgage: 58.8% Withcott — Renting: 10.9%
Owned outright Mortgage Renting

Qualifications

Highest non-school qualification, residents 15+, 2021 Census.

Mount Lofty Withcott
Certificate III & IV 12.9% / 21.3%
Mount Lofty — Certificate III & IV: 12.9% Withcott — Certificate III & IV: 21.3%
Bachelor Degree 18.9% / 8.8%
Mount Lofty — Bachelor Degree: 18.9% Withcott — Bachelor Degree: 8.8%
Advanced Diploma / Diploma 7.4% / 8.0%
Mount Lofty — Advanced Diploma / Diploma: 7.4% Withcott — Advanced Diploma / Diploma: 8.0%
Postgraduate Degree 7.2% / 2.0%
Mount Lofty — Postgraduate Degree: 7.2% Withcott — Postgraduate Degree: 2.0%
Graduate Diploma / Certificate 3.8% / 1.7%
Mount Lofty — Graduate Diploma / Certificate: 3.8% Withcott — Graduate Diploma / Certificate: 1.7%

Bars are drawn against the largest share shown (21.3%).

Where residents were born

Largest overseas birthplaces, as a share of all residents, 2021 Census. A dash means that country is not among the suburb's own eight largest.

Mount Lofty Withcott
England 2.6% / 2.5%
Mount Lofty — England: 2.6% Withcott — England: 2.5%
New Zealand 1.6% / 1.5%
Mount Lofty — New Zealand: 1.6% Withcott — New Zealand: 1.5%
South Africa 1.2% / 0.8%
Mount Lofty — South Africa: 1.2% Withcott — South Africa: 0.8%
Iraq 1.2% / —
Mount Lofty — Iraq: 1.2% Withcott — Iraq: not among its largest
Philippines 0.4% / 0.7%
Mount Lofty — Philippines: 0.4% Withcott — Philippines: 0.7%
India 0.6% / —
Mount Lofty — India: 0.6% Withcott — India: not among its largest
Canada — / 0.5%
Mount Lofty — Canada: not among its largest Withcott — Canada: 0.5%

Bars are drawn against the largest share shown (2.6%).

What people live in

Occupied private dwellings by structure, 2021 Census.

Mount Lofty 89.1% houses
Mount Lofty — Houses: 89.1% Mount Lofty — Townhouses: 9.8% Mount Lofty — Flats / Apartments: 1.1%
Withcott 97.2% houses
Withcott — Houses: 97.2% Withcott — Townhouses: 1.5% Withcott — Flats / Apartments: 1.3%
Houses Townhouses Flats / Apartments

Property market

Mount Lofty Withcott
Median house price $1,105,500 $960,000
Median unit price $580,000 $672,500
Median land price $640,000 $772,500
Typical days to sell (houses) 38 days
from 59 sales
 29 days
from 17 sales

House price by bedroom count

Only bed counts both suburbs published enough sales for. Sale counts are shown because the buckets differ in depth.

Mount Lofty Withcott
3 bed $902K / $759K
Mount Lofty — 3 bed: $902K (50 sales) Withcott — 3 bed: $759K (10 sales)

50 vs 10 sales

4 bed $1.35M / $965K
Mount Lofty — 4 bed: $1.35M (54 sales) Withcott — 4 bed: $965K (20 sales)

54 vs 20 sales

5 bed $1.48M / $1.05M
Mount Lofty — 5 bed: $1.48M (16 sales) Withcott — 5 bed: $1.05M (7 sales)

16 vs 7 sales

Development activity

Mount Lofty Withcott
New dwellings approved 1,513
across Toowoomba
 352
across Lockyer Valley
Approvals change year on year -25% +103%

Gross rental yield

Gross — before strata, rates, management, insurance and vacancy. From median advertised rents and median asking prices over the last 6 months. How we calculate.

Mount Lofty Withcott
Houses 3.2%
$650/wk on $1.05M
 5.0%
$938/wk on $972K
Units 3.9%
$440/wk on $582K
 —

Ranking within QLD

Mount Lofty Withcott
House price —
same for both
Income Higher than 77% of QLD Higher than 81% of QLD
Schools —
same for both
Walkability Higher than 79% of QLD Higher than 53% of QLD
Affordability —
same for both
EV adoption Higher than 71% of QLD Higher than 68% of QLD
NBN connectivity Higher than 98% of QLD Higher than 96% of QLD
Rental yield (houses) Higher than 15% of QLD Higher than 92% of QLD
Rental yield (units) Higher than 28% of QLD —

Liveability

Mount Lofty is more walkable (21 vs 0); Mount Lofty scores higher overall (66 vs 53).

Mount Lofty Withcott
Grade B
same for both
Score 66/100 53/100
Socio-economic band very advantaged area
decile 9/10
 advantaged area
decile 7/10

Risk profile

Mount Lofty Withcott
Bushfire None
0/100
same for both
Crime Moderate
49/100
 Moderate
55/100
Flood Not mapped
no mapped data here
same for both
Coastal erosion None
0/100
same for both
Aircraft noise None
0/100
same for both
Industrial facilities nearby 4
within 5 km
 0
within 5 km

Schools

Mount Lofty Withcott
Inside the suburb 1
same for both
Rated above peers 0
same for both
Rated at peers 1 0
Rated below peers 0 1
Universities within 10 km 1
USQ (Toowoomba), 3.7 km
 1
USQ (Toowoomba), 6.8 km
Full-time students aged 15–24 1.4% 0.3%

Schools in Mount Lofty

  • Toowoomba State High School Government · Secondary at peers

Schools in Withcott

  • Withcott State School Government · Primary below peers

Amenities in the suburb

Mount Lofty Withcott
Cafes & restaurants 3 0
Parks & reserves 8 3
Childcare 1 2
GPs 0 2
Fuel stations 1 2
Waterways 1 14

Mobility

Mount Lofty sits further from the CBD (126.5 km vs 119.1 km).

Mount Lofty Withcott
Walkability score 21/100 0/100
Distance to Brisbane 126.5 km
+6% vs other
 119.1 km
Drive time (normal traffic) 104 min 92 min
Electric vehicle share 0.6%
postcode 4350
 0.6%
postcode 4352
Rooftop solar per 100 dwellings 41
postcode 4350
 84
postcode 4352

How people get to work

Method of travel on census day 2021 — which fell during COVID restrictions, so working from home is inflated and every travel mode understated.

Mount Lofty Withcott
Car (driver) 78.8% / 83.0%
Mount Lofty — Car (driver): 78.8% Withcott — Car (driver): 83.0%
Worked from Home 11.8% / 9.8%
Mount Lofty — Worked from Home: 11.8% Withcott — Worked from Home: 9.8%
Car (passenger) 5.9% / 6.2%
Mount Lofty — Car (passenger): 5.9% Withcott — Car (passenger): 6.2%
Walked Only 2.0% / 0.6%
Mount Lofty — Walked Only: 2.0% Withcott — Walked Only: 0.6%
Bicycle 1.2% / —
Mount Lofty — Bicycle: 1.2% Withcott — Bicycle: not among its largest
Bus 0.2% / 0.3%
Mount Lofty — Bus: 0.2% Withcott — Bus: 0.3%

Bars are drawn against the largest share shown (83.0%).

Setting

Mount Lofty Withcott
Elevation 537 m
above sea level, at the suburb centre
 289 m
above sea level, at the suburb centre

NBN connectivity

Mount Lofty Withcott
Connectivity score 99/100 91/100
Most common technology Fibre to the premises
same for both
Full-fibre (FTTP) share 98%
1,760 premises
 87%
900 premises

Climate

Mount Lofty Withcott
Annual rainfall 643 mm
same for both
Summer max (Jan) —
same for both
Winter min (Jul) —
same for both

Air quality (annual mean)

Mount Lofty Withcott
PM2.5 4.9 µg/m³ 2.4 µg/m³
PM10 12.0 µg/m³ 3.8 µg/m³
NO₂ —
same for both

Council rates

Mount Lofty Withcott
Average residential rate $1,618/yr $1,952/yr
Council Toowoomba Lockyer Valley

Federal electorate

Mount Lofty Withcott
Division Groom Wright
Member Garth Hamilton Scott Buchholz
Party Liberal National Party of Queensland
same for both

First Home Owner Grant

Mount Lofty Withcott
Grant amount $30,000
same for both
Property price cap $750,000
same for both
Eligibility New
same for both

Tags

Mount Lofty

Acreage Professionals

Withcott

Acreage Family

More comparisons

Other comparisons with Mount Lofty

Mount Lofty vs East Toowoomba Mount Lofty vs North Toowoomba Mount Lofty vs Harlaxton Mount Lofty vs Prince Henry Heights Mount Lofty vs Ballard Mount Lofty vs Redwood

Other comparisons with Withcott

Withcott vs Rangeville Withcott vs Murphys Creek Withcott vs Prince Henry Heights Withcott vs Postmans Ridge Withcott vs Blanchview Withcott vs Ballard
Full data on Mount Lofty Full data on Withcott
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Information shown is provided as-is from Australian government and commercial data sources.
Always verify with the relevant authority before making property decisions.
See Data Sources and How We Calculate for details.

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